Cost of Living Comparison Between Phuket and Naivasha Cost of Living Comparison Between Phuket and Naivasha

Monthly Cost of Living

Monthly costs for one person with rent: $1,261 in Phuket versus $532 in Naivasha.

Estimated couple costs with rent: $2,078 in Phuket versus $876 in Naivasha.

Monthly costs for a family of three with rent: $2,896 in Phuket versus $1,219 in Naivasha.

Living in Phuket is roughly 137% more expensive than in Naivasha, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 8% lower, Naivasha 61% lower.

Meal at Budget Restaurant

$4.43 ฿145

$5.30 KES 686

-16.42%

Three-Course Dinner for Two, Mid-Range

$35.07 ฿1,151

$34.49 KES 4,463

1.68%

Fast Food Meal (McDonalds, etc)

$8.96 ฿294

$6.32 KES 818

41.77%

Cappuccino

$3.00 ฿98.4

$2.84 KES 368

5.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ฿25.33

$0.59 KES 76.5

30.51%

Water (0.33 liter bottle)

$0.47 ฿15.44

$0.56 KES 71.9

-16.07%

Local Beer (0.5 liter draught)

$2.40 ฿78.6

$2.28 KES 295

5.26%

Imported Beer (0.33 liter bottle)

$3.75 ฿123

$2.66 KES 344

40.98%

Milk (1 liter)

$1.82 ฿59.8

$0.89 KES 115

104.49%

White Bread (500g)

$1.42 ฿46.65

$0.52 KES 67.8

173.08%

Rice (white) (1kg)

$1.55 ฿50.8

$1.87 KES 241

-17.11%

Eggs

$2.13 ฿69.9

$1.70 KES 220

25.29%

Local Cheese (1kg)

$19.76 ฿648

$10.63 KES 1,375

85.89%

Chicken Fillets (1kg)

$3.48 ฿114

$6.40 KES 829

-45.63%

Beef Round Steak (1kg)

$11.09 ฿364

$6.10 KES 789

81.80%

Apples (1kg)

$2.91 ฿95.5

$3.27 KES 423

-11.01%

Banana (1kg)

$1.66 ฿54.6

$0.98 KES 127

69.39%

Oranges (1kg)

$2.27 ฿74.5

$2.02 KES 262

12.38%

Tomato (1kg)

$2.10 ฿68.8

$1.01 KES 131

107.92%

Potato (1kg)

$1.47 ฿48.24

$1.02 KES 132

44.12%

Onion (1kg)

$1.41 ฿46.29

$0.94 KES 122

50.00%

Lettuce (1 head)

$1.09 ฿35.78

$0.71 KES 91.6

53.52%

Water (1.5 liter bottle)

$0.54 ฿17.58

$0.76 KES 98.9

-28.95%

Cigarettes 20 Pack (Marlboro, Camel)

$4.48 ฿147

$3.55 KES 459

26.20%

Wine (Bottle)

$18.72 ฿614

$11.81 KES 1,528

58.51%

Local Beer (0.5 liter bottle)

$1.84 ฿60.4

$2.29 KES 296

-19.65%

Imported Beer (0.33 liter bottle)

$2.95 ฿96.7

$2.70 KES 349

9.26%

One-way Ticket (Public Transport)

$2.26 ฿74.1

Public Transport Monthly Pass (Regular Price)

$23.07 ฿757

Taxi Start (Normal Tariff)

$3.04 ฿99.9

$1.58 KES 205

92.41%

Taxi (Normal Tariff) (1km)

$1.09 ฿35.82

$1.54 KES 199

-29.22%

Taxi 1hour Waiting (Normal Tariff)

$3.82 ฿125

$2.84 KES 367

34.51%

Gasoline (1 liter)

$1.49 ฿48.79

$1.56 KES 202

-4.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K ฿900.3K

$19.0K KES 2.5M

44.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K ฿902.7K

$19.0K KES 2.5M

44.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ฿3,340

$57.1 KES 7,385

78.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.28 ฿370

$15.48 KES 2,003

-27.13%

Internet (50+ Mbps, Unlimited Data)

$17.75 ฿582

$34.66 KES 4,485

-48.79%

Gym Membership (Monthly)

$54.2 ฿1,777

Tennis Court (1 Hour on Weekend)

$10.96 ฿360

Cinema Ticket

$7.85 ฿258

$7.81 KES 1,011

0.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$577 ฿18.9K

$236 KES 30.6K

144.36%

International Primary School, 1 Child (Yearly)

$11.6K ฿381.6K

$10.9K KES 1.4M

7.03%

Jeans (Levis 501 Or Similar)

$65.4 ฿2,144

$27.61 KES 3,573

136.73%

Summer Dress (H&M, Zara, etc)

$28.89 ฿948

$25.16 KES 3,256

14.83%

Sport Shoes (Adidas, Nike)

$99.1 ฿3,250

$63.6 KES 8,235

55.66%

Men's Leather Business Shoes

$90.3 ฿2,961

$59.8 KES 7,737

50.94%

1-bedroom Apartment, City Center (Monthly)

$756 ฿24.8K

1-bedroom Apartment, Outside City Center (Monthly)

$487 ฿16.0K

3-bedroom Apartment, City Center (Monthly)

$2,085 ฿68.4K

3-bedroom Apartment, Outside City Center (Monthly)

$1,207 ฿39.6K

Buy Apartment in City Center (m2)

$3,591 ฿117.8K

$778 KES 100.7K

361.34%

Buy Apartment Outside City Center (m2)

$2,610 ฿85.6K

Average Monthly Net Salary (After Tax)

$502 ฿16.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

14.71

-62.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: August 18, 2026

Last update for Naivasha: August 17, 2026

Cost Breakdown

Dining out: $35.00 in Phuket vs $34.00 in Naivasha for a mid-range dinner for two. Groceries echo the gap at $272 vs $203 per month, with Naivasha cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Naivasha: Cost of Living - Frequently Asked Questions

Naivasha is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 137% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,891 in Phuket and $799 in Naivasha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $577 in Phuket versus $236 in Naivasha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naivasha – a meal for two runs $34.00 versus $35.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $532 in Naivasha versus $1,261 in Phuket, a $1,500 budget is realistic in Naivasha but tight or insufficient in Phuket. The gap between the two cities makes Naivasha the clear choice for anyone on this budget.

For families, Naivasha is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Naivasha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naivasha gentler on the wallet – expenses run 137% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.