Cost of Living Comparison Between Puerto Galera and Cebu Cost of Living Comparison Between Puerto Galera and Cebu

Monthly Cost of Living

Monthly costs for one person with rent: $881 in Puerto Galera versus $873 in Cebu.

Estimated couple costs with rent: $1,347 in Puerto Galera versus $1,326 in Cebu.

Monthly costs for a family of three with rent: $1,813 in Puerto Galera versus $1,778 in Cebu.

Living in Puerto Galera is roughly 1% more expensive than Cebu, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Puerto Galera 34% lower, Cebu 35% lower.

Meal at Budget Restaurant

$4.91 ₱303

$4.33 ₱267

13.39%

Three-Course Dinner for Two, Mid-Range

$21.69 ₱1,337

$24.14 ₱1,489

-10.15%

Fast Food Meal (McDonalds, etc)

$3.16 ₱195

$4.36 ₱269

-27.52%

Cappuccino

$2.85 ₱176

$2.57 ₱159

10.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 ₱56.8

$0.84 ₱52.1

9.52%

Water (0.33 liter bottle)

$0.38 ₱23.26

$0.43 ₱26.36

-11.63%

Local Beer (0.5 liter draught)

$1.22 ₱75.3

$1.53 ₱94.5

-20.26%

Imported Beer (0.33 liter bottle)

$2.59 ₱160

$2.11 ₱130

22.75%

Milk (1 liter)

$2.14 ₱132

$2.21 ₱137

-3.17%

White Bread (500g)

$1.21 ₱74.7

$1.50 ₱92.6

-19.33%

Rice (white) (1kg)

$1.06 ₱65.3

$1.11 ₱68.7

-4.50%

Eggs

$1.96 ₱121

$2.33 ₱144

-15.88%

Local Cheese (1kg)

$7.04 ₱434

$13.03 ₱803

-45.97%

Chicken Fillets (1kg)

$4.17 ₱257

$5.35 ₱330

-22.06%

Beef Round Steak (1kg)

$7.22 ₱445

$7.50 ₱462

-3.73%

Apples (1kg)

$4.47 ₱275

$3.57 ₱220

25.21%

Banana (1kg)

$1.52 ₱94.0

$1.45 ₱89.4

4.83%

Oranges (1kg)

$2.86 ₱177

$3.39 ₱209

-15.63%

Tomato (1kg)

$1.63 ₱100

$2.18 ₱134

-25.23%

Potato (1kg)

$2.80 ₱173

$2.59 ₱160

8.11%

Onion (1kg)

$4.13 ₱255

$2.48 ₱153

66.53%

Lettuce (1 head)

$1.58 ₱97.6

$0.92 ₱56.6

71.74%

Water (1.5 liter bottle)

$1.00 ₱61.9

$0.79 ₱48.95

26.58%

Cigarettes 20 Pack (Marlboro, Camel)

$3.27 ₱201

$3.11 ₱192

5.14%

Wine (Bottle)

$7.49 ₱462

$6.52 ₱402

14.88%

Local Beer (0.5 liter bottle)

$1.60 ₱98.7

$1.21 ₱74.4

32.23%

Imported Beer (0.33 liter bottle)

$2.01 ₱124

$2.32 ₱143

-13.36%

One-way Ticket (Public Transport)

$0.28 ₱17.44

$0.28 ₱17.41

Public Transport Monthly Pass (Regular Price)

$15.00 ₱925

Taxi Start (Normal Tariff)

$0.77 ₱47.28

$0.84 ₱51.6

-8.33%

Taxi (Normal Tariff) (1km)

$0.27 ₱16.77

$0.25 ₱15.45

8.00%

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₱134

$2.69 ₱166

-19.33%

Gasoline (1 liter)

$1.15 ₱70.6

$1.09 ₱67.1

5.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K ₱1.6M

$30.1K ₱1.9M

-13.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K ₱1.2M

$27.0K ₱1.7M

-25.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 ₱10.1K

$95.4 ₱5,880

72.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.34 ₱2,056

$33.83 ₱2,086

-1.45%

Internet (50+ Mbps, Unlimited Data)

$30.06 ₱1,854

$29.78 ₱1,836

0.94%

Gym Membership (Monthly)

$33.34 ₱2,056

$32.91 ₱2,029

1.31%

Tennis Court (1 Hour on Weekend)

$4.39 ₱271

$8.43 ₱520

-47.92%

Cinema Ticket

$7.17 ₱442

$5.84 ₱360

22.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.9 ₱5,048

$233 ₱14.3K

-64.81%

International Primary School, 1 Child (Yearly)

$2,775 ₱171.1K

$3,894 ₱240.1K

-28.73%

Jeans (Levis 501 Or Similar)

$31.89 ₱1,966

$53.5 ₱3,297

-40.36%

Summer Dress (H&M, Zara, etc)

$29.78 ₱1,836

$22.75 ₱1,403

30.90%

Sport Shoes (Adidas, Nike)

$96.4 ₱5,942

$76.7 ₱4,729

25.65%

Men's Leather Business Shoes

$95.4 ₱5,883

$54.5 ₱3,359

75.13%

1-bedroom Apartment, City Center (Monthly)

$271 ₱16.7K

$515 ₱31.8K

-47.37%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱10.7K

$209 ₱12.9K

-16.48%

3-bedroom Apartment, City Center (Monthly)

$587 ₱36.2K

$805 ₱49.6K

-27.09%

3-bedroom Apartment, Outside City Center (Monthly)

$394 ₱24.3K

$397 ₱24.5K

-0.67%

Buy Apartment in City Center (m2)

$2,176 ₱134.2K

$2,955 ₱182.2K

-26.37%

Buy Apartment Outside City Center (m2)

$896 ₱55.3K

$1,923 ₱118.6K

-53.39%

Average Monthly Net Salary (After Tax)

$364 ₱22.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

1.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Puerto Galera: May 31, 2026

Last update for Cebu: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $271 in Puerto Galera and $515 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $22.00 in Puerto Galera vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $222 vs $240 per month, with Puerto Galera cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Puerto Galera vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment. The 1% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,321 in Puerto Galera and $1,309 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $271 in Puerto Galera versus $515 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Puerto Galera pay roughly 8% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $881 per month in Puerto Galera versus $873 in Cebu – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

At $873 in Cebu versus $881 in Puerto Galera, a $1,500 budget is realistic in Cebu but tight or insufficient in Puerto Galera. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Puerto Galera, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Puerto Galera and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 1% less than in Puerto Galera. Beyond cost, consider language, visa policies, and how big the international community is in each city.