Cost of Living Comparison Between Ubud, Bali and Punto Fijo Cost of Living Comparison Between Ubud, Bali and Punto Fijo

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $651 in Punto Fijo.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,086 in Punto Fijo.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,521 in Punto Fijo.

Living in Ubud, Bali is roughly 118% more expensive than Punto Fijo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Punto Fijo is 51% below.

Currency
🍽 Eating Out
Ubud, Bali
Punto Fijo
Difference
Meal at Budget Restaurant
$3.56 Rp 63.7K
$6.12 VES 3,412
-41.83%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 584.5K
$24.55 VES 13.7K
33.32%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 88.4K
$8.72 VES 4,861
-43.23%
Cappuccino
$2.71 Rp 48.4K
$1.50 VES 835
80.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.0K
$1.08 VES 603
24.07%
Water (0.33 liter bottle)
$0.70 Rp 12.5K
$0.56 VES 312
25.00%
Local Beer (0.5 liter draught)
$2.92 Rp 52.1K
$1.33 VES 739
119.55%
Imported Beer (0.33 liter bottle)
$3.96 Rp 70.7K
$2.67 VES 1,486
48.31%
🛒 Groceries & Markets
Ubud, Bali
Punto Fijo
Difference
Milk (1 liter)
$1.81 Rp 32.3K
$1.70 VES 947
6.47%
White Bread (500g)
$2.52 Rp 45.0K
$1.50 VES 837
68.00%
Rice (white) (1kg)
$1.16 Rp 20.7K
$1.08 VES 600
7.41%
Eggs
$2.46 Rp 43.9K
$2.80 VES 1,560
-12.14%
Local Cheese (1kg)
$14.71 Rp 262.7K
$4.17 VES 2,326
252.76%
Chicken Fillets (1kg)
$4.32 Rp 77.1K
$5.78 VES 3,223
-25.26%
Beef Round Steak (1kg)
$12.14 Rp 216.7K
$5.68 VES 3,167
113.73%
Apples (1kg)
$3.84 Rp 68.6K
$5.10 VES 2,844
-24.71%
Banana (1kg)
$1.56 Rp 27.8K
$0.79 VES 438
97.47%
Oranges (1kg)
$2.83 Rp 50.6K
$0.77 VES 430
267.53%
Tomato (1kg)
$2.33 Rp 41.5K
$0.97 VES 543
140.21%
Potato (1kg)
$1.91 Rp 34.2K
$0.98 VES 547
94.90%
Onion (1kg)
$2.20 Rp 39.3K
$0.98 VES 545
124.49%
Lettuce (1 head)
$1.01 Rp 18.1K
$0.78 VES 433
29.49%
Water (1.5 liter bottle)
$0.78 Rp 13.8K
$1.11 VES 618
-29.73%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.2K
$3.95 VES 2,201
-15.95%
Wine (Bottle)
$23.74 Rp 423.9K
-
-
Local Beer (0.5 liter bottle)
$2.79 Rp 49.8K
$1.23 VES 685
126.83%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.1K
$2.43 VES 1,355
17.70%
🚌 Getting Around
Ubud, Bali
Punto Fijo
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,800
$1.02 VES 570
-73.53%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 143.4K
$60.0 VES 33.4K
-86.61%
Taxi Start (Normal Tariff)
$0.46 Rp 8,150
$6.39 VES 3,561
-92.80%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,037
$3.48 VES 1,940
-87.07%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 108.9K
-
-
Gasoline (1 liter)
$0.79 Rp 14.2K
$0.52 VES 292
51.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 467.0M
$30.5K VES 17.0M
-14.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 573.6M
$24.5K VES 13.7M
30.84%
🧾 Monthly Utilities & Internet
Ubud, Bali
Punto Fijo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$22.36 VES 12.5K
257.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.6K
-
-
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 420.0K
$32.19 VES 17.9K
-26.93%
🎉 Sport & Entertainment
Ubud, Bali
Punto Fijo
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$20.82 VES 11.6K
374.06%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 118.4K
$4.89 VES 2,725
35.58%
Cinema Ticket
$4.15 Rp 74.1K
$7.65 VES 4,260
-45.75%
🧸 Childcare & Education
Ubud, Bali
Punto Fijo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$50.3 VES 28.0K
504.05%
International Primary School, 1 Child (Yearly)
$6,613 Rp 118.1M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Punto Fijo
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 991.8K
$44.17 VES 24.6K
25.74%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 684.1K
$34.49 VES 19.2K
11.08%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$78.4 VES 43.7K
13.00%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$99.6 VES 55.5K
-21.83%
🏠 Accommodation & Living
Ubud, Bali
Punto Fijo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.0M
$100 VES 55.8K
905.42%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.1M
$81.3 VES 45.3K
730.36%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 61.5M
$350 VES 195.0K
883.32%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.4M
$224 VES 124.7K
811.28%
Buy Apartment in City Center (m2)
$2,841 Rp 50.7M
-
-
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Punto Fijo
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$204 VES 113.5K
-18.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
24
-44.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Punto Fijo: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $100 in Punto Fijo. Housing cost is often the main lever when comparing two cities.

Punto Fijo pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $25.00 in Punto Fijo for a mid-range dinner for two. Groceries echo the gap at $302 vs $177 per month, with Punto Fijo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Punto Fijo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Punto Fijo?
Punto Fijo wins on cost – living expenses run 118% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Punto Fijo the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Punto Fijo?
On paper, Punto Fijo earns 23% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Punto Fijo?
Rent for a central apartment: $1,006 in Ubud, Bali versus $100 in Punto Fijo. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ubud, Bali compared to Punto Fijo?
All in, you'll spend $1,419 per month in Ubud, Bali versus $651 in Punto Fijo – a 118% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Ubud, Bali vs Punto Fijo?
A monthly transit pass in Punto Fijo runs roughly 647% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Ubud, Bali or Punto Fijo?
At $651 in Punto Fijo versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Punto Fijo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Punto Fijo the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Punto Fijo?
Both work as nomad bases, but Punto Fijo delivers better value – similar infrastructure at $651 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Punto Fijo hard to pass up.
How safe is Ubud, Bali compared to Punto Fijo?
Safety-wise, Ubud, Bali and Punto Fijo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Punto Fijo gentler on the wallet – expenses run 118% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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