Cost of Living Comparison Between Phuket and Shivamogga Cost of Living Comparison Between Phuket and Shivamogga

Monthly Cost of Living

Monthly costs for one person with rent: $1,264 in Phuket versus $377 in Shivamogga.

Estimated couple costs with rent: $2,256 in Phuket versus $603 in Shivamogga.

Monthly costs for a family of three with rent: $3,248 in Phuket versus $828 in Shivamogga.

Living in Phuket is roughly 235% more expensive than in Shivamogga, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 5% lower, Shivamogga 72% lower.

Meal at Budget Restaurant

$4.48 ฿150

$3.21 ₹306

39.56%

Three-Course Dinner for Two, Mid-Range

$45.59 ฿1,522

$15.38 ₹1,467

196.42%

Fast Food Meal (McDonalds, etc)

$8.76 ฿292

$5.19 ₹495

68.79%

Cappuccino

$2.97 ฿99.1

$1.32 ₹126

125.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.92

$0.35 ₹33.84

97.14%

Water (0.33 liter bottle)

$0.39 ฿13.05

$0.23 ₹22.00

69.57%

Local Beer (0.5 liter draught)

$2.53 ฿84.5

$1.31 ₹125

93.13%

Imported Beer (0.33 liter bottle)

$3.75 ฿125

$2.83 ₹270

32.51%

Milk (1 liter)

$2.15 ฿71.6

$0.56 ₹53.8

283.93%

White Bread (500g)

$1.82 ฿60.6

$0.49 ₹46.75

271.43%

Rice (white) (1kg)

$2.18 ฿73.0

$0.79 ₹75.7

175.95%

Eggs

$2.25 ฿75.1

$0.84 ₹80.0

167.86%

Local Cheese (1kg)

$20.00 ฿668

$4.44 ₹424

350.45%

Chicken Fillets (1kg)

$3.63 ฿121

$3.10 ₹296

17.10%

Beef Round Steak (1kg)

$13.56 ฿453

Apples (1kg)

$3.24 ฿108

$2.16 ₹206

50.00%

Banana (1kg)

$1.64 ฿54.6

$0.73 ₹69.5

124.66%

Oranges (1kg)

$2.33 ฿77.9

$0.50 ₹47.74

366.00%

Tomato (1kg)

$2.07 ฿69.2

$0.42 ₹40.44

392.86%

Potato (1kg)

$1.55 ฿51.7

$0.41 ₹39.14

278.05%

Onion (1kg)

$1.46 ฿48.58

$0.46 ₹43.98

217.39%

Lettuce (1 head)

$0.98 ฿32.88

$0.24 ₹22.98

308.33%

Water (1.5 liter bottle)

$0.48 ฿16.11

$0.43 ₹40.95

11.63%

Cigarettes 20 Pack (Marlboro, Camel)

$4.35 ฿145

$3.43 ₹327

26.82%

Wine (Bottle)

$18.57 ฿620

$6.73 ₹642

175.93%

Local Beer (0.5 liter bottle)

$1.86 ฿62.0

$0.95 ₹90.6

95.79%

Imported Beer (0.33 liter bottle)

$2.65 ฿88.7

$1.73 ₹165

53.18%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.47 ₹426

One-way Ticket (Public Transport)

$1.42 ฿47.32

$0.30 ₹28.83

373.33%

Public Transport Monthly Pass (Regular Price)

$11.57 ฿386

$8.92 ₹850

29.71%

Taxi Start (Normal Tariff)

$3.17 ฿106

$1.14 ₹108

178.07%

Taxi (Normal Tariff) (1km)

$1.03 ฿34.45

Taxi 1hour Waiting (Normal Tariff)

$13.89 ฿464

$2.30 ₹220

503.91%

Gasoline (1 liter)

$1.34 ฿44.88

$1.14 ₹109

17.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿927.9K

$11.2K ₹1.1M

148.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K ฿1.1M

$32.0K ₹3.0M

4.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ฿4,109

$23.10 ₹2,203

432.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿460

$1.93 ₹184

613.47%

Internet (50+ Mbps, Unlimited Data)

$18.33 ฿612

$8.93 ₹852

105.26%

Gym Membership (Monthly)

$60.7 ฿2,026

$8.19 ₹781

641.03%

Tennis Court (1 Hour on Weekend)

$17.16 ฿573

$6.96 ₹664

146.55%

Cinema Ticket

$8.87 ฿296

$2.49 ₹238

256.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$688 ฿23.0K

$52.3 ₹4,989

1215.24%

International Primary School, 1 Child (Yearly)

$15.8K ฿526.9K

$1,937 ₹184.7K

714.66%

Jeans (Levis 501 Or Similar)

$59.3 ฿1,980

$33.31 ₹3,177

78.02%

Summer Dress (H&M, Zara, etc)

$34.69 ฿1,158

$28.75 ₹2,742

20.66%

Sport Shoes (Adidas, Nike)

$115 ฿3,846

$50.3 ₹4,794

129.14%

Men's Leather Business Shoes

$83.8 ฿2,797

$24.25 ₹2,313

245.40%

1-bedroom Apartment, City Center (Monthly)

$621 ฿20.7K

$122 ₹11.7K

407.41%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.9K

$86.0 ₹8,201

418.76%

3-bedroom Apartment, City Center (Monthly)

$2,034 ฿67.9K

$276 ₹26.4K

635.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 ฿50.0K

$180 ₹17.2K

729.61%

Buy Apartment in City Center (m2)

$3,455 ฿115.4K

Buy Apartment Outside City Center (m2)

$2,531 ฿84.5K

Average Monthly Net Salary (After Tax)

$494 ฿16.5K

$344 ₹32.8K

43.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

8.47

-37.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: July 27, 2026

Last update for Shivamogga: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $621 in Phuket and $122 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Phuket pays 43% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Phuket vs $15.00 in Shivamogga for a mid-range dinner for two. Groceries echo the gap at $291 vs $95.0 per month, with Shivamogga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Shivamogga: Cost of Living - Frequently Asked Questions

Shivamogga is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 235% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 43% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $621 in Phuket versus $122 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $688 in Phuket versus $52.3 in Shivamogga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 206% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $377 in Shivamogga versus $1,264 in Phuket, a $1,000 budget is realistic in Shivamogga but tight or insufficient in Phuket. The gap between the two cities makes Shivamogga the clear choice for anyone on this budget.

For families, Shivamogga is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Shivamogga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 235% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.