Last update: Oct 2026

Cost of Living Comparison Between Puerto Galera and Cebu

For one person, living is cheaper in Puerto Galera: $827 a month against $934 in Cebu, rent and utilities included – about $1,300 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Puerto Galera
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Puerto Galera Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Puerto Galera

🇵🇭 Philippines

$827

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Puerto Galera and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Puerto Galera and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $827 in Puerto Galera versus $934 in Cebu.

Puerto Galera $827
Cebu $934

Estimated couple costs with rent: $1,247 in Puerto Galera versus $1,423 in Cebu.

Puerto Galera $1,247
Cebu $1,423

Monthly costs for a family of three with rent: $1,668 in Puerto Galera versus $1,913 in Cebu.

Puerto Galera $1,668
Cebu $1,913

Living in Puerto Galera costs roughly 11% less than in Cebu, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Puerto Galera 39% lower, Cebu 31% lower.

Meal at Budget Restaurant

$4.39 ₱281

$3.79 ₱242

15.83%

Three-Course Dinner for Two, Mid-Range

$18.41 ₱1,176

$23.33 ₱1,491

-21.09%

Fast Food Meal (McDonalds, etc)

$2.69 ₱172

$3.94 ₱252

-31.73%

Cappuccino

$2.69 ₱172

$2.54 ₱163

5.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱44.02

$1.57 ₱100

-56.05%

Water (0.33 liter bottle)

$0.28 ₱17.93

$0.47 ₱29.82

-40.43%

Local Beer (0.5 liter draught)

$1.44 ₱92.2

$1.77 ₱113

-18.64%

Imported Beer (0.33 liter bottle)

$2.79 ₱178

$2.22 ₱142

25.68%

Milk (1 liter)

$1.65 ₱105

$1.90 ₱121

-13.16%

White Bread (500g)

$1.14 ₱73.0

$1.36 ₱87.1

-16.18%

Rice (white) (1kg)

$0.89 ₱56.7

$0.94 ₱59.8

-5.32%

Eggs

$1.70 ₱109

$1.99 ₱127

-14.57%

Local Cheese (1kg)

$6.84 ₱437

$9.70 ₱620

-29.48%

Chicken Fillets (1kg)

$4.05 ₱259

$4.32 ₱276

-6.25%

Beef Round Steak (1kg)

$6.86 ₱439

$7.51 ₱480

-8.66%

Apples (1kg)

$3.92 ₱251

$3.31 ₱211

18.43%

Banana (1kg)

$1.39 ₱89.0

$1.37 ₱87.5

1.46%

Oranges (1kg)

$3.54 ₱226

$2.34 ₱149

51.28%

Tomato (1kg)

$1.15 ₱73.5

$1.49 ₱95.4

-22.82%

Potato (1kg)

$2.30 ₱147

Onion (1kg)

$3.24 ₱207

$1.87 ₱120

73.26%

Lettuce (1 head)

$1.39 ₱88.9

$1.10 ₱70.3

26.36%

Water (1.5 liter bottle)

$0.95 ₱61.0

$0.63 ₱40.36

50.79%

Cigarettes 20 Pack (Marlboro, Camel)

$2.80 ₱179

$2.86 ₱183

-2.10%

Wine (Bottle)

$7.42 ₱474

$6.08 ₱389

22.04%

Local Beer (0.5 liter bottle)

$1.33 ₱84.9

$1.27 ₱81.4

4.72%

Imported Beer (0.33 liter bottle)

$1.73 ₱110

$1.72 ₱110

0.58%

One-way Ticket (Public Transport)

$0.23 ₱14.43

$0.22 ₱13.99

4.55%

Public Transport Monthly Pass (Regular Price)

$13.69 ₱875

$12.34 ₱788

10.94%

Taxi Start (Normal Tariff)

$0.82 ₱52.2

$0.74 ₱47.53

10.81%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.38

$0.22 ₱14.08

-4.55%

Taxi 1hour Waiting (Normal Tariff)

$2.44 ₱156

$4.28 ₱273

-42.99%

Gasoline (1 liter)

$1.20 ₱76.8

$1.31 ₱83.7

-8.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ₱1.3M

$20.8K ₱1.3M

-0.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.6K ₱1.2M

$19.0K ₱1.2M

-2.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 ₱10.5K

$118 ₱7,565

38.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.04 ₱897

$15.76 ₱1,007

-10.91%

Internet (50+ Mbps, Unlimited Data)

$23.63 ₱1,510

$28.33 ₱1,810

-16.59%

Gym Membership (Monthly)

$35.96 ₱2,298

$32.94 ₱2,105

9.17%

Tennis Court (1 Hour on Weekend)

$5.19 ₱332

$6.49 ₱415

-20.03%

Cinema Ticket

$7.17 ₱458

$5.45 ₱348

31.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.8 ₱4,584

$276 ₱17.6K

-73.98%

International Primary School, 1 Child (Yearly)

$2,498 ₱159.6K

$7,789 ₱497.7K

-67.93%

Jeans (Levis 501 Or Similar)

$34.70 ₱2,217

$48.18 ₱3,078

-27.98%

Summer Dress (H&M, Zara, etc)

$22.04 ₱1,408

$24.47 ₱1,564

-9.93%

Sport Shoes (Adidas, Nike)

$77.8 ₱4,971

$75.3 ₱4,810

3.36%

Men's Leather Business Shoes

$73.6 ₱4,701

$58.0 ₱3,707

26.82%

1-bedroom Apartment, City Center (Monthly)

$255 ₱16.3K

$477 ₱30.5K

-46.61%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.8K

$322 ₱20.6K

-47.29%

3-bedroom Apartment, City Center (Monthly)

$482 ₱30.8K

$963 ₱61.5K

-50.00%

3-bedroom Apartment, Outside City Center (Monthly)

$353 ₱22.6K

$626 ₱40.0K

-43.57%

Buy Apartment in City Center (m2)

$2,553 ₱163.1K

$4,551 ₱290.8K

-43.92%

Buy Apartment Outside City Center (m2)

$1,027 ₱65.6K

$3,028 ₱193.5K

-66.09%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-2.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Puerto Galera: October 26, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Puerto Galera

$203 24.5%

Cebu

$204 21.8% 0.4% $0.9

Monthly Utilities & Internet

Puerto Galera

$202 24.4%

Cebu

$163 17.4% 19.6% $40

Accommodation & Living

Puerto Galera

$170 20.5%

Cebu

$322 34.5% 89.7% $152

Clothing & Footwear

Puerto Galera

$94 11.3%

Cebu

$93 9.9% 1% $1

Eating Out

Puerto Galera

$92 11.2%

Cebu

$94 10.1% 2.1% $1.9

Sport & Entertainment

Puerto Galera

$50 6.1%

Cebu

$44 4.7% 12.8% $6.4

Getting Around

Puerto Galera

$16 2%

Cebu

$15 1.6% 8.5% $1.4

Cost Breakdown

A one-bedroom apartment in the center runs $255 in Puerto Galera and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $18 in Puerto Galera vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $203 vs $204 per month, with Puerto Galera cheaper across the board.

Good to know

🇵🇭 Puerto Galera

🇵🇭 Cebu

🕒 Local time

02:43 2:43 AM

Same time as Puerto Galera

🌤 Weather

👥 Population

36,606

964,169

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Puerto Galera Cebu 480 km

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Puerto Galera
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Puerto Galera vs Cebu: Cost of Living - Frequently Asked Questions

Puerto Galera is cheaper overall, especially in utilities. The 13% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,241 in Puerto Galera and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $255 in Puerto Galera versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cebu runs roughly 10% less than in Puerto Galera. Both cities have functional networks, but the price difference matters if you’re watching your budget.

All in, you’ll spend $827 per month in Puerto Galera versus $934 in Cebu – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Puerto Galera and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.