Cost of Living Comparison Between Terrace and Phuket Cost of Living Comparison Between Terrace and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,914 in Terrace versus $1,265 in Phuket.

Estimated couple costs with rent: $2,928 in Terrace versus $2,297 in Phuket.

Monthly costs for a family of three with rent: $3,942 in Terrace versus $3,329 in Phuket.

Living in Terrace is roughly 51% more expensive than Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Terrace is 43% above, Phuket is 6% below.

Meal at Budget Restaurant

$18.14 CA$25.20

$4.70 ฿154

285.96%

Three-Course Dinner for Two, Mid-Range

$83.3 CA$116

$45.37 ฿1,483

83.62%

Fast Food Meal (McDonalds, etc)

$11.24 CA$15.61

$8.43 ฿276

33.33%

Cappuccino

$3.85 CA$5.34

$2.93 ฿95.7

31.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 CA$2.85

$0.69 ฿22.42

197.10%

Water (0.33 liter bottle)

$1.69 CA$2.35

$0.37 ฿12.00

356.76%

Local Beer (0.5 liter draught)

$4.37 CA$6.07

$2.41 ฿78.7

81.33%

Imported Beer (0.33 liter bottle)

$5.86 CA$8.14

$3.72 ฿122

57.53%

Milk (1 liter)

$2.46 CA$3.42

$2.23 ฿73.0

10.31%

White Bread (500g)

$2.73 CA$3.79

$1.83 ฿59.9

49.18%

Rice (white) (1kg)

$5.39 CA$7.49

$2.17 ฿70.9

148.39%

Eggs

$3.98 CA$5.54

$2.21 ฿72.4

80.09%

Local Cheese (1kg)

$9.06 CA$12.58

$19.74 ฿645

-54.10%

Chicken Fillets (1kg)

$15.65 CA$21.74

$3.63 ฿119

331.13%

Beef Round Steak (1kg)

$14.07 CA$19.55

$13.53 ฿442

3.99%

Apples (1kg)

$4.44 CA$6.17

$3.28 ฿107

35.37%

Banana (1kg)

$1.28 CA$1.77

$1.61 ฿52.7

-20.50%

Oranges (1kg)

$3.24 CA$4.50

$2.41 ฿78.7

34.44%

Tomato (1kg)

$3.89 CA$5.41

$2.08 ฿68.1

87.02%

Potato (1kg)

$3.45 CA$4.79

$1.53 ฿49.97

125.49%

Onion (1kg)

$3.11 CA$4.33

$1.48 ฿48.41

110.14%

Lettuce (1 head)

$2.57 CA$3.58

$0.99 ฿32.32

159.60%

Water (1.5 liter bottle)

$1.01 CA$1.40

$0.51 ฿16.68

98.04%

Cigarettes 20 Pack (Marlboro, Camel)

$11.92 CA$16.56

$4.41 ฿144

170.29%

Wine (Bottle)

$13.87 CA$19.27

$19.38 ฿634

-28.43%

Local Beer (0.5 liter bottle)

$2.21 CA$3.07

$1.78 ฿58.1

24.16%

Imported Beer (0.33 liter bottle)

$1.87 CA$2.60

$2.71 ฿88.7

-31.00%

One-way Ticket (Public Transport)

$1.50 CA$2.09

$1.37 ฿44.83

9.49%

Public Transport Monthly Pass (Regular Price)

$32.71 CA$45.45

$11.39 ฿372

187.18%

Taxi Start (Normal Tariff)

$3.15 CA$4.38

$3.02 ฿98.7

4.30%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.07

$0.99 ฿32.51

50.51%

Taxi 1hour Waiting (Normal Tariff)

$25.92 CA$36.02

$14.10 ฿461

83.83%

Gasoline (1 liter)

$1.20 CA$1.66

$1.36 ฿44.55

-11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K CA$39.6K

$28.2K ฿921.9K

0.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.7K

$32.9K ฿1.1M

-37.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.6 CA$134

$122 ฿3,978

-20.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.57 CA$55.0

$13.57 ฿444

191.60%

Internet (50+ Mbps, Unlimited Data)

$62.2 CA$86.4

$18.31 ฿599

239.65%

Gym Membership (Monthly)

$43.46 CA$60.4

$60.2 ฿1,969

-27.83%

Tennis Court (1 Hour on Weekend)

$17.14 ฿560

Cinema Ticket

$9.37 CA$13.02

$8.69 ฿284

7.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$745 CA$1,035

$693 ฿22.7K

7.47%

International Primary School, 1 Child (Yearly)

$11.6K CA$16.1K

$15.7K ฿512.8K

-26.19%

Jeans (Levis 501 Or Similar)

$37.97 CA$52.8

$59.5 ฿1,946

-36.22%

Summer Dress (H&M, Zara, etc)

$32.04 CA$44.52

$34.77 ฿1,137

-7.85%

Sport Shoes (Adidas, Nike)

$82.4 CA$114

$115 ฿3,746

-28.12%

Men's Leather Business Shoes

$46.07 CA$64.0

$83.3 ฿2,723

-44.69%

1-bedroom Apartment, City Center (Monthly)

$1,047 CA$1,455

$613 ฿20.0K

70.79%

1-bedroom Apartment, Outside City Center (Monthly)

$858 CA$1,192

$437 ฿14.3K

96.27%

3-bedroom Apartment, City Center (Monthly)

$1,693 CA$2,352

$2,094 ฿68.5K

-19.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,399 CA$1,944

$1,509 ฿49.3K

-7.31%

Buy Apartment in City Center (m2)

$4,481 CA$6,226

$3,749 ฿122.6K

19.51%

Buy Apartment Outside City Center (m2)

$3,682 CA$5,116

$2,616 ฿85.5K

40.76%

Average Monthly Net Salary (After Tax)

$3,246 CA$4,510

$508 ฿16.6K

538.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.22

5.33

-2.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terrace: June 2, 2026

Last update for Phuket: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,047 in Terrace and $613 in Phuket. Housing cost is often the main lever when comparing two cities.

Terrace pays 539% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83.0 in Terrace vs $45.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $381 vs $293 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terrace vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 51% gap adds up to real monthly savings that compound significantly over time.

Terrace pays 539% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,047 in Terrace versus $613 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $745 in Terrace versus $693 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 30% higher in Terrace. For households that cook at home regularly, that difference adds up over a month.

At $1,265 in Phuket versus $1,914 in Terrace, a $1,500 budget is realistic in Phuket but tight or insufficient in Terrace. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Terrace, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Terrace and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 51% less than in Terrace. Beyond cost, consider language, visa policies, and how big the international community is in each city.