Last update: Oct 2026

Cost of Living Comparison Between Port Harcourt and Cebu

For one person, living is cheaper in Port Harcourt: $397 a month against $934 in Cebu, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Port Harcourt
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Port Harcourt Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Port Harcourt

🇳🇬 Nigeria

$397

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Port Harcourt and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Port Harcourt and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $397 in Port Harcourt versus $934 in Cebu.

Port Harcourt $397
Cebu $934

Estimated couple costs with rent: $819 in Port Harcourt versus $1,415 in Cebu.

Port Harcourt $819
Cebu $1,415

Monthly costs for a family of three with rent: $1,242 in Port Harcourt versus $1,896 in Cebu.

Port Harcourt $1,242
Cebu $1,896

Living in Port Harcourt costs roughly 57% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Port Harcourt 70% lower, Cebu 30% lower.

Meal at Budget Restaurant

$2.04 ₦2,704

$3.03 ₱190

-32.67%

Three-Course Dinner for Two, Mid-Range

$29.89 ₦39.7K

$23.48 ₱1,473

27.30%

Fast Food Meal (McDonalds, etc)

$4.70 ₦6,242

$4.09 ₱256

14.91%

Cappuccino

$1.66 ₦2,202

$2.52 ₱158

-34.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ₦814

$1.54 ₱96.9

-60.39%

Water (0.33 liter bottle)

$0.63 ₦833

$0.49 ₱30.98

28.57%

Local Beer (0.5 liter draught)

$1.46 ₦1,940

$1.79 ₱112

-18.44%

Imported Beer (0.33 liter bottle)

$2.95 ₦3,920

$2.26 ₱142

30.53%

Milk (1 liter)

$2.70 ₦3,593

$1.95 ₱122

38.46%

White Bread (500g)

$0.97 ₦1,291

$1.43 ₱89.7

-32.17%

Rice (white) (1kg)

$3.24 ₦4,300

$1.02 ₱63.8

217.65%

Eggs

$1.80 ₦2,391

$2.06 ₱129

-12.62%

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$1.93 ₦2,562

$4.61 ₱289

-58.13%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$2.56 ₦3,405

$3.31 ₱207

-22.66%

Banana (1kg)

$2.21 ₦2,935

$1.45 ₱90.9

52.41%

Oranges (1kg)

$1.86 ₦2,474

$2.36 ₱148

-21.19%

Tomato (1kg)

$3.10 ₦4,122

$1.54 ₱96.4

101.30%

Potato (1kg)

$2.28 ₦3,034

$2.36 ₱148

-3.39%

Onion (1kg)

$1.47 ₦1,953

$1.99 ₱125

-26.13%

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.64 ₦855

$0.67 ₱42.15

-4.48%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$5.39 ₦7,164

$6.35 ₱398

-15.12%

Local Beer (0.5 liter bottle)

$0.74 ₦984

$1.31 ₱81.9

-43.51%

Imported Beer (0.33 liter bottle)

$1.55 ₦2,066

$1.73 ₱108

-10.40%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.39 ₦523

$0.74 ₱46.32

-47.30%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$0.54 ₦717

$1.33 ₱83.5

-59.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$29.83 ₦39.6K

$121 ₱7,563

-75.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.82 ₦5,070

$14.45 ₱907

-73.56%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

Gym Membership (Monthly)

$14.14 ₦18.8K

$32.68 ₱2,050

-56.73%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$4.03 ₦5,359

$5.46 ₱342

-26.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$24.76 ₦32.9K

$273 ₱17.1K

-90.94%

International Primary School, 1 Child (Yearly)

$799 ₦1.1M

$8,156 ₱511.5K

-90.21%

Jeans (Levis 501 Or Similar)

$6.88 ₦9,138

$49.57 ₱3,109

-86.12%

Summer Dress (H&M, Zara, etc)

$11.94 ₦15.9K

$24.87 ₱1,560

-51.99%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$15.28 ₦20.3K

$59.3 ₱3,717

-74.22%

1-bedroom Apartment, City Center (Monthly)

$154 ₦204.5K

$506 ₱31.7K

-69.56%

1-bedroom Apartment, Outside City Center (Monthly)

$107 ₦142.4K

$309 ₱19.4K

-65.35%

3-bedroom Apartment, City Center (Monthly)

$1,147 ₦1.5M

$1,052 ₱66.0K

9.08%

3-bedroom Apartment, Outside City Center (Monthly)

$502 ₦666.8K

$619 ₱38.8K

-18.91%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$56.2 ₦74.7K

$341 ₱21.4K

-83.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Port Harcourt: October 6, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Port Harcourt

$151 * 37.9%

Cebu

$210 22.7% 39.6% $60

Accommodation & Living

Port Harcourt

$107 26.9%

Cebu

$309 33.5% 189% $202

Eating Out

Port Harcourt

$68 17.2%

Cebu

$88 9.6% 29.1% $20

Monthly Utilities & Internet

Port Harcourt

$34 * 8.5%

Cebu

$163 17.7% 385% $130

Sport & Entertainment

Port Harcourt

$22 5.6%

Cebu

$44 4.7% 96.3% $21

Clothing & Footwear

Port Harcourt

$15 * 3.9%

Cebu

$95 10.2% 517% $79

Getting Around

Port Harcourt

$0.4 * 0.1%

Cebu

$15 1.7% 3859% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $154 in Port Harcourt and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 507% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Port Harcourt vs $23.00 in Cebu. Groceries flip the comparison at $151 vs $210, with Port Harcourt cheaper for home cooking.

Good to know

🇳🇬 Port Harcourt

🇵🇭 Cebu

🕒 Local time

08:25 8:25 AM

15:25 3:25 PM

7 h ahead of Port Harcourt

🌤 Weather

👥 Population

1,382,592

964,169

💱 Currency

Nigerian Naira NGN ₦

Philippine Peso PHP ₱

📈 Exchange rate

10,000 NGN = 7.53 USD

10,000 NGN = 6.71 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 10, 2026: 1 USD = 1,328 NGN (10,000 NGN = 7.53 USD). 1 EUR = 1,490 NGN (10,000 NGN = 6.71 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to NGN in detail →

On the map

Lowest

Highest

Between locations

Port Harcourt Cebu 12,830 km ≈ 17 h nonstop flight

From you

Port Harcourt
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Port Harcourt vs Cebu: Cost of Living - Frequently Asked Questions

Port Harcourt is cheaper overall, especially in groceries, eating out, and leisure. The 135% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 507% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $154 in Port Harcourt versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 40% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $397 per month in Port Harcourt versus $934 in Cebu – a 135% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Port Harcourt gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Port Harcourt is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Port Harcourt and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Port Harcourt gentler on the wallet – expenses run 135% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.