Last update: Oct 2026

Cost of Living Comparison Between Cebu and Port Harcourt

For one person, living is cheaper in Port Harcourt: $397 a month against $934 in Cebu, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
46

Cost of Living Index in Port Harcourt
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Port Harcourt Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Port Harcourt

🇳🇬 Nigeria

$397

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Port Harcourt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Port Harcourt actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $397 in Port Harcourt.

Cebu $934
Port Harcourt $397

Estimated couple costs with rent: $1,415 in Cebu versus $819 in Port Harcourt.

Cebu $1,415
Port Harcourt $819

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,242 in Port Harcourt.

Cebu $1,896
Port Harcourt $1,242

Living in Cebu is roughly 135% more expensive than in Port Harcourt, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 30% lower, Port Harcourt 70% lower.

Meal at Budget Restaurant

$3.03 ₱190

$2.04 ₦2,704

48.53%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$29.89 ₦39.7K

-21.45%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$4.70 ₦6,242

-12.98%

Cappuccino

$2.52 ₱158

$1.66 ₦2,202

51.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.61 ₦814

152.46%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.63 ₦833

-22.22%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.46 ₦1,940

22.60%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.95 ₦3,920

-23.39%

Milk (1 liter)

$1.95 ₱122

$2.70 ₦3,593

-27.78%

White Bread (500g)

$1.43 ₱89.7

$0.97 ₦1,291

47.42%

Rice (white) (1kg)

$1.02 ₱63.8

$3.24 ₦4,300

-68.52%

Eggs

$2.06 ₱129

$1.80 ₦2,391

14.44%

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

$1.93 ₦2,562

138.86%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$2.56 ₦3,405

29.30%

Banana (1kg)

$1.45 ₱90.9

$2.21 ₦2,935

-34.39%

Oranges (1kg)

$2.36 ₱148

$1.86 ₦2,474

26.88%

Tomato (1kg)

$1.54 ₱96.4

$3.10 ₦4,122

-50.32%

Potato (1kg)

$2.36 ₱148

$2.28 ₦3,034

3.51%

Onion (1kg)

$1.99 ₱125

$1.47 ₦1,953

35.37%

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.64 ₦855

4.69%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.35 ₱398

$5.39 ₦7,164

17.81%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$0.74 ₦984

77.03%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.55 ₦2,066

11.61%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$0.39 ₦523

89.74%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

$0.54 ₦717

146.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$29.83 ₦39.6K

304.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$3.82 ₦5,070

278.27%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

Gym Membership (Monthly)

$32.68 ₱2,050

$14.14 ₦18.8K

131.12%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$4.03 ₦5,359

35.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$24.76 ₦32.9K

1004.24%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$799 ₦1.1M

921.18%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$6.88 ₦9,138

620.49%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$11.94 ₦15.9K

108.29%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

$15.28 ₦20.3K

287.83%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$154 ₦204.5K

228.55%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$107 ₦142.4K

188.60%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$1,147 ₦1.5M

-8.32%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$502 ₦666.8K

23.32%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$56.2 ₦74.7K

506.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Port Harcourt: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Port Harcourt

$107 26.9% 65.4% $202

Groceries & Markets

Cebu

$210 22.7%

Port Harcourt

$151 * 37.9% 28.4% $60

Monthly Utilities & Internet

Cebu

$163 17.7%

Port Harcourt

$34 * 8.5% 79.4% $130

Clothing & Footwear

Cebu

$95 10.2%

Port Harcourt

$15 * 3.9% 83.8% $79

Eating Out

Cebu

$88 9.6%

Port Harcourt

$68 17.2% 22.6% $20

Sport & Entertainment

Cebu

$44 4.7%

Port Harcourt

$22 5.6% 49.1% $21

Getting Around

Cebu

$15 1.7%

Port Harcourt

$0.4 * 0.1% 97.5% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $154 in Port Harcourt. Housing cost is often the main lever when comparing two cities.

Cebu pays 507% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $30.00 in Port Harcourt. Groceries flip the comparison at $210 vs $151, with Port Harcourt cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇳🇬 Port Harcourt

🕒 Local time

18:22 6:22 PM

11:22 11:22 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

1,382,592

💱 Currency

Philippine Peso PHP ₱

Nigerian Naira NGN ₦

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

10,000 NGN = 7.53 USD

10,000 NGN = 6.72 EUR

Exchange rates and currency converter

NGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Nigerian Naira exchange rates as of October 10, 2026: 1 USD = 1,328 NGN (10,000 NGN = 7.53 USD). 1 EUR = 1,489 NGN (10,000 NGN = 6.72 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Port Harcourt 12,830 km ≈ 17 h nonstop flight

From you

Cebu
Port Harcourt

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Port Harcourt: Cost of Living - Frequently Asked Questions

Port Harcourt is cheaper overall, especially in groceries, clothing, and eating out. The 135% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 507% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $506 in Cebu versus $154 in Port Harcourt. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 40% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $934 per month in Cebu versus $397 in Port Harcourt – a 135% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Port Harcourt gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Port Harcourt is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Port Harcourt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Port Harcourt gentler on the wallet – expenses run 135% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.