Last update: Oct 2026

Cost of Living Comparison Between Windhoek and Phuket

For one person, living is cheaper in Windhoek: $1,182 a month against $1,278 in Phuket, rent and utilities included – about $1,200 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Windhoek
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Windhoek Living Index
62

Cost of Living Index in Phuket
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Phuket Living Index

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Windhoek

🇳🇦 Namibia

$1,182

/mo nomad

Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in Windhoek and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Windhoek and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,182 in Windhoek versus $1,278 in Phuket.

Windhoek $1,182
Phuket $1,278

Estimated couple costs with rent: $2,028 in Windhoek versus $2,216 in Phuket.

Windhoek $2,028
Phuket $2,216

Monthly costs for a family of three with rent: $2,875 in Windhoek versus $3,154 in Phuket.

Windhoek $2,875
Phuket $3,154

Living in Windhoek costs roughly 8% less than in Phuket, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Windhoek 13% lower, Phuket 6% lower.

Meal at Budget Restaurant

$11.47 NAD 191

$4.47 ฿151

156.60%

Three-Course Dinner for Two, Mid-Range

$64.4 NAD 1,073

$32.41 ฿1,094

98.67%

Fast Food Meal (McDonalds, etc)

$6.05 NAD 101

$8.81 ฿297

-31.33%

Cappuccino

$2.28 NAD 37.99

$2.83 ฿95.5

-19.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.86 NAD 14.38

$0.87 ฿29.43

-1.15%

Water (0.33 liter bottle)

$0.92 NAD 15.38

$0.49 ฿16.67

87.76%

Local Beer (0.5 liter draught)

$1.92 NAD 32.05

$2.56 ฿86.4

-25.00%

Imported Beer (0.33 liter bottle)

$2.09 NAD 34.79

$3.68 ฿124

-43.21%

Milk (1 liter)

$1.57 NAD 26.23

$1.66 ฿56.0

-5.42%

White Bread (500g)

$0.88 NAD 14.69

$1.46 ฿49.35

-39.73%

Rice (white) (1kg)

$1.96 NAD 32.59

$1.50 ฿50.6

30.67%

Eggs

$3.14 NAD 52.3

$2.09 ฿70.5

50.24%

Local Cheese (1kg)

$9.44 NAD 157

$19.07 ฿644

-50.50%

Chicken Fillets (1kg)

$6.87 NAD 115

$3.30 ฿111

108.18%

Beef Round Steak (1kg)

$7.66 NAD 128

$10.91 ฿368

-29.79%

Apples (1kg)

$2.14 NAD 35.71

$2.93 ฿99.0

-26.96%

Banana (1kg)

$1.98 NAD 32.97

$1.69 ฿57.1

17.16%

Oranges (1kg)

$1.79 NAD 29.80

$2.25 ฿75.8

-20.44%

Tomato (1kg)

$1.99 NAD 33.10

$2.08 ฿70.1

-4.33%

Potato (1kg)

$1.94 NAD 32.30

$1.51 ฿51.0

28.48%

Onion (1kg)

$1.80 NAD 29.93

$1.38 ฿46.56

30.43%

Lettuce (1 head)

$1.96 NAD 32.69

$1.07 ฿35.99

83.18%

Water (1.5 liter bottle)

$1.07 NAD 17.76

$0.52 ฿17.52

105.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.35 NAD 55.8

$4.20 ฿142

-20.24%

Wine (Bottle)

$6.48 NAD 108

$18.79 ฿634

-65.51%

Local Beer (0.5 liter bottle)

$1.43 NAD 23.85

$1.82 ฿61.5

-21.43%

Imported Beer (0.33 liter bottle)

$1.38 NAD 23.07

$2.84 ฿95.9

-51.41%

One-way Ticket (Public Transport)

$0.80 NAD 13.26

$1.45 ฿49.03

-44.83%

Public Transport Monthly Pass (Regular Price)

$48.86 NAD 814

$56.7 ฿1,913

-13.77%

Taxi Start (Normal Tariff)

$0.75 NAD 12.55

$3.02 ฿102

-75.17%

Taxi (Normal Tariff) (1km)

$0.94 NAD 15.68

$1.02 ฿34.36

-7.84%

Taxi 1hour Waiting (Normal Tariff)

$15.38 NAD 256

$3.69 ฿125

316.80%

Gasoline (1 liter)

$1.40 NAD 23.31

$1.47 ฿49.81

-4.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K NAD 409.1K

$26.8K ฿904.3K

-8.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K NAD 527.8K

$26.7K ฿901.3K

18.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 NAD 2,307

$96.4 ฿3,254

43.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 NAD 444

$11.26 ฿380

136.68%

Internet (50+ Mbps, Unlimited Data)

$49.49 NAD 825

$16.85 ฿569

193.71%

Gym Membership (Monthly)

$36.77 NAD 613

$67.2 ฿2,270

-45.31%

Tennis Court (1 Hour on Weekend)

$10.40 NAD 173

$10.73 ฿362

-3.08%

Cinema Ticket

$5.29 NAD 88.1

$7.50 ฿253

-29.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$210 NAD 3,507

$476 ฿16.1K

-55.78%

International Primary School, 1 Child (Yearly)

$5,340 NAD 89.0K

$11.3K ฿380.4K

-52.59%

Jeans (Levis 501 Or Similar)

$54.2 NAD 903

$62.4 ฿2,106

-13.12%

Summer Dress (H&M, Zara, etc)

$34.80 NAD 580

$28.41 ฿959

22.49%

Sport Shoes (Adidas, Nike)

$88.4 NAD 1,473

$94.3 ฿3,184

-6.27%

Men's Leather Business Shoes

$94.4 NAD 1,573

$85.8 ฿2,898

10.07%

1-bedroom Apartment, City Center (Monthly)

$502 NAD 8,362

$716 ฿24.2K

-29.89%

1-bedroom Apartment, Outside City Center (Monthly)

$358 NAD 5,970

$491 ฿16.6K

-27.01%

3-bedroom Apartment, City Center (Monthly)

$1,456 NAD 24.3K

$1,927 ฿65.1K

-24.46%

3-bedroom Apartment, Outside City Center (Monthly)

$974 NAD 16.2K

$1,431 ฿48.3K

-31.88%

Buy Apartment in City Center (m2)

$1,617 NAD 26.9K

$4,175 ฿141.0K

-61.27%

Buy Apartment Outside City Center (m2)

$608 NAD 10.1K

$3,045 ฿102.8K

-80.02%

Average Monthly Net Salary (After Tax)

$997 NAD 16.6K

$502 ฿17.0K

98.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.42

5.57

105.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Windhoek: October 25, 2026

Last update for Phuket: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Windhoek

$358 30.3%

Phuket

$491 38.4% 37% $133

Groceries & Markets

Windhoek

$223 18.9%

Phuket

$266 20.8% 19.3% $43

Monthly Utilities & Internet

Windhoek

$215 18.2%

Phuket

$124 9.7% 42% $90

Eating Out

Windhoek

$158 13.4%

Phuket

$122 9.5% 23.1% $37

Clothing & Footwear

Windhoek

$122 10.4%

Phuket

$122 9.5% 0.3% $0.4

Getting Around

Windhoek

$58 4.9%

Phuket

$71 5.5% 22.7% $13

Sport & Entertainment

Windhoek

$47 4%

Phuket

$82 6.4% 73.7% $35

Cost Breakdown

A one-bedroom apartment in the center runs $502 in Windhoek and $716 in Phuket. Housing cost is often the main lever when comparing two cities.

Windhoek pays 98% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $64 in Windhoek vs $32 in Phuket. Groceries flip the comparison at $223 vs $266, with Windhoek cheaper for home cooking.

Good to know

🇳🇦 Windhoek

🇹🇭 Phuket

🕒 Local time

17:43 5:43 PM

22:43 10:43 PM

5 h ahead of Windhoek

🌤 Weather

👥 Population

322,500 Capital

79,308

💱 Currency

Namibian Dollar NAD $

Thai Baht THB ฿

📈 Exchange rate

100 NAD = 6 USD

100 NAD = 5.39 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to NAD – Namibian Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇦 Namibian Dollar ($)

Namibian Dollar exchange rates as of October 28, 2026: 1 USD = 16.66 NAD (100 NAD = 6 USD). 1 EUR = 18.54 NAD (100 NAD = 5.39 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

USD to NAD in detail →

On the map

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Between locations

Windhoek Phuket 9,460 km ≈ 12 h nonstop flight

From you

Windhoek
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Windhoek vs Phuket: Cost of Living - Frequently Asked Questions

Windhoek is cheaper overall, especially in groceries, leisure, and transport. The 8% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 98% higher in Windhoek, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $502 in Windhoek versus $716 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $210 in Windhoek versus $476 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 19% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Windhoek is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.