Last update: Oct 2026

Cost of Living Comparison Between Punta Gorda and New York, NY

For one person, living is cheaper in Punta Gorda: $239 a month against $4,906 in New York, NY, rent and utilities included – about $56,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in New York, NY
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New York, NY Living Index

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Punta Gorda

🇧🇿 Belize

$239

/mo nomad

New York, NY

🇺🇸 United States

$4,906

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Monthly Cost of Living

How much you'll spend in Punta Gorda and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Punta Gorda and in New York, NY actually costs, broken down by who's living it.

A single person spends $239 per month in Punta Gorda vs $4,906 in New York, NY, rent included.

Punta Gorda $239
New York, NY $4,906

A couple spends around $460 per month in Punta Gorda vs $7,273 in New York, NY, rent included.

Punta Gorda $460
New York, NY $7,273

A family of three spends $681 per month in Punta Gorda vs $9,641 in New York, NY, rent included.

Punta Gorda $681
New York, NY $9,641

Punta Gorda is about 95% cheaper than New York, NY, and outside of rent the biggest gap is in eating out.

Punta Gorda sits 82% below the global median, while New York, NY is 263% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.18 BZD 30.36

$26.93 $26.93

-43.63%

Three-Course Dinner for Two, Mid-Range

$39.86 BZD 79.7

$117 $117

-65.87%

Fast Food Meal (McDonalds, etc)

$9.88 BZD 19.76

$14.60 $14.60

-32.33%

Cappuccino

$3.53 BZD 7.07

$6.54 $6.54

-46.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

Water (0.33 liter bottle)

$1.97 BZD 3.94

$2.95 $2.95

-33.22%

Local Beer (0.5 liter draught)

$5.86 BZD 11.73

$8.08 $8.08

-27.48%

Imported Beer (0.33 liter bottle)

$3.94 BZD 7.89

$9.85 $9.85

-60.00%

Milk (1 liter)

$1.31 $1.31

White Bread (500g)

$4.97 $4.97

Rice (white) (1kg)

$7.70 $7.70

Eggs

$6.09 $6.09

Local Cheese (1kg)

$19.55 $19.55

Chicken Fillets (1kg)

$17.59 $17.59

Beef Round Steak (1kg)

$20.26 $20.26

Apples (1kg)

$6.99 $6.99

Banana (1kg)

$2.21 $2.21

Oranges (1kg)

$6.72 $6.72

Tomato (1kg)

$7.12 $7.12

Potato (1kg)

$4.61 $4.61

Onion (1kg)

$4.78 $4.78

Lettuce (1 head)

$2.87 $2.87

Water (1.5 liter bottle)

$2.69 $2.69

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

Wine (Bottle)

$19.63 $19.63

Local Beer (0.5 liter bottle)

$3.32 $3.32

Imported Beer (0.33 liter bottle)

$4.19 $4.19

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

Taxi (Normal Tariff) (1km)

$2.20 $2.20

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

Gasoline (1 liter)

$1.13 $1.13

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

Gym Membership (Monthly)

$115 $115

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

Jeans (Levis 501 Or Similar)

$79.3 $79.3

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

Sport Shoes (Adidas, Nike)

$121 $121

Men's Leather Business Shoes

$140 $140

1-bedroom Apartment, City Center (Monthly)

$593 BZD 1,186

$4,555 $4,555

-86.99%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Punta Gorda: October 31, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Punta Gorda

–

New York, NY

$3K 62%

Groceries & Markets

Punta Gorda

–

New York, NY

$567 11.6%

Eating Out

Punta Gorda

–

New York, NY

$425 8.7%

Monthly Utilities & Internet

Punta Gorda

–

New York, NY

$371 7.6%

Clothing & Footwear

Punta Gorda

–

New York, NY

$176 3.6%

Getting Around

Punta Gorda

–

New York, NY

$165 3.4%

Sport & Entertainment

Punta Gorda

–

New York, NY

$160 3.3%

Cost Breakdown

A central one-bedroom costs $593 in Punta Gorda versus $4,555 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $40 in Punta Gorda versus $117 in New York, NY. Use this as a proxy for overall food spending across the two cities.

Good to know

🇧🇿 Punta Gorda

🇺🇸 New York, NY

🕒 Local time

00:24 12:24 AM

01:24 1:24 AM

1 h ahead of Punta Gorda

🌤 Weather

👥 Population

6,000

8,804,190

💱 Currency

Belize Dollar BZD $

United States Dollar USD $

📈 Exchange rate

1 BZD = 0.5 USD

1 BZD = 0.447 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to BZD – Belize Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇿 Belize Dollar ($)

Belize Dollar exchange rates as of November 7, 2026: 1 USD = 2 BZD (1 BZD = 0.5 USD). 1 EUR = 2.24 BZD (1 BZD = 0.447 EUR).

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to BZD in detail →

On the map

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Between locations

Punta Gorda New York, NY 3,070 km ≈ 4 h 15 min nonstop flight

From you

Punta Gorda
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Punta Gorda vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 1956% more than Punta Gorda, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $358 per month in Punta Gorda and $7,358 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Punta Gorda, especially for central apartments: a one-bedroom in the center costs $593 there versus $4,555 in New York, NY.

Monthly expenses with rent come to $239 in Punta Gorda and $4,906 in New York, NY. That makes Punta Gorda about 95% cheaper.

A mid-range dinner for two costs $40 in Punta Gorda and $117 in New York, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Punta Gorda, where all-in costs run around $239, than in New York, NY at $4,906. In Punta Gorda it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $239 in Punta Gorda to $4,906 in New York, NY. Climate, culture, job market, and personal taste all factor in.