Cost of Living Comparison Between Phuket and Niksic Cost of Living Comparison Between Phuket and Niksic

Monthly Cost of Living

Monthly costs for one person with rent: $1,264 in Phuket versus $959 in Niksic.

Estimated couple costs with rent: $2,256 in Phuket versus $1,473 in Niksic.

Monthly costs for a family of three with rent: $3,248 in Phuket versus $1,986 in Niksic.

Living in Phuket is roughly 32% more expensive than in Niksic, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 5% lower, Niksic 28% lower.

Meal at Budget Restaurant

$4.48 ฿150

$7.97 €6.90

-43.79%

Three-Course Dinner for Two, Mid-Range

$45.59 ฿1,521

$31.77 €27.51

43.50%

Fast Food Meal (McDonalds, etc)

$8.76 ฿292

$5.65 €4.89

55.04%

Cappuccino

$2.97 ฿99.0

$1.69 €1.46

75.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.90

$1.91 €1.65

-63.87%

Water (0.33 liter bottle)

$0.39 ฿13.04

$1.19 €1.03

-67.23%

Local Beer (0.5 liter draught)

$2.53 ฿84.4

$2.07 €1.79

22.22%

Imported Beer (0.33 liter bottle)

$3.75 ฿125

$2.35 €2.03

59.57%

Milk (1 liter)

$2.15 ฿71.6

$1.17 €1.02

83.76%

White Bread (500g)

$1.82 ฿60.6

$0.95 €0.83

91.58%

Rice (white) (1kg)

$2.18 ฿72.9

$2.01 €1.74

8.46%

Eggs

$2.25 ฿75.0

$3.06 €2.65

-26.47%

Local Cheese (1kg)

$20.00 ฿667

$7.50 €6.50

166.67%

Chicken Fillets (1kg)

$3.63 ฿121

$6.37 €5.52

-43.01%

Beef Round Steak (1kg)

$13.56 ฿452

$10.60 €9.18

27.92%

Apples (1kg)

$3.24 ฿108

$1.23 €1.07

163.41%

Banana (1kg)

$1.64 ฿54.6

$1.38 €1.19

18.84%

Oranges (1kg)

$2.33 ฿77.8

$1.51 €1.31

54.30%

Tomato (1kg)

$2.07 ฿69.1

$2.13 €1.85

-2.82%

Potato (1kg)

$1.55 ฿51.6

$1.05 €0.91

47.62%

Onion (1kg)

$1.46 ฿48.54

$1.06 €0.91

37.74%

Lettuce (1 head)

$0.98 ฿32.86

$1.08 €0.94

-9.26%

Water (1.5 liter bottle)

$0.48 ฿16.09

$0.80 €0.69

-40.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.35 ฿145

$4.34 €3.76

0.23%

Wine (Bottle)

$18.57 ฿620

$5.03 €4.35

269.18%

Local Beer (0.5 liter bottle)

$1.86 ฿61.9

$1.01 €0.87

84.16%

Imported Beer (0.33 liter bottle)

$2.65 ฿88.6

$1.20 €1.04

120.83%

One-way Ticket (Public Transport)

$1.42 ฿47.28

$1.13 €0.98

25.66%

Public Transport Monthly Pass (Regular Price)

$11.57 ฿386

$35.38 €30.64

-67.30%

Taxi Start (Normal Tariff)

$3.17 ฿106

$0.57 €0.49

456.14%

Taxi (Normal Tariff) (1km)

$1.03 ฿34.41

$0.50 €0.43

106.00%

Taxi 1hour Waiting (Normal Tariff)

$13.89 ฿463

$7.63 €6.61

82.04%

Gasoline (1 liter)

$1.34 ฿44.84

$1.72 €1.49

-22.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿927.1K

$22.2K €19.2K

25.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K ฿1.1M

$27.0K €23.3K

23.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ฿4,105

$124 €108

-0.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿459

$23.98 €20.77

-42.58%

Internet (50+ Mbps, Unlimited Data)

$18.33 ฿611

$24.91 €21.57

-26.42%

Gym Membership (Monthly)

$60.7 ฿2,025

$35.05 €30.36

73.15%

Tennis Court (1 Hour on Weekend)

$17.16 ฿573

$10.55 €9.14

62.65%

Cinema Ticket

$8.87 ฿296

$5.87 €5.08

51.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$688 ฿22.9K

$85.7 €74.2

702.84%

International Primary School, 1 Child (Yearly)

$15.8K ฿526.4K

$4,552 €3,942

246.68%

Jeans (Levis 501 Or Similar)

$59.3 ฿1,978

$85.3 €73.8

-30.44%

Summer Dress (H&M, Zara, etc)

$34.69 ฿1,157

$32.23 €27.91

7.63%

Sport Shoes (Adidas, Nike)

$115 ฿3,843

$93.5 €81.0

23.17%

Men's Leather Business Shoes

$83.8 ฿2,794

$117 €101

-28.29%

1-bedroom Apartment, City Center (Monthly)

$621 ฿20.7K

$382 €331

62.60%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.9K

$233 €201

91.81%

3-bedroom Apartment, City Center (Monthly)

$2,034 ฿67.8K

$538 €466

278.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 ฿49.9K

$378 €327

295.95%

Buy Apartment in City Center (m2)

$3,455 ฿115.3K

$1,358 €1,176

154.49%

Buy Apartment Outside City Center (m2)

$2,531 ฿84.4K

$967 €837

161.76%

Average Monthly Net Salary (After Tax)

$494 ฿16.5K

$809 €701

-39.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

5.5

-3.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: July 27, 2026

Last update for Niksic: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $621 in Phuket and $382 in Niksic. Housing cost is often the main lever when comparing two cities.

Niksic pays 64% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $46.00 in Phuket vs $32.00 in Niksic for a mid-range dinner for two. Groceries echo the gap at $291 vs $196 per month, with Niksic cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Niksic: Cost of Living - Frequently Asked Questions

Phuket and Niksic differ by about 32% in total monthly costs ($1,264 vs $959 including rent). Niksic is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 64% lower in Niksic. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $621 in Phuket versus $382 in Niksic. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,264 per month in Phuket versus $959 in Niksic – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Niksic runs roughly 206% less than in Phuket. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $959 in Niksic versus $1,264 in Phuket, a $2,000 budget is realistic in Niksic but tight or insufficient in Phuket. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Niksic are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niksic gentler on the wallet – expenses run 32% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.