Cost of Living Comparison Between Ubud, Bali and Punto Fijo Cost of Living Comparison Between Ubud, Bali and Punto Fijo

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $992 in Punto Fijo.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,696 in Punto Fijo.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,400 in Punto Fijo.

Living in Ubud, Bali is roughly 39% more expensive than in Punto Fijo, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 0% above, Punto Fijo is 28% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$14.72 VES 12.2K

-77.38%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$80.3 VES 66.7K

-55.40%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

Cappuccino

$2.82 Rp 49.7K

$2.31 VES 1,915

22.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.46 VES 1,213

19.86%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.73 VES 606

9.59%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.94 VES 1,614

56.70%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$5.58 VES 4,637

-22.94%

Milk (1 liter)

$1.61 Rp 28.3K

$2.57 VES 2,138

-37.35%

White Bread (500g)

$2.27 Rp 39.9K

$2.47 VES 2,049

-8.10%

Rice (white) (1kg)

$1.17 Rp 20.6K

$3.42 VES 2,837

-65.79%

Eggs

$2.17 Rp 38.2K

$6.34 VES 5,261

-65.77%

Local Cheese (1kg)

$17.63 Rp 310.5K

$6.12 VES 5,079

188.07%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$5.04 VES 4,185

-19.64%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$4.91 VES 4,073

148.07%

Apples (1kg)

$3.62 Rp 63.7K

$7.88 VES 6,547

-54.06%

Banana (1kg)

$1.64 Rp 28.8K

$4.90 VES 4,072

-66.53%

Oranges (1kg)

$2.31 Rp 40.6K

$5.06 VES 4,205

-54.35%

Tomato (1kg)

$1.96 Rp 34.5K

Potato (1kg)

$1.84 Rp 32.5K

$5.95 VES 4,942

-69.08%

Onion (1kg)

$2.37 Rp 41.7K

$4.97 VES 4,129

-52.31%

Lettuce (1 head)

$1.05 Rp 18.5K

$3.06 VES 2,544

-65.69%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.49 VES 1,235

-63.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.94 VES 3,272

-41.62%

Wine (Bottle)

$23.08 Rp 406.4K

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.99 VES 1,649

17.59%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$4.90 VES 4,071

-37.35%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.24 VES 1,027

-79.84%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$6.85 VES 5,684

-93.14%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.49 VES 404

65.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$49.51 VES 41.1K

67.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$9.96 VES 8,273

-34.84%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$38.03 VES 31.6K

-50.59%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$39.89 VES 33.1K

38.48%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$200 VES 166.0K

147.21%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$3,591 VES 3.0M

64.78%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$34.76 VES 28.9K

132.16%

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$405 VES 336.4K

174.96%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$294 VES 244.5K

135.44%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$794 VES 659.3K

358.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$612 VES 508.0K

179.90%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$203 VES 168.8K

-17.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Punto Fijo: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $405 in Punto Fijo. Housing cost is often the main lever when comparing two cities.

Punto Fijo pays 22% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $80.0 in Punto Fijo for a mid-range dinner for two. Groceries echo the gap at $294 vs $314 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Punto Fijo: Cost of Living - Frequently Asked Questions

Punto Fijo wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Punto Fijo the obvious pick if budget is a priority.

On paper, salaries run 22% lower in Punto Fijo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $405 in Punto Fijo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $200 in Punto Fijo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Punto Fijo – a meal for two runs $80.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $992 in Punto Fijo versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Punto Fijo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Punto Fijo the clear choice for anyone on this budget.

Both work as nomad bases, but Punto Fijo delivers better value – similar infrastructure at $992 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Punto Fijo hard to pass up.

Safety-wise, Ubud, Bali and Punto Fijo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Punto Fijo gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.