Last update: Oct 2026

Cost of Living Comparison Between Pune and Mumbai (Bombay)

For one person, living is cheaper in Pune: $567 a month against $813 in Mumbai (Bombay), rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Pune
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Pune Living Index
39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Pune

🇮🇳 India

$567

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Pune and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pune and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $567 in Pune versus $813 in Mumbai (Bombay).

Pune $567
Mumbai (Bombay) $813

Estimated couple costs with rent: $919 in Pune versus $1,352 in Mumbai (Bombay).

Pune $919
Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $1,271 in Pune versus $1,891 in Mumbai (Bombay).

Pune $1,271
Mumbai (Bombay) $1,891

Living in Pune costs roughly 30% less than in Mumbai (Bombay), and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Pune 58% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$4.11 ₹391

$5.35 ₹509

-23.18%

Three-Course Dinner for Two, Mid-Range

$17.49 ₹1,666

$20.87 ₹1,988

-16.20%

Fast Food Meal (McDonalds, etc)

$5.11 ₹486

$4.08 ₹388

25.25%

Cappuccino

$2.13 ₹203

$2.78 ₹264

-23.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹46.34

$0.40 ₹38.34

22.50%

Water (0.33 liter bottle)

$0.20 ₹18.80

$0.15 ₹14.46

33.33%

Local Beer (0.5 liter draught)

$2.90 ₹276

$2.64 ₹252

9.85%

Imported Beer (0.33 liter bottle)

$4.26 ₹406

$4.25 ₹405

0.24%

Milk (1 liter)

$0.77 ₹73.1

$0.74 ₹70.7

4.05%

White Bread (500g)

$0.56 ₹53.6

$0.54 ₹51.5

3.70%

Rice (white) (1kg)

$0.76 ₹72.8

$0.78 ₹74.3

-2.56%

Eggs

$1.05 ₹100

$1.00 ₹95.3

5.00%

Local Cheese (1kg)

$6.06 ₹577

$5.61 ₹534

8.02%

Chicken Fillets (1kg)

$3.32 ₹316

$3.58 ₹341

-7.26%

Apples (1kg)

$2.85 ₹271

$2.17 ₹206

31.34%

Banana (1kg)

$0.69 ₹65.8

$0.69 ₹66.0

Oranges (1kg)

$1.80 ₹171

$1.21 ₹115

48.76%

Tomato (1kg)

$0.46 ₹43.55

$0.49 ₹46.46

-6.12%

Potato (1kg)

$0.41 ₹39.34

$0.33 ₹31.80

24.24%

Onion (1kg)

$0.47 ₹44.66

$0.37 ₹35.63

27.03%

Lettuce (1 head)

$0.59 ₹55.9

$0.44 ₹41.91

34.09%

Water (1.5 liter bottle)

$0.31 ₹29.23

$0.31 ₹29.73

Cigarettes 20 Pack (Marlboro, Camel)

$4.97 ₹473

$5.00 ₹476

-0.60%

Wine (Bottle)

$6.47 ₹616

$8.34 ₹794

-22.42%

Local Beer (0.5 liter bottle)

$2.18 ₹207

$1.99 ₹190

9.55%

Imported Beer (0.33 liter bottle)

$2.94 ₹280

$3.12 ₹297

-5.77%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.56 ₹530

$6.01 ₹572

-7.49%

One-way Ticket (Public Transport)

$0.44 ₹41.93

$0.20 ₹19.01

120.00%

Public Transport Monthly Pass (Regular Price)

$15.79 ₹1,504

$6.90 ₹657

128.84%

Taxi Start (Normal Tariff)

$0.44 ₹41.96

$0.31 ₹29.93

41.94%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.66

$0.31 ₹29.50

-19.35%

Taxi 1hour Waiting (Normal Tariff)

$2.15 ₹205

$1.61 ₹154

33.54%

Gasoline (1 liter)

$1.14 ₹109

$1.10 ₹105

3.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.4K ₹1.2M

$15.6K ₹1.5M

-20.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₹1.9M

$22.4K ₹2.1M

-9.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.34 ₹3,841

$61.9 ₹5,889

-34.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.78 ₹360

$4.52 ₹430

-16.37%

Internet (50+ Mbps, Unlimited Data)

$7.98 ₹760

$8.97 ₹854

-11.04%

Gym Membership (Monthly)

$20.10 ₹1,914

$37.11 ₹3,534

-45.84%

Tennis Court (1 Hour on Weekend)

$6.94 ₹661

$14.11 ₹1,344

-50.82%

Cinema Ticket

$5.15 ₹490

$5.01 ₹477

2.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$126 ₹12.0K

$119 ₹11.3K

5.70%

International Primary School, 1 Child (Yearly)

$2,376 ₹226.2K

$4,948 ₹471.1K

-51.99%

Jeans (Levis 501 Or Similar)

$29.00 ₹2,761

$36.37 ₹3,463

-20.26%

Summer Dress (H&M, Zara, etc)

$26.95 ₹2,566

$38.71 ₹3,686

-30.38%

Sport Shoes (Adidas, Nike)

$49.95 ₹4,756

$54.7 ₹5,211

-8.73%

Men's Leather Business Shoes

$37.44 ₹3,565

$48.03 ₹4,574

-22.05%

1-bedroom Apartment, City Center (Monthly)

$246 ₹23.4K

$640 ₹60.9K

-61.56%

1-bedroom Apartment, Outside City Center (Monthly)

$180 ₹17.2K

$372 ₹35.4K

-51.50%

3-bedroom Apartment, City Center (Monthly)

$654 ₹62.2K

$2,093 ₹199.3K

-68.77%

3-bedroom Apartment, Outside City Center (Monthly)

$417 ₹39.7K

$925 ₹88.1K

-54.87%

Buy Apartment in City Center (m2)

$2,147 ₹204.4K

$5,706 ₹543.3K

-62.37%

Buy Apartment Outside City Center (m2)

$1,051 ₹100.0K

$2,560 ₹243.8K

-58.96%

Average Monthly Net Salary (After Tax)

$1,210 ₹115.2K

$757 ₹72.1K

59.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.73

8.29

5.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pune: October 24, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pune

$180 31.8%

Mumbai (Bombay)

$372 45.7% 106% $191

Groceries & Markets

Pune

$121 21.4%

Mumbai (Bombay)

$117 14.4% 3.3% $4

Eating Out

Pune

$100 17.6%

Mumbai (Bombay)

$112 13.8% 12.8% $13

Clothing & Footwear

Pune

$65 11.4%

Mumbai (Bombay)

$80 9.8% 24.1% $16

Monthly Utilities & Internet

Pune

$52 9.2%

Mumbai (Bombay)

$75 9.3% 44.6% $23

Sport & Entertainment

Pune

$30 5.4%

Mumbai (Bombay)

$47 5.8% 55.1% $17

Getting Around

Pune

$19 3.4%

Mumbai (Bombay)

$9.6 1.2% 50.3% $9.7

Cost Breakdown

A one-bedroom apartment in the center runs $246 in Pune and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Pune pays 60% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17 in Pune vs $21 in Mumbai (Bombay). Groceries flip the comparison at $121 vs $117, with Mumbai (Bombay) cheaper for home cooking.

Good to know

🇮🇳 Pune

🇮🇳 Mumbai (Bombay)

🕒 Local time

02:32 2:32 AM

Same time as Pune

🌤 Weather

👥 Population

3,115,431

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pune vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $567 in Pune and $813 in Mumbai (Bombay), so Pune is about 30% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 60% higher in Pune, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $246 in Pune versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 3% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Pune – a meal for two runs $17 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Pune gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.