Last update: Oct 2026

Cost of Living Comparison Between Toronto and Rawalpindi

For one person, living is cheaper in Rawalpindi: $491 a month against $2,530 in Toronto, rent and utilities included – about $24,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
24

Cost of Living Index in Rawalpindi
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Rawalpindi Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Rawalpindi

🇵🇰 Pakistan

$491

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Rawalpindi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Rawalpindi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $491 in Rawalpindi.

Toronto $2,530
Rawalpindi $491

Estimated couple costs with rent: $3,646 in Toronto versus $776 in Rawalpindi.

Toronto $3,646
Rawalpindi $776

Monthly costs for a family of three with rent: $4,761 in Toronto versus $1,060 in Rawalpindi.

Toronto $4,761
Rawalpindi $1,060

Living in Toronto is roughly 415% more expensive than in Rawalpindi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 89% above, Rawalpindi is 63% below.

Meal at Budget Restaurant

$17.67 CA$25.13

$2.03 PKR 561

770.44%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$16.03 PKR 4,436

382.72%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.90

$5.83 PKR 1,612

79.59%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.85 PKR 511

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.35 PKR 927

Cappuccino

$4.08 CA$5.80

$1.95 PKR 539

109.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.01

$0.44 PKR 121

381.82%

Water (0.33 liter bottle)

$1.76 CA$2.50

$0.25 PKR 69.6

604.00%

Local Beer (0.5 liter draught)

$6.17 CA$8.78

Imported Beer (0.33 liter bottle)

$6.89 CA$9.80

Milk (1 liter)

$2.43 CA$3.46

$0.84 PKR 233

189.29%

White Bread (500g)

$2.75 CA$3.91

$0.56 PKR 155

391.07%

Rice (white) (1kg)

$2.23 CA$3.17

$1.24 PKR 343

79.84%

Eggs

$3.45 CA$4.90

$1.14 PKR 316

202.63%

Local Cheese (1kg)

$8.93 CA$12.71

$6.38 PKR 1,764

39.97%

Chicken Fillets (1kg)

$11.44 CA$16.27

$3.53 PKR 977

224.08%

Beef Round Steak (1kg)

$14.61 CA$20.78

$4.95 PKR 1,370

195.15%

Apples (1kg)

$3.75 CA$5.33

$1.16 PKR 320

223.28%

Banana (1kg)

$1.15 CA$1.63

$0.87 PKR 242

32.18%

Oranges (1kg)

$3.55 CA$5.05

$1.24 PKR 343

186.29%

Tomato (1kg)

$4.28 CA$6.09

$0.54 PKR 149

692.59%

Potato (1kg)

$1.85 CA$2.62

$0.38 PKR 105

386.84%

Onion (1kg)

$1.67 CA$2.37

$0.46 PKR 127

263.04%

Lettuce (1 head)

$2.22 CA$3.15

$0.33 PKR 92.7

572.73%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.39 PKR 108

210.26%

Bottle of Non-Alcoholic Wine (Mid-Range)

$16.10 PKR 4,456

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.21 PKR 334

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.74

$2.03 PKR 562

583.74%

Wine (Bottle)

$14.25 CA$20.27

Local Beer (0.5 liter bottle)

$2.20 CA$3.12

Imported Beer (0.33 liter bottle)

$2.42 CA$3.44

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.20 PKR 55.7

1110.00%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$10.05 PKR 2,781

1001.89%

Taxi Start (Normal Tariff)

$2.90 CA$4.12

$0.94 PKR 259

208.51%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.79

$0.37 PKR 104

240.54%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.33

$3.14 PKR 870

601.59%

Gasoline (1 liter)

$1.22 CA$1.74

$1.19 PKR 329

2.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.3K

$18.9K PKR 5.2M

46.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.2K

$24.3K PKR 6.7M

-18.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$173

$111 PKR 30.7K

9.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.56

$5.70 PKR 1,577

461.93%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.2

$18.42 PKR 5,097

160.15%

Gym Membership (Monthly)

$38.90 CA$55.3

$11.76 PKR 3,256

230.78%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.05

$7.27 PKR 2,011

219.67%

Cinema Ticket

$12.61 CA$17.94

$4.40 PKR 1,219

186.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,186

$48.86 PKR 13.5K

1606.84%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.2K

$1,033 PKR 285.8K

2159.68%

Jeans (Levis 501 Or Similar)

$52.6 CA$74.8

$17.34 PKR 4,798

203.34%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.3

$32.45 PKR 8,981

24.07%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$91.5 PKR 25.3K

5.15%

Men's Leather Business Shoes

$123 CA$175

$36.83 PKR 10.2K

233.80%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,273

$197 PKR 54.7K

709.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,041

$82.2 PKR 22.7K

1645.77%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,779

$410 PKR 113.4K

548.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,981

$231 PKR 63.8K

809.37%

Buy Apartment in City Center (m2)

$8,033 CA$11.4K

$1,196 PKR 331.1K

571.52%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,327

$454 PKR 125.6K

1345.30%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,324

$177 PKR 49.0K

2013.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

22.81

-80.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Rawalpindi: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Rawalpindi

$82 16.7% 94.3% $1.4K

Groceries & Markets

Toronto

$340 13.1%

Rawalpindi

$102 20.7% 70% $238

Eating Out

Toronto

$282 10.9%

Rawalpindi

$60 12.1% 78.8% $222

Monthly Utilities & Internet

Toronto

$202 7.8%

Rawalpindi

$135 27.4% 33% $67

Clothing & Footwear

Toronto

$140 5.4%

Rawalpindi

$80 16.2% 42.9% $60

Getting Around

Toronto

$130 5%

Rawalpindi

$14 2.8% 89.5% $116

Sport & Entertainment

Toronto

$64 2.5%

Rawalpindi

$21 4.2% 67.9% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $197 in Rawalpindi. Housing cost is often the main lever when comparing two cities.

Toronto pays 2014% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $16.00 in Rawalpindi for a mid-range dinner for two. Groceries echo the gap at $340 vs $102 per month, with Rawalpindi cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇰 Rawalpindi

🕒 Local time

01:28 1:28 AM

10:28 10:28 AM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

2,098,231

💱 Currency

Canadian Dollar CAD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Rawalpindi 10,980 km ≈ 14 h nonstop flight

From you

Toronto
Rawalpindi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Rawalpindi: Cost of Living - Frequently Asked Questions

Toronto and Rawalpindi differ by about 415% in total monthly costs ($2,530 vs $491 including rent). Rawalpindi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 2014% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $197 in Rawalpindi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Rawalpindi – a meal for two runs $16.00 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,530 per month in Toronto versus $491 in Rawalpindi – a 415% gap that adds up to real savings over time for anyone picking the cheaper option.

At $491 in Rawalpindi versus $2,530 in Toronto, a $2,000 budget is realistic in Rawalpindi but tight or insufficient in Toronto. The gap between the two cities makes Rawalpindi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Rawalpindi gentler on the wallet – expenses run 415% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.