Cost of Living Comparison Between Koh Phan Ghan and Ratchaburi Cost of Living Comparison Between Koh Phan Ghan and Ratchaburi

Monthly Cost of Living

Monthly costs for one person with rent: $1,096 in Koh Phan Ghan versus $825 in Ratchaburi.

Estimated couple costs with rent: $1,945 in Koh Phan Ghan versus $1,372 in Ratchaburi.

Monthly costs for a family of three with rent: $2,794 in Koh Phan Ghan versus $1,919 in Ratchaburi.

Living in Koh Phan Ghan is roughly 33% more expensive than Ratchaburi, driven mainly by Groceries & Markets.

Both cities sit below the global median: Koh Phan Ghan 18% lower, Ratchaburi 38% lower.

Meal at Budget Restaurant

$4.22 ฿138

$3.68 ฿120

14.67%

Three-Course Dinner for Two, Mid-Range

$41.00 ฿1,339

$30.75 ฿1,004

33.33%

Fast Food Meal (McDonalds, etc)

$7.88 ฿257

$6.29 ฿205

25.28%

Cappuccino

$2.76 ฿90.3

$1.06 ฿34.65

160.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ฿19.95

$0.32 ฿10.57

90.62%

Water (0.33 liter bottle)

$0.36 ฿11.63

$0.32 ฿10.57

12.50%

Local Beer (0.5 liter draught)

$2.25 ฿73.4

$2.34 ฿76.4

-3.85%

Imported Beer (0.33 liter bottle)

$3.35 ฿109

$2.13 ฿69.5

57.28%

Milk (1 liter)

$2.05 ฿67.0

$1.70 ฿55.6

20.59%

White Bread (500g)

$1.75 ฿57.0

$1.19 ฿38.72

47.06%

Rice (white) (1kg)

$2.08 ฿68.1

$0.65 ฿21.26

220.00%

Eggs

$2.12 ฿69.2

$2.36 ฿76.9

-10.17%

Local Cheese (1kg)

$18.91 ฿618

$15.74 ฿514

20.14%

Chicken Fillets (1kg)

$3.60 ฿118

$2.40 ฿78.3

50.00%

Beef Round Steak (1kg)

$12.82 ฿419

$6.69 ฿219

91.63%

Apples (1kg)

$3.16 ฿103

$3.04 ฿99.4

3.95%

Banana (1kg)

$1.54 ฿50.4

$0.63 ฿20.63

144.44%

Oranges (1kg)

$2.29 ฿74.9

$1.24 ฿40.65

84.68%

Tomato (1kg)

$1.91 ฿62.4

$0.45 ฿14.61

324.44%

Potato (1kg)

$1.46 ฿47.61

$0.89 ฿29.18

64.04%

Onion (1kg)

$1.43 ฿46.72

$0.87 ฿28.45

64.37%

Lettuce (1 head)

$0.92 ฿29.93

$0.59 ฿19.26

55.93%

Water (1.5 liter bottle)

$0.49 ฿16.08

$0.57 ฿18.52

-14.04%

Cigarettes 20 Pack (Marlboro, Camel)

$4.24 ฿138

$3.48 ฿114

21.84%

Wine (Bottle)

$18.11 ฿592

$17.10 ฿559

5.91%

Local Beer (0.5 liter bottle)

$1.73 ฿56.6

$1.82 ฿59.5

-4.95%

Imported Beer (0.33 liter bottle)

$2.56 ฿83.7

$2.14 ฿70.0

19.63%

One-way Ticket (Public Transport)

$1.27 ฿41.41

$0.95 ฿30.98

33.68%

Public Transport Monthly Pass (Regular Price)

$30.87 ฿1,008

Taxi Start (Normal Tariff)

$2.69 ฿87.8

$1.06 ฿34.49

153.77%

Taxi (Normal Tariff) (1km)

$0.87 ฿28.57

$0.45 ฿14.62

93.33%

Taxi 1hour Waiting (Normal Tariff)

$12.31 ฿402

$3.34 ฿109

268.56%

Gasoline (1 liter)

$1.17 ฿38.23

$0.95 ฿31.07

23.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K ฿805.1K

$27.9K ฿909.7K

-11.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K ฿997.3K

$21.8K ฿713.2K

39.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,984

$60.5 ฿1,977

101.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.49 ฿441

$13.70 ฿448

-1.53%

Internet (50+ Mbps, Unlimited Data)

$18.78 ฿614

$10.90 ฿356

72.29%

Gym Membership (Monthly)

$60.1 ฿1,964

$50.1 ฿1,638

19.94%

Tennis Court (1 Hour on Weekend)

$16.94 ฿553

$12.42 ฿406

36.39%

Cinema Ticket

$9.15 ฿299

$3.97 ฿130

130.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ฿22.6K

$296 ฿9,679

133.69%

International Primary School, 1 Child (Yearly)

$16.0K ฿522.2K

$9,254 ฿302.2K

72.77%

Jeans (Levis 501 Or Similar)

$57.9 ฿1,892

$29.77 ฿972

94.56%

Summer Dress (H&M, Zara, etc)

$34.07 ฿1,113

$19.37 ฿633

75.89%

Sport Shoes (Adidas, Nike)

$116 ฿3,775

$100 ฿3,277

15.20%

Men's Leather Business Shoes

$83.4 ฿2,723

$43.20 ฿1,411

93.01%

1-bedroom Apartment, City Center (Monthly)

$425 ฿13.9K

$422 ฿13.8K

0.66%

1-bedroom Apartment, Outside City Center (Monthly)

$313 ฿10.2K

$289 ฿9,448

8.14%

3-bedroom Apartment, City Center (Monthly)

$1,432 ฿46.8K

$800 ฿26.1K

78.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,044 ฿34.1K

$660 ฿21.6K

58.12%

Buy Apartment in City Center (m2)

$2,558 ฿83.5K

$2,345 ฿76.6K

9.08%

Buy Apartment Outside City Center (m2)

$1,826 ฿59.6K

$1,607 ฿52.5K

13.63%

Average Monthly Net Salary (After Tax)

$744 ฿24.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

33.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: May 31, 2026

Last update for Ratchaburi: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $425 in Koh Phan Ghan and $422 in Ratchaburi. Housing cost is often the main lever when comparing two cities.

Dining out: $41.00 in Koh Phan Ghan vs $31.00 in Ratchaburi for a mid-range dinner for two. Groceries echo the gap at $279 vs $208 per month, with Ratchaburi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phan Ghan vs Ratchaburi: Cost of Living - Frequently Asked Questions

Koh Phan Ghan and Ratchaburi differ by about 33% in total monthly costs ($1,096 vs $825 including rent). Ratchaburi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,644 in Koh Phan Ghan and $1,237 in Ratchaburi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $425 in Koh Phan Ghan versus $422 in Ratchaburi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 34% higher in Koh Phan Ghan. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,096 per month in Koh Phan Ghan versus $825 in Ratchaburi – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

At $825 in Ratchaburi versus $1,096 in Koh Phan Ghan, a $1,000 budget is realistic in Ratchaburi but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Ratchaburi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Phan Ghan and Ratchaburi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ratchaburi gentler on the wallet – expenses run 33% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.