Last update: Oct 2026

Cost of Living Comparison Between Phuket and Naivasha

For one person, living is cheaper in Naivasha: $542 a month against $1,207 in Phuket, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Phuket
Learn more

Phuket Living Index
26

Cost of Living Index in Naivasha
Learn more

Naivasha Living Index

Jump to prices

Phuket

🇹🇭 Thailand

$1,207

/mo nomad

Naivasha

🇰🇪 Kenya

$542

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Naivasha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Naivasha actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,207 in Phuket versus $542 in Naivasha.

Phuket $1,207
Naivasha $542

Estimated couple costs with rent: $2,037 in Phuket versus $886 in Naivasha.

Phuket $2,037
Naivasha $886

Monthly costs for a family of three with rent: $2,867 in Phuket versus $1,230 in Naivasha.

Phuket $2,867
Naivasha $1,230

Living in Phuket is roughly 123% more expensive than in Naivasha, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phuket 11% lower, Naivasha 60% lower.

Meal at Budget Restaurant

$4.58 ฿153

$6.48 KES 840

-29.32%

Three-Course Dinner for Two, Mid-Range

$32.48 ฿1,086

$34.08 KES 4,419

-4.69%

Fast Food Meal (McDonalds, etc)

$8.55 ฿286

$6.24 KES 809

37.02%

Cappuccino

$2.72 ฿91.0

$2.59 KES 336

5.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 ฿31.25

$0.66 KES 85.2

42.42%

Water (0.33 liter bottle)

$0.49 ฿16.39

$0.60 KES 78.4

-18.33%

Local Beer (0.5 liter draught)

$2.59 ฿86.6

$2.25 KES 292

15.11%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$2.64 KES 342

45.08%

Milk (1 liter)

$1.74 ฿58.1

$0.84 KES 109

107.14%

White Bread (500g)

$1.43 ฿47.82

$0.52 KES 68.0

175.00%

Rice (white) (1kg)

$1.53 ฿51.0

$1.91 KES 247

-19.90%

Eggs

$2.17 ฿72.7

$1.71 KES 222

26.90%

Local Cheese (1kg)

$19.15 ฿640

$10.46 KES 1,357

83.08%

Chicken Fillets (1kg)

$3.30 ฿110

$6.51 KES 844

-49.31%

Beef Round Steak (1kg)

$11.14 ฿372

$6.31 KES 818

76.55%

Apples (1kg)

$2.95 ฿98.5

$3.31 KES 429

-10.88%

Banana (1kg)

$1.68 ฿56.1

$1.10 KES 142

52.73%

Oranges (1kg)

$2.30 ฿76.8

$1.95 KES 253

17.95%

Tomato (1kg)

$2.13 ฿71.3

$1.14 KES 148

86.84%

Potato (1kg)

$1.53 ฿51.1

$1.12 KES 145

36.61%

Onion (1kg)

$1.36 ฿45.55

$1.05 KES 136

29.52%

Lettuce (1 head)

$1.12 ฿37.44

$0.69 KES 89.5

62.32%

Water (1.5 liter bottle)

$0.55 ฿18.24

$0.75 KES 96.7

-26.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$3.45 KES 447

23.48%

Wine (Bottle)

$18.19 ฿608

$11.51 KES 1,493

58.04%

Local Beer (0.5 liter bottle)

$1.74 ฿58.2

$2.33 KES 302

-25.32%

Imported Beer (0.33 liter bottle)

$2.79 ฿93.3

$2.78 KES 360

0.36%

One-way Ticket (Public Transport)

$2.22 ฿74.1

Public Transport Monthly Pass (Regular Price)

$22.06 ฿737

Taxi Start (Normal Tariff)

$2.91 ฿97.3

$1.52 KES 197

91.45%

Taxi (Normal Tariff) (1km)

$1.01 ฿33.79

$1.52 KES 198

-33.55%

Taxi 1hour Waiting (Normal Tariff)

$3.83 ฿128

$2.92 KES 378

31.16%

Gasoline (1 liter)

$1.49 ฿49.85

$1.56 KES 202

-4.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K ฿891.6K

$21.6K KES 2.8M

23.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿892.7K

$20.1K KES 2.6M

32.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.4 ฿3,321

$55.6 KES 7,204

78.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.28 ฿377

$15.22 KES 1,973

-25.89%

Internet (50+ Mbps, Unlimited Data)

$17.36 ฿580

$34.82 KES 4,515

-50.14%

Gym Membership (Monthly)

$52.3 ฿1,747

Tennis Court (1 Hour on Weekend)

$10.85 ฿362

Cinema Ticket

$7.57 ฿253

$7.56 KES 980

0.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$558 ฿18.7K

$251 KES 32.5K

122.66%

International Primary School, 1 Child (Yearly)

$11.5K ฿383.9K

$12.4K KES 1.6M

-7.72%

Jeans (Levis 501 Or Similar)

$62.9 ฿2,102

$27.97 KES 3,626

124.81%

Summer Dress (H&M, Zara, etc)

$28.58 ฿955

$28.68 KES 3,718

-0.35%

Sport Shoes (Adidas, Nike)

$96.1 ฿3,213

$70.8 KES 9,176

35.85%

Men's Leather Business Shoes

$88.1 ฿2,943

$58.7 KES 7,606

50.09%

1-bedroom Apartment, City Center (Monthly)

$729 ฿24.4K

1-bedroom Apartment, Outside City Center (Monthly)

$460 ฿15.4K

3-bedroom Apartment, City Center (Monthly)

$2,096 ฿70.0K

3-bedroom Apartment, Outside City Center (Monthly)

$1,222 ฿40.8K

Buy Apartment in City Center (m2)

$3,459 ฿115.6K

$757 KES 98.1K

357.13%

Buy Apartment Outside City Center (m2)

$2,489 ฿83.2K

Average Monthly Net Salary (After Tax)

$493 ฿16.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

14.71

-62.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 13, 2026

Last update for Naivasha: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$460 38.1%

Naivasha

- * 0% 100%

Groceries & Markets

Phuket

$268 22.2%

Naivasha

$205 37.8% 23.4% $63

Monthly Utilities & Internet

Phuket

$128 10.6%

Naivasha

$106 19.5% 17.5% $22

Clothing & Footwear

Phuket

$124 10.3%

Naivasha

$84 15.5% 32.5% $40

Eating Out

Phuket

$121 10.1%

Naivasha

$123 22.7% 1.5% $1.9

Sport & Entertainment

Phuket

$67 5.6%

Naivasha

$15 * 2.8% 77.6% $52

Getting Around

Phuket

$39 3.2%

Naivasha

$9.1 * 1.7% 76.5% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $32.00 in Phuket vs $34.00 in Naivasha. Groceries flip the comparison at $268 vs $205, with Naivasha cheaper for home cooking.

Good to know

🇹🇭 Phuket

🇰🇪 Naivasha

🕒 Local time

18:21 6:21 PM

14:21 2:21 PM

4 h behind Phuket

🌤 Weather

👥 Population

79,308

14,563

💱 Currency

Thai Baht THB ฿

Kenyan Shilling KES Sh

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

Exchange rates and currency converter

KES, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 18, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Kenyan Shilling exchange rates as of October 18, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Naivasha 6,930 km ≈ 9 h nonstop flight

From you

Phuket
Naivasha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Naivasha: Cost of Living - Frequently Asked Questions

Naivasha is cheaper overall, especially in groceries, clothing, and leisure. The 123% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,811 in Phuket and $813 in Naivasha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $558 in Phuket versus $251 in Naivasha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naivasha – a meal for two runs $34.00 versus $32.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $542 in Naivasha versus $1,207 in Phuket, a $1,500 budget is realistic in Naivasha but tight or insufficient in Phuket. The gap between the two cities makes Naivasha the clear choice for anyone on this budget.

For families, Naivasha is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Naivasha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naivasha gentler on the wallet – expenses run 123% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.