Cost of Living Comparison Between Phuket and Sumy Cost of Living Comparison Between Phuket and Sumy

Monthly Cost of Living

Monthly costs for one person with rent: $1,232 in Phuket versus $731 in Sumy.

Estimated couple costs with rent: $2,255 in Phuket versus $1,073 in Sumy.

Monthly costs for a family of three with rent: $3,279 in Phuket versus $1,415 in Sumy.

Living in Phuket is roughly 69% more expensive than Sumy, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 8% lower, Sumy 45% lower.

Currency
ðŸ― Eating Out
Phuket
Sumy
Difference
Meal at Budget Restaurant
$4.63 āļŋ151
$7.26 â‚ī320
-36.23%
Three-Course Dinner for Two, Mid-Range
$46.84 āļŋ1,532
$14.41 â‚ī635
225.05%
Fast Food Meal (McDonalds, etc)
$8.84 āļŋ289
$5.92 â‚ī261
49.32%
Cappuccino
$3.00 āļŋ98.0
$1.04 â‚ī45.84
188.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.74 āļŋ24.25
$0.67 â‚ī29.58
10.45%
Water (0.33 liter bottle)
$0.37 āļŋ11.95
$0.45 â‚ī19.91
-17.78%
Local Beer (0.5 liter draught)
$2.44 āļŋ79.8
$0.82 â‚ī35.97
197.56%
Imported Beer (0.33 liter bottle)
$3.61 āļŋ118
$1.12 â‚ī49.37
222.32%
🛒 Groceries & Markets
Phuket
Sumy
Difference
Milk (1 liter)
$2.26 āļŋ73.9
$1.09 â‚ī48.13
107.34%
White Bread (500g)
$1.84 āļŋ60.1
$0.81 â‚ī35.66
127.16%
Rice (white) (1kg)
$2.24 āļŋ73.4
$1.77 â‚ī78.1
26.55%
Eggs
$2.32 āļŋ75.7
$2.05 â‚ī90.5
13.17%
Local Cheese (1kg)
$19.67 āļŋ643
$10.17 â‚ī448
93.41%
Chicken Fillets (1kg)
$3.65 āļŋ119
$4.31 â‚ī190
-15.31%
Beef Round Steak (1kg)
$13.10 āļŋ428
$7.77 â‚ī342
68.60%
Apples (1kg)
$3.39 āļŋ111
$0.97 â‚ī42.97
249.48%
Banana (1kg)
$1.64 āļŋ53.7
$1.47 â‚ī64.6
11.56%
Oranges (1kg)
$2.41 āļŋ79.0
$1.76 â‚ī77.4
36.93%
Tomato (1kg)
$2.03 āļŋ66.4
$2.29 â‚ī101
-11.35%
Potato (1kg)
$1.56 āļŋ50.9
$0.47 â‚ī20.68
231.91%
Onion (1kg)
$1.50 āļŋ48.94
$0.54 â‚ī23.89
177.78%
Lettuce (1 head)
$1.02 āļŋ33.50
$1.40 â‚ī61.9
-27.14%
Water (1.5 liter bottle)
$0.49 āļŋ16.00
$0.58 â‚ī25.53
-15.52%
Cigarettes 20 Pack (Marlboro, Camel)
$4.45 āļŋ145
$2.88 â‚ī127
54.51%
Wine (Bottle)
$18.88 āļŋ617
$5.70 â‚ī251
231.23%
Local Beer (0.5 liter bottle)
$1.78 āļŋ58.1
$0.88 â‚ī38.93
102.27%
Imported Beer (0.33 liter bottle)
$2.75 āļŋ90.1
$1.54 â‚ī68.0
78.57%
🚌 Getting Around
Phuket
Sumy
Difference
One-way Ticket (Public Transport)
$1.40 āļŋ45.81
$0.37 â‚ī16.45
278.38%
Public Transport Monthly Pass (Regular Price)
$11.48 āļŋ376
-
-
Taxi Start (Normal Tariff)
$3.12 āļŋ102
$2.07 â‚ī91.4
50.72%
Taxi (Normal Tariff) (1km)
$1.00 āļŋ32.67
$0.37 â‚ī16.40
170.27%
Taxi 1hour Waiting (Normal Tariff)
$14.09 āļŋ461
$4.29 â‚ī189
228.44%
Gasoline (1 liter)
$1.35 āļŋ44.19
$1.37 â‚ī60.3
-1.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K āļŋ888.9K
$31.7K â‚ī1.4M
-14.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K āļŋ1.1M
$24.7K â‚ī1.1M
33.39%
ðŸ§ū Monthly Utilities & Internet
Phuket
Sumy
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 āļŋ4,087
$112 â‚ī4,930
11.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.57 āļŋ444
$5.69 â‚ī251
138.49%
Internet (50+ Mbps, Unlimited Data)
$18.52 āļŋ606
$6.86 â‚ī302
169.97%
🎉 Sport & Entertainment
Phuket
Sumy
Difference
Gym Membership (Monthly)
$61.5 āļŋ2,010
$28.75 â‚ī1,267
113.84%
Tennis Court (1 Hour on Weekend)
$16.84 āļŋ551
$6.06 â‚ī267
177.89%
Cinema Ticket
$9.19 āļŋ300
$2.98 â‚ī131
208.39%
ðŸ§ļ Childcare & Education
Phuket
Sumy
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$698 āļŋ22.8K
$386 â‚ī17.0K
81.01%
International Primary School, 1 Child (Yearly)
$15.6K āļŋ509.9K
$7,719 â‚ī340.2K
101.99%
👕👟 Clothing & Footwear
Phuket
Sumy
Difference
Jeans (Levis 501 Or Similar)
$57.8 āļŋ1,889
$48.67 â‚ī2,145
18.68%
Summer Dress (H&M, Zara, etc)
$35.24 āļŋ1,152
$35.99 â‚ī1,586
-2.08%
Sport Shoes (Adidas, Nike)
$113 āļŋ3,699
$104 â‚ī4,568
9.13%
Men's Leather Business Shoes
$86.4 āļŋ2,825
$112 â‚ī4,922
-22.66%
🏠 Accommodation & Living
Phuket
Sumy
Difference
1-bedroom Apartment, City Center (Monthly)
$616 āļŋ20.1K
$231 â‚ī10.2K
166.75%
1-bedroom Apartment, Outside City Center (Monthly)
$446 āļŋ14.6K
$147 â‚ī6,470
203.79%
3-bedroom Apartment, City Center (Monthly)
$2,048 āļŋ67.0K
$344 â‚ī15.2K
495.21%
3-bedroom Apartment, Outside City Center (Monthly)
$1,492 āļŋ48.8K
$219 â‚ī9,668
580.15%
Buy Apartment in City Center (m2)
$3,779 āļŋ123.6K
$889 â‚ī39.2K
325.26%
Buy Apartment Outside City Center (m2)
$2,649 āļŋ86.6K
$545 â‚ī24.0K
386.06%
ðŸ’ĩ Salaries & Financials
Phuket
Sumy
Difference
Average Monthly Net Salary (After Tax)
$524 āļŋ17.1K
$400 â‚ī17.6K
30.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
12
-55.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 27, 2026

Last update for Sumy: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $616 in Phuket and $231 in Sumy. Housing cost is often the main lever when comparing two cities.

Phuket pays 31% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47.00 in Phuket vs $14.00 in Sumy for a mid-range dinner for two. Groceries echo the gap at $292 vs $176 per month, with Sumy cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Sumy: Cost of Living - Frequently Asked Questions
Is Sumy cheaper than Phuket?
Sumy is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 69% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Phuket or Sumy?
Phuket pays 31% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Phuket and Sumy?
Rent for a central apartment: $616 in Phuket versus $231 in Sumy. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $698 in Phuket versus $386 in Sumy. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Phuket or Sumy?
Dining out is cheaper in Sumy – a meal for two runs $14.00 versus $47.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for Phuket or Sumy?
At $731 in Sumy versus $1,232 in Phuket, a $1,000 budget is realistic in Sumy but tight or insufficient in Phuket. The gap between the two cities makes Sumy the clear choice for anyone on this budget.
Is Phuket or Sumy more family-friendly?
For families, Sumy is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Phuket or Sumy?
Safety-wise, Phuket and Sumy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Sumy gentler on the wallet – expenses run 69% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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