Last update: Nov 2026

Cost of Living Comparison Between Portland, OR and Plano, TX

For one person, living is cheaper in Plano, TX: $2,657 a month against $3,256 in Portland, OR, rent and utilities included – about $7,200 less a year. Rent and utilities account for about half of the difference.

155

Cost of Living Index in Portland, OR
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Portland, OR Living Index
128

Cost of Living Index in Plano, TX
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Plano, TX Living Index

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Portland, OR

🇺🇸 United States

$3,256

/mo nomad

Plano, TX

🇺🇸 United States

$2,657

/mo nomad

Monthly Cost of Living

How much you'll spend in Portland, OR and in Plano, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Portland, OR and in Plano, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,256 in Portland, OR versus $2,657 in Plano, TX.

Portland, OR $3,256
Plano, TX $2,657

Estimated couple costs with rent: $4,891 in Portland, OR versus $3,976 in Plano, TX.

Portland, OR $4,891
Plano, TX $3,976

Monthly costs for a family of three with rent: $6,525 in Portland, OR versus $5,294 in Plano, TX.

Portland, OR $6,525
Plano, TX $5,294

Living in Portland, OR is roughly 23% more expensive than in Plano, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Portland, OR 141% above, Plano, TX 97% above.

Meal at Budget Restaurant

$25.09 $25.09

$20.38 $20.38

23.11%

Three-Course Dinner for Two, Mid-Range

$89.7 $89.7

$75.6 $75.6

18.75%

Fast Food Meal (McDonalds, etc)

$11.88 $11.88

$10.07 $10.07

17.97%

Cappuccino

$5.82 $5.82

$5.47 $5.47

6.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.47 $2.47

$3.24 $3.24

-23.77%

Water (0.33 liter bottle)

$1.92 $1.92

$2.24 $2.24

-14.29%

Local Beer (0.5 liter draught)

$7.81 $7.81

$6.69 $6.69

16.74%

Imported Beer (0.33 liter bottle)

$7.84 $7.84

$7.41 $7.41

5.80%

Milk (1 liter)

$1.18 $1.18

$0.96 $0.96

22.92%

White Bread (500g)

$4.58 $4.58

$3.15 $3.15

45.40%

Rice (white) (1kg)

$4.99 $4.99

$4.70 $4.70

6.17%

Eggs

$5.20 $5.20

$4.59 $4.59

13.29%

Local Cheese (1kg)

$18.99 $18.99

$13.28 $13.28

43.00%

Chicken Fillets (1kg)

$19.15 $19.15

$11.42 $11.42

67.69%

Beef Round Steak (1kg)

$27.39 $27.39

$18.78 $18.78

45.85%

Apples (1kg)

$6.74 $6.74

$4.71 $4.71

43.10%

Banana (1kg)

$2.13 $2.13

$1.62 $1.62

31.48%

Oranges (1kg)

$6.03 $6.03

$2.74 $2.74

120.07%

Tomato (1kg)

$9.03 $9.03

$3.14 $3.14

187.58%

Potato (1kg)

$2.94 $2.94

$2.33 $2.33

26.18%

Onion (1kg)

$2.44 $2.44

$2.78 $2.78

-12.23%

Lettuce (1 head)

$3.31 $3.31

$1.93 $1.93

71.50%

Water (1.5 liter bottle)

$2.56 $2.56

$2.87 $2.87

-10.80%

Cigarettes 20 Pack (Marlboro, Camel)

$11.52 $11.52

$10.06 $10.06

14.51%

Wine (Bottle)

$15.99 $15.99

$15.95 $15.95

0.25%

Local Beer (0.5 liter bottle)

$3.37 $3.37

$1.68 $1.68

100.60%

Imported Beer (0.33 liter bottle)

$5.21 $5.21

$3.36 $3.36

55.06%

One-way Ticket (Public Transport)

$2.82 $2.82

$3.03 $3.03

-6.93%

Public Transport Monthly Pass (Regular Price)

$98.2 $98.2

$125 $125

-21.12%

Taxi Start (Normal Tariff)

$5.13 $5.13

$2.93 $2.93

75.09%

Taxi (Normal Tariff) (1km)

$1.87 $1.87

$1.71 $1.71

9.36%

Taxi 1hour Waiting (Normal Tariff)

$24.36 $24.36

$15.21 $15.21

60.16%

Gasoline (1 liter)

$1.26 $1.26

$0.99 $0.99

27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K $33.5K

$26.7K $26.7K

25.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$26.6K $26.6K

-4.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$307 $307

$192 $192

59.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.9 $60.9

$46.16 $46.16

31.85%

Internet (50+ Mbps, Unlimited Data)

$68.8 $68.8

$56.0 $56.0

22.98%

Gym Membership (Monthly)

$54.3 $54.3

$37.38 $37.38

45.16%

Tennis Court (1 Hour on Weekend)

$29.90 $29.90

$3.94 $3.94

658.88%

Cinema Ticket

$14.96 $14.96

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,647 $1,647

$1,124 $1,124

46.46%

International Primary School, 1 Child (Yearly)

$32.4K $32.4K

$25.3K $25.3K

27.94%

Jeans (Levis 501 Or Similar)

$66.4 $66.4

$60.2 $60.2

10.25%

Summer Dress (H&M, Zara, etc)

$41.09 $41.09

$38.13 $38.13

7.76%

Sport Shoes (Adidas, Nike)

$113 $113

$87.2 $87.2

29.58%

Men's Leather Business Shoes

$131 $131

$68.4 $68.4

91.53%

1-bedroom Apartment, City Center (Monthly)

$1,946 $1,946

$1,585 $1,585

22.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,510 $1,510

$1,311 $1,311

15.17%

3-bedroom Apartment, City Center (Monthly)

$3,646 $3,646

$2,445 $2,445

49.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,699 $2,699

$2,319 $2,319

16.42%

Buy Apartment in City Center (m2)

$3,962 $3,962

$2,609 $2,609

51.82%

Buy Apartment Outside City Center (m2)

$3,292 $3,292

$2,314 $2,314

42.28%

Average Monthly Net Salary (After Tax)

$4,722 $4,722

$5,625 $5,625

-16.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

6.51

2.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Portland, OR: November 2, 2026

Last update for Plano, TX: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Portland, OR

$1.5K 46.4%

Plano, TX

$1.3K 49.3% 13.2% $199

Groceries & Markets

Portland, OR

$566 17.4%

Plano, TX

$393 14.8% 30.5% $173

Monthly Utilities & Internet

Portland, OR

$436 13.4%

Plano, TX

$295 11.1% 32.5% $142

Eating Out

Portland, OR

$378 11.6%

Plano, TX

$329 12.4% 13% $49

Clothing & Footwear

Portland, OR

$158 4.9%

Plano, TX

$114 4.3% 27.8% $44

Getting Around

Portland, OR

$124 3.8%

Plano, TX

$148 5.6% 19.5% $24

Sport & Entertainment

Portland, OR

$84 2.6%

Plano, TX

$67 2.5% 20.1% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,946 in Portland, OR and $1,585 in Plano, TX. Housing cost is often the main lever when comparing two cities.

Plano, TX pays 19% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $90 in Portland, OR vs $76 in Plano, TX for a mid-range dinner for two. Groceries echo the gap at $566 vs $393 per month, with Plano, TX cheaper across the board.

Good to know

🇺🇸 Portland, OR

🇺🇸 Plano, TX

🕒 Local time

07:45 7:45 AM

09:45 9:45 AM

2 h ahead of Portland, OR

🌤 Weather

👥 Population

652,503

288,253

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Portland, OR Plano, TX 2,620 km ≈ 3 h 45 min nonstop flight

From you

Portland, OR
Plano, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Portland, OR vs Plano, TX: Cost of Living - Frequently Asked Questions

Plano, TX is about 18% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 16% lower in Portland, OR. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,946 in Portland, OR versus $1,585 in Plano, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,647 in Portland, OR versus $1,124 in Plano, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 44% higher in Portland, OR. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,500. Plano, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Plano, TX is more practical. Housing and childcare are both notably cheaper than in Portland, OR, and the savings on those two alone free up budget for education, activities, and family trips.