Last update: Oct 2026

Cost of Living Comparison Between Phuket and St Lawrence

For one person, living is cheaper in Phuket: $1,190 a month against $3,145 in St Lawrence, rent and utilities included – about $23,500 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Phuket
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Phuket Living Index
153

Cost of Living Index in St Lawrence
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St Lawrence Living Index

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Phuket

🇹🇭 Thailand

$1,190

/mo nomad

St Lawrence

🇯🇪 Jersey

$3,145

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in St Lawrence

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in St Lawrence actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,190 in Phuket versus $3,145 in St Lawrence.

Phuket $1,190
St Lawrence $3,145

Estimated couple costs with rent: $2,006 in Phuket versus $5,181 in St Lawrence.

Phuket $2,006
St Lawrence $5,181

Monthly costs for a family of three with rent: $2,822 in Phuket versus $7,217 in St Lawrence.

Phuket $2,822
St Lawrence $7,217

Living in Phuket costs roughly 62% less than in St Lawrence, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Phuket is 11% below, St Lawrence is 135% above.

Meal at Budget Restaurant

$4.35 ฿146

$39.08 JEP 29.59

-88.87%

Three-Course Dinner for Two, Mid-Range

$32.45 ฿1,087

$119 JEP 90.4

-72.82%

Fast Food Meal (McDonalds, etc)

$8.42 ฿282

$10.76 JEP 8.14

-21.75%

Cappuccino

$2.81 ฿94.0

$4.87 JEP 3.69

-42.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.29

$3.24 JEP 2.45

-73.15%

Water (0.33 liter bottle)

$0.46 ฿15.39

$2.53 JEP 1.92

-81.82%

Local Beer (0.5 liter draught)

$2.59 ฿86.6

$8.03 JEP 6.08

-67.75%

Imported Beer (0.33 liter bottle)

$3.64 ฿122

$6.47 JEP 4.90

-43.74%

Milk (1 liter)

$1.71 ฿57.2

$2.31 JEP 1.75

-25.97%

White Bread (500g)

$1.45 ฿48.42

$2.81 JEP 2.13

-48.40%

Rice (white) (1kg)

$1.56 ฿52.3

$2.52 JEP 1.91

-38.10%

Eggs

$2.10 ฿70.3

$5.74 JEP 4.34

-63.41%

Local Cheese (1kg)

$19.53 ฿654

$7.39 JEP 5.59

164.28%

Chicken Fillets (1kg)

$3.40 ฿114

$12.14 JEP 9.19

-71.99%

Beef Round Steak (1kg)

$11.14 ฿373

$18.11 JEP 13.71

-38.49%

Apples (1kg)

$2.83 ฿94.8

$4.25 JEP 3.22

-33.41%

Banana (1kg)

$1.62 ฿54.3

$3.44 JEP 2.60

-52.91%

Oranges (1kg)

$2.22 ฿74.5

$4.17 JEP 3.16

-46.76%

Tomato (1kg)

$2.15 ฿71.9

$4.51 JEP 3.41

-52.33%

Potato (1kg)

$1.49 ฿49.95

$3.23 JEP 2.44

-53.87%

Onion (1kg)

$1.33 ฿44.40

$3.13 JEP 2.37

-57.51%

Lettuce (1 head)

$1.07 ฿35.72

$1.82 JEP 1.37

-41.21%

Water (1.5 liter bottle)

$0.51 ฿17.01

$2.47 JEP 1.87

-79.35%

Cigarettes 20 Pack (Marlboro, Camel)

$4.38 ฿147

$19.71 JEP 14.92

-77.78%

Wine (Bottle)

$18.77 ฿629

$10.64 JEP 8.06

76.41%

Local Beer (0.5 liter bottle)

$1.74 ฿58.3

$4.59 JEP 3.47

-62.09%

Imported Beer (0.33 liter bottle)

$2.78 ฿92.9

$7.81 JEP 5.91

-64.40%

One-way Ticket (Public Transport)

$2.17 ฿72.6

Public Transport Monthly Pass (Regular Price)

$22.28 ฿746

Taxi Start (Normal Tariff)

$3.02 ฿101

$5.21 JEP 3.95

-42.03%

Taxi (Normal Tariff) (1km)

$1.06 ฿35.43

$2.43 JEP 1.84

-56.38%

Taxi 1hour Waiting (Normal Tariff)

$3.71 ฿124

$53.5 JEP 40.52

-93.07%

Gasoline (1 liter)

$1.43 ฿47.88

$2.11 JEP 1.60

-32.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ฿882.1K

$26.6K JEP 20.1K

-0.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K ฿877.3K

$36.1K JEP 27.3K

-27.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.7 ฿3,236

$318 JEP 241

-69.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.41 ฿382

$33.88 JEP 25.64

-66.32%

Internet (50+ Mbps, Unlimited Data)

$17.11 ฿573

$72.3 JEP 54.8

-76.34%

Gym Membership (Monthly)

$52.8 ฿1,768

$93.8 JEP 71.0

-43.69%

Tennis Court (1 Hour on Weekend)

$11.07 ฿371

Cinema Ticket

$7.65 ฿256

$20.21 JEP 15.30

-62.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$555 ฿18.6K

$833 JEP 631

-33.41%

International Primary School, 1 Child (Yearly)

$11.3K ฿377.7K

$12.0K JEP 9,107

-6.23%

Jeans (Levis 501 Or Similar)

$63.4 ฿2,123

$104 JEP 78.7

-38.99%

Summer Dress (H&M, Zara, etc)

$28.61 ฿958

$72.8 JEP 55.1

-60.70%

Sport Shoes (Adidas, Nike)

$96.7 ฿3,238

$120 JEP 90.6

-19.22%

Men's Leather Business Shoes

$88.6 ฿2,967

$207 JEP 156

-57.13%

1-bedroom Apartment, City Center (Monthly)

$735 ฿24.6K

$1,749 JEP 1,324

-58.00%

1-bedroom Apartment, Outside City Center (Monthly)

$458 ฿15.3K

$1,482 JEP 1,122

-69.10%

3-bedroom Apartment, City Center (Monthly)

$2,102 ฿70.4K

$3,974 JEP 3,008

-47.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,187 ฿39.7K

$3,325 JEP 2,517

-64.30%

Buy Apartment in City Center (m2)

$3,493 ฿116.9K

Buy Apartment Outside City Center (m2)

$2,491 ฿83.4K

Average Monthly Net Salary (After Tax)

$501 ฿16.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

4.08

36.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 4, 2026

Last update for St Lawrence: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$458 38.1%

St Lawrence

$1.5K 46.6% 224% $1K

Groceries & Markets

Phuket

$268 22.3%

St Lawrence

$415 13.1% 54.9% $147

Monthly Utilities & Internet

Phuket

$125 10.4%

St Lawrence

$424 13.4% 239% $299

Clothing & Footwear

Phuket

$125 10.4%

St Lawrence

$226 7.1% 81.4% $102

Eating Out

Phuket

$119 9.9%

St Lawrence

$480 15.1% 302% $360

Sport & Entertainment

Phuket

$68 5.7%

St Lawrence

$134 4.2% 97% $66

Getting Around

Phuket

$39 3.3%

St Lawrence

$17 * 0.6% 55.8% $22

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $735 in Phuket and $1,749 in St Lawrence. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Phuket vs $119 in St Lawrence for a mid-range dinner for two. Groceries echo the gap at $268 vs $415 per month, with Phuket cheaper across the board.

Good to know

🇹🇭 Phuket

🇯🇪 St Lawrence

🕒 Local time

17:06 5:06 PM

11:06 11:06 AM

6 h behind Phuket

🌤 Weather

👥 Population

79,308

5,500

💱 Currency

Thai Baht THB ฿

Jersey Pound JEP £

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.67 EUR

1 JEP = 1.32 USD

1 JEP = 1.18 EUR

Exchange rates and currency converter

JEP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

Jersey Pound exchange rates as of October 10, 2026: 1 USD = 0.757 JEP (1 JEP = 1.32 USD). 1 EUR = 0.848 JEP (1 JEP = 1.18 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket St Lawrence 10,100 km ≈ 13 h nonstop flight

From you

Phuket
St Lawrence

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs St Lawrence: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in groceries, clothing, and eating out. The 164% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,785 in Phuket and $4,717 in St Lawrence to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $735 in Phuket versus $1,749 in St Lawrence. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $555 in Phuket versus $833 in St Lawrence. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Phuket – a meal for two runs $32.00 versus $119 in St Lawrence. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,190 in Phuket versus $3,145 in St Lawrence, a $1,500 budget is realistic in Phuket but tight or insufficient in St Lawrence. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in St Lawrence, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and St Lawrence are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 164% less than in St Lawrence. Beyond cost, consider language, visa policies, and how big the international community is in each city.