Cost of Living Comparison Between Windhoek and Phuket Cost of Living Comparison Between Windhoek and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,248 in Windhoek versus $1,265 in Phuket.

Estimated couple costs with rent: $2,121 in Windhoek versus $2,089 in Phuket.

Monthly costs for a family of three with rent: $2,993 in Windhoek versus $2,913 in Phuket.

Living in Windhoek costs roughly 1% less than in Phuket, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Windhoek 9% lower, Phuket 8% lower.

Meal at Budget Restaurant

$11.83 NAD 191

$4.66 ฿154

153.86%

Three-Course Dinner for Two, Mid-Range

$62.0 NAD 999

$32.22 ฿1,065

92.43%

Fast Food Meal (McDonalds, etc)

$6.14 NAD 98.8

$8.68 ฿287

-29.26%

Cappuccino

$2.35 NAD 37.85

$2.90 ฿95.8

-18.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.97 NAD 15.67

$0.84 ฿27.89

15.48%

Water (0.33 liter bottle)

$0.95 NAD 15.22

$0.49 ฿16.16

93.88%

Local Beer (0.5 liter draught)

$2.09 NAD 33.67

$2.48 ฿82.0

-15.73%

Imported Beer (0.33 liter bottle)

$2.30 NAD 37.09

$3.73 ฿123

-38.34%

Milk (1 liter)

$1.67 NAD 26.89

$1.89 ฿62.3

-11.64%

White Bread (500g)

$0.96 NAD 15.47

$1.41 ฿46.54

-31.91%

Rice (white) (1kg)

$2.20 NAD 35.41

$1.62 ฿53.6

35.80%

Eggs

$3.20 NAD 51.5

$2.24 ฿74.1

42.86%

Local Cheese (1kg)

$9.62 NAD 155

$19.84 ฿656

-51.51%

Chicken Fillets (1kg)

$6.75 NAD 109

$3.48 ฿115

93.97%

Beef Round Steak (1kg)

$7.74 NAD 125

$11.37 ฿376

-31.93%

Apples (1kg)

$2.23 NAD 35.91

$2.90 ฿95.8

-23.10%

Banana (1kg)

$2.04 NAD 32.92

$1.72 ฿57.0

18.60%

Oranges (1kg)

$1.97 NAD 31.69

$2.27 ฿75.1

-13.22%

Tomato (1kg)

$2.20 NAD 35.51

$2.13 ฿70.4

3.29%

Potato (1kg)

$2.20 NAD 35.37

$1.47 ฿48.72

49.66%

Onion (1kg)

$1.87 NAD 30.06

$1.42 ฿46.92

31.69%

Lettuce (1 head)

$2.03 NAD 32.70

$1.10 ฿36.25

84.55%

Water (1.5 liter bottle)

$1.16 NAD 18.66

$0.60 ฿19.76

93.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.53 NAD 56.9

$4.31 ฿142

-18.10%

Wine (Bottle)

$7.24 NAD 117

$18.60 ฿615

-61.08%

Local Beer (0.5 liter bottle)

$1.49 NAD 24.04

$1.80 ฿59.5

-17.22%

Imported Beer (0.33 liter bottle)

$1.49 NAD 23.94

$2.97 ฿98.0

-49.83%

One-way Ticket (Public Transport)

$0.78 NAD 12.49

$2.25 ฿74.2

-65.33%

Public Transport Monthly Pass (Regular Price)

$49.63 NAD 799

$23.49 ฿776

111.28%

Taxi Start (Normal Tariff)

$0.77 NAD 12.40

$3.10 ฿102

-75.16%

Taxi (Normal Tariff) (1km)

$0.99 NAD 15.89

$1.08 ฿35.56

-8.33%

Taxi 1hour Waiting (Normal Tariff)

$16.52 NAD 266

$3.87 ฿128

326.87%

Gasoline (1 liter)

$1.36 NAD 21.89

$1.43 ฿47.16

-4.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K NAD 405.5K

$27.8K ฿918.0K

-9.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.8K NAD 479.8K

$27.0K ฿891.5K

10.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 NAD 2,337

$105 ฿3,462

38.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.35 NAD 457

$11.39 ฿376

148.90%

Internet (50+ Mbps, Unlimited Data)

$49.53 NAD 798

$17.54 ฿580

182.38%

Gym Membership (Monthly)

$38.35 NAD 618

$54.3 ฿1,795

-29.43%

Tennis Court (1 Hour on Weekend)

$10.89 NAD 175

$11.44 ฿378

-4.81%

Cinema Ticket

$5.66 NAD 91.2

$7.78 ฿257

-27.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$215 NAD 3,456

$576 ฿19.0K

-62.78%

International Primary School, 1 Child (Yearly)

$5,479 NAD 88.3K

$11.6K ฿382.7K

-52.69%

Jeans (Levis 501 Or Similar)

$56.6 NAD 912

$63.6 ฿2,103

-11.03%

Summer Dress (H&M, Zara, etc)

$36.21 NAD 583

$29.10 ฿961

24.43%

Sport Shoes (Adidas, Nike)

$93.3 NAD 1,503

$96.2 ฿3,179

-3.01%

Men's Leather Business Shoes

$99.8 NAD 1,607

$90.0 ฿2,974

10.85%

1-bedroom Apartment, City Center (Monthly)

$541 NAD 8,718

$733 ฿24.2K

-26.18%

1-bedroom Apartment, Outside City Center (Monthly)

$382 NAD 6,155

$501 ฿16.5K

-23.71%

3-bedroom Apartment, City Center (Monthly)

$1,181 NAD 19.0K

$2,126 ฿70.2K

-44.43%

3-bedroom Apartment, Outside City Center (Monthly)

$994 NAD 16.0K

$1,252 ฿41.4K

-20.67%

Buy Apartment in City Center (m2)

$1,677 NAD 27.0K

$3,534 ฿116.8K

-52.54%

Buy Apartment Outside City Center (m2)

$636 NAD 10.2K

$2,622 ฿86.6K

-75.75%

Average Monthly Net Salary (After Tax)

$1,050 NAD 16.9K

$508 ฿16.8K

106.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.42

5.57

105.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Windhoek: September 5, 2026

Last update for Phuket: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $541 in Windhoek and $733 in Phuket. Housing cost is often the main lever when comparing two cities.

Windhoek pays 107% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $62.0 in Windhoek vs $32.00 in Phuket. Groceries flip the comparison at $233 vs $275, with Windhoek cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Windhoek vs Phuket: Cost of Living - Frequently Asked Questions

Windhoek is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 1% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 107% higher in Windhoek, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $541 in Windhoek versus $733 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $215 in Windhoek versus $576 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $1,248 in Windhoek versus $1,265 in Phuket, a $1,000 budget is realistic in Windhoek but tight or insufficient in Phuket. The gap between the two cities makes Windhoek the clear choice for anyone on this budget.

For families, Windhoek is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Windhoek and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Windhoek gentler on the wallet – expenses run 1% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.