Last update: Nov 2026

Cost of Living Comparison Between Oyster Bay, NY and Phuket

For one person, living is cheaper in Phuket: $1,294 a month against $2,789 in Oyster Bay, NY, rent and utilities included – about $17,900 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in Oyster Bay, NY
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Oyster Bay, NY Living Index
62

Cost of Living Index in Phuket
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Phuket Living Index

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Oyster Bay, NY

🇺🇸 United States

$2,789

/mo nomad

Phuket

🇹🇭 Thailand

$1,294

/mo nomad

Monthly Cost of Living

How much you'll spend in Oyster Bay, NY and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oyster Bay, NY and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,789 in Oyster Bay, NY versus $1,294 in Phuket.

Oyster Bay, NY $2,789
Phuket $1,294

Estimated couple costs with rent: $4,148 in Oyster Bay, NY versus $2,204 in Phuket.

Oyster Bay, NY $4,148
Phuket $2,204

Monthly costs for a family of three with rent: $5,507 in Oyster Bay, NY versus $3,115 in Phuket.

Oyster Bay, NY $5,507
Phuket $3,115

Living in Oyster Bay, NY is roughly 116% more expensive than in Phuket, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Oyster Bay, NY is 106% above, Phuket is 4% below.

Meal at Budget Restaurant

$24.67 $24.67

$4.39 ฿148

461.96%

Three-Course Dinner for Two, Mid-Range

$101 $101

$32.31 ฿1,086

213.93%

Fast Food Meal (McDonalds, etc)

$13.09 $13.09

$8.70 ฿293

50.46%

Cappuccino

$5.43 $5.43

$2.72 ฿91.6

99.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 $2.24

$0.93 ฿31.28

140.86%

Water (0.33 liter bottle)

$1.58 $1.58

$0.50 ฿16.79

216.00%

Local Beer (0.5 liter draught)

$9.14 $9.14

$2.53 ฿85.1

261.26%

Imported Beer (0.33 liter bottle)

$8.11 $8.11

$3.63 ฿122

123.42%

Milk (1 liter)

$1.30 $1.30

$1.74 ฿58.5

-25.29%

White Bread (500g)

$4.25 $4.25

$1.45 ฿48.77

193.10%

Rice (white) (1kg)

$6.05 $6.05

$1.50 ฿50.5

303.33%

Eggs

$5.98 $5.98

$2.17 ฿73.0

175.58%

Local Cheese (1kg)

$14.16 $14.16

$19.09 ฿642

-25.83%

Chicken Fillets (1kg)

$10.24 $10.24

$3.40 ฿114

201.18%

Beef Round Steak (1kg)

$20.11 $20.11

$10.90 ฿366

84.50%

Apples (1kg)

$5.45 $5.45

$2.94 ฿98.9

85.37%

Banana (1kg)

$1.74 $1.74

$1.69 ฿56.9

2.96%

Oranges (1kg)

$4.24 $4.24

$2.19 ฿73.8

93.61%

Tomato (1kg)

$5.26 $5.26

$2.12 ฿71.4

148.11%

Potato (1kg)

$2.98 $2.98

$1.46 ฿49.03

104.11%

Onion (1kg)

$3.36 $3.36

$1.37 ฿45.99

145.26%

Lettuce (1 head)

$2.92 $2.92

$1.08 ฿36.17

170.37%

Water (1.5 liter bottle)

$2.93 $2.93

$0.55 ฿18.34

432.73%

Cigarettes 20 Pack (Marlboro, Camel)

$11.67 $11.67

$4.43 ฿149

163.43%

Wine (Bottle)

$15.13 $15.13

$18.25 ฿614

-17.10%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.77 ฿59.6

Imported Beer (0.33 liter bottle)

$3.56 $3.56

$2.88 ฿96.8

23.61%

One-way Ticket (Public Transport)

$2.29 $2.29

$1.45 ฿48.66

57.93%

Public Transport Monthly Pass (Regular Price)

$66.8 $66.8

$54.9 ฿1,845

21.63%

Taxi Start (Normal Tariff)

$2.95 $2.95

$1.51 ฿50.9

95.36%

Taxi (Normal Tariff) (1km)

$2.10 $2.10

$0.78 ฿26.08

169.23%

Taxi 1hour Waiting (Normal Tariff)

$23.60 $23.60

$3.84 ฿129

514.58%

Gasoline (1 liter)

$1.16 $1.16

$1.49 ฿50.0

-22.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K $27.8K

$26.9K ฿903.7K

3.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$26.3K ฿885.7K

0.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 $216

$97.8 ฿3,288

121.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.3 $74.3

$11.29 ฿380

558.10%

Internet (50+ Mbps, Unlimited Data)

$66.1 $66.1

$17.19 ฿578

284.35%

Gym Membership (Monthly)

$39.46 $39.46

$68.3 ฿2,297

-42.25%

Tennis Court (1 Hour on Weekend)

$10.92 ฿367

Cinema Ticket

$15.24 $15.24

$7.43 ฿250

105.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,732 $1,732

$530 ฿17.8K

226.51%

International Primary School, 1 Child (Yearly)

$20.5K $20.5K

$18.8K ฿631.4K

9.13%

Jeans (Levis 501 Or Similar)

$49.05 $49.05

$61.7 ฿2,073

-20.46%

Summer Dress (H&M, Zara, etc)

$58.5 $58.5

$28.25 ฿950

107.04%

Sport Shoes (Adidas, Nike)

$88.2 $88.2

$96.0 ฿3,228

-8.11%

Men's Leather Business Shoes

$148 $148

$86.8 ฿2,919

70.53%

1-bedroom Apartment, City Center (Monthly)

$1,588 $1,588

$721 ฿24.2K

120.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,292 $1,292

$509 ฿17.1K

153.93%

3-bedroom Apartment, City Center (Monthly)

$2,544 $2,544

$1,950 ฿65.6K

30.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,107 $2,107

$1,397 ฿47.0K

50.82%

Buy Apartment in City Center (m2)

$2,751 $2,751

$4,192 ฿140.9K

-34.38%

Buy Apartment Outside City Center (m2)

$2,351 $2,351

$3,298 ฿110.9K

-28.74%

Average Monthly Net Salary (After Tax)

$6,945 $6,945

$492 ฿16.5K

1312.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

5.57

20.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyster Bay, NY: November 1, 2026

Last update for Phuket: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oyster Bay, NY

$1.3K 46.3%

Phuket

$509 39.3% 60.6% $783

Groceries & Markets

Oyster Bay, NY

$447 16%

Phuket

$267 20.6% 40.3% $180

Eating Out

Oyster Bay, NY

$379 13.6%

Phuket

$120 9.2% 68.5% $259

Monthly Utilities & Internet

Oyster Bay, NY

$357 12.8%

Phuket

$126 9.8% 64.6% $231

Clothing & Footwear

Oyster Bay, NY

$155 5.6%

Phuket

$123 9.5% 20.7% $32

Getting Around

Oyster Bay, NY

$89 3.2%

Phuket

$66 5.1% 26% $23

Sport & Entertainment

Oyster Bay, NY

$70 2.5%

Phuket

$83 6.4% 18.9% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,588 in Oyster Bay, NY and $721 in Phuket. Housing cost is often the main lever when comparing two cities.

Oyster Bay, NY pays about 14 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $101 in Oyster Bay, NY vs $32 in Phuket for a mid-range dinner for two. Groceries echo the gap at $447 vs $267 per month, with Phuket cheaper across the board.

Good to know

🇺🇸 Oyster Bay, NY

🇹🇭 Phuket

🕒 Local time

23:21 11:21 PM

11:21 11:21 AM

12 h ahead of Oyster Bay, NY

🌤 Weather

👥 Population

301,332

79,308

💱 Currency

United States Dollar USD $

Thai Baht THB ฿

📈 Exchange rate

1 USD = 0.888 EUR

100 THB = 2.97 USD

100 THB = 2.64 EUR

Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

🇹🇭 Thai Baht (฿)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Thai Baht exchange rates as of November 5, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.85 THB (100 THB = 2.64 EUR).

THB to USD in detail →

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Oyster Bay, NY Phuket 14,540 km ≈ 19 h nonstop flight

From you

Oyster Bay, NY
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyster Bay, NY vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is about 54% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Oyster Bay, NY is about 14 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,588 in Oyster Bay, NY versus $721 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,789 per month in Oyster Bay, NY versus $1,294 in Phuket – Phuket is about 54% cheaper, which adds up to real savings over time.

A monthly transit pass in Phuket runs roughly 18% less than in Oyster Bay, NY. The price difference matters if you commute daily and watch your budget.

At $1,294 in Phuket versus $2,789 in Oyster Bay, NY, a $1,500 budget is realistic in Phuket but tight or insufficient in Oyster Bay, NY. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Oyster Bay, NY and Phuket are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Phuket gentler on the wallet – expenses run 54% less than in Oyster Bay, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.