Cost of Living Comparison Between Phuket and Windhoek Cost of Living Comparison Between Phuket and Windhoek

Monthly Cost of Living

Monthly costs for one person with rent: $1,265 in Phuket versus $1,248 in Windhoek.

Estimated couple costs with rent: $2,089 in Phuket versus $2,121 in Windhoek.

Monthly costs for a family of three with rent: $2,913 in Phuket versus $2,993 in Windhoek.

Living in Phuket is roughly 1% more expensive than in Windhoek, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Phuket 8% lower, Windhoek 9% lower.

Meal at Budget Restaurant

$4.66 ฿154

$11.83 NAD 191

-60.61%

Three-Course Dinner for Two, Mid-Range

$32.22 ฿1,065

$62.0 NAD 999

-48.03%

Fast Food Meal (McDonalds, etc)

$8.68 ฿287

$6.14 NAD 98.8

41.37%

Cappuccino

$2.90 ฿95.8

$2.35 NAD 37.85

23.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ฿27.89

$0.97 NAD 15.67

-13.40%

Water (0.33 liter bottle)

$0.49 ฿16.16

$0.95 NAD 15.22

-48.42%

Local Beer (0.5 liter draught)

$2.48 ฿82.0

$2.09 NAD 33.67

18.66%

Imported Beer (0.33 liter bottle)

$3.73 ฿123

$2.30 NAD 37.09

62.17%

Milk (1 liter)

$1.89 ฿62.3

$1.67 NAD 26.89

13.17%

White Bread (500g)

$1.41 ฿46.54

$0.96 NAD 15.47

46.87%

Rice (white) (1kg)

$1.62 ฿53.6

$2.20 NAD 35.41

-26.36%

Eggs

$2.24 ฿74.1

$3.20 NAD 51.5

-30.00%

Local Cheese (1kg)

$19.84 ฿656

$9.62 NAD 155

106.24%

Chicken Fillets (1kg)

$3.48 ฿115

$6.75 NAD 109

-48.44%

Beef Round Steak (1kg)

$11.37 ฿376

$7.74 NAD 125

46.90%

Apples (1kg)

$2.90 ฿95.8

$2.23 NAD 35.91

30.04%

Banana (1kg)

$1.72 ฿57.0

$2.04 NAD 32.92

-15.69%

Oranges (1kg)

$2.27 ฿75.1

$1.97 NAD 31.69

15.23%

Tomato (1kg)

$2.13 ฿70.4

$2.20 NAD 35.51

-3.18%

Potato (1kg)

$1.47 ฿48.72

$2.20 NAD 35.37

-33.18%

Onion (1kg)

$1.42 ฿46.92

$1.87 NAD 30.06

-24.06%

Lettuce (1 head)

$1.10 ฿36.25

$2.03 NAD 32.70

-45.81%

Water (1.5 liter bottle)

$0.60 ฿19.76

$1.16 NAD 18.66

-48.28%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 ฿142

$3.53 NAD 56.9

22.10%

Wine (Bottle)

$18.60 ฿615

$7.24 NAD 117

156.91%

Local Beer (0.5 liter bottle)

$1.80 ฿59.5

$1.49 NAD 24.04

20.81%

Imported Beer (0.33 liter bottle)

$2.97 ฿98.0

$1.49 NAD 23.94

99.33%

One-way Ticket (Public Transport)

$2.25 ฿74.2

$0.78 NAD 12.49

188.46%

Public Transport Monthly Pass (Regular Price)

$23.49 ฿776

$49.63 NAD 799

-52.67%

Taxi Start (Normal Tariff)

$3.10 ฿102

$0.77 NAD 12.40

302.60%

Taxi (Normal Tariff) (1km)

$1.08 ฿35.56

$0.99 NAD 15.89

9.09%

Taxi 1hour Waiting (Normal Tariff)

$3.87 ฿128

$16.52 NAD 266

-76.57%

Gasoline (1 liter)

$1.43 ฿47.16

$1.36 NAD 21.89

5.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿918.0K

$25.2K NAD 405.5K

10.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ฿891.5K

$29.8K NAD 479.8K

-9.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 ฿3,462

$145 NAD 2,337

-27.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.39 ฿376

$28.35 NAD 457

-59.82%

Internet (50+ Mbps, Unlimited Data)

$17.54 ฿580

$49.53 NAD 798

-64.59%

Gym Membership (Monthly)

$54.3 ฿1,795

$38.35 NAD 618

41.69%

Tennis Court (1 Hour on Weekend)

$11.44 ฿378

$10.89 NAD 175

5.05%

Cinema Ticket

$7.78 ฿257

$5.66 NAD 91.2

37.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$576 ฿19.0K

$215 NAD 3,456

168.66%

International Primary School, 1 Child (Yearly)

$11.6K ฿382.7K

$5,479 NAD 88.3K

111.36%

Jeans (Levis 501 Or Similar)

$63.6 ฿2,103

$56.6 NAD 912

12.40%

Summer Dress (H&M, Zara, etc)

$29.10 ฿961

$36.21 NAD 583

-19.64%

Sport Shoes (Adidas, Nike)

$96.2 ฿3,179

$93.3 NAD 1,503

3.11%

Men's Leather Business Shoes

$90.0 ฿2,974

$99.8 NAD 1,607

-9.79%

1-bedroom Apartment, City Center (Monthly)

$733 ฿24.2K

$541 NAD 8,718

35.47%

1-bedroom Apartment, Outside City Center (Monthly)

$501 ฿16.5K

$382 NAD 6,155

31.07%

3-bedroom Apartment, City Center (Monthly)

$2,126 ฿70.2K

$1,181 NAD 19.0K

79.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,252 ฿41.4K

$994 NAD 16.0K

26.05%

Buy Apartment in City Center (m2)

$3,534 ฿116.8K

$1,677 NAD 27.0K

110.72%

Buy Apartment Outside City Center (m2)

$2,622 ฿86.6K

$636 NAD 10.2K

312.38%

Average Monthly Net Salary (After Tax)

$508 ฿16.8K

$1,050 NAD 16.9K

-51.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

11.42

-51.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: September 6, 2026

Last update for Windhoek: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $733 in Phuket and $541 in Windhoek. Housing cost is often the main lever when comparing two cities.

Windhoek pays 107% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Phuket vs $62.0 in Windhoek. Groceries flip the comparison at $275 vs $233, with Windhoek cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Windhoek: Cost of Living - Frequently Asked Questions

Windhoek is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 1% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 107% lower in Windhoek. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $733 in Phuket versus $541 in Windhoek. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $576 in Phuket versus $215 in Windhoek. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $1,248 in Windhoek versus $1,265 in Phuket, a $1,000 budget is realistic in Windhoek but tight or insufficient in Phuket. The gap between the two cities makes Windhoek the clear choice for anyone on this budget.

For families, Windhoek is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Windhoek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Windhoek gentler on the wallet – expenses run 1% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.