🙂Monthly costs for one person with rent: $1,247 in Phuket versus $1,674 in Terracina.
🙂Estimated couple costs with rent: $2,276 in Phuket versus $2,616 in Terracina.
🙂Monthly costs for a family of three with rent: $3,306 in Phuket versus $3,559 in Terracina.
🙂Living in Phuket costs roughly 26% less than in Terracina, driven mainly by Eating Out.
📊The two cities straddle the global median: Phuket is 7% below, Terracina is 24% above.
Currency
🍽 Eating Out
Phuket
Terracina
Difference
Meal at Budget Restaurant
$4.59฿147
$17.14€14.58
-73.22%
Three-Course Dinner for Two, Mid-Range
$46.83฿1,501
$93.6€79.7
-49.98%
Fast Food Meal(McDonalds, etc)
$8.70฿279
$11.51€9.80
-24.41%
Cappuccino
$2.92฿93.7
$1.48€1.26
97.30%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.68฿21.92
$2.30€1.96
-70.43%
Water(0.33 liter bottle)
$0.40฿12.70
$1.01€0.86
-60.40%
Local Beer(0.5 liter draught)
$2.51฿80.4
$5.96€5.07
-57.89%
Imported Beer(0.33 liter bottle)
$3.80฿122
$5.13€4.37
-25.93%
🛒 Groceries & Markets
Phuket
Terracina
Difference
Milk(1 liter)
$2.16฿69.3
$1.66€1.41
30.12%
White Bread(500g)
$1.88฿60.3
$2.24€1.91
-16.07%
Rice(white)(1kg)
$2.16฿69.2
$2.74€2.33
-21.17%
Eggs
$2.22฿71.2
$4.03€3.43
-44.91%
Local Cheese(1kg)
$19.57฿627
$15.51€13.20
26.18%
Chicken Fillets(1kg)
$3.80฿122
$12.50€10.64
-69.60%
Beef Round Steak(1kg)
$13.41฿430
$19.60€16.68
-31.58%
Apples(1kg)
$3.26฿104
$2.46€2.09
32.52%
Banana(1kg)
$1.61฿51.7
$2.05€1.75
-21.46%
Oranges(1kg)
$2.31฿74.0
$2.64€2.25
-12.50%
Tomato(1kg)
$2.06฿66.0
$3.26€2.78
-36.81%
Potato(1kg)
$1.61฿51.5
$1.85€1.57
-12.97%
Onion(1kg)
$1.44฿46.26
$1.69€1.44
-14.79%
Lettuce(1 head)
$1.03฿33.01
$1.44€1.23
-28.47%
Water(1.5 liter bottle)
$0.48฿15.39
$0.49€0.42
-2.04%
Cigarettes 20 Pack(Marlboro, Camel)
$4.50฿144
$6.85€5.83
-34.31%
Wine(Bottle)
$19.18฿615
$6.96€5.92
175.57%
Local Beer(0.5 liter bottle)
$1.82฿58.4
$1.72€1.46
5.81%
Imported Beer(0.33 liter bottle)
$2.69฿86.2
$2.49€2.12
8.03%
🚌 Getting Around
Phuket
Terracina
Difference
One-way Ticket(Public Transport)
$1.38฿44.16
$1.78€1.52
-22.47%
Public Transport Monthly Pass(Regular Price)
$11.76฿377
$43.72€37.20
-73.10%
Taxi Start(Normal Tariff)
$3.11฿99.6
$5.87€4.99
-47.02%
Taxi(Normal Tariff)(1km)
$1.00฿32.18
$1.55€1.32
-35.48%
Taxi 1hour Waiting(Normal Tariff)
$13.74฿441
$34.12€29.04
-59.73%
Gasoline(1 liter)
$1.30฿41.61
$2.10€1.78
-38.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K฿877.0K
$32.6K€27.8K
-16.14%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.0K฿1.1M
$33.2K€28.2K
-0.46%
🧾 Monthly Utilities & Internet
Phuket
Terracina
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$125฿4,004
$221€188
-43.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.74฿440
$13.32€11.33
3.15%
Internet(50+ Mbps, Unlimited Data)
$18.61฿597
$30.65€26.08
-39.28%
🎉 Sport & Entertainment
Phuket
Terracina
Difference
Gym Membership(Monthly)
$60.6฿1,941
$53.7€45.73
12.67%
Tennis Court(1 Hour on Weekend)
$17.15฿550
$23.47€19.97
-26.93%
Cinema Ticket
$9.01฿289
$8.03€6.84
12.20%
🧸 Childcare & Education
Phuket
Terracina
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$698฿22.4K
$565€481
23.51%
International Primary School, 1 Child(Yearly)
$16.1K฿516.5K
$8,014€6,820
101.05%
👕👟 Clothing & Footwear
Phuket
Terracina
Difference
Jeans(Levis 501 Or Similar)
$59.2฿1,898
$86.5€73.6
-31.51%
Summer Dress(H&M, Zara, etc)
$34.86฿1,118
$38.12€32.44
-8.55%
Sport Shoes(Adidas, Nike)
$114฿3,662
$90.0€76.6
26.89%
Men's Leather Business Shoes
$85.8฿2,751
$126€108
-32.16%
🏠 Accommodation & Living
Phuket
Terracina
Difference
1-bedroom Apartment, City Center(Monthly)
$619฿19.8K
$760€647
-18.64%
1-bedroom Apartment, Outside City Center(Monthly)
$437฿14.0K
$582€495
-24.97%
3-bedroom Apartment, City Center(Monthly)
$2,075฿66.5K
$1,218€1,036
70.41%
3-bedroom Apartment, Outside City Center(Monthly)
$1,509฿48.4K
$917€781
64.52%
Buy Apartment in City Center(m2)
$3,764฿120.7K
$3,405€2,898
10.52%
Buy Apartment Outside City Center(m2)
$2,694฿86.4K
$2,044€1,740
31.75%
💵 Salaries & Financials
Phuket
Terracina
Difference
Average Monthly Net Salary(After Tax)
$528฿16.9K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
4.45
19.78%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phuket: April 13, 2026
Last update for Terracina: April 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $619 in Phuket and $760 in Terracina. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $47 in Phuket vs $94 in Terracina for a mid-range dinner for two. Groceries echo the gap at $292 vs $333 per month, with Phuket cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Terracina: Cost of Living - Frequently Asked Questions
Is Terracina cheaper than Phuket?
Phuket is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 34% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,870 in Phuket and $2,510 in Terracina to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Phuket and Terracina?
Rent for a central apartment: $619 in Phuket versus $760 in Terracina. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $698 in Phuket versus $565 in Terracina. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Phuket and Terracina?
Supermarket bills run roughly 14% higher in Terracina. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for Phuket or Terracina?
At $1,247 in Phuket versus $1,674 in Terracina, a $1,500 budget is realistic in Phuket but tight or insufficient in Terracina. The gap between the two cities makes Phuket the clear choice for anyone on this budget.
Is Phuket or Terracina more family-friendly?
For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Terracina, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Phuket or Terracina?
Safety-wise, Phuket and Terracina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Phuket gentler on the wallet – expenses run 34% less than in Terracina. Beyond cost, consider language, visa policies, and how big the international community is in each city.