🙂Monthly costs for one person with rent: $992 in Punto Fijo versus $1,378 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,696 in Punto Fijo versus $2,327 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,400 in Punto Fijo versus $3,275 in Ubud, Bali.
🌍Living in Punto Fijo costs roughly 28% less than in Ubud, Bali, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Punto Fijo is 28% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Punto Fijo
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.72VES 12.2K
$3.33Rp 58.7K
342.04%
Three-Course Dinner for Two, Mid-Range
$80.3VES 66.7K
$35.82Rp 630.7K
124.20%
Fast Food Meal(McDonalds, etc)
-
$5.63Rp 99.1K
-
Cappuccino
$2.31VES 1,915
$2.82Rp 49.7K
-18.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.46VES 1,213
$1.75Rp 30.8K
-16.57%
Water(0.33 liter bottle)
$0.73VES 606
$0.80Rp 14.0K
-8.75%
Local Beer(0.5 liter draught)
$1.94VES 1,614
$3.04Rp 53.6K
-36.18%
Imported Beer(0.33 liter bottle)
$5.58VES 4,637
$4.30Rp 75.7K
29.77%
🛒 Groceries & Markets
Punto Fijo
Ubud, Bali
Difference
Milk(1 liter)
$2.57VES 2,138
$1.61Rp 28.3K
59.63%
White Bread(500g)
$2.47VES 2,049
$2.27Rp 39.9K
8.81%
Rice(white)(1kg)
$3.42VES 2,837
$1.17Rp 20.6K
192.31%
Eggs
$6.34VES 5,261
$2.17Rp 38.2K
192.17%
Local Cheese(1kg)
$6.12VES 5,079
$17.63Rp 310.5K
-65.29%
Chicken Fillets(1kg)
$5.04VES 4,185
$4.05Rp 71.4K
24.44%
Beef Round Steak(1kg)
$4.91VES 4,073
$12.18Rp 214.5K
-59.69%
Apples(1kg)
$7.88VES 6,547
$3.62Rp 63.7K
117.68%
Banana(1kg)
$4.90VES 4,072
$1.64Rp 28.8K
198.78%
Oranges(1kg)
$5.06VES 4,205
$2.31Rp 40.6K
119.05%
Tomato(1kg)
-
$1.96Rp 34.5K
-
Potato(1kg)
$5.95VES 4,942
$1.84Rp 32.5K
223.37%
Onion(1kg)
$4.97VES 4,129
$2.37Rp 41.7K
109.70%
Lettuce(1 head)
$3.06VES 2,544
$1.05Rp 18.5K
191.43%
Water(1.5 liter bottle)
$1.49VES 1,235
$0.54Rp 9,560
175.93%
Cigarettes 20 Pack(Marlboro, Camel)
$3.94VES 3,272
$2.30Rp 40.6K
71.30%
Wine(Bottle)
-
$23.08Rp 406.4K
-
Local Beer(0.5 liter bottle)
$1.99VES 1,649
$2.34Rp 41.2K
-14.96%
Imported Beer(0.33 liter bottle)
$4.90VES 4,071
$3.07Rp 54.0K
59.61%
🚌 Getting Around
Punto Fijo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.24VES 1,027
$0.25Rp 4,365
396.00%
Public Transport Monthly Pass(Regular Price)
-
$9.42Rp 165.9K
-
Taxi Start(Normal Tariff)
-
$0.49Rp 8,631
-
Taxi(Normal Tariff)(1km)
$6.85VES 5,684
$0.47Rp 8,349
1357.45%
Taxi 1hour Waiting(Normal Tariff)
-
$5.60Rp 98.6K
-
Gasoline(1 liter)
$0.49VES 404
$0.81Rp 14.2K
-39.51%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$25.0KRp 440.3M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$31.1KRp 547.0M
-
🧾 Monthly Utilities & Internet
Punto Fijo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$49.51VES 41.1K
$82.7Rp 1.5M
-40.15%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.96VES 8,273
$6.49Rp 114.2K
53.47%
Internet(50+ Mbps, Unlimited Data)
$38.03VES 31.6K
$18.79Rp 330.8K
102.39%
🎉 Sport & Entertainment
Punto Fijo
Ubud, Bali
Difference
Gym Membership(Monthly)
$39.89VES 33.1K
$55.2Rp 972.6K
-27.79%
Tennis Court(1 Hour on Weekend)
-
$18.21Rp 320.6K
-
Cinema Ticket
-
$4.30Rp 75.7K
-
🧸 Childcare & Education
Punto Fijo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$200VES 166.0K
$494Rp 8.7M
-59.55%
International Primary School, 1 Child(Yearly)
$3,591VES 3.0M
$5,917Rp 104.2M
-39.31%
👕👟 Clothing & Footwear
Punto Fijo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
-
$46.28Rp 814.8K
-
Summer Dress(H&M, Zara, etc)
-
$36.44Rp 641.6K
-
Sport Shoes(Adidas, Nike)
$34.76VES 28.9K
$80.7Rp 1.4M
-56.93%
Men's Leather Business Shoes
-
$78.8Rp 1.4M
-
🏠 Accommodation & Living
Punto Fijo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$405VES 336.4K
$1,114Rp 19.6M
-63.63%
1-bedroom Apartment, Outside City Center(Monthly)
$294VES 244.5K
$693Rp 12.2M
-57.53%
3-bedroom Apartment, City Center(Monthly)
$794VES 659.3K
$3,639Rp 64.1M
-78.18%
3-bedroom Apartment, Outside City Center(Monthly)
$612VES 508.0K
$1,712Rp 30.1M
-64.27%
Buy Apartment in City Center(m2)
-
$2,761Rp 48.6M
-
Buy Apartment Outside City Center(m2)
-
$2,293Rp 40.4M
-
💵 Salaries & Financials
Punto Fijo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$203VES 168.8K
$167Rp 2.9M
21.66%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
13.78
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Punto Fijo: September 8, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $405 in Punto Fijo and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Punto Fijo pays 22% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $80.0 in Punto Fijo vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $314 vs $294 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Punto Fijo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Punto Fijo or Ubud, Bali?
Punto Fijo wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Punto Fijo the obvious pick if budget is a priority.
Are salaries higher in Punto Fijo or in Ubud, Bali?
Average pay runs 22% higher in Punto Fijo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Punto Fijo compared to Ubud, Bali?
Rent for a central apartment: $405 in Punto Fijo versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Punto Fijo and in Ubud, Bali?
Childcare runs $200 in Punto Fijo versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Punto Fijo and in Ubud, Bali?
Dining out is cheaper in Punto Fijo – a meal for two runs $80.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Punto Fijo or in Ubud, Bali?
At $992 in Punto Fijo versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Punto Fijo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Punto Fijo the clear choice for anyone on this budget.
Which city is better for digital nomads, Punto Fijo or Ubud, Bali?
Both work as nomad bases, but Punto Fijo delivers better value – similar infrastructure at $992 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Punto Fijo hard to pass up.
How safe is Punto Fijo compared to Ubud, Bali?
Safety-wise, Punto Fijo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Punto Fijo gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Punto Fijo vs other spots: cost of living compared