Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ratnapura

For one person, living is cheaper in Ratnapura: $477 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
23

Cost of Living Index in Ratnapura
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Ratnapura Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ratnapura

🇱🇰 Sri Lanka

$477

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ratnapura

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ratnapura actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $477 in Ratnapura, rent included.

Ubud, Bali $1,349
Ratnapura $477

A couple spends around $2,305 per month in Ubud, Bali vs $765 in Ratnapura, rent included.

Ubud, Bali $2,305
Ratnapura $765

A family of three spends $3,261 per month in Ubud, Bali vs $1,054 in Ratnapura, rent included.

Ubud, Bali $3,261
Ratnapura $1,054

Ubud, Bali costs about 183% more than Ratnapura, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$1.95 LKR 647

70.26%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$9.22 LKR 3,066

286.55%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$6.06 LKR 2,014

-8.75%

Cappuccino

$2.72 Rp 49.4K

$2.08 LKR 691

30.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.73 LKR 244

132.88%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.44 LKR 146

72.73%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.93 LKR 642

37.31%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.77 LKR 921

58.12%

Milk (1 liter)

$1.49 Rp 27.1K

$1.84 LKR 612

-19.02%

White Bread (500g)

$2.28 Rp 41.4K

$0.79 LKR 263

188.61%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.66 LKR 219

80.30%

Eggs

$2.04 Rp 37.0K

$1.07 LKR 357

90.65%

Local Cheese (1kg)

$17.70 Rp 321.7K

$14.73 LKR 4,898

20.16%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.39 LKR 2,125

-38.03%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$15.60 LKR 5,186

-21.86%

Apples (1kg)

$3.66 Rp 66.4K

$4.26 LKR 1,417

-14.08%

Banana (1kg)

$1.52 Rp 27.6K

$0.75 LKR 248

102.67%

Oranges (1kg)

$2.23 Rp 40.5K

$4.14 LKR 1,378

-46.14%

Tomato (1kg)

$1.97 Rp 35.9K

$0.94 LKR 311

109.57%

Potato (1kg)

$1.85 Rp 33.6K

$1.05 LKR 349

76.19%

Onion (1kg)

$2.42 Rp 44.1K

$1.40 LKR 465

72.86%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.46 LKR 154

115.22%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.43 LKR 144

18.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$12.86 LKR 4,274

-82.74%

Wine (Bottle)

$22.24 Rp 404.2K

$12.92 LKR 4,296

72.14%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.09 LKR 693

8.13%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.88 LKR 959

3.13%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.34 LKR 115

-26.47%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.37 LKR 124

18.92%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.44 LKR 146

-2.27%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.00 LKR 331

-18.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$19.8K LKR 6.6M

20.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$19.6K LKR 6.5M

61.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$2.07 LKR 687

211.59%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$7.41 LKR 2,462

150.74%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$9.13 LKR 3,034

441.95%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$2.39 LKR 794

78.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$10.48 LKR 3,484

325.95%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$7.70 LKR 2,561

353.90%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$84.3 LKR 28.0K

-5.21%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$25.89 LKR 8,608

206.76%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$76.1 LKR 25.3K

1378.51%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$54.6 LKR 18.1K

1130.29%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$84.6 LKR 28.1K

1937.00%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$166 LKR 55.3K

-1.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ratnapura: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ratnapura

$55 11.5% 91.9% $617

Groceries & Markets

Ubud, Bali

$288 21.4%

Ratnapura

$258 54.2% 10.5% $30

Eating Out

Ubud, Bali

$108 8%

Ratnapura

$79 16.5% 27% $29

Clothing & Footwear

Ubud, Bali

$108 8%

Ratnapura

$58 12.1% 46.3% $50

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ratnapura

$9.5 * 2% 90.9% $95

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ratnapura

$14 2.9% 76% $44

Getting Around

Ubud, Bali

$11 0.9%

Ratnapura

$4 * 0.8% 65.4% $7.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $76 in Ratnapura. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $9 in Ratnapura. Monthly groceries follow the same trend: $288 vs $258 – making Ratnapura the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇱🇰 Ratnapura

🕒 Local time

00:03 12:03 AM

21:33 9:33 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

52,100

💱 Currency

Indonesian Rupiah IDR Rp

Sri Lankan Rupee LKR Rs

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 LKR = 3.01 USD

1,000 LKR = 2.7 EUR

Exchange rates and currency converter

LKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

Sri Lankan Rupee exchange rates as of October 28, 2026: 1 USD = 332 LKR (1,000 LKR = 3.01 USD). 1 EUR = 370 LKR (1,000 LKR = 2.7 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Ratnapura 4,220 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Ratnapura

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ratnapura: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 183%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $715 in Ratnapura. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ratnapura, especially for central apartments: a one-bedroom in the center costs $76 there versus $1,125 in Ubud, Bali.

Groceries cost about 12% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36 in Ubud, Bali and $9 in Ratnapura. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ratnapura, where all-in costs run around $477, than in Ubud, Bali at $1,349. In Ratnapura it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $477 in Ratnapura to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.