Cost of Living Comparison Between Phuket and Shivamogga Cost of Living Comparison Between Phuket and Shivamogga

Monthly Cost of Living

Monthly costs for one person with rent: $1,223 in Phuket versus $371 in Shivamogga.

Estimated couple costs with rent: $2,237 in Phuket versus $600 in Shivamogga.

Monthly costs for a family of three with rent: $3,251 in Phuket versus $829 in Shivamogga.

Living in Phuket is roughly 229% more expensive than Shivamogga, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 8% lower, Shivamogga 72% lower.

Meal at Budget Restaurant

$4.51 ฿147

$3.29 ₹311

37.08%

Three-Course Dinner for Two, Mid-Range

$46.62 ฿1,515

$14.88 ₹1,408

213.31%

Fast Food Meal (McDonalds, etc)

$8.49 ฿276

$5.26 ₹497

61.41%

Cappuccino

$3.08 ฿100

$1.34 ₹127

129.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ฿22.07

$0.39 ₹36.49

74.36%

Water (0.33 liter bottle)

$0.36 ฿11.75

$0.21 ₹19.85

71.43%

Local Beer (0.5 liter draught)

$2.43 ฿78.8

$1.27 ₹120

91.34%

Imported Beer (0.33 liter bottle)

$3.63 ฿118

$2.96 ₹280

22.64%

Milk (1 liter)

$2.19 ฿71.1

$0.53 ₹49.91

313.21%

White Bread (500g)

$1.81 ฿59.0

$0.46 ₹43.36

293.48%

Rice (white) (1kg)

$2.23 ฿72.5

$0.74 ₹69.6

201.35%

Eggs

$2.24 ฿72.7

$0.88 ₹83.3

154.55%

Local Cheese (1kg)

$19.60 ฿637

$4.47 ₹423

338.48%

Chicken Fillets (1kg)

$3.72 ฿121

$3.11 ₹294

19.61%

Beef Round Steak (1kg)

$13.47 ฿438

Apples (1kg)

$3.36 ฿109

$2.04 ₹193

64.71%

Banana (1kg)

$1.62 ฿52.5

$0.72 ₹67.8

125.00%

Oranges (1kg)

$2.41 ฿78.3

$0.54 ₹51.4

346.30%

Tomato (1kg)

$1.99 ฿64.6

$0.42 ₹39.92

373.81%

Potato (1kg)

$1.53 ฿49.76

$0.39 ₹36.55

292.31%

Onion (1kg)

$1.45 ฿47.19

$0.43 ₹40.59

237.21%

Lettuce (1 head)

$1.01 ฿32.96

$0.22 ₹20.79

359.09%

Water (1.5 liter bottle)

$0.48 ฿15.73

$0.42 ₹39.83

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$4.27 ฿139

$3.46 ₹327

23.41%

Wine (Bottle)

$19.12 ฿621

$7.04 ₹666

171.59%

Local Beer (0.5 liter bottle)

$1.84 ฿59.7

$0.95 ₹89.8

93.68%

Imported Beer (0.33 liter bottle)

$2.74 ฿89.1

$1.74 ₹164

57.47%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.48 ₹424

One-way Ticket (Public Transport)

$1.42 ฿46.06

$0.28 ₹26.32

407.14%

Public Transport Monthly Pass (Regular Price)

$11.72 ฿381

$8.90 ₹842

31.69%

Taxi Start (Normal Tariff)

$3.00 ฿97.6

$1.18 ₹112

154.24%

Taxi (Normal Tariff) (1km)

$1.05 ฿34.00

Taxi 1hour Waiting (Normal Tariff)

$13.90 ฿452

$2.29 ₹217

506.99%

Gasoline (1 liter)

$1.29 ฿41.94

$1.13 ₹107

14.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K ฿911.1K

$11.6K ₹1.1M

142.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K ฿1.1M

$32.3K ₹3.1M

3.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,964

$23.40 ₹2,214

421.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.93 ฿453

$1.92 ₹182

625.52%

Internet (50+ Mbps, Unlimited Data)

$18.87 ฿613

$8.63 ₹816

118.66%

Gym Membership (Monthly)

$61.3 ฿1,992

$8.19 ₹774

648.23%

Tennis Court (1 Hour on Weekend)

$16.84 ฿547

$6.82 ₹646

146.92%

Cinema Ticket

$8.89 ฿289

$2.48 ₹235

258.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$691 ฿22.5K

$52.0 ₹4,920

1229.56%

International Primary School, 1 Child (Yearly)

$16.2K ฿525.2K

$1,868 ₹176.7K

765.05%

Jeans (Levis 501 Or Similar)

$57.8 ฿1,878

$33.11 ₹3,132

74.54%

Summer Dress (H&M, Zara, etc)

$35.39 ฿1,150

$28.51 ₹2,697

24.13%

Sport Shoes (Adidas, Nike)

$113 ฿3,685

$50.9 ₹4,817

122.71%

Men's Leather Business Shoes

$83.0 ฿2,698

$24.10 ₹2,280

244.44%

1-bedroom Apartment, City Center (Monthly)

$607 ฿19.7K

$122 ₹11.5K

398.83%

1-bedroom Apartment, Outside City Center (Monthly)

$448 ฿14.6K

$87.1 ₹8,238

414.52%

3-bedroom Apartment, City Center (Monthly)

$2,029 ฿66.0K

$270 ₹25.5K

651.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,493 ฿48.5K

$182 ₹17.2K

722.28%

Buy Apartment in City Center (m2)

$3,585 ฿116.5K

Buy Apartment Outside City Center (m2)

$2,585 ฿84.0K

Average Monthly Net Salary (After Tax)

$505 ฿16.4K

$349 ₹33.0K

44.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

8.47

-37.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 13, 2026

Last update for Shivamogga: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $607 in Phuket and $122 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Phuket pays 45% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47.00 in Phuket vs $15.00 in Shivamogga for a mid-range dinner for two. Groceries echo the gap at $292 vs $94.0 per month, with Shivamogga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Shivamogga: Cost of Living - Frequently Asked Questions

Shivamogga is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 229% gap adds up to real monthly savings that compound significantly over time.

Phuket pays 45% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $607 in Phuket versus $122 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $691 in Phuket versus $52.0 in Shivamogga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 210% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $371 in Shivamogga versus $1,223 in Phuket, a $1,000 budget is realistic in Shivamogga but tight or insufficient in Phuket. The gap between the two cities makes Shivamogga the clear choice for anyone on this budget.

For families, Shivamogga is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Shivamogga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 229% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.