Last update: Oct 2026

Cost of Living Comparison Between Puerto de la Cruz and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,912 in Puerto de la Cruz, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

92

Cost of Living Index in Puerto de la Cruz
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Puerto de la Cruz Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Puerto de la Cruz

🇪🇸 Spain

$1,912

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Puerto de la Cruz and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Puerto de la Cruz and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,912 in Puerto de la Cruz versus $918 in Cebu.

Puerto de la Cruz $1,912
Cebu $918

Estimated couple costs with rent: $2,769 in Puerto de la Cruz versus $1,409 in Cebu.

Puerto de la Cruz $2,769
Cebu $1,409

Monthly costs for a family of three with rent: $3,625 in Puerto de la Cruz versus $1,900 in Cebu.

Puerto de la Cruz $3,625
Cebu $1,900

Living in Puerto de la Cruz is roughly 108% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Puerto de la Cruz is 42% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.53 €12.04

$3.09 ₱194

337.86%

Three-Course Dinner for Two, Mid-Range

$61.4 €54.6

$24.22 ₱1,525

153.34%

Fast Food Meal (McDonalds, etc)

$10.06 €8.95

$3.92 ₱247

156.63%

Cappuccino

$2.58 €2.29

$2.51 ₱158

2.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 €1.69

$1.59 ₱100

19.50%

Water (0.33 liter bottle)

$1.53 €1.36

$0.53 ₱33.43

188.68%

Local Beer (0.5 liter draught)

$2.86 €2.54

$1.78 ₱112

60.67%

Imported Beer (0.33 liter bottle)

$3.59 €3.20

$2.17 ₱137

65.44%

Milk (1 liter)

$1.10 €0.98

$1.92 ₱121

-42.71%

White Bread (500g)

$1.62 €1.44

$1.36 ₱85.4

19.12%

Rice (white) (1kg)

$1.65 €1.47

$1.01 ₱63.5

63.37%

Eggs

$3.70 €3.29

$2.03 ₱128

82.27%

Local Cheese (1kg)

$12.22 €10.87

$9.86 ₱621

23.94%

Chicken Fillets (1kg)

$10.00 €8.89

$4.39 ₱277

127.79%

Beef Round Steak (1kg)

$13.61 €12.10

$7.60 ₱479

79.08%

Apples (1kg)

$2.55 €2.27

$3.30 ₱208

-22.73%

Banana (1kg)

$2.06 €1.83

$1.39 ₱87.8

48.20%

Oranges (1kg)

$1.48 €1.32

$2.33 ₱147

-36.48%

Tomato (1kg)

$2.58 €2.29

$1.50 ₱94.3

72.00%

Potato (1kg)

$2.35 €2.09

$2.36 ₱149

-0.42%

Onion (1kg)

$2.31 €2.05

$1.90 ₱119

21.58%

Lettuce (1 head)

$2.02 €1.79

$1.19 ₱74.9

69.75%

Water (1.5 liter bottle)

$0.81 €0.72

$0.63 ₱39.71

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$4.17 €3.71

$3.00 ₱189

39.00%

Wine (Bottle)

$6.52 €5.80

$6.03 ₱379

8.13%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$1.23 ₱77.7

11.38%

Imported Beer (0.33 liter bottle)

$2.68 €2.38

$1.75 ₱110

53.14%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$41.93 €37.29

$12.64 ₱796

231.72%

Taxi Start (Normal Tariff)

$3.31 €2.94

$0.77 ₱48.62

329.87%

Taxi (Normal Tariff) (1km)

$2.28 €2.02

$0.23 ₱14.53

891.30%

Taxi 1hour Waiting (Normal Tariff)

$28.23 €25.11

$4.46 ₱281

532.96%

Gasoline (1 liter)

$1.65 €1.47

$1.31 ₱82.8

25.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K €31.2K

$21.2K ₱1.3M

65.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K €25.3K

$19.1K ₱1.2M

48.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 €98.4

$120 ₱7,569

-7.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.16 €17.04

$14.00 ₱882

36.86%

Internet (50+ Mbps, Unlimited Data)

$28.08 €24.97

$27.54 ₱1,734

1.96%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$16.72 €14.87

$6.65 ₱419

151.43%

Cinema Ticket

$9.15 €8.14

$5.65 ₱356

61.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 €428

$275 ₱17.3K

74.85%

International Primary School, 1 Child (Yearly)

$6,713 €5,971

$7,918 ₱498.5K

-15.22%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$49.33 ₱3,106

79.81%

Summer Dress (H&M, Zara, etc)

$37.90 €33.71

$25.24 ₱1,589

50.16%

Sport Shoes (Adidas, Nike)

$88.9 €79.1

$77.0 ₱4,846

15.54%

Men's Leather Business Shoes

$120 €107

$57.2 ₱3,601

109.62%

1-bedroom Apartment, City Center (Monthly)

$1,133 €1,008

$500 ₱31.5K

126.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,049 €933

$309 ₱19.4K

239.67%

3-bedroom Apartment, City Center (Monthly)

$1,891 €1,682

$1,078 ₱67.9K

75.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,577 €1,403

$615 ₱38.7K

156.38%

Buy Apartment in City Center (m2)

$3,614 €3,215

$2,886 ₱181.7K

25.22%

Buy Apartment Outside City Center (m2)

$3,478 €3,093

$1,917 ₱120.7K

81.45%

Average Monthly Net Salary (After Tax)

$1,345 €1,196

$346 ₱21.8K

288.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.15

7.2

-56.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Puerto de la Cruz: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Puerto de la Cruz

$1K 54.9%

Cebu

$309 33.6% 70.6% $740

Groceries & Markets

Puerto de la Cruz

$275 14.4%

Cebu

$206 22.4% 25.1% $69

Eating Out

Puerto de la Cruz

$205 10.7%

Cebu

$88 9.6% 56.9% $116

Monthly Utilities & Internet

Puerto de la Cruz

$158 8.3%

Cebu

$162 17.6% 2.5% $3.9

Clothing & Footwear

Puerto de la Cruz

$151 7.9%

Cebu

$94 10.2% 37.8% $57

Getting Around

Puerto de la Cruz

$57 * 3%

Cebu

$16 1.7% 72.5% $41

Sport & Entertainment

Puerto de la Cruz

$18 * 1%

Cebu

$44 4.8% 138% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,133 in Puerto de la Cruz and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Puerto de la Cruz pays 289% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Puerto de la Cruz vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $275 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Puerto de la Cruz

🇵🇭 Cebu

🕒 Local time

09:01 9:01 AM

16:01 4:01 PM

7 h ahead of Puerto de la Cruz

🌤 Weather

👥 Population

30,849

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Puerto de la Cruz Cebu 13,970 km ≈ 18 h nonstop flight

From you

Puerto de la Cruz
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Puerto de la Cruz vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 108% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 289% higher in Puerto de la Cruz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,133 in Puerto de la Cruz versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,912 per month in Puerto de la Cruz versus $918 in Cebu – a 108% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 232% less than in Puerto de la Cruz. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,912 in Puerto de la Cruz, a $1,500 budget is realistic in Cebu but tight or insufficient in Puerto de la Cruz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Puerto de la Cruz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Puerto de la Cruz and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 108% less than in Puerto de la Cruz. Beyond cost, consider language, visa policies, and how big the international community is in each city.