Last update: Oct 2026

Cost of Living Comparison Between Phuket and Terrace

For one person, living is cheaper in Phuket: $1,278 a month against $1,898 in Terrace, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
91

Cost of Living Index in Terrace
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Terrace Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Terrace

🇨🇦 Canada

$1,898

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Terrace

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Terrace actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $1,898 in Terrace.

Phuket $1,278
Terrace $1,898

Estimated couple costs with rent: $2,216 in Phuket versus $2,871 in Terrace.

Phuket $2,216
Terrace $2,871

Monthly costs for a family of three with rent: $3,154 in Phuket versus $3,844 in Terrace.

Phuket $3,154
Terrace $3,844

Living in Phuket costs roughly 33% less than in Terrace, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Phuket is 6% below, Terrace is 39% above.

Meal at Budget Restaurant

$4.47 ฿151

$18.13 CA$25.33

-75.34%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,094

$79.4 CA$111

-59.20%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$11.12 CA$15.53

-20.77%

Cappuccino

$2.83 ฿95.4

$3.62 CA$5.06

-21.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.42

$1.78 CA$2.49

-51.12%

Water (0.33 liter bottle)

$0.49 ฿16.66

$1.82 CA$2.55

-73.08%

Local Beer (0.5 liter draught)

$2.56 ฿86.3

$5.02 CA$7.02

-49.00%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$6.49 CA$9.07

-43.30%

Milk (1 liter)

$1.66 ฿56.0

$2.30 CA$3.21

-27.83%

White Bread (500g)

$1.46 ฿49.32

$2.59 CA$3.61

-43.63%

Rice (white) (1kg)

$1.50 ฿50.5

$5.27 CA$7.36

-71.54%

Eggs

$2.09 ฿70.5

$3.86 CA$5.39

-45.85%

Local Cheese (1kg)

$19.07 ฿643

$8.97 CA$12.53

112.60%

Chicken Fillets (1kg)

$3.30 ฿111

$15.74 CA$21.99

-79.03%

Beef Round Steak (1kg)

$10.91 ฿368

$13.58 CA$18.97

-19.66%

Apples (1kg)

$2.93 ฿98.9

$4.25 CA$5.94

-31.06%

Banana (1kg)

$1.69 ฿57.0

$1.23 CA$1.72

37.40%

Oranges (1kg)

$2.25 ฿75.8

$3.11 CA$4.34

-27.65%

Tomato (1kg)

$2.08 ฿70.1

$3.89 CA$5.44

-46.53%

Potato (1kg)

$1.51 ฿51.0

$3.21 CA$4.48

-52.96%

Onion (1kg)

$1.38 ฿46.54

$3.18 CA$4.44

-56.60%

Lettuce (1 head)

$1.07 ฿35.97

$2.44 CA$3.41

-56.15%

Water (1.5 liter bottle)

$0.52 ฿17.51

$1.04 CA$1.45

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$11.82 CA$16.52

-64.47%

Wine (Bottle)

$18.79 ฿634

$13.39 CA$18.71

40.33%

Local Beer (0.5 liter bottle)

$1.82 ฿61.5

$2.11 CA$2.95

-13.74%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.9

$1.90 CA$2.65

49.47%

One-way Ticket (Public Transport)

$1.45 ฿49.00

$1.40 CA$1.96

3.57%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,912

$31.05 CA$43.38

82.48%

Taxi Start (Normal Tariff)

$3.02 ฿102

$3.10 CA$4.33

-2.58%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.34

$1.40 CA$1.96

-27.14%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

$20.14 CA$28.14

-81.68%

Gasoline (1 liter)

$1.47 ฿49.78

$1.24 CA$1.73

18.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿903.7K

$28.5K CA$39.8K

-5.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿900.8K

$19.3K CA$27.0K

38.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,252

$95.4 CA$133

0.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$39.00 CA$54.5

-71.13%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿569

$59.6 CA$83.2

-71.71%

Gym Membership (Monthly)

$67.2 ฿2,269

$41.15 CA$57.5

63.38%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

$18.60 CA$25.99

-42.31%

Cinema Ticket

$7.50 ฿253

$8.99 CA$12.55

-16.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

$637 CA$890

-25.27%

International Primary School, 1 Child (Yearly)

$11.3K ฿380.1K

$12.6K CA$17.6K

-10.34%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,105

$36.69 CA$51.3

69.96%

Summer Dress (H&M, Zara, etc)

$28.41 ฿959

$30.69 CA$42.88

-7.43%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,182

$78.5 CA$110

20.16%

Men's Leather Business Shoes

$85.8 ฿2,896

$104 CA$145

-17.17%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.2K

$1,013 CA$1,416

-29.37%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

$840 CA$1,174

-41.58%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.0K

$1,643 CA$2,296

17.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

$1,319 CA$1,843

8.44%

Buy Apartment in City Center (m2)

$4,175 ฿140.9K

$4,346 CA$6,072

-3.93%

Buy Apartment Outside City Center (m2)

$3,045 ฿102.8K

$3,250 CA$4,540

-6.32%

Average Monthly Net Salary (After Tax)

$502 ฿17.0K

$3,152 CA$4,404

-84.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.05

10.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Terrace: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Terrace

$840 44.3% 71.2% $349

Groceries & Markets

Phuket

$266 20.8%

Terrace

$371 19.6% 39.5% $105

Monthly Utilities & Internet

Phuket

$124 9.7%

Terrace

$194 10.2% 55.9% $70

Clothing & Footwear

Phuket

$122 9.5%

Terrace

$112 5.9% 7.9% $9.7

Eating Out

Phuket

$122 9.5%

Terrace

$274 14.5% 126% $153

Sport & Entertainment

Phuket

$82 6.4%

Terrace

$59 3.1% 28.1% $23

Getting Around

Phuket

$71 5.5%

Terrace

$47 2.5% 33.7% $24

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Phuket and $1,013 in Terrace. Housing cost is often the main lever when comparing two cities.

Terrace pays about 6.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $32 in Phuket vs $79 in Terrace for a mid-range dinner for two. Groceries echo the gap at $266 vs $371 per month, with Phuket cheaper across the board.

Good to know

🇹🇭 Phuket

🇨🇦 Terrace

🕒 Local time

07:50 7:50 AM

17:50 5:50 PM

14 h behind Phuket

🌤 Weather

👥 Population

79,308

19,443

💱 Currency

Thai Baht THB ฿

Canadian Dollar CAD $

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

CAD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Terrace 11,820 km ≈ 15 h nonstop flight

From you

Phuket
Terrace

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Terrace: Cost of Living - Frequently Asked Questions

Phuket is about 33% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 84% lower in Phuket. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $716 in Phuket versus $1,013 in Terrace. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $476 in Phuket versus $637 in Terrace. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in Terrace. For households that cook at home regularly, that difference adds up over a month.

At $1,278 in Phuket versus $1,898 in Terrace, a $1,500 budget is realistic in Phuket but tight or insufficient in Terrace. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Phuket wins on affordability, Terrace on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.