Cost of Living Comparison Between Phuket and Windhoek Cost of Living Comparison Between Phuket and Windhoek

Monthly Cost of Living

Monthly costs for one person with rent: $1,250 in Phuket versus $1,124 in Windhoek.

Estimated couple costs with rent: $2,284 in Phuket versus $1,850 in Windhoek.

Monthly costs for a family of three with rent: $3,317 in Phuket versus $2,577 in Windhoek.

Living in Phuket is roughly 11% more expensive than in Windhoek, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 6% lower, Windhoek 16% lower.

Meal at Budget Restaurant

$4.55 ฿153

$10.46 NAD 172

-56.50%

Three-Course Dinner for Two, Mid-Range

$46.18 ฿1,550

$39.12 NAD 645

18.05%

Fast Food Meal (McDonalds, etc)

$8.84 ฿297

$5.42 NAD 89.4

63.10%

Cappuccino

$3.06 ฿103

$1.86 NAD 30.70

64.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 ฿24.36

$0.91 NAD 14.94

-19.78%

Water (0.33 liter bottle)

$0.40 ฿13.37

$0.97 NAD 15.93

-58.76%

Local Beer (0.5 liter draught)

$2.43 ฿81.6

$1.80 NAD 29.61

35.00%

Imported Beer (0.33 liter bottle)

$3.78 ฿127

$2.27 NAD 37.48

66.52%

Milk (1 liter)

$2.26 ฿75.8

$1.44 NAD 23.71

56.94%

White Bread (500g)

$1.81 ฿60.8

$0.82 NAD 13.52

120.73%

Rice (white) (1kg)

$2.25 ฿75.7

$1.65 NAD 27.23

36.36%

Eggs

$2.25 ฿75.4

$2.80 NAD 46.12

-19.64%

Local Cheese (1kg)

$19.51 ฿655

$6.28 NAD 104

210.67%

Chicken Fillets (1kg)

$3.65 ฿122

$5.38 NAD 88.8

-32.16%

Beef Round Steak (1kg)

$13.05 ฿438

$6.58 NAD 108

98.33%

Apples (1kg)

$3.23 ฿109

$1.80 NAD 29.72

79.44%

Banana (1kg)

$1.62 ฿54.3

$1.98 NAD 32.58

-18.18%

Oranges (1kg)

$2.38 ฿80.0

$1.62 NAD 26.74

46.91%

Tomato (1kg)

$2.03 ฿68.0

$1.74 NAD 28.68

16.67%

Potato (1kg)

$1.53 ฿51.5

$2.00 NAD 32.92

-23.50%

Onion (1kg)

$1.50 ฿50.4

$1.81 NAD 29.85

-17.13%

Lettuce (1 head)

$0.98 ฿32.85

$1.94 NAD 31.94

-49.48%

Water (1.5 liter bottle)

$0.52 ฿17.36

$1.14 NAD 18.88

-54.39%

Cigarettes 20 Pack (Marlboro, Camel)

$4.44 ฿149

$2.72 NAD 44.85

63.24%

Wine (Bottle)

$18.32 ฿615

$6.98 NAD 115

162.46%

Local Beer (0.5 liter bottle)

$1.86 ฿62.6

$1.40 NAD 23.03

32.86%

Imported Beer (0.33 liter bottle)

$2.68 ฿90.0

$1.84 NAD 30.38

45.65%

One-way Ticket (Public Transport)

$1.41 ฿47.37

$0.71 NAD 11.65

98.59%

Public Transport Monthly Pass (Regular Price)

$11.70 ฿393

$41.09 NAD 678

-71.53%

Taxi Start (Normal Tariff)

$3.11 ฿104

$0.74 NAD 12.19

320.27%

Taxi (Normal Tariff) (1km)

$1.04 ฿35.00

$0.67 NAD 11.03

55.22%

Taxi 1hour Waiting (Normal Tariff)

$14.11 ฿474

$11.73 NAD 193

20.29%

Gasoline (1 liter)

$1.31 ฿44.02

$1.18 NAD 19.47

11.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿933.8K

$21.1K NAD 348.7K

31.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.2K ฿1.1M

$24.4K NAD 402.3K

36.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿4,110

$119 NAD 1,960

3.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.59 ฿456

$17.50 NAD 289

-22.34%

Internet (50+ Mbps, Unlimited Data)

$18.70 ฿628

$50.1 NAD 827

-62.70%

Gym Membership (Monthly)

$60.5 ฿2,031

$36.62 NAD 604

65.18%

Tennis Court (1 Hour on Weekend)

$16.98 ฿570

$13.31 NAD 220

27.57%

Cinema Ticket

$9.07 ฿305

$5.23 NAD 86.2

73.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$706 ฿23.7K

$218 NAD 3,595

223.96%

International Primary School, 1 Child (Yearly)

$15.8K ฿530.5K

$5,275 NAD 87.0K

199.62%

Jeans (Levis 501 Or Similar)

$58.6 ฿1,965

$51.3 NAD 846

14.07%

Summer Dress (H&M, Zara, etc)

$35.36 ฿1,187

$26.72 NAD 441

32.34%

Sport Shoes (Adidas, Nike)

$115 ฿3,876

$86.7 NAD 1,430

33.17%

Men's Leather Business Shoes

$83.7 ฿2,811

$81.2 NAD 1,338

3.17%

1-bedroom Apartment, City Center (Monthly)

$626 ฿21.0K

$494 NAD 8,146

26.62%

1-bedroom Apartment, Outside City Center (Monthly)

$445 ฿14.9K

$382 NAD 6,297

16.56%

3-bedroom Apartment, City Center (Monthly)

$2,040 ฿68.5K

$1,291 NAD 21.3K

58.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,492 ฿50.1K

$921 NAD 15.2K

61.99%

Buy Apartment in City Center (m2)

$3,483 ฿116.9K

$1,592 NAD 26.2K

118.81%

Buy Apartment Outside City Center (m2)

$2,577 ฿86.5K

$627 NAD 10.3K

311.18%

Average Monthly Net Salary (After Tax)

$500 ฿16.8K

$1,009 NAD 16.6K

-50.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

11.69

-54.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: July 12, 2026

Last update for Windhoek: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $626 in Phuket and $494 in Windhoek. Housing cost is often the main lever when comparing two cities.

Windhoek pays 102% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $46.00 in Phuket vs $39.00 in Windhoek for a mid-range dinner for two. Groceries echo the gap at $289 vs $198 per month, with Windhoek cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Windhoek: Cost of Living - Frequently Asked Questions

Windhoek is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 11% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 102% lower in Windhoek. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $626 in Phuket versus $494 in Windhoek. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $706 in Phuket versus $218 in Windhoek. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 46% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $1,124 in Windhoek versus $1,250 in Phuket, a $1,000 budget is realistic in Windhoek but tight or insufficient in Phuket. The gap between the two cities makes Windhoek the clear choice for anyone on this budget.

For families, Windhoek is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Windhoek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Windhoek gentler on the wallet – expenses run 11% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.