Last update: Oct 2026

Cost of Living Comparison Between Cebu and Puerto de la Cruz

For one person, living is cheaper in Cebu: $918 a month against $1,912 in Puerto de la Cruz, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
92

Cost of Living Index in Puerto de la Cruz
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Puerto de la Cruz Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Puerto de la Cruz

🇪🇸 Spain

$1,912

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Puerto de la Cruz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Puerto de la Cruz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,912 in Puerto de la Cruz.

Cebu $918
Puerto de la Cruz $1,912

Estimated couple costs with rent: $1,409 in Cebu versus $2,769 in Puerto de la Cruz.

Cebu $1,409
Puerto de la Cruz $2,769

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,625 in Puerto de la Cruz.

Cebu $1,900
Puerto de la Cruz $3,625

Living in Cebu costs roughly 52% less than in Puerto de la Cruz, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Puerto de la Cruz is 42% above.

Meal at Budget Restaurant

$3.09 ₱194

$13.53 €12.04

-77.16%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$61.4 €54.6

-60.53%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$10.06 €8.95

-61.03%

Cappuccino

$2.51 ₱158

$2.58 €2.29

-2.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.90 €1.69

-16.32%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.53 €1.36

-65.36%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.86 €2.54

-37.76%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.59 €3.20

-39.55%

Milk (1 liter)

$1.92 ₱121

$1.10 €0.98

74.55%

White Bread (500g)

$1.36 ₱85.4

$1.62 €1.44

-16.05%

Rice (white) (1kg)

$1.01 ₱63.5

$1.65 €1.47

-38.79%

Eggs

$2.03 ₱128

$3.70 €3.29

-45.14%

Local Cheese (1kg)

$9.86 ₱621

$12.22 €10.87

-19.31%

Chicken Fillets (1kg)

$4.39 ₱277

$10.00 €8.89

-56.10%

Beef Round Steak (1kg)

$7.60 ₱479

$13.61 €12.10

-44.16%

Apples (1kg)

$3.30 ₱208

$2.55 €2.27

29.41%

Banana (1kg)

$1.39 ₱87.8

$2.06 €1.83

-32.52%

Oranges (1kg)

$2.33 ₱147

$1.48 €1.32

57.43%

Tomato (1kg)

$1.50 ₱94.3

$2.58 €2.29

-41.86%

Potato (1kg)

$2.36 ₱149

$2.35 €2.09

0.43%

Onion (1kg)

$1.90 ₱119

$2.31 €2.05

-17.75%

Lettuce (1 head)

$1.19 ₱74.9

$2.02 €1.79

-41.09%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.81 €0.72

-22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.17 €3.71

-28.06%

Wine (Bottle)

$6.03 ₱379

$6.52 €5.80

-7.52%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.37 €1.22

-10.22%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.68 €2.38

-34.70%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$41.93 €37.29

-69.85%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.31 €2.94

-76.74%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$2.28 €2.02

-89.91%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$28.23 €25.11

-84.20%

Gasoline (1 liter)

$1.31 ₱82.8

$1.65 €1.47

-20.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$35.1K €31.2K

-39.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$28.4K €25.3K

-32.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$111 €98.4

8.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$19.16 €17.04

-26.93%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$28.08 €24.97

-1.92%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$16.72 €14.87

-60.23%

Cinema Ticket

$5.65 ₱356

$9.15 €8.14

-38.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$481 €428

-42.81%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$6,713 €5,971

17.95%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$88.7 €78.9

-44.39%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$37.90 €33.71

-33.40%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$88.9 €79.1

-13.45%

Men's Leather Business Shoes

$57.2 ₱3,601

$120 €107

-52.29%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,133 €1,008

-55.90%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,049 €933

-70.56%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,891 €1,682

-43.01%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,577 €1,403

-61.00%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,614 €3,215

-20.14%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$3,478 €3,093

-44.89%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,345 €1,196

-74.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.15

128.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Puerto de la Cruz: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Puerto de la Cruz

$1K 54.9% 240% $740

Groceries & Markets

Cebu

$206 22.4%

Puerto de la Cruz

$275 14.4% 33.5% $69

Monthly Utilities & Internet

Cebu

$162 17.6%

Puerto de la Cruz

$158 8.3% 2.4% $3.9

Clothing & Footwear

Cebu

$94 10.2%

Puerto de la Cruz

$151 7.9% 60.7% $57

Eating Out

Cebu

$88 9.6%

Puerto de la Cruz

$205 10.7% 132% $116

Sport & Entertainment

Cebu

$44 4.8%

Puerto de la Cruz

$18 * 1% 58% $25

Getting Around

Cebu

$16 1.7%

Puerto de la Cruz

$57 * 3% 264% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,133 in Puerto de la Cruz. Housing cost is often the main lever when comparing two cities.

Puerto de la Cruz pays 289% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $61.0 in Puerto de la Cruz for a mid-range dinner for two. Groceries echo the gap at $206 vs $275 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇪🇸 Puerto de la Cruz

🕒 Local time

13:33 1:33 PM

06:33 6:33 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

30,849

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Puerto de la Cruz 13,970 km ≈ 18 h nonstop flight

From you

Cebu
Puerto de la Cruz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Puerto de la Cruz: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 108% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 289% lower in Puerto de la Cruz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,133 in Puerto de la Cruz. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,912 in Puerto de la Cruz – a 108% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 232% less than in Puerto de la Cruz. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,912 in Puerto de la Cruz, a $1,500 budget is realistic in Cebu but tight or insufficient in Puerto de la Cruz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Puerto de la Cruz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Puerto de la Cruz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 108% less than in Puerto de la Cruz. Beyond cost, consider language, visa policies, and how big the international community is in each city.