Last update: Oct 2026

Cost of Living Comparison Between Phuket and Shivamogga

For one person, living is cheaper in Shivamogga: $345 a month against $1,278 in Phuket, rent and utilities included – about $11,200 less a year. Rent and utilities account for about half of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
17

Cost of Living Index in Shivamogga
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Shivamogga Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Shivamogga

🇮🇳 India

$345

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Shivamogga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Shivamogga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $345 in Shivamogga.

Phuket $1,278
Shivamogga $345

Estimated couple costs with rent: $2,216 in Phuket versus $568 in Shivamogga.

Phuket $2,216
Shivamogga $568

Monthly costs for a family of three with rent: $3,154 in Phuket versus $791 in Shivamogga.

Phuket $3,154
Shivamogga $791

Living in Phuket is roughly 270% more expensive than in Shivamogga, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phuket 6% lower, Shivamogga 75% lower.

Meal at Budget Restaurant

$4.47 ฿151

$2.40 ₹228

86.25%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,093

$13.83 ₹1,313

134.35%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$4.67 ₹443

88.65%

Cappuccino

$2.83 ฿95.4

$0.97 ₹92.1

191.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.41

$0.39 ₹36.84

123.08%

Water (0.33 liter bottle)

$0.49 ฿16.65

$0.18 ₹17.48

172.22%

Local Beer (0.5 liter draught)

$2.56 ฿86.3

$1.13 ₹107

126.55%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$2.59 ₹246

42.08%

Milk (1 liter)

$1.66 ฿55.9

$0.51 ₹48.04

225.49%

White Bread (500g)

$1.46 ฿49.31

$0.42 ₹39.98

247.62%

Rice (white) (1kg)

$1.50 ฿50.5

$0.70 ₹66.4

114.29%

Eggs

$2.09 ฿70.5

$0.91 ₹86.5

129.67%

Local Cheese (1kg)

$19.07 ฿643

$4.04 ₹384

372.03%

Chicken Fillets (1kg)

$3.30 ฿111

$2.94 ₹279

12.24%

Beef Round Steak (1kg)

$10.91 ฿368

Apples (1kg)

$2.93 ฿98.9

$1.75 ₹166

67.43%

Banana (1kg)

$1.69 ฿57.0

$0.62 ₹58.6

172.58%

Oranges (1kg)

$2.25 ฿75.8

$0.48 ₹45.89

368.75%

Tomato (1kg)

$2.08 ฿70.0

$0.35 ₹33.48

494.29%

Potato (1kg)

$1.51 ฿51.0

$0.31 ₹29.24

387.10%

Onion (1kg)

$1.38 ฿46.52

$0.41 ₹39.34

236.59%

Lettuce (1 head)

$1.07 ฿35.96

$0.22 ₹20.93

386.36%

Water (1.5 liter bottle)

$0.52 ฿17.51

$0.30 ₹28.82

73.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$5.12 ₹486

-17.97%

Wine (Bottle)

$18.79 ฿634

$6.85 ₹650

174.31%

Local Beer (0.5 liter bottle)

$1.82 ฿61.5

$0.84 ₹79.8

116.67%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.8

$2.93 ₹278

-3.07%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.83 ₹458

One-way Ticket (Public Transport)

$1.45 ฿48.98

$0.15 ₹14.48

866.67%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,912

Taxi Start (Normal Tariff)

$3.02 ฿102

$1.07 ₹102

182.24%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.33

$0.31 ₹29.78

229.03%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

$1.50 ₹142

146.00%

Gasoline (1 liter)

$1.47 ฿49.76

$1.08 ₹102

36.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿903.4K

$11.4K ₹1.1M

134.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿900.5K

$29.2K ₹2.8M

-8.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,251

$20.84 ₹1,978

362.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$2.49 ₹236

352.21%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿568

$8.02 ₹761

110.10%

Gym Membership (Monthly)

$67.2 ฿2,268

$7.50 ₹712

796.40%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

$2.14 ₹203

401.40%

Cinema Ticket

$7.50 ฿253

$2.36 ₹224

217.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

$112 ₹10.6K

324.82%

International Primary School, 1 Child (Yearly)

$11.3K ฿380.0K

$1,691 ₹160.5K

566.19%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,104

$31.82 ₹3,021

95.98%

Summer Dress (H&M, Zara, etc)

$28.41 ฿958

$35.64 ₹3,383

-20.29%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,181

$60.0 ₹5,692

57.28%

Men's Leather Business Shoes

$85.8 ฿2,895

$27.71 ₹2,631

209.64%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.2K

$160 ₹15.1K

348.82%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

$81.9 ₹7,777

499.26%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.0K

$311 ₹29.5K

519.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

$193 ₹18.3K

641.05%

Buy Apartment in City Center (m2)

$4,175 ฿140.9K

Buy Apartment Outside City Center (m2)

$3,045 ฿102.7K

Average Monthly Net Salary (After Tax)

$502 ฿16.9K

$335 ₹31.8K

49.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

9.12

-38.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Shivamogga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Shivamogga

$82 23.7% 83.3% $409

Groceries & Markets

Phuket

$266 20.8%

Shivamogga

$89 25.7% 66.7% $178

Monthly Utilities & Internet

Phuket

$124 9.7%

Shivamogga

$31 9.1% 74.8% $93

Clothing & Footwear

Phuket

$122 9.5%

Shivamogga

$70 20.2% 42.7% $52

Eating Out

Phuket

$122 9.5%

Shivamogga

$58 16.8% 52.4% $64

Sport & Entertainment

Phuket

$82 6.4%

Shivamogga

$12 3.5% 85.2% $70

Getting Around

Phuket

$71 5.5%

Shivamogga

$3.3 * 0.9% 95.4% $67

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Phuket and $160 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Phuket pays 50% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32 in Phuket vs $14 in Shivamogga for a mid-range dinner for two. Groceries echo the gap at $266 vs $89 per month, with Shivamogga cheaper across the board.

Good to know

🇹🇭 Phuket

🇮🇳 Shivamogga

🕒 Local time

11:26 11:26 AM

09:56 9:56 AM

1 h 30 min behind Phuket

🌤 Weather

👥 Population

79,308

400,000

💱 Currency

Thai Baht THB ฿

Indian Rupee INR ₹

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 31, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.78 THB (100 THB = 2.65 EUR).

Indian Rupee exchange rates as of October 31, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.41 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Shivamogga 2,580 km ≈ 3 h 45 min nonstop flight

From you

Phuket
Shivamogga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Shivamogga: Cost of Living - Frequently Asked Questions

Shivamogga is about 73% cheaper overall, especially in groceries, leisure, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 50% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $716 in Phuket versus $160 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $476 in Phuket versus $112 in Shivamogga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Shivamogga – a meal for two runs $14 versus $32 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $345 in Shivamogga versus $1,278 in Phuket, a $800 budget is realistic in Shivamogga but tight or insufficient in Phuket. The gap between the two cities makes Shivamogga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Shivamogga are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Shivamogga wins on affordability, Phuket on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.