Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Ponca City, OK

For one person, living is cheaper in Ponca City, OK: $2,526 a month against $2,689 in Austin, TX, rent and utilities included – about $2,000 less a year. Rent and utilities account for about half of the difference.

128

Cost of Living Index in Austin, TX
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Austin, TX Living Index
120

Cost of Living Index in Ponca City, OK
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Ponca City, OK Living Index

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Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Ponca City, OK

🇺🇸 United States

$2,526

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Ponca City, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Ponca City, OK actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $2,526 in Ponca City, OK.

Austin, TX $2,689
Ponca City, OK $2,526

Estimated couple costs with rent: $4,112 in Austin, TX versus $3,671 in Ponca City, OK.

Austin, TX $4,112
Ponca City, OK $3,671

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $4,816 in Ponca City, OK.

Austin, TX $5,534
Ponca City, OK $4,816

Living in Austin, TX is roughly 6% more expensive than in Ponca City, OK, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Ponca City, OK 87% above.

Meal at Budget Restaurant

$21.34 $21.34

$16.70 $16.70

27.78%

Three-Course Dinner for Two, Mid-Range

$87.9 $87.9

$55.9 $55.9

57.35%

Fast Food Meal (McDonalds, etc)

$12.44 $12.44

$9.52 $9.52

30.67%

Cappuccino

$5.60 $5.60

$5.72 $5.72

-2.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$2.24 $2.24

62.95%

Water (0.33 liter bottle)

$2.39 $2.39

$1.69 $1.69

41.42%

Local Beer (0.5 liter draught)

$7.82 $7.82

$6.09 $6.09

28.41%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$7.15 $7.15

22.38%

Milk (1 liter)

$1.12 $1.12

$0.89 $0.89

25.84%

White Bread (500g)

$3.62 $3.62

$3.85 $3.85

-5.97%

Rice (white) (1kg)

$3.50 $3.50

$5.79 $5.79

-39.55%

Eggs

$4.45 $4.45

$5.37 $5.37

-17.13%

Local Cheese (1kg)

$13.18 $13.18

$7.98 $7.98

65.16%

Chicken Fillets (1kg)

$13.94 $13.94

$8.67 $8.67

60.78%

Beef Round Steak (1kg)

$16.46 $16.46

$13.40 $13.40

22.84%

Apples (1kg)

$4.73 $4.73

$4.41 $4.41

7.26%

Banana (1kg)

$1.50 $1.50

$1.53 $1.53

-1.96%

Oranges (1kg)

$4.64 $4.64

$2.69 $2.69

72.49%

Tomato (1kg)

$4.52 $4.52

$4.72 $4.72

-4.24%

Potato (1kg)

$2.55 $2.55

$1.88 $1.88

35.64%

Onion (1kg)

$2.39 $2.39

$2.58 $2.58

-7.36%

Lettuce (1 head)

$1.84 $1.84

$1.51 $1.51

21.85%

Water (1.5 liter bottle)

$2.13 $2.13

$2.02 $2.02

5.45%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$9.39 $9.39

7.03%

Wine (Bottle)

$14.88 $14.88

$19.31 $19.31

-22.94%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.54 $2.54

11.02%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$4.54 $4.54

-27.53%

One-way Ticket (Public Transport)

$1.23 $1.23

$1.94 $1.94

-36.60%

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

$62.7 $62.7

-33.97%

Taxi Start (Normal Tariff)

$2.68 $2.68

$5.08 $5.08

-47.24%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

Taxi 1hour Waiting (Normal Tariff)

$35.20 $35.20

$34.09 $34.09

3.26%

Gasoline (1 liter)

$0.98 $0.98

$0.86 $0.86

13.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$27.0K $27.0K

27.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.8K $25.8K

3.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$177 $177

42.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$55.2 $55.2

8.45%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$60.3 $60.3

15.47%

Gym Membership (Monthly)

$60.4 $60.4

$42.95 $42.95

40.54%

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

Cinema Ticket

$13.75 $13.75

$9.82 $9.82

40.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$1,372 $1,372

6.26%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$10.2K $10.2K

160.91%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$60.8 $60.8

-13.39%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$50.9 $50.9

-10.13%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$114 $114

-24.96%

Men's Leather Business Shoes

$106 $106

$130 $130

-18.65%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

$521 $521

321.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

-0.04%

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

$845 $845

373.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

$2,129 $2,129

13.04%

Buy Apartment in City Center (m2)

$7,381 $7,381

$2,408 $2,408

206.57%

Buy Apartment Outside City Center (m2)

$2,964 $2,964

$2,477 $2,477

19.70%

Average Monthly Net Salary (After Tax)

$5,043 $5,043

$2,418 $2,418

108.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.6

3.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for Ponca City, OK: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.2%

Ponca City, OK

$1.3K 50.3% 0% $0.6

Groceries & Markets

Austin, TX

$407 15.2%

Ponca City, OK

$367 14.5% 10% $41

Monthly Utilities & Internet

Austin, TX

$382 14.2%

Ponca City, OK

$292 11.6% 23.5% $90

Eating Out

Austin, TX

$356 13.2%

Ponca City, OK

$291 11.5% 18.2% $65

Clothing & Footwear

Austin, TX

$130 4.9%

Ponca City, OK

$160 6.3% 22.8% $30

Sport & Entertainment

Austin, TX

$88 3.3%

Ponca City, OK

$63 2.5% 28.8% $25

Getting Around

Austin, TX

$57 2.1%

Ponca City, OK

$84 3.3% 46.5% $27

Cost Breakdown

A one-bedroom apartment in the center runs $2,195 in Austin, TX and $521 in Ponca City, OK. Housing cost is often the main lever when comparing two cities.

Austin, TX pays about 2.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $88 in Austin, TX vs $56 in Ponca City, OK for a mid-range dinner for two. Groceries echo the gap at $407 vs $367 per month, with Ponca City, OK cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Ponca City, OK

🕒 Local time

03:16 3:16 AM

Same time as Austin, TX

🌤 Weather

👥 Population

974,447

25,387

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Austin, TX Ponca City, OK 720 km ≈ 1 h 30 min nonstop flight

From you

Austin, TX
Ponca City, OK

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Ponca City, OK: Cost of Living - Frequently Asked Questions

Ponca City, OK wins on cost – living expenses run 6% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Ponca City, OK the obvious pick if budget is a priority.

Average pay in Austin, TX is about 2.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,195 in Austin, TX versus $521 in Ponca City, OK. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,689 per month in Austin, TX versus $2,526 in Ponca City, OK – Ponca City, OK is about 6% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 34% less than in Ponca City, OK. The price difference matters if you commute daily and watch your budget.

Either city works on $3,000 a month, though Ponca City, OK gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ponca City, OK wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.