😐Monthly costs for one person with rent: $2,739 in Oyster Bay, NY versus $1,232 in Phuket.
😐Estimated couple costs with rent: $4,080 in Oyster Bay, NY versus $2,054 in Phuket.
😐Monthly costs for a family of three with rent: $5,420 in Oyster Bay, NY versus $2,876 in Phuket.
🌍Living in Oyster Bay, NY is roughly 122% more expensive than in Phuket, driven mainly by Eating Out.
📊The two cities straddle the global median: Oyster Bay, NY is 100% above, Phuket is 10% below.
Currency
🍽 Eating Out
Oyster Bay, NY
Phuket
Difference
Meal at Budget Restaurant
$25.03$25.03
$4.41฿147
467.57%
Three-Course Dinner for Two, Mid-Range
$98.2$98.2
$32.26฿1,075
204.34%
Fast Food Meal(McDonalds, etc)
$12.94$12.94
$8.93฿298
44.90%
Cappuccino
$5.34$5.34
$2.90฿96.5
84.14%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.22$2.22
$0.88฿29.33
152.27%
Water(0.33 liter bottle)
$1.51$1.51
$0.48฿16.03
214.58%
Local Beer(0.5 liter draught)
$8.78$8.78
$2.35฿78.3
273.62%
Imported Beer(0.33 liter bottle)
$8.22$8.22
$3.72฿124
120.97%
🛒 Groceries & Markets
Oyster Bay, NY
Phuket
Difference
Milk(1 liter)
$1.26$1.26
$1.87฿62.2
-32.62%
White Bread(500g)
$4.25$4.25
$1.47฿48.86
189.12%
Rice(white)(1kg)
$6.16$6.16
$1.55฿51.7
297.42%
Eggs
$5.88$5.88
$2.10฿70.0
180.00%
Local Cheese(1kg)
$14.04$14.04
$19.59฿653
-28.33%
Chicken Fillets(1kg)
$10.08$10.08
$3.42฿114
194.74%
Beef Round Steak(1kg)
$19.78$19.78
$11.38฿379
73.81%
Apples(1kg)
$5.34$5.34
$2.98฿99.4
79.19%
Banana(1kg)
$1.80$1.80
$1.68฿56.1
7.14%
Oranges(1kg)
$4.33$4.33
$2.21฿73.6
95.93%
Tomato(1kg)
$4.92$4.92
$2.16฿72.0
127.78%
Potato(1kg)
$3.06$3.06
$1.52฿50.8
101.32%
Onion(1kg)
$3.38$3.38
$1.34฿44.59
152.24%
Lettuce(1 head)
$2.83$2.83
$1.13฿37.60
150.44%
Water(1.5 liter bottle)
$2.97$2.97
$0.55฿18.21
440.00%
Cigarettes 20 Pack(Marlboro, Camel)
$11.40$11.40
$4.26฿142
167.61%
Wine(Bottle)
$15.18$15.18
$19.09฿636
-20.48%
Local Beer(0.5 liter bottle)
$1.75$1.75
$1.78฿59.3
-1.69%
Imported Beer(0.33 liter bottle)
$3.49$3.49
$2.78฿92.7
25.54%
🚌 Getting Around
Oyster Bay, NY
Phuket
Difference
One-way Ticket(Public Transport)
$2.05$2.05
$2.23฿74.3
-8.07%
Public Transport Monthly Pass(Regular Price)
-
$22.74฿758
-
Taxi Start(Normal Tariff)
$2.96$2.96
$3.03฿101
-2.31%
Taxi(Normal Tariff)(1km)
$2.06$2.06
$1.02฿34.09
101.96%
Taxi 1hour Waiting(Normal Tariff)
$23.80$23.80
$3.89฿130
511.83%
Gasoline(1 liter)
$1.07$1.07
$1.49฿49.68
-28.19%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.7K$35.7K
$26.6K฿885.7K
34.46%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K$25.4K
$27.0K฿900.6K
-6.01%
🧾 Monthly Utilities & Internet
Oyster Bay, NY
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$208$208
$102฿3,414
103.44%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$74.7$74.7
$11.33฿377
558.87%
Internet(50+ Mbps, Unlimited Data)
$64.8$64.8
$17.40฿580
272.30%
🎉 Sport & Entertainment
Oyster Bay, NY
Phuket
Difference
Gym Membership(Monthly)
$42.24$42.24
$52.1฿1,735
-18.89%
Tennis Court(1 Hour on Weekend)
-
$11.07฿369
-
Cinema Ticket
$15.21$15.21
$7.69฿256
97.79%
🧸 Childcare & Education
Oyster Bay, NY
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,026$2,026
$561฿18.7K
261.31%
International Primary School, 1 Child(Yearly)
$16.3K$16.3K
$11.5K฿383.4K
41.53%
👕👟 Clothing & Footwear
Oyster Bay, NY
Phuket
Difference
Jeans(Levis 501 Or Similar)
$50.4$50.4
$63.0฿2,100
-19.97%
Summer Dress(H&M, Zara, etc)
$57.0$57.0
$29.52฿984
92.99%
Sport Shoes(Adidas, Nike)
$88.3$88.3
$98.0฿3,266
-9.91%
Men's Leather Business Shoes
$151$151
$88.5฿2,949
71.02%
🏠 Accommodation & Living
Oyster Bay, NY
Phuket
Difference
1-bedroom Apartment, City Center(Monthly)
$1,587$1,587
$738฿24.6K
115.05%
1-bedroom Apartment, Outside City Center(Monthly)
$1,285$1,285
$482฿16.1K
166.36%
3-bedroom Apartment, City Center(Monthly)
$2,483$2,483
$2,107฿70.2K
17.84%
3-bedroom Apartment, Outside City Center(Monthly)
$2,120$2,120
$1,226฿40.8K
72.98%
Buy Apartment in City Center(m2)
$2,791$2,791
$3,617฿120.5K
-22.83%
Buy Apartment Outside City Center(m2)
$2,237$2,237
$2,603฿86.7K
-14.06%
💵 Salaries & Financials
Oyster Bay, NY
Phuket
Difference
Average Monthly Net Salary(After Tax)
$6,896$6,896
$494฿16.4K
1297.10%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.22
5.57
11.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Oyster Bay, NY: September 15, 2026
Last update for Phuket: September 15, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,587 in Oyster Bay, NY and $738 in Phuket. Housing cost is often the main lever when comparing two cities.
💰Oyster Bay, NY pays 1297% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $98.0 in Oyster Bay, NY vs $32.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $444 vs $274 per month, with Phuket cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Oyster Bay, NY vs Phuket: Cost of Living - Frequently Asked Questions
Is Phuket cheaper than Oyster Bay, NY?
Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 122% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Oyster Bay, NY or Phuket?
Average pay runs 1297% higher in Oyster Bay, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Oyster Bay, NY and Phuket?
Rent for a central apartment: $1,587 in Oyster Bay, NY versus $738 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $2,026 in Oyster Bay, NY versus $561 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Oyster Bay, NY or in Phuket?
Dining out is cheaper in Phuket – a meal for two runs $32.00 versus $98.0 in Oyster Bay, NY. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Oyster Bay, NY or in Phuket?
At $1,232 in Phuket versus $2,739 in Oyster Bay, NY, a $1,500 budget is realistic in Phuket but tight or insufficient in Oyster Bay, NY. The gap between the two cities makes Phuket the clear choice for anyone on this budget.
Is Oyster Bay, NY or Phuket more family-friendly?
For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Oyster Bay, NY, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Oyster Bay, NY or Phuket?
Safety-wise, Oyster Bay, NY and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Phuket gentler on the wallet – expenses run 122% less than in Oyster Bay, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Oyster Bay, NY vs other spots: cost of living compared