Last update: Oct 2026

Cost of Living Comparison Between Ratnapura and Ubud, Bali

For one person, living is cheaper in Ratnapura: $477 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Ratnapura
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Ratnapura Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ratnapura

🇱🇰 Sri Lanka

$477

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ratnapura and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ratnapura and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $477 per month in Ratnapura vs $1,349 in Ubud, Bali, rent included.

Ratnapura $477
Ubud, Bali $1,349

A couple spends around $765 per month in Ratnapura vs $2,305 in Ubud, Bali, rent included.

Ratnapura $765
Ubud, Bali $2,305

A family of three spends $1,054 per month in Ratnapura vs $3,261 in Ubud, Bali, rent included.

Ratnapura $1,054
Ubud, Bali $3,261

Ratnapura is about 65% cheaper than Ubud, Bali, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$1.95 LKR 647

$3.32 Rp 59.9K

-41.27%

Three-Course Dinner for Two, Mid-Range

$9.22 LKR 3,065

$35.64 Rp 642.4K

-74.13%

Fast Food Meal (McDonalds, etc)

$6.06 LKR 2,013

$5.53 Rp 99.7K

9.58%

Cappuccino

$2.08 LKR 691

$2.72 Rp 49.0K

-23.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 LKR 244

$1.70 Rp 30.7K

-57.06%

Water (0.33 liter bottle)

$0.44 LKR 146

$0.76 Rp 13.7K

-42.11%

Local Beer (0.5 liter draught)

$1.93 LKR 642

$2.65 Rp 47.8K

-27.17%

Imported Beer (0.33 liter bottle)

$2.77 LKR 921

$4.38 Rp 79.0K

-36.76%

Milk (1 liter)

$1.84 LKR 612

$1.49 Rp 26.9K

23.49%

White Bread (500g)

$0.79 LKR 263

$2.28 Rp 41.0K

-65.35%

Rice (white) (1kg)

$0.66 LKR 219

$1.19 Rp 21.5K

-44.54%

Eggs

$1.07 LKR 357

$2.04 Rp 36.7K

-47.55%

Local Cheese (1kg)

$14.73 LKR 4,896

$17.70 Rp 319.1K

-16.78%

Chicken Fillets (1kg)

$6.39 LKR 2,125

$3.96 Rp 71.4K

61.36%

Beef Round Steak (1kg)

$15.60 LKR 5,185

$12.19 Rp 219.7K

27.97%

Apples (1kg)

$4.26 LKR 1,417

$3.66 Rp 65.9K

16.39%

Banana (1kg)

$0.75 LKR 248

$1.52 Rp 27.4K

-50.66%

Oranges (1kg)

$4.14 LKR 1,377

$2.23 Rp 40.2K

85.65%

Tomato (1kg)

$0.94 LKR 311

$1.97 Rp 35.6K

-52.28%

Potato (1kg)

$1.05 LKR 349

$1.85 Rp 33.3K

-43.24%

Onion (1kg)

$1.40 LKR 465

$2.42 Rp 43.7K

-42.15%

Lettuce (1 head)

$0.46 LKR 154

$0.99 Rp 17.8K

-53.54%

Water (1.5 liter bottle)

$0.43 LKR 144

$0.51 Rp 9,255

-15.69%

Cigarettes 20 Pack (Marlboro, Camel)

$12.86 LKR 4,273

$2.22 Rp 40.0K

479.28%

Wine (Bottle)

$12.92 LKR 4,295

$22.24 Rp 400.9K

-41.91%

Local Beer (0.5 liter bottle)

$2.09 LKR 693

$2.26 Rp 40.7K

-7.52%

Imported Beer (0.33 liter bottle)

$2.88 LKR 959

$2.97 Rp 53.5K

-3.03%

One-way Ticket (Public Transport)

$0.34 LKR 115

$0.25 Rp 4,525

36.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$0.37 LKR 124

$0.44 Rp 7,923

-15.91%

Taxi (Normal Tariff) (1km)

$0.44 LKR 146

$0.43 Rp 7,753

2.33%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

Gasoline (1 liter)

$1.00 LKR 331

$0.82 Rp 14.9K

21.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.8K LKR 6.6M

$23.8K Rp 429.7M

-17.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K LKR 6.5M

$31.7K Rp 572.3M

-38.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.07 LKR 687

$6.45 Rp 116.2K

-67.91%

Internet (50+ Mbps, Unlimited Data)

$7.41 LKR 2,461

$18.58 Rp 334.9K

-60.12%

Gym Membership (Monthly)

$9.13 LKR 3,033

$49.48 Rp 892.0K

-81.55%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$2.39 LKR 794

$4.27 Rp 77.0K

-44.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

Jeans (Levis 501 Or Similar)

$10.48 LKR 3,483

$44.64 Rp 804.7K

-76.52%

Summer Dress (H&M, Zara, etc)

$7.70 LKR 2,560

$34.95 Rp 630.1K

-77.97%

Sport Shoes (Adidas, Nike)

$84.3 LKR 28.0K

$79.9 Rp 1.4M

5.49%

Men's Leather Business Shoes

$25.89 LKR 8,606

$79.4 Rp 1.4M

-67.40%

1-bedroom Apartment, City Center (Monthly)

$76.1 LKR 25.3K

$1,125 Rp 20.3M

-93.24%

1-bedroom Apartment, Outside City Center (Monthly)

$54.6 LKR 18.1K

$671 Rp 12.1M

-91.87%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

3-bedroom Apartment, Outside City Center (Monthly)

$84.6 LKR 28.1K

$1,723 Rp 31.1M

-95.09%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

Average Monthly Net Salary (After Tax)

$166 LKR 55.3K

$164 Rp 3.0M

1.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ratnapura: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ratnapura

$258 54.2%

Ubud, Bali

$288 21.4% 11.7% $30

Eating Out

Ratnapura

$79 16.5%

Ubud, Bali

$108 8% 37.1% $29

Clothing & Footwear

Ratnapura

$58 12.1%

Ubud, Bali

$108 8% 86.1% $50

Accommodation & Living

Ratnapura

$55 11.5%

Ubud, Bali

$672 49.8% 1130% $617

Sport & Entertainment

Ratnapura

$14 2.9%

Ubud, Bali

$58 4.3% 317% $44

Monthly Utilities & Internet

Ratnapura

$9.5 * 2%

Ubud, Bali

$104 7.7% 999% $95

Getting Around

Ratnapura

$4 * 0.8%

Ubud, Bali

$11 0.9% 189% $7.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $76 in Ratnapura versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $9 in Ratnapura versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $258 vs $288 – making Ratnapura the more affordable choice for daily food spending.

Good to know

🇱🇰 Ratnapura

🇮🇩 Ubud, Bali

🕒 Local time

20:30 8:30 PM

23:00 11:00 PM

2 h 30 min ahead of Ratnapura

🌤 Weather

👥 Population

52,100

74,800

💱 Currency

Sri Lankan Rupee LKR Rs

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 LKR = 3.01 USD

1,000 LKR = 2.7 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to LKR – Sri Lankan Rupee Converter

🇺🇸 United States Dollar ($)

🇱🇰 Sri Lankan Rupee (Rs)

Sri Lankan Rupee exchange rates as of October 28, 2026: 1 USD = 332 LKR (1,000 LKR = 3.01 USD). 1 EUR = 370 LKR (1,000 LKR = 2.7 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to LKR in detail →

On the map

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Highest

Between locations

Ratnapura Ubud, Bali 4,220 km ≈ 6 h nonstop flight

From you

Ratnapura
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ratnapura vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 183%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $715 per month in Ratnapura and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ratnapura, especially for central apartments: a one-bedroom in the center costs $76 there versus $1,125 in Ubud, Bali.

Groceries cost about 12% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $9 in Ratnapura and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ratnapura, where all-in costs run around $477, than in Ubud, Bali at $1,349. In Ratnapura it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $477 in Ratnapura to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.