Last update: Oct 2026

Cost of Living Comparison Between Cebu and Porto Rafti

For one person, living is cheaper in Cebu: $918 a month against $1,315 in Porto Rafti, rent and utilities included – about $4,800 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
64

Cost of Living Index in Porto Rafti
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Porto Rafti Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Porto Rafti

🇬🇷 Greece

$1,315

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Porto Rafti

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Porto Rafti actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,315 in Porto Rafti.

Cebu $918
Porto Rafti $1,315

Estimated couple costs with rent: $1,409 in Cebu versus $2,018 in Porto Rafti.

Cebu $1,409
Porto Rafti $2,018

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,720 in Porto Rafti.

Cebu $1,900
Porto Rafti $2,720

Living in Cebu costs roughly 30% less than in Porto Rafti, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Porto Rafti 3% lower.

Meal at Budget Restaurant

$3.09 ₱194

$10.96 €9.74

-71.81%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,524

$58.8 €52.2

-58.81%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$8.88 €7.88

-55.86%

Cappuccino

$2.51 ₱158

$4.15 €3.68

-39.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.30 €2.04

-30.87%

Water (0.33 liter bottle)

$0.53 ₱33.42

$0.58 €0.52

-8.62%

Local Beer (0.5 liter draught)

$1.78 ₱112

$4.55 €4.04

-60.88%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.15 €4.57

-57.86%

Milk (1 liter)

$1.92 ₱121

$1.54 €1.36

24.68%

White Bread (500g)

$1.36 ₱85.4

$1.10 €0.98

23.64%

Rice (white) (1kg)

$1.01 ₱63.5

$2.27 €2.02

-55.51%

Eggs

$2.03 ₱128

$4.75 €4.21

-57.26%

Local Cheese (1kg)

$9.86 ₱621

$11.49 €10.20

-14.19%

Chicken Fillets (1kg)

$4.39 ₱276

$9.43 €8.38

-53.45%

Beef Round Steak (1kg)

$7.60 ₱478

$13.64 €12.12

-44.28%

Apples (1kg)

$3.30 ₱208

$2.21 €1.97

49.32%

Banana (1kg)

$1.39 ₱87.7

$2.16 €1.92

-35.65%

Oranges (1kg)

$2.33 ₱147

$1.66 €1.47

40.36%

Tomato (1kg)

$1.50 ₱94.2

$1.91 €1.69

-21.47%

Potato (1kg)

$2.36 ₱149

$1.15 €1.02

105.22%

Onion (1kg)

$1.90 ₱119

$1.09 €0.97

74.31%

Lettuce (1 head)

$1.19 ₱74.9

$0.92 €0.82

29.35%

Water (1.5 liter bottle)

$0.63 ₱39.69

$0.55 €0.49

14.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.08 €4.51

-40.94%

Wine (Bottle)

$6.03 ₱379

$6.88 €6.11

-12.35%

Local Beer (0.5 liter bottle)

$1.23 ₱77.6

$1.64 €1.46

-25.00%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.27 €2.02

-22.91%

One-way Ticket (Public Transport)

$0.25 ₱15.85

$1.33 €1.18

-81.20%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱795

$44.89 €39.86

-71.84%

Taxi Start (Normal Tariff)

$0.77 ₱48.59

$4.56 €4.05

-83.11%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.52

$1.09 €0.97

-78.90%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱280

$13.75 €12.21

-67.56%

Gasoline (1 liter)

$1.31 ₱82.8

$1.97 €1.75

-33.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$27.7K €24.6K

-23.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$23.2K €20.6K

-17.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,566

$148 €131

-18.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱881

$22.16 €19.68

-36.82%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,733

$27.34 €24.28

0.73%

Gym Membership (Monthly)

$32.33 ₱2,034

$50.9 €45.21

-36.48%

Tennis Court (1 Hour on Weekend)

$6.65 ₱418

$25.21 €22.39

-73.62%

Cinema Ticket

$5.65 ₱355

$8.98 €7.97

-37.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$479 €425

-42.47%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.3K

$4,538 €4,030

74.50%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,105

$70.2 €62.3

-29.68%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$28.31 €25.14

-10.84%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,844

$75.0 €66.6

2.56%

Men's Leather Business Shoes

$57.2 ₱3,600

$107 €95.1

-46.58%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.4K

$480 €426

4.15%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$395 €350

-21.75%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.8K

$742 €659

45.18%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$610 €542

0.89%

Buy Apartment in City Center (m2)

$2,886 ₱181.6K

$4,714 €4,187

-38.78%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.6K

$2,180 €1,936

-12.09%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$841 €747

-58.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.36

65.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Porto Rafti: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Porto Rafti

$395 30% 27.8% $86

Groceries & Markets

Cebu

$206 22.4%

Porto Rafti

$260 19.7% 26.1% $54

Monthly Utilities & Internet

Cebu

$162 17.6%

Porto Rafti

$197 15% 21.9% $35

Clothing & Footwear

Cebu

$94 10.2%

Porto Rafti

$126 9.6% 34.4% $32

Eating Out

Cebu

$88 9.6%

Porto Rafti

$209 15.9% 136% $120

Sport & Entertainment

Cebu

$44 4.8%

Porto Rafti

$69 5.2% 57.9% $25

Getting Around

Cebu

$16 1.7%

Porto Rafti

$60 4.6% 287% $45

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $480 in Porto Rafti. Housing cost is often the main lever when comparing two cities.

Porto Rafti pays 143% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $59.0 in Porto Rafti for a mid-range dinner for two. Groceries echo the gap at $206 vs $260 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇬🇷 Porto Rafti

🕒 Local time

23:22 11:22 PM

18:22 6:22 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

10,526

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 EUR = 1.13 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 62.93 PHP (100 PHP = 1.59 USD). 1 EUR = 70.59 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 16, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Porto Rafti 10,160 km ≈ 13 h nonstop flight

From you

Cebu
Porto Rafti

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Porto Rafti: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 43% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 143% lower in Porto Rafti. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $480 in Porto Rafti. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,315 in Porto Rafti – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 255% less than in Porto Rafti. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,315 in Porto Rafti, a $1,500 budget is realistic in Cebu but tight or insufficient in Porto Rafti. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Porto Rafti, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Porto Rafti are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 43% less than in Porto Rafti. Beyond cost, consider language, visa policies, and how big the international community is in each city.