Last update: Oct 2026

Cost of Living Comparison Between Porto Rafti and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,315 in Porto Rafti, rent and utilities included – about $4,800 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Porto Rafti
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Porto Rafti Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Porto Rafti

🇬🇷 Greece

$1,315

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Porto Rafti and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Porto Rafti and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,315 in Porto Rafti versus $918 in Cebu.

Porto Rafti $1,315
Cebu $918

Estimated couple costs with rent: $2,018 in Porto Rafti versus $1,409 in Cebu.

Porto Rafti $2,018
Cebu $1,409

Monthly costs for a family of three with rent: $2,720 in Porto Rafti versus $1,900 in Cebu.

Porto Rafti $2,720
Cebu $1,900

Living in Porto Rafti is roughly 43% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Porto Rafti 3% lower, Cebu 32% lower.

Meal at Budget Restaurant

$10.96 €9.74

$3.09 ₱194

254.69%

Three-Course Dinner for Two, Mid-Range

$58.8 €52.2

$24.22 ₱1,524

142.77%

Fast Food Meal (McDonalds, etc)

$8.88 €7.88

$3.92 ₱246

126.53%

Cappuccino

$4.15 €3.68

$2.51 ₱158

65.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 €2.04

$1.59 ₱100

44.65%

Water (0.33 liter bottle)

$0.58 €0.52

$0.53 ₱33.42

9.43%

Local Beer (0.5 liter draught)

$4.55 €4.04

$1.78 ₱112

155.62%

Imported Beer (0.33 liter bottle)

$5.15 €4.57

$2.17 ₱137

137.33%

Milk (1 liter)

$1.54 €1.36

$1.92 ₱121

-19.79%

White Bread (500g)

$1.10 €0.98

$1.36 ₱85.4

-19.12%

Rice (white) (1kg)

$2.27 €2.02

$1.01 ₱63.5

124.75%

Eggs

$4.75 €4.21

$2.03 ₱128

133.99%

Local Cheese (1kg)

$11.49 €10.20

$9.86 ₱621

16.53%

Chicken Fillets (1kg)

$9.43 €8.38

$4.39 ₱276

114.81%

Beef Round Steak (1kg)

$13.64 €12.12

$7.60 ₱478

79.47%

Apples (1kg)

$2.21 €1.97

$3.30 ₱208

-33.03%

Banana (1kg)

$2.16 €1.92

$1.39 ₱87.7

55.40%

Oranges (1kg)

$1.66 €1.47

$2.33 ₱147

-28.76%

Tomato (1kg)

$1.91 €1.69

$1.50 ₱94.2

27.33%

Potato (1kg)

$1.15 €1.02

$2.36 ₱149

-51.27%

Onion (1kg)

$1.09 €0.97

$1.90 ₱119

-42.63%

Lettuce (1 head)

$0.92 €0.82

$1.19 ₱74.9

-22.69%

Water (1.5 liter bottle)

$0.55 €0.49

$0.63 ₱39.69

-12.70%

Cigarettes 20 Pack (Marlboro, Camel)

$5.08 €4.51

$3.00 ₱189

69.33%

Wine (Bottle)

$6.88 €6.11

$6.03 ₱379

14.10%

Local Beer (0.5 liter bottle)

$1.64 €1.46

$1.23 ₱77.6

33.33%

Imported Beer (0.33 liter bottle)

$2.27 €2.02

$1.75 ₱110

29.71%

One-way Ticket (Public Transport)

$1.33 €1.18

$0.25 ₱15.85

432.00%

Public Transport Monthly Pass (Regular Price)

$44.89 €39.86

$12.64 ₱795

255.14%

Taxi Start (Normal Tariff)

$4.56 €4.05

$0.77 ₱48.59

492.21%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$0.23 ₱14.52

373.91%

Taxi 1hour Waiting (Normal Tariff)

$13.75 €12.21

$4.46 ₱280

208.30%

Gasoline (1 liter)

$1.97 €1.75

$1.31 ₱82.8

50.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K €24.6K

$21.2K ₱1.3M

30.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K €20.6K

$19.1K ₱1.2M

21.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €131

$120 ₱7,566

22.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.16 €19.68

$14.00 ₱881

58.29%

Internet (50+ Mbps, Unlimited Data)

$27.34 €24.28

$27.54 ₱1,733

-0.73%

Gym Membership (Monthly)

$50.9 €45.21

$32.33 ₱2,034

57.44%

Tennis Court (1 Hour on Weekend)

$25.21 €22.39

$6.65 ₱418

279.10%

Cinema Ticket

$8.98 €7.97

$5.65 ₱355

58.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$479 €425

$275 ₱17.3K

73.84%

International Primary School, 1 Child (Yearly)

$4,538 €4,030

$7,918 ₱498.3K

-42.69%

Jeans (Levis 501 Or Similar)

$70.2 €62.3

$49.33 ₱3,105

42.21%

Summer Dress (H&M, Zara, etc)

$28.31 €25.14

$25.24 ₱1,589

12.16%

Sport Shoes (Adidas, Nike)

$75.0 €66.6

$77.0 ₱4,844

-2.49%

Men's Leather Business Shoes

$107 €95.1

$57.2 ₱3,600

87.20%

1-bedroom Apartment, City Center (Monthly)

$480 €426

$500 ₱31.4K

-3.99%

1-bedroom Apartment, Outside City Center (Monthly)

$395 €350

$309 ₱19.4K

27.79%

3-bedroom Apartment, City Center (Monthly)

$742 €659

$1,078 ₱67.8K

-31.12%

3-bedroom Apartment, Outside City Center (Monthly)

$610 €542

$615 ₱38.7K

-0.88%

Buy Apartment in City Center (m2)

$4,714 €4,187

$2,886 ₱181.6K

63.34%

Buy Apartment Outside City Center (m2)

$2,180 €1,936

$1,917 ₱120.6K

13.76%

Average Monthly Net Salary (After Tax)

$841 €747

$346 ₱21.8K

143.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.36

7.2

-39.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Porto Rafti: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Porto Rafti

$395 30%

Cebu

$309 33.6% 21.7% $86

Groceries & Markets

Porto Rafti

$260 19.7%

Cebu

$206 22.4% 20.7% $54

Eating Out

Porto Rafti

$209 15.9%

Cebu

$88 9.6% 57.7% $120

Monthly Utilities & Internet

Porto Rafti

$197 15%

Cebu

$162 17.6% 18% $35

Clothing & Footwear

Porto Rafti

$126 9.6%

Cebu

$94 10.2% 25.6% $32

Sport & Entertainment

Porto Rafti

$69 5.2%

Cebu

$44 4.8% 36.7% $25

Getting Around

Porto Rafti

$60 4.6%

Cebu

$16 1.7% 74.1% $45

Cost Breakdown

A one-bedroom apartment in the center runs $480 in Porto Rafti and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Porto Rafti pays 143% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Porto Rafti vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $260 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇷 Porto Rafti

🇵🇭 Cebu

🕒 Local time

17:24 5:24 PM

22:24 10:24 PM

5 h ahead of Porto Rafti

🌤 Weather

👥 Population

10,526

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.13 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 62.93 PHP (100 PHP = 1.59 USD). 1 EUR = 70.59 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Porto Rafti Cebu 10,160 km ≈ 13 h nonstop flight

From you

Porto Rafti
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Porto Rafti vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 43% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 143% higher in Porto Rafti, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $480 in Porto Rafti versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,315 per month in Porto Rafti versus $918 in Cebu – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 255% less than in Porto Rafti. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,315 in Porto Rafti, a $1,500 budget is realistic in Cebu but tight or insufficient in Porto Rafti. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Porto Rafti, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Porto Rafti and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 43% less than in Porto Rafti. Beyond cost, consider language, visa policies, and how big the international community is in each city.