Cost of Living Comparison Between Ubud, Bali and Punto Fijo Cost of Living Comparison Between Ubud, Bali and Punto Fijo

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $658 in Punto Fijo.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,118 in Punto Fijo.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,579 in Punto Fijo.

Living in Ubud, Bali is roughly 114% more expensive than in Punto Fijo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Punto Fijo is 51% below.

Currency
🍽 Eating Out
Ubud, Bali
Punto Fijo
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$5.93 VES 4,361
-41.82%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$25.01 VES 18.4K
29.31%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$8.71 VES 6,401
-44.43%
Cappuccino
$2.75 Rp 49.4K
$1.57 VES 1,157
75.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$1.13 VES 829
22.12%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$0.60 VES 444
25.00%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$1.38 VES 1,017
116.67%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$2.68 VES 1,971
43.66%
🛒 Groceries & Markets
Ubud, Bali
Punto Fijo
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$1.69 VES 1,242
2.96%
White Bread (500g)
$2.46 Rp 44.2K
$1.56 VES 1,150
57.69%
Rice (white) (1kg)
$1.17 Rp 21.0K
$1.08 VES 793
8.33%
Eggs
$2.43 Rp 43.7K
$2.67 VES 1,962
-8.99%
Local Cheese (1kg)
$14.50 Rp 260.6K
$4.13 VES 3,038
251.09%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$5.63 VES 4,138
-22.74%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$5.75 VES 4,225
108.35%
Apples (1kg)
$3.72 Rp 66.8K
$5.13 VES 3,769
-27.49%
Banana (1kg)
$1.63 Rp 29.2K
$0.74 VES 542
120.27%
Oranges (1kg)
$2.74 Rp 49.3K
$0.76 VES 561
260.53%
Tomato (1kg)
$2.24 Rp 40.3K
$0.98 VES 724
128.57%
Potato (1kg)
$1.92 Rp 34.5K
$1.01 VES 745
90.10%
Onion (1kg)
$2.28 Rp 40.9K
$1.02 VES 750
123.53%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.77 VES 565
37.66%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$1.14 VES 842
-36.84%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$4.03 VES 2,962
-18.36%
Wine (Bottle)
$23.19 Rp 416.8K
-
-
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$1.28 VES 944
117.19%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$2.45 VES 1,799
11.43%
🚌 Getting Around
Ubud, Bali
Punto Fijo
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$0.98 VES 722
-72.45%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
$59.8 VES 44.0K
-86.44%
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$6.35 VES 4,666
-92.44%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$3.60 VES 2,647
-88.33%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
-
-
Gasoline (1 liter)
$0.81 Rp 14.6K
$0.52 VES 382
55.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$30.3K VES 22.3M
-12.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$25.3K VES 18.6M
26.98%
🧾 Monthly Utilities & Internet
Ubud, Bali
Punto Fijo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$21.96 VES 16.1K
256.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
-
-
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$31.90 VES 23.5K
-23.73%
🎉 Sport & Entertainment
Ubud, Bali
Punto Fijo
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$20.58 VES 15.1K
379.15%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
$5.14 VES 3,779
23.35%
Cinema Ticket
$3.99 Rp 71.6K
$7.55 VES 5,551
-47.15%
🧸 Childcare & Education
Ubud, Bali
Punto Fijo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$50.5 VES 37.1K
504.26%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Punto Fijo
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$45.48 VES 33.4K
19.04%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$34.97 VES 25.7K
8.12%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$80.9 VES 59.5K
7.36%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$99.7 VES 73.3K
-23.41%
🏠 Accommodation & Living
Ubud, Bali
Punto Fijo
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$101 VES 74.4K
880.33%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$78.6 VES 57.8K
755.78%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
$347 VES 255.3K
871.94%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$221 VES 162.6K
826.72%
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
-
-
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
-
-
💵 Salaries & Financials
Ubud, Bali
Punto Fijo
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$201 VES 148.0K
-17.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
24
-44.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Punto Fijo: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $101 in Punto Fijo. Housing cost is often the main lever when comparing two cities.

Punto Fijo pays 21% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $25.00 in Punto Fijo for a mid-range dinner for two. Groceries echo the gap at $297 vs $177 per month, with Punto Fijo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Punto Fijo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Punto Fijo?
Punto Fijo wins on cost – living expenses run 114% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Punto Fijo the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Punto Fijo?
On paper, salaries run 21% lower in Punto Fijo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Punto Fijo?
Rent for a central apartment: $992 in Ubud, Bali versus $101 in Punto Fijo. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ubud, Bali compared to Punto Fijo?
All in, you'll spend $1,408 per month in Ubud, Bali versus $658 in Punto Fijo – a 114% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Ubud, Bali compared to Punto Fijo?
A monthly transit pass in Punto Fijo runs roughly 637% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Ubud, Bali or in Punto Fijo?
At $658 in Punto Fijo versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Punto Fijo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Punto Fijo the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Punto Fijo?
Both work as nomad bases, but Punto Fijo delivers better value – similar infrastructure at $658 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Punto Fijo hard to pass up.
How safe is Ubud, Bali compared to Punto Fijo?
Safety-wise, Ubud, Bali and Punto Fijo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Punto Fijo gentler on the wallet – expenses run 114% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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