Cost of Living Comparison Between Terrace and Phuket Cost of Living Comparison Between Terrace and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,924 in Terrace versus $1,250 in Phuket.

Estimated couple costs with rent: $2,875 in Terrace versus $2,284 in Phuket.

Monthly costs for a family of three with rent: $3,826 in Terrace versus $3,317 in Phuket.

Living in Terrace is roughly 54% more expensive than in Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Terrace is 44% above, Phuket is 6% below.

Meal at Budget Restaurant

$18.33 CA$25.80

$4.55 ฿153

302.86%

Three-Course Dinner for Two, Mid-Range

$82.9 CA$117

$46.18 ฿1,553

79.43%

Fast Food Meal (McDonalds, etc)

$11.10 CA$15.62

$8.84 ฿297

25.57%

Cappuccino

$3.85 CA$5.42

$3.06 ฿103

25.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 CA$2.76

$0.73 ฿24.40

168.49%

Water (0.33 liter bottle)

$1.66 CA$2.33

$0.40 ฿13.39

315.00%

Local Beer (0.5 liter draught)

$4.38 CA$6.17

$2.43 ฿81.8

80.25%

Imported Beer (0.33 liter bottle)

$6.04 CA$8.50

$3.78 ฿127

59.79%

Milk (1 liter)

$2.44 CA$3.44

$2.26 ฿76.0

7.96%

White Bread (500g)

$2.80 CA$3.94

$1.81 ฿60.9

54.70%

Rice (white) (1kg)

$5.44 CA$7.65

$2.25 ฿75.8

141.78%

Eggs

$3.90 CA$5.49

$2.25 ฿75.5

73.33%

Local Cheese (1kg)

$9.23 CA$12.99

$19.51 ฿656

-52.69%

Chicken Fillets (1kg)

$16.11 CA$22.67

$3.65 ฿123

341.37%

Beef Round Steak (1kg)

$14.20 CA$19.98

$13.05 ฿439

8.81%

Apples (1kg)

$4.28 CA$6.02

$3.23 ฿109

32.51%

Banana (1kg)

$1.22 CA$1.71

$1.62 ฿54.4

-24.69%

Oranges (1kg)

$3.27 CA$4.59

$2.38 ฿80.1

37.39%

Tomato (1kg)

$3.93 CA$5.53

$2.03 ฿68.1

93.60%

Potato (1kg)

$3.26 CA$4.59

$1.53 ฿51.6

113.07%

Onion (1kg)

$3.20 CA$4.50

$1.50 ฿50.5

113.33%

Lettuce (1 head)

$2.50 CA$3.52

$0.98 ฿32.91

155.10%

Water (1.5 liter bottle)

$1.01 CA$1.42

$0.52 ฿17.39

94.23%

Cigarettes 20 Pack (Marlboro, Camel)

$11.91 CA$16.75

$4.44 ฿149

168.24%

Wine (Bottle)

$13.57 CA$19.09

$18.32 ฿616

-25.93%

Local Beer (0.5 liter bottle)

$2.28 CA$3.20

$1.86 ฿62.7

22.58%

Imported Beer (0.33 liter bottle)

$1.92 CA$2.70

$2.68 ฿90.1

-28.36%

One-way Ticket (Public Transport)

$1.49 CA$2.09

$1.41 ฿47.46

5.67%

Public Transport Monthly Pass (Regular Price)

$31.93 CA$44.93

$11.70 ฿393

172.91%

Taxi Start (Normal Tariff)

$3.08 CA$4.34

$3.11 ฿105

-0.96%

Taxi (Normal Tariff) (1km)

$1.47 CA$2.07

$1.04 ฿35.06

41.35%

Taxi 1hour Waiting (Normal Tariff)

$26.11 CA$36.74

$14.11 ฿474

85.05%

Gasoline (1 liter)

$1.19 CA$1.68

$1.31 ฿44.10

-9.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$40.0K

$27.8K ฿935.4K

2.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$29.8K

$33.2K ฿1.1M

-36.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.1 CA$138

$122 ฿4,118

-19.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.30 CA$56.7

$13.59 ฿457

196.54%

Internet (50+ Mbps, Unlimited Data)

$62.4 CA$87.8

$18.70 ฿629

233.64%

Gym Membership (Monthly)

$43.44 CA$61.1

$60.5 ฿2,034

-28.19%

Tennis Court (1 Hour on Weekend)

$16.98 ฿571

Cinema Ticket

$9.27 CA$13.05

$9.07 ฿305

2.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$734 CA$1,032

$706 ฿23.8K

3.84%

International Primary School, 1 Child (Yearly)

$11.9K CA$16.8K

$15.8K ฿531.5K

-24.61%

Jeans (Levis 501 Or Similar)

$38.31 CA$53.9

$58.6 ฿1,969

-34.57%

Summer Dress (H&M, Zara, etc)

$32.30 CA$45.45

$35.36 ฿1,189

-8.65%

Sport Shoes (Adidas, Nike)

$82.5 CA$116

$115 ฿3,883

-28.53%

Men's Leather Business Shoes

$46.22 CA$65.0

$83.7 ฿2,816

-44.80%

1-bedroom Apartment, City Center (Monthly)

$1,040 CA$1,464

$626 ฿21.0K

66.27%

1-bedroom Apartment, Outside City Center (Monthly)

$854 CA$1,202

$445 ฿15.0K

91.96%

3-bedroom Apartment, City Center (Monthly)

$1,699 CA$2,390

$2,040 ฿68.6K

-16.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,392 CA$1,958

$1,492 ฿50.2K

-6.73%

Buy Apartment in City Center (m2)

$4,419 CA$6,217

$3,483 ฿117.1K

26.88%

Buy Apartment Outside City Center (m2)

$3,287 CA$4,625

$2,577 ฿86.7K

27.58%

Average Monthly Net Salary (After Tax)

$3,217 CA$4,527

$500 ฿16.8K

543.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.22

5.33

-2.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terrace: July 11, 2026

Last update for Phuket: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,040 in Terrace and $626 in Phuket. Housing cost is often the main lever when comparing two cities.

Terrace pays 544% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83.0 in Terrace vs $46.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $383 vs $289 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terrace vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 54% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 544% higher in Terrace, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,040 in Terrace versus $626 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $734 in Terrace versus $706 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 32% higher in Terrace. For households that cook at home regularly, that difference adds up over a month.

At $1,250 in Phuket versus $1,924 in Terrace, a $1,500 budget is realistic in Phuket but tight or insufficient in Terrace. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Terrace, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Terrace and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 54% less than in Terrace. Beyond cost, consider language, visa policies, and how big the international community is in each city.