Cost of Living Comparison Between Phuket and Windhoek Cost of Living Comparison Between Phuket and Windhoek

Monthly Cost of Living

Monthly costs for one person with rent: $1,265 in Phuket versus $1,108 in Windhoek.

Estimated couple costs with rent: $2,297 in Phuket versus $1,797 in Windhoek.

Monthly costs for a family of three with rent: $3,329 in Phuket versus $2,485 in Windhoek.

Living in Phuket is roughly 14% more expensive than Windhoek, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 6% lower, Windhoek 17% lower.

Meal at Budget Restaurant

$4.70 ฿153

$10.55 NAD 172

-55.45%

Three-Course Dinner for Two, Mid-Range

$45.37 ฿1,482

$38.77 NAD 630

17.02%

Fast Food Meal (McDonalds, etc)

$8.43 ฿275

$5.35 NAD 87.0

57.57%

Cappuccino

$2.93 ฿95.6

$1.94 NAD 31.53

51.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.40

$0.96 NAD 15.57

-28.13%

Water (0.33 liter bottle)

$0.37 ฿11.99

$0.95 NAD 15.37

-61.05%

Local Beer (0.5 liter draught)

$2.41 ฿78.6

$1.86 NAD 30.25

29.57%

Imported Beer (0.33 liter bottle)

$3.72 ฿122

$2.28 NAD 37.01

63.16%

Milk (1 liter)

$2.23 ฿72.9

$1.45 NAD 23.51

53.79%

White Bread (500g)

$1.83 ฿59.8

$0.86 NAD 13.94

112.79%

Rice (white) (1kg)

$2.17 ฿70.8

$1.66 NAD 27.04

30.72%

Eggs

$2.21 ฿72.3

$2.80 NAD 45.47

-21.07%

Local Cheese (1kg)

$19.74 ฿645

$6.21 NAD 101

217.87%

Chicken Fillets (1kg)

$3.63 ฿119

$5.33 NAD 86.6

-31.89%

Beef Round Steak (1kg)

$13.53 ฿442

$6.79 NAD 110

99.26%

Apples (1kg)

$3.28 ฿107

$1.86 NAD 30.16

76.34%

Banana (1kg)

$1.61 ฿52.6

$1.90 NAD 30.84

-15.26%

Oranges (1kg)

$2.41 ฿78.6

$1.72 NAD 27.87

40.12%

Tomato (1kg)

$2.08 ฿68.1

$1.77 NAD 28.70

17.51%

Potato (1kg)

$1.53 ฿49.93

$2.04 NAD 33.17

-25.00%

Onion (1kg)

$1.48 ฿48.36

$1.81 NAD 29.47

-18.23%

Lettuce (1 head)

$0.99 ฿32.29

$1.88 NAD 30.54

-47.34%

Water (1.5 liter bottle)

$0.51 ฿16.67

$1.14 NAD 18.59

-55.26%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 ฿144

$2.81 NAD 45.70

56.94%

Wine (Bottle)

$19.38 ฿633

$7.21 NAD 117

168.79%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

$1.34 NAD 21.80

32.84%

Imported Beer (0.33 liter bottle)

$2.71 ฿88.6

$1.85 NAD 30.03

46.49%

One-way Ticket (Public Transport)

$1.37 ฿44.79

$0.70 NAD 11.34

95.71%

Public Transport Monthly Pass (Regular Price)

$11.39 ฿372

$40.64 NAD 661

-71.97%

Taxi Start (Normal Tariff)

$3.02 ฿98.6

$0.68 NAD 11.12

344.12%

Taxi (Normal Tariff) (1km)

$0.99 ฿32.48

$0.73 NAD 11.89

35.62%

Taxi 1hour Waiting (Normal Tariff)

$14.10 ฿461

$11.51 NAD 187

22.50%

Gasoline (1 liter)

$1.36 ฿44.51

$1.23 NAD 19.93

10.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K ฿921.1K

$21.2K NAD 344.2K

33.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$24.0K NAD 389.7K

37.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,975

$116 NAD 1,893

4.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿443

$17.47 NAD 284

-22.32%

Internet (50+ Mbps, Unlimited Data)

$18.31 ฿598

$51.0 NAD 828

-64.06%

Gym Membership (Monthly)

$60.2 ฿1,967

$37.28 NAD 606

61.53%

Tennis Court (1 Hour on Weekend)

$17.14 ฿560

$13.37 NAD 217

28.20%

Cinema Ticket

$8.69 ฿284

$5.42 NAD 88.1

60.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ฿22.6K

$218 NAD 3,539

218.38%

International Primary School, 1 Child (Yearly)

$15.7K ฿512.3K

$5,110 NAD 83.0K

206.97%

Jeans (Levis 501 Or Similar)

$59.5 ฿1,944

$51.7 NAD 840

15.21%

Summer Dress (H&M, Zara, etc)

$34.77 ฿1,136

$26.89 NAD 437

29.30%

Sport Shoes (Adidas, Nike)

$115 ฿3,743

$89.3 NAD 1,451

28.32%

Men's Leather Business Shoes

$83.3 ฿2,720

$83.2 NAD 1,353

0.06%

1-bedroom Apartment, City Center (Monthly)

$613 ฿20.0K

$490 NAD 7,970

25.03%

1-bedroom Apartment, Outside City Center (Monthly)

$437 ฿14.3K

$389 NAD 6,326

12.28%

3-bedroom Apartment, City Center (Monthly)

$2,094 ฿68.4K

$1,257 NAD 20.4K

66.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,509 ฿49.3K

$950 NAD 15.4K

58.85%

Buy Apartment in City Center (m2)

$3,749 ฿122.5K

$1,660 NAD 27.0K

125.85%

Buy Apartment Outside City Center (m2)

$2,616 ฿85.4K

$616 NAD 10.0K

324.66%

Average Monthly Net Salary (After Tax)

$508 ฿16.6K

$1,037 NAD 16.8K

-50.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

11.69

-54.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 2, 2026

Last update for Windhoek: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $613 in Phuket and $490 in Windhoek. Housing cost is often the main lever when comparing two cities.

Windhoek pays 104% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $45.00 in Phuket vs $39.00 in Windhoek for a mid-range dinner for two. Groceries echo the gap at $293 vs $199 per month, with Windhoek cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Windhoek: Cost of Living - Frequently Asked Questions

Windhoek is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 14% gap adds up to real monthly savings that compound significantly over time.

On paper, Windhoek earns 104% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $613 in Phuket versus $490 in Windhoek. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $693 in Phuket versus $218 in Windhoek. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 47% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $1,108 in Windhoek versus $1,265 in Phuket, a $1,000 budget is realistic in Windhoek but tight or insufficient in Phuket. The gap between the two cities makes Windhoek the clear choice for anyone on this budget.

For families, Windhoek is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Windhoek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Windhoek gentler on the wallet – expenses run 14% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.