Cost of Living Comparison Between Phuket and Shivamogga Cost of Living Comparison Between Phuket and Shivamogga

Monthly Cost of Living

Monthly costs for one person with rent: $1,232 in Phuket versus $371 in Shivamogga.

Estimated couple costs with rent: $2,255 in Phuket versus $606 in Shivamogga.

Monthly costs for a family of three with rent: $3,279 in Phuket versus $841 in Shivamogga.

Living in Phuket is roughly 232% more expensive than Shivamogga, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 8% lower, Shivamogga 72% lower.

Meal at Budget Restaurant

$4.63 ฿151

$3.29 ₹311

40.73%

Three-Course Dinner for Two, Mid-Range

$46.84 ฿1,523

$15.24 ₹1,442

207.35%

Fast Food Meal (McDonalds, etc)

$8.84 ฿287

$5.18 ₹490

70.66%

Cappuccino

$3.00 ฿97.4

$1.33 ₹126

125.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 ฿24.11

$0.35 ₹33.56

111.43%

Water (0.33 liter bottle)

$0.37 ฿11.88

$0.23 ₹21.79

60.87%

Local Beer (0.5 liter draught)

$2.44 ฿79.3

$1.26 ₹119

93.65%

Imported Beer (0.33 liter bottle)

$3.61 ฿117

$2.99 ₹283

20.74%

Milk (1 liter)

$2.26 ฿73.5

$0.54 ₹50.7

318.52%

White Bread (500g)

$1.84 ฿59.8

$0.47 ₹44.39

291.49%

Rice (white) (1kg)

$2.24 ฿73.0

$0.74 ₹70.5

202.70%

Eggs

$2.32 ฿75.3

$0.84 ₹79.8

176.19%

Local Cheese (1kg)

$19.67 ฿639

$4.40 ₹417

347.05%

Chicken Fillets (1kg)

$3.65 ฿119

$3.18 ₹301

14.78%

Beef Round Steak (1kg)

$13.10 ฿426

Apples (1kg)

$3.39 ฿110

$2.12 ₹200

59.91%

Banana (1kg)

$1.64 ฿53.4

$0.69 ₹64.9

137.68%

Oranges (1kg)

$2.41 ฿78.5

$0.54 ₹51.5

346.30%

Tomato (1kg)

$2.03 ฿66.0

$0.42 ₹40.10

383.33%

Potato (1kg)

$1.56 ฿50.6

$0.42 ₹39.56

271.43%

Onion (1kg)

$1.50 ฿48.66

$0.47 ₹44.07

219.15%

Lettuce (1 head)

$1.02 ฿33.30

$0.24 ₹22.85

325.00%

Water (1.5 liter bottle)

$0.49 ฿15.91

$0.42 ₹39.75

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 ฿145

$3.59 ₹339

23.96%

Wine (Bottle)

$18.88 ฿614

$6.74 ₹638

180.12%

Local Beer (0.5 liter bottle)

$1.78 ฿57.7

$0.98 ₹92.9

81.63%

Imported Beer (0.33 liter bottle)

$2.75 ฿89.5

$1.77 ₹167

55.37%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.56 ₹432

One-way Ticket (Public Transport)

$1.40 ฿45.54

$0.28 ₹26.26

400.00%

Public Transport Monthly Pass (Regular Price)

$11.48 ฿373

$8.61 ₹814

33.33%

Taxi Start (Normal Tariff)

$3.12 ฿101

$1.18 ₹111

164.41%

Taxi (Normal Tariff) (1km)

$1.00 ฿32.48

Taxi 1hour Waiting (Normal Tariff)

$14.09 ฿458

$2.38 ₹225

492.02%

Gasoline (1 liter)

$1.35 ฿43.93

$1.15 ₹109

17.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K ฿883.7K

$11.4K ₹1.1M

138.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$32.8K ₹3.1M

0.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 ฿4,063

$23.55 ₹2,228

430.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿441

$1.96 ₹186

592.35%

Internet (50+ Mbps, Unlimited Data)

$18.52 ฿602

$8.50 ₹804

117.88%

Gym Membership (Monthly)

$61.5 ฿1,999

$8.31 ₹786

639.83%

Tennis Court (1 Hour on Weekend)

$16.84 ฿547

$6.86 ₹649

145.48%

Cinema Ticket

$9.19 ฿299

$2.37 ₹224

287.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$698 ฿22.7K

$51.8 ₹4,900

1248.19%

International Primary School, 1 Child (Yearly)

$15.6K ฿506.9K

$1,916 ₹181.3K

713.90%

Jeans (Levis 501 Or Similar)

$57.8 ฿1,878

$33.58 ₹3,178

72.01%

Summer Dress (H&M, Zara, etc)

$35.24 ฿1,146

$28.68 ₹2,713

22.87%

Sport Shoes (Adidas, Nike)

$113 ฿3,677

$52.0 ₹4,922

117.48%

Men's Leather Business Shoes

$86.4 ฿2,808

$23.65 ₹2,237

265.24%

1-bedroom Apartment, City Center (Monthly)

$616 ฿20.0K

$122 ₹11.5K

405.67%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.5K

$86.0 ₹8,134

418.77%

3-bedroom Apartment, City Center (Monthly)

$2,048 ฿66.6K

$273 ₹25.8K

651.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,492 ฿48.5K

$178 ₹16.8K

737.93%

Buy Apartment in City Center (m2)

$3,779 ฿122.8K

Buy Apartment Outside City Center (m2)

$2,649 ฿86.1K

Average Monthly Net Salary (After Tax)

$524 ฿17.0K

$422 ₹39.9K

24.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

8.47

-37.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 27, 2026

Last update for Shivamogga: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $616 in Phuket and $122 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Phuket pays 24% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47 in Phuket vs $15 in Shivamogga for a mid-range dinner for two. Groceries echo the gap at $292 vs $95 per month, with Shivamogga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Shivamogga: Cost of Living - Frequently Asked Questions

Shivamogga is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 232% gap adds up to real monthly savings that compound significantly over time.

Phuket pays 24% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $616 in Phuket versus $122 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $698 in Phuket versus $51.8 in Shivamogga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 209% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $371 in Shivamogga versus $1,232 in Phuket, a $1,000 budget is realistic in Shivamogga but tight or insufficient in Phuket. The gap between the two cities makes Shivamogga the clear choice for anyone on this budget.

For families, Shivamogga is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Shivamogga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 232% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.