Last update: Nov 2026

Cost of Living Comparison Between Phuket and Oyster Bay, NY

For one person, living is cheaper in Phuket: $1,294 a month against $2,789 in Oyster Bay, NY, rent and utilities included – about $17,900 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
132

Cost of Living Index in Oyster Bay, NY
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Oyster Bay, NY Living Index

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Phuket

🇹🇭 Thailand

$1,294

/mo nomad

Oyster Bay, NY

🇺🇸 United States

$2,789

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Oyster Bay, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Oyster Bay, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,294 in Phuket versus $2,789 in Oyster Bay, NY.

Phuket $1,294
Oyster Bay, NY $2,789

Estimated couple costs with rent: $2,204 in Phuket versus $4,148 in Oyster Bay, NY.

Phuket $2,204
Oyster Bay, NY $4,148

Monthly costs for a family of three with rent: $3,115 in Phuket versus $5,507 in Oyster Bay, NY.

Phuket $3,115
Oyster Bay, NY $5,507

Living in Phuket costs roughly 54% less than in Oyster Bay, NY, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Phuket is 4% below, Oyster Bay, NY is 106% above.

Meal at Budget Restaurant

$4.39 ฿147

$24.67 $24.67

-82.21%

Three-Course Dinner for Two, Mid-Range

$32.31 ฿1,085

$101 $101

-68.15%

Fast Food Meal (McDonalds, etc)

$8.70 ฿292

$13.09 $13.09

-33.54%

Cappuccino

$2.72 ฿91.5

$5.43 $5.43

-49.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 ฿31.25

$2.24 $2.24

-58.48%

Water (0.33 liter bottle)

$0.50 ฿16.78

$1.58 $1.58

-68.35%

Local Beer (0.5 liter draught)

$2.53 ฿85.0

$9.14 $9.14

-72.32%

Imported Beer (0.33 liter bottle)

$3.63 ฿122

$8.11 $8.11

-55.24%

Milk (1 liter)

$1.74 ฿58.4

$1.30 $1.30

33.85%

White Bread (500g)

$1.45 ฿48.73

$4.25 $4.25

-65.88%

Rice (white) (1kg)

$1.50 ฿50.5

$6.05 $6.05

-75.21%

Eggs

$2.17 ฿73.0

$5.98 $5.98

-63.71%

Local Cheese (1kg)

$19.09 ฿641

$14.16 $14.16

34.82%

Chicken Fillets (1kg)

$3.40 ฿114

$10.24 $10.24

-66.80%

Beef Round Steak (1kg)

$10.90 ฿366

$20.11 $20.11

-45.80%

Apples (1kg)

$2.94 ฿98.8

$5.45 $5.45

-46.06%

Banana (1kg)

$1.69 ฿56.8

$1.74 $1.74

-2.87%

Oranges (1kg)

$2.19 ฿73.7

$4.24 $4.24

-48.35%

Tomato (1kg)

$2.12 ฿71.4

$5.26 $5.26

-59.70%

Potato (1kg)

$1.46 ฿48.99

$2.98 $2.98

-51.01%

Onion (1kg)

$1.37 ฿45.95

$3.36 $3.36

-59.23%

Lettuce (1 head)

$1.08 ฿36.14

$2.92 $2.92

-63.01%

Water (1.5 liter bottle)

$0.55 ฿18.32

$2.93 $2.93

-81.23%

Cigarettes 20 Pack (Marlboro, Camel)

$4.43 ฿149

$11.67 $11.67

-62.04%

Wine (Bottle)

$18.25 ฿613

$15.13 $15.13

20.62%

Local Beer (0.5 liter bottle)

$1.77 ฿59.5

$1.77 $1.77

Imported Beer (0.33 liter bottle)

$2.88 ฿96.8

$3.56 $3.56

-19.10%

One-way Ticket (Public Transport)

$1.45 ฿48.62

$2.29 $2.29

-36.68%

Public Transport Monthly Pass (Regular Price)

$54.9 ฿1,844

$66.8 $66.8

-17.78%

Taxi Start (Normal Tariff)

$1.51 ฿50.8

$2.95 $2.95

-48.81%

Taxi (Normal Tariff) (1km)

$0.78 ฿26.06

$2.10 $2.10

-62.86%

Taxi 1hour Waiting (Normal Tariff)

$3.84 ฿129

$23.60 $23.60

-83.73%

Gasoline (1 liter)

$1.49 ฿49.96

$1.16 $1.16

28.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K ฿902.9K

$27.8K $27.8K

-3.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K ฿884.9K

$26.5K $26.5K

-0.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.8 ฿3,285

$216 $216

-54.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.29 ฿379

$74.3 $74.3

-84.80%

Internet (50+ Mbps, Unlimited Data)

$17.19 ฿577

$66.1 $66.1

-73.98%

Gym Membership (Monthly)

$68.3 ฿2,295

$39.46 $39.46

73.16%

Tennis Court (1 Hour on Weekend)

$10.92 ฿367

Cinema Ticket

$7.43 ฿250

$15.24 $15.24

-51.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$530 ฿17.8K

$1,732 $1,732

-69.37%

International Primary School, 1 Child (Yearly)

$18.8K ฿630.9K

$20.5K $20.5K

-8.37%

Jeans (Levis 501 Or Similar)

$61.7 ฿2,072

$49.05 $49.05

25.73%

Summer Dress (H&M, Zara, etc)

$28.25 ฿949

$58.5 $58.5

-51.70%

Sport Shoes (Adidas, Nike)

$96.0 ฿3,225

$88.2 $88.2

8.83%

Men's Leather Business Shoes

$86.8 ฿2,916

$148 $148

-41.36%

1-bedroom Apartment, City Center (Monthly)

$721 ฿24.2K

$1,588 $1,588

-54.59%

1-bedroom Apartment, Outside City Center (Monthly)

$509 ฿17.1K

$1,292 $1,292

-60.62%

3-bedroom Apartment, City Center (Monthly)

$1,950 ฿65.5K

$2,544 $2,544

-23.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,397 ฿46.9K

$2,107 $2,107

-33.70%

Buy Apartment in City Center (m2)

$4,192 ฿140.8K

$2,751 $2,751

52.39%

Buy Apartment Outside City Center (m2)

$3,298 ฿110.8K

$2,351 $2,351

40.32%

Average Monthly Net Salary (After Tax)

$492 ฿16.5K

$6,945 $6,945

-92.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.72

-17.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: November 2, 2026

Last update for Oyster Bay, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$509 39.3%

Oyster Bay, NY

$1.3K 46.3% 154% $783

Groceries & Markets

Phuket

$267 20.6%

Oyster Bay, NY

$447 16% 67.6% $180

Monthly Utilities & Internet

Phuket

$126 9.8%

Oyster Bay, NY

$357 12.8% 183% $231

Clothing & Footwear

Phuket

$123 9.5%

Oyster Bay, NY

$155 5.6% 26% $32

Eating Out

Phuket

$120 9.2%

Oyster Bay, NY

$379 13.6% 217% $259

Sport & Entertainment

Phuket

$83 6.4%

Oyster Bay, NY

$70 2.5% 15.9% $13

Getting Around

Phuket

$66 5.1%

Oyster Bay, NY

$89 3.2% 35.2% $23

Cost Breakdown

A one-bedroom apartment in the center runs $721 in Phuket and $1,588 in Oyster Bay, NY. Housing cost is often the main lever when comparing two cities.

Oyster Bay, NY pays about 14 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $32 in Phuket vs $101 in Oyster Bay, NY for a mid-range dinner for two. Groceries echo the gap at $267 vs $447 per month, with Phuket cheaper across the board.

Good to know

🇹🇭 Phuket

🇺🇸 Oyster Bay, NY

🕒 Local time

13:47 1:47 PM

01:47 1:47 AM

12 h behind Phuket

🌤 Weather

👥 Population

79,308

301,332

💱 Currency

Thai Baht THB ฿

United States Dollar USD $

📈 Exchange rate

100 THB = 2.98 USD

100 THB = 2.64 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 5, 2026: 1 USD = 33.59 THB (100 THB = 2.98 USD). 1 EUR = 37.81 THB (100 THB = 2.64 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to THB in detail →

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Phuket Oyster Bay, NY 14,540 km ≈ 19 h nonstop flight

From you

Phuket
Oyster Bay, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Oyster Bay, NY: Cost of Living - Frequently Asked Questions

Phuket is about 54% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 93% lower in Phuket. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $721 in Phuket versus $1,588 in Oyster Bay, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,294 per month in Phuket versus $2,789 in Oyster Bay, NY – Phuket is about 54% cheaper, which adds up to real savings over time.

A monthly transit pass in Phuket runs roughly 18% less than in Oyster Bay, NY. The price difference matters if you commute daily and watch your budget.

At $1,294 in Phuket versus $2,789 in Oyster Bay, NY, a $1,500 budget is realistic in Phuket but tight or insufficient in Oyster Bay, NY. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Oyster Bay, NY are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Phuket gentler on the wallet – expenses run 54% less than in Oyster Bay, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.