Cost of Living Comparison Between Quito and Cumbaya Cost of Living Comparison Between Quito and Cumbaya

Monthly Cost of Living

A single person spends $975 per month in Quito vs $831 in Cumbaya, rent included.

A couple spends around $1,574 per month in Quito vs $1,402 in Cumbaya, rent included.

A family of three spends $2,174 per month in Quito vs $1,973 in Cumbaya, rent included.

Quito costs about 17% more than Cumbaya, driven mainly by Sport & Entertainment.

Both Quito and Cumbaya are more affordable than the global median – Quito 29% lower, Cumbaya 39% lower.

Meal at Budget Restaurant

$5.54 $5.54

$5.51 $5.51

0.54%

Three-Course Dinner for Two, Mid-Range

$53.0 $53.0

$54.7 $54.7

-3.16%

Fast Food Meal (McDonalds, etc)

$7.96 $7.96

$8.13 $8.13

-2.09%

Cappuccino

$3.31 $3.31

$3.36 $3.36

-1.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.42 $1.42

$1.39 $1.39

2.16%

Water (0.33 liter bottle)

$1.10 $1.10

$1.09 $1.09

0.92%

Local Beer (0.5 liter draught)

$3.60 $3.60

$3.53 $3.53

1.98%

Imported Beer (0.33 liter bottle)

$5.41 $5.41

$5.49 $5.49

-1.46%

Milk (1 liter)

$1.16 $1.16

White Bread (500g)

$1.59 $1.59

$1.54 $1.54

3.25%

Rice (white) (1kg)

$1.55 $1.55

$1.53 $1.53

1.31%

Eggs

$2.18 $2.18

$2.12 $2.12

2.83%

Local Cheese (1kg)

$6.41 $6.41

$6.33 $6.33

1.26%

Chicken Fillets (1kg)

$5.60 $5.60

$5.68 $5.68

-1.41%

Beef Round Steak (1kg)

$7.94 $7.94

$7.80 $7.80

1.79%

Apples (1kg)

$2.28 $2.28

$2.24 $2.24

1.79%

Banana (1kg)

$1.23 $1.23

$1.22 $1.22

0.82%

Oranges (1kg)

$1.28 $1.28

$1.34 $1.34

-4.48%

Tomato (1kg)

$1.14 $1.14

Potato (1kg)

$1.23 $1.23

$1.25 $1.25

-1.60%

Onion (1kg)

$1.02 $1.02

$1.08 $1.08

-5.56%

Lettuce (1 head)

$0.85 $0.85

$0.91 $0.91

-6.59%

Water (1.5 liter bottle)

$1.06 $1.06

Cigarettes 20 Pack (Marlboro, Camel)

$5.89 $5.89

$6.05 $6.05

-2.64%

Wine (Bottle)

$10.10 $10.10

$10.06 $10.06

0.40%

Local Beer (0.5 liter bottle)

$1.58 $1.58

$1.53 $1.53

3.27%

Imported Beer (0.33 liter bottle)

$3.14 $3.14

$3.19 $3.19

-1.57%

One-way Ticket (Public Transport)

$0.37 $0.37

Public Transport Monthly Pass (Regular Price)

$21.20 $21.20

$18.39 $18.39

15.28%

Taxi Start (Normal Tariff)

$1.47 $1.47

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.54 $1.54

-1.30%

Taxi 1hour Waiting (Normal Tariff)

$10.11 $10.11

$10.08 $10.08

0.30%

Gasoline (1 liter)

$0.85 $0.85

$0.86 $0.86

-1.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K $21.1K

$20.9K $20.9K

1.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K $28.7K

$28.5K $28.5K

0.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.69 $28.69

$29.10 $29.10

-1.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.11 $18.11

$17.69 $17.69

2.37%

Internet (50+ Mbps, Unlimited Data)

$28.68 $28.68

$28.40 $28.40

0.99%

Gym Membership (Monthly)

$46.67 $46.67

$27.81 $27.81

67.82%

Tennis Court (1 Hour on Weekend)

$17.86 $17.86

$17.54 $17.54

1.82%

Cinema Ticket

$6.95 $6.95

$6.84 $6.84

1.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 $736

$220 $220

235.28%

International Primary School, 1 Child (Yearly)

$8,884 $8,884

$9,105 $9,105

-2.43%

Jeans (Levis 501 Or Similar)

$63.9 $63.9

$64.6 $64.6

-1.08%

Summer Dress (H&M, Zara, etc)

$49.07 $49.07

$48.63 $48.63

0.90%

Sport Shoes (Adidas, Nike)

$118 $118

$115 $115

2.39%

Men's Leather Business Shoes

$106 $106

$107 $107

-0.65%

1-bedroom Apartment, City Center (Monthly)

$475 $475

$270 $270

75.81%

1-bedroom Apartment, Outside City Center (Monthly)

$314 $314

$187 $187

68.00%

3-bedroom Apartment, City Center (Monthly)

$934 $934

$702 $702

33.09%

3-bedroom Apartment, Outside City Center (Monthly)

$540 $540

$378 $378

42.92%

Buy Apartment in City Center (m2)

$1,790 $1,790

$1,026 $1,026

74.37%

Buy Apartment Outside City Center (m2)

$721 $721

$678 $678

6.47%

Average Monthly Net Salary (After Tax)

$606 $606

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Quito: September 13, 2026

Last update for Cumbaya: September 14, 2026

Cost Breakdown

A central one-bedroom costs $475 in Quito versus $270 in Cumbaya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $53.0 in Quito versus $55.0 in Cumbaya. Groceries tell a different story – $199 in Quito vs $198 in Cumbaya – so Cumbaya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Quito vs Cumbaya: Cost of Living - Frequently Asked Questions

Quito costs about 17% more than Cumbaya, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,462 per month in Quito and $1,247 in Cumbaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cumbaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 15% less in Cumbaya. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $736 per month in Quito and $220 in Cumbaya. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Cumbaya, where all-in costs run around $831, than in Quito at $975. In Cumbaya it covers expenses comfortably, while in Quito it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cumbaya costs $831 versus $975 in Quito. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cumbaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Quito makes more sense. Both are solid long-term options with distinct trade-offs.