Last update: Oct 2026

Cost of Living Comparison Between Popayan and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Ho Chi Minh City (Saigon): $859 a month against $1,340 in Popayan, rent and utilities included – about $5,800 less a year. Rent and utilities account for about half of the difference.

Popayan
🇨🇴 Colombia
$1,340
/mo nomad
Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$859
/mo nomad
Monthly Cost of Living

How much you'll spend in Popayan and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Popayan and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,340 in Popayan versus $859 in Ho Chi Minh City (Saigon).

  • Popayan $1,340
  • Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $2,023 in Popayan versus $1,395 in Ho Chi Minh City (Saigon).

  • Popayan $2,023
  • Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $2,706 in Popayan versus $1,931 in Ho Chi Minh City (Saigon).

  • Popayan $2,706
  • Ho Chi Minh City (Saigon) $1,931

Living in Popayan is roughly 56% more expensive than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Popayan 1% lower, Ho Chi Minh City (Saigon) 36% lower.

Currency
🍽 Eating Out
Popayan
Ho Chi Minh City (Saigon)
Difference
Meal at Budget Restaurant
$6.55 COP 20.8K
$1.91 ₫49.6K
242.93%
Three-Course Dinner for Two, Mid-Range
$45.13 COP 143.1K
$22.84 ₫591.2K
97.59%
Fast Food Meal (McDonalds, etc)
$8.71 COP 27.6K
$4.54 ₫117.6K
91.85%
Cappuccino
$2.80 COP 8,877
$1.85 ₫48.0K
51.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.20 COP 3,793
$0.56 ₫14.6K
114.29%
Water (0.33 liter bottle)
$1.02 COP 3,234
$0.32 ₫8,185
218.75%
Local Beer (0.5 liter draught)
$3.45 COP 10.9K
$1.06 ₫27.5K
225.47%
Imported Beer (0.33 liter bottle)
$4.02 COP 12.8K
$1.72 ₫44.5K
133.72%
🛒 Groceries & Markets
Popayan
Ho Chi Minh City (Saigon)
Difference
Milk (1 liter)
$1.65 COP 5,224
$1.66 ₫42.9K
-0.60%
White Bread (500g)
$2.49 COP 7,898
$1.11 ₫28.7K
124.32%
Rice (white) (1kg)
$1.68 COP 5,338
$1.00 ₫25.9K
68.00%
Eggs
$3.13 COP 9,927
$1.67 ₫43.1K
87.43%
Local Cheese (1kg)
$6.94 COP 22.0K
$12.08 ₫312.8K
-42.55%
Chicken Fillets (1kg)
$11.05 COP 35.0K
$3.68 ₫95.2K
200.27%
Beef Round Steak (1kg)
$10.39 COP 32.9K
$10.24 ₫265.1K
1.46%
Apples (1kg)
$3.49 COP 11.1K
$2.96 ₫76.5K
17.91%
Banana (1kg)
$1.64 COP 5,209
$1.24 ₫32.2K
32.26%
Oranges (1kg)
$1.83 COP 5,805
$1.56 ₫40.3K
17.31%
Tomato (1kg)
$1.59 COP 5,031
$1.30 ₫33.6K
22.31%
Potato (1kg)
$1.33 COP 4,232
$1.23 ₫31.9K
8.13%
Onion (1kg)
$1.49 COP 4,714
$1.15 ₫29.8K
29.57%
Lettuce (1 head)
$1.13 COP 3,572
$0.74 ₫19.1K
52.70%
Water (1.5 liter bottle)
$1.00 COP 3,183
$0.56 ₫14.4K
78.57%
Cigarettes 20 Pack (Marlboro, Camel)
$3.81 COP 12.1K
$1.24 ₫32.1K
207.26%
Wine (Bottle)
$11.86 COP 37.6K
$12.60 ₫326.1K
-5.87%
Local Beer (0.5 liter bottle)
$1.41 COP 4,485
$0.96 ₫24.9K
46.87%
Imported Beer (0.33 liter bottle)
$2.62 COP 8,304
$1.53 ₫39.6K
71.24%
🚌 Getting Around
Popayan
Ho Chi Minh City (Saigon)
Difference
One-way Ticket (Public Transport)
$1.05 COP 3,332
$0.26 ₫6,694
303.85%
Public Transport Monthly Pass (Regular Price)
-
$11.51 ₫297.9K
-
Taxi Start (Normal Tariff)
$1.71 COP 5,413
$0.75 ₫19.5K
128.00%
Taxi (Normal Tariff) (1km)
$2.27 COP 7,194
$0.67 ₫17.4K
238.81%
Taxi 1hour Waiting (Normal Tariff)
$9.26 COP 29.4K
$3.03 ₫78.5K
205.61%
Gasoline (1 liter)
$1.29 COP 4,091
$0.96 ₫24.8K
34.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.7K COP 81.4M
$31.1K ₫804.3M
-17.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.5K COP 112.5M
$30.4K ₫785.9M
16.93%
🧾 Monthly Utilities & Internet
Popayan
Ho Chi Minh City (Saigon)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$136 COP 431.3K
$102 ₫2.6M
33.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.34 COP 35.9K
$5.89 ₫152.5K
92.53%
Internet (50+ Mbps, Unlimited Data)
$26.78 COP 84.9K
$10.49 ₫271.6K
155.29%
🎉 Sport & Entertainment
Popayan
Ho Chi Minh City (Saigon)
Difference
Gym Membership (Monthly)
$34.41 COP 109.1K
$25.54 ₫661.2K
34.73%
Tennis Court (1 Hour on Weekend)
-
$11.92 ₫308.5K
-
Cinema Ticket
$5.91 COP 18.8K
$3.53 ₫91.3K
67.42%
🧸 Childcare & Education
Popayan
Ho Chi Minh City (Saigon)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$539 COP 1.7M
$436 ₫11.3M
23.53%
International Primary School, 1 Child (Yearly)
$7,384 COP 23.4M
$23.3K ₫602.8M
-68.29%
👕👟 Clothing & Footwear
Popayan
Ho Chi Minh City (Saigon)
Difference
Jeans (Levis 501 Or Similar)
$78.9 COP 250.1K
$52.8 ₫1.4M
49.52%
Summer Dress (H&M, Zara, etc)
$59.9 COP 189.8K
$34.15 ₫884.1K
75.34%
Sport Shoes (Adidas, Nike)
$131 COP 414.9K
$90.3 ₫2.3M
44.96%
Men's Leather Business Shoes
$115 COP 363.3K
$95.0 ₫2.5M
20.61%
🏠 Accommodation & Living
Popayan
Ho Chi Minh City (Saigon)
Difference
1-bedroom Apartment, City Center (Monthly)
$554 COP 1.8M
$589 ₫15.3M
-6.10%
1-bedroom Apartment, Outside City Center (Monthly)
$513 COP 1.6M
$298 ₫7.7M
72.21%
3-bedroom Apartment, City Center (Monthly)
$903 COP 2.9M
$1,292 ₫33.5M
-30.11%
3-bedroom Apartment, Outside City Center (Monthly)
$874 COP 2.8M
$711 ₫18.4M
22.92%
Buy Apartment in City Center (m2)
$2,101 COP 6.7M
$4,676 ₫121.1M
-55.08%
Buy Apartment Outside City Center (m2)
$1,896 COP 6.0M
$1,904 ₫49.3M
-0.42%
💵 Salaries & Financials
Popayan
Ho Chi Minh City (Saigon)
Difference
Average Monthly Net Salary (After Tax)
-
$490 ₫12.7M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.58
8.64
34.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Popayan: October 11, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Popayan
$513
Ho Chi Minh City (Saigon)
$298 41.9% $215
Groceries & Markets
Popayan
$270
Ho Chi Minh City (Saigon)
$207 23.2% $63
Monthly Utilities & Internet
Popayan
$174
Ho Chi Minh City (Saigon)
$118 32% $56
Clothing & Footwear
Popayan
$173
Ho Chi Minh City (Saigon)
$122 29.2% $50
Eating Out
Popayan
$146
Ho Chi Minh City (Saigon)
$63 56.6% $83
Sport & Entertainment
Popayan
$46
Ho Chi Minh City (Saigon)
$33 29.5% $14
Getting Around
Popayan
$17 *
Ho Chi Minh City (Saigon)
$17 3.5% $0.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $554 in Popayan and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Dining out: $45.00 in Popayan vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $270 vs $207 per month, with Ho Chi Minh City (Saigon) cheaper across the board.

Good to know
🇨🇴 Popayan
🇻🇳 Ho Chi Minh City (Saigon)
🕒 Local time
19:16 7:16 PM
07:16 7:16 AM
12 h ahead of Popayan
🌤 Weather
👥 Population
318,059
9,456,700
💱 Currency
Exchange rates and currency converter

VND, USD, EUR to COP – Colombian Peso Converter

Colombian Peso exchange rates as of October 19, 2026: 1 USD = 3,171 COP (10,000 COP = 3.15 USD). 1 EUR = 3,565 COP (10,000 COP = 2.81 EUR).

Vietnamese Dong exchange rates as of October 19, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

On the map
Between locations
  • Popayan Ho Chi Minh City (Saigon) 18,500 km ≈ 24 h nonstop flight
From you
  • Popayan
  • Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Popayan vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions
Which city is more expensive, Popayan or Ho Chi Minh City (Saigon)?
Ho Chi Minh City (Saigon) wins on cost – living expenses run 56% lower than in Popayan. Housing and daily spending are where you'll feel the difference most, making Ho Chi Minh City (Saigon) the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Popayan and in Ho Chi Minh City (Saigon)?
You'd need roughly $2,009 in Popayan and $1,288 in Ho Chi Minh City (Saigon) to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Popayan compared to Ho Chi Minh City (Saigon)?
Rent for a central apartment: $554 in Popayan versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Popayan or in Ho Chi Minh City (Saigon)?
Supermarket bills run roughly 30% higher in Popayan. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Popayan compared to Ho Chi Minh City (Saigon)?
All in, you'll spend $1,340 per month in Popayan versus $859 in Ho Chi Minh City (Saigon) – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Popayan or in Ho Chi Minh City (Saigon)?
At $859 in Ho Chi Minh City (Saigon) versus $1,340 in Popayan, a $1,000 budget is realistic in Ho Chi Minh City (Saigon) but tight or insufficient in Popayan. The gap between the two cities makes Ho Chi Minh City (Saigon) the clear choice for anyone on this budget.
Which city is better for digital nomads, Popayan or Ho Chi Minh City (Saigon)?
Both work as nomad bases, but Ho Chi Minh City (Saigon) delivers better value – similar infrastructure at $859 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ho Chi Minh City (Saigon) hard to pass up.
How safe is Popayan compared to Ho Chi Minh City (Saigon)?
Safety-wise, Popayan and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ho Chi Minh City (Saigon) gentler on the wallet – expenses run 56% less than in Popayan. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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