Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Derby

For one person, living is cheaper in Playa del Carmen: $1,215 a month against $2,167 in Derby, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

Playa del Carmen
🇲🇽 Mexico
$1,215
/mo nomad
Derby
🇬🇧 United Kingdom
$2,167
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Derby

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Derby actually costs, broken down by who's living it.

A single person spends $1,215 per month in Playa del Carmen vs $2,167 in Derby, rent included.

  • Playa del Carmen $1,215
  • Derby $2,167

A couple spends around $2,144 per month in Playa del Carmen vs $3,327 in Derby, rent included.

  • Playa del Carmen $2,144
  • Derby $3,327

A family of three spends $3,072 per month in Playa del Carmen vs $4,486 in Derby, rent included.

  • Playa del Carmen $3,072
  • Derby $4,486

Playa del Carmen is about 44% cheaper than Derby, and outside of rent the biggest gap is in eating out.

Playa del Carmen sits 9% below the global median, while Derby is 62% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Playa del Carmen
Derby
Difference
Meal at Budget Restaurant
$10.97 MX$201
$26.91 £20.33
-59.23%
Three-Course Dinner for Two, Mid-Range
$44.85 MX$823
$94.2 £71.2
-52.38%
Fast Food Meal (McDonalds, etc)
$11.92 MX$219
$10.43 £7.88
14.29%
Cappuccino
$3.80 MX$69.9
$4.99 £3.77
-23.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.31 MX$24.08
$2.61 £1.98
-49.81%
Water (0.33 liter bottle)
$0.86 MX$15.72
$1.96 £1.48
-56.12%
Local Beer (0.5 liter draught)
$3.21 MX$59.0
$6.44 £4.87
-50.16%
Imported Beer (0.33 liter bottle)
$5.01 MX$92.0
$7.27 £5.49
-31.09%
🛒 Groceries & Markets
Playa del Carmen
Derby
Difference
Milk (1 liter)
$1.46 MX$26.77
$1.55 £1.18
-5.81%
White Bread (500g)
$2.33 MX$42.72
$1.43 £1.08
62.94%
Rice (white) (1kg)
$1.44 MX$26.48
$2.38 £1.79
-39.50%
Eggs
$2.46 MX$45.20
$3.79 £2.87
-35.09%
Local Cheese (1kg)
$7.70 MX$141
$8.33 £6.30
-7.56%
Chicken Fillets (1kg)
$7.89 MX$145
$8.28 £6.26
-4.71%
Beef Round Steak (1kg)
$12.80 MX$235
$23.21 £17.54
-44.85%
Apples (1kg)
$2.92 MX$53.6
$5.35 £4.04
-45.42%
Banana (1kg)
$1.42 MX$26.11
$2.82 £2.13
-49.65%
Oranges (1kg)
$2.57 MX$47.10
$3.08 £2.33
-16.56%
Tomato (1kg)
$2.14 MX$39.24
$3.66 £2.76
-41.53%
Potato (1kg)
$1.95 MX$35.75
$1.47 £1.11
32.65%
Onion (1kg)
$1.94 MX$35.55
$1.60 £1.21
21.25%
Lettuce (1 head)
$1.15 MX$21.13
$1.05 £0.79
9.52%
Water (1.5 liter bottle)
$1.22 MX$22.42
$1.36 £1.03
-10.29%
Cigarettes 20 Pack (Marlboro, Camel)
$4.38 MX$80.3
$23.53 £17.78
-81.39%
Wine (Bottle)
$9.85 MX$181
$10.47 £7.91
-5.92%
Local Beer (0.5 liter bottle)
$1.54 MX$28.23
$3.13 £2.37
-50.80%
Imported Beer (0.33 liter bottle)
$2.72 MX$49.86
$3.55 £2.68
-23.38%
🚌 Getting Around
Playa del Carmen
Derby
Difference
One-way Ticket (Public Transport)
$0.52 MX$9.64
$2.91 £2.20
-82.13%
Public Transport Monthly Pass (Regular Price)
$27.42 MX$503
$90.0 £68.0
-69.53%
Taxi Start (Normal Tariff)
$4.91 MX$90.2
$4.38 £3.31
12.10%
Taxi (Normal Tariff) (1km)
$3.52 MX$64.7
$1.66 £1.25
112.05%
Taxi 1hour Waiting (Normal Tariff)
$5.69 MX$104
$32.34 £24.44
-82.41%
Gasoline (1 liter)
$1.54 MX$28.27
$2.01 £1.52
-23.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$389.9K
$38.0K £28.7K
-44.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K MX$449.6K
$39.7K £30.0K
-38.32%
🧾 Monthly Utilities & Internet
Playa del Carmen
Derby
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 MX$1,535
$367 £277
-77.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.03 MX$441
$19.46 £14.70
23.48%
Internet (50+ Mbps, Unlimited Data)
$29.33 MX$539
$40.48 £30.59
-27.54%
🎉 Sport & Entertainment
Playa del Carmen
Derby
Difference
Gym Membership (Monthly)
$64.9 MX$1,191
$44.27 £33.45
46.53%
Tennis Court (1 Hour on Weekend)
$29.46 MX$541
$26.00 £19.65
13.31%
Cinema Ticket
$5.09 MX$93.4
$15.41 £11.64
-66.97%
🧸 Childcare & Education
Playa del Carmen
Derby
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$208 MX$3,813
$1,808 £1,366
-88.51%
International Primary School, 1 Child (Yearly)
$4,045 MX$74.3K
$20.3K £15.4K
-80.10%
👕👟 Clothing & Footwear
Playa del Carmen
Derby
Difference
Jeans (Levis 501 Or Similar)
$44.55 MX$818
$113 £85.7
-60.72%
Summer Dress (H&M, Zara, etc)
$42.06 MX$772
$56.6 £42.78
-25.70%
Sport Shoes (Adidas, Nike)
$75.5 MX$1,387
$84.4 £63.8
-10.55%
Men's Leather Business Shoes
$91.4 MX$1,678
$98.5 £74.5
-7.27%
🏠 Accommodation & Living
Playa del Carmen
Derby
Difference
1-bedroom Apartment, City Center (Monthly)
$986 MX$18.1K
$804 £608
22.64%
1-bedroom Apartment, Outside City Center (Monthly)
$385 MX$7,072
$720 £544
-46.49%
3-bedroom Apartment, City Center (Monthly)
$1,713 MX$31.5K
$1,576 £1,191
8.72%
3-bedroom Apartment, Outside City Center (Monthly)
$1,108 MX$20.4K
$1,345 £1,016
-17.60%
Buy Apartment in City Center (m2)
$4,016 MX$73.7K
$5,789 £4,375
-30.63%
Buy Apartment Outside City Center (m2)
$6,247 MX$114.7K
$3,100 £2,343
101.53%
💵 Salaries & Financials
Playa del Carmen
Derby
Difference
Average Monthly Net Salary (After Tax)
$758 MX$13.9K
$3,570 £2,698
-78.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
4.88
134.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 4, 2026

Last update for Derby: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$385
Derby
$720 86.9% $335
Groceries & Markets
Playa del Carmen
$260
Derby
$337 29.3% $76
Eating Out
Playa del Carmen
$204
Derby
$371 82.1% $167
Monthly Utilities & Internet
Playa del Carmen
$137
Derby
$427 212% $290
Clothing & Footwear
Playa del Carmen
$114
Derby
$159 39.2% $45
Sport & Entertainment
Playa del Carmen
$75
Derby
$75 0.1% $0
Getting Around
Playa del Carmen
$52
Derby
$114 120% $62

Cost Breakdown

A central one-bedroom costs $986 in Playa del Carmen versus $804 in Derby. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 371% higher in Derby, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Playa del Carmen versus $94.0 in Derby. Monthly groceries follow the same trend: $260 vs $337 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇲🇽 Playa del Carmen
🇬🇧 Derby
🕒 Local time
09:39 9:39 AM
15:39 3:39 PM
6 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
233,700
💱 Currency
Exchange rates and currency converter

GBP, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 10, 2026: 1 USD = 18.36 MXN (100 MXN = 5.45 USD). 1 EUR = 20.57 MXN (100 MXN = 4.86 EUR).

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.847 GBP (1 GBP = 1.18 EUR).

On the map
Between locations
  • Playa del Carmen Derby 7,900 km ≈ 10 h nonstop flight
From you
  • Playa del Carmen
  • Derby

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Derby: Cost of Living - Frequently Asked Questions
Which city is more expensive, Playa del Carmen or Derby?
Derby costs about 78% more than Playa del Carmen, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Playa del Carmen and in Derby?
For a comfortable life, plan on about $1,823 per month in Playa del Carmen and $3,250 in Derby. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Playa del Carmen or Derby?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Playa del Carmen and in Derby?
Kindergarten costs $208 per month in Playa del Carmen and $1,808 in Derby. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Playa del Carmen or in Derby?
Groceries cost about 29% more in Derby, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,500/month in Playa del Carmen or in Derby?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,215, than in Derby at $2,167. In Playa del Carmen it covers expenses comfortably, while in Derby it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Playa del Carmen or Derby?
For digital nomads, it depends on budget. Playa del Carmen costs $1,215 versus $2,167 in Derby. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Playa del Carmen or to Derby?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Derby makes more sense. Both are solid long-term options with distinct trade-offs.

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