Cost of Living Comparison Between Phuket and Naivasha Cost of Living Comparison Between Phuket and Naivasha

Monthly Cost of Living

Monthly costs for one person with rent: $1,223 in Phuket versus $584 in Naivasha.

Estimated couple costs with rent: $2,237 in Phuket versus $996 in Naivasha.

Monthly costs for a family of three with rent: $3,251 in Phuket versus $1,408 in Naivasha.

Living in Phuket is roughly 110% more expensive than in Naivasha, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 8% lower, Naivasha 56% lower.

Meal at Budget Restaurant

$4.51 ฿148

$5.49 KES 711

-17.85%

Three-Course Dinner for Two, Mid-Range

$46.62 ฿1,528

$39.35 KES 5,098

18.48%

Fast Food Meal (McDonalds, etc)

$8.49 ฿278

$6.70 KES 868

26.72%

Cappuccino

$3.08 ฿101

$2.48 KES 322

24.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ฿22.26

$0.70 KES 90.3

-2.86%

Water (0.33 liter bottle)

$0.36 ฿11.84

$0.50 KES 64.6

-28.00%

Local Beer (0.5 liter draught)

$2.43 ฿79.5

$2.36 KES 306

2.97%

Imported Beer (0.33 liter bottle)

$3.63 ฿119

$2.82 KES 365

28.72%

Milk (1 liter)

$2.19 ฿71.7

$0.92 KES 119

138.04%

White Bread (500g)

$1.81 ฿59.5

$0.53 KES 68.0

241.51%

Rice (white) (1kg)

$2.23 ฿73.1

$1.59 KES 205

40.25%

Eggs

$2.24 ฿73.3

$1.63 KES 211

37.42%

Local Cheese (1kg)

$19.60 ฿642

$11.60 KES 1,502

68.97%

Chicken Fillets (1kg)

$3.72 ฿122

$6.83 KES 884

-45.53%

Beef Round Steak (1kg)

$13.47 ฿441

$5.76 KES 746

133.85%

Apples (1kg)

$3.36 ฿110

$3.15 KES 408

6.67%

Banana (1kg)

$1.62 ฿53.0

$1.09 KES 141

48.62%

Oranges (1kg)

$2.41 ฿79.0

$2.08 KES 270

15.87%

Tomato (1kg)

$1.99 ฿65.2

$1.06 KES 137

87.74%

Potato (1kg)

$1.53 ฿50.2

$1.08 KES 140

41.67%

Onion (1kg)

$1.45 ฿47.59

$1.12 KES 145

29.46%

Lettuce (1 head)

$1.01 ฿33.23

$0.65 KES 83.8

55.38%

Water (1.5 liter bottle)

$0.48 ฿15.86

$0.76 KES 99.0

-36.84%

Cigarettes 20 Pack (Marlboro, Camel)

$4.27 ฿140

$3.18 KES 412

34.28%

Wine (Bottle)

$19.12 ฿627

$11.58 KES 1,500

65.11%

Local Beer (0.5 liter bottle)

$1.84 ฿60.2

$2.25 KES 292

-18.22%

Imported Beer (0.33 liter bottle)

$2.74 ฿89.8

$2.68 KES 347

2.24%

One-way Ticket (Public Transport)

$1.42 ฿46.44

Public Transport Monthly Pass (Regular Price)

$11.72 ฿384

Taxi Start (Normal Tariff)

$3.00 ฿98.4

$1.52 KES 197

97.37%

Taxi (Normal Tariff) (1km)

$1.05 ฿34.28

$1.58 KES 205

-33.54%

Taxi 1hour Waiting (Normal Tariff)

$13.90 ฿456

$2.96 KES 383

369.59%

Gasoline (1 liter)

$1.29 ฿42.28

$1.53 KES 199

-15.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K ฿918.7K

$21.7K KES 2.8M

29.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K ฿1.1M

$20.2K KES 2.6M

66.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,997

$33.91 KES 4,394

259.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.93 ฿457

$16.93 KES 2,193

-17.72%

Internet (50+ Mbps, Unlimited Data)

$18.87 ฿618

$39.45 KES 5,111

-52.17%

Gym Membership (Monthly)

$61.3 ฿2,008

Tennis Court (1 Hour on Weekend)

$16.84 ฿552

Cinema Ticket

$8.89 ฿291

$6.13 KES 794

45.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$691 ฿22.7K

$204 KES 26.4K

239.09%

International Primary School, 1 Child (Yearly)

$16.2K ฿529.5K

$7,965 KES 1.0M

102.87%

Jeans (Levis 501 Or Similar)

$57.8 ฿1,894

$17.91 KES 2,320

222.67%

Summer Dress (H&M, Zara, etc)

$35.39 ฿1,160

$23.84 KES 3,089

48.45%

Sport Shoes (Adidas, Nike)

$113 ฿3,716

$66.5 KES 8,609

70.60%

Men's Leather Business Shoes

$83.0 ฿2,720

$57.0 KES 7,389

45.55%

1-bedroom Apartment, City Center (Monthly)

$607 ฿19.9K

$114 KES 14.8K

431.57%

1-bedroom Apartment, Outside City Center (Monthly)

$448 ฿14.7K

$77.2 KES 10.0K

480.06%

3-bedroom Apartment, City Center (Monthly)

$2,029 ฿66.5K

$231 KES 29.9K

779.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,493 ฿48.9K

$183 KES 23.7K

715.19%

Buy Apartment in City Center (m2)

$3,585 ฿117.5K

$758 KES 98.2K

372.91%

Buy Apartment Outside City Center (m2)

$2,585 ฿84.7K

Average Monthly Net Salary (After Tax)

$505 ฿16.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

14.84

-64.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 13, 2026

Last update for Naivasha: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $607 in Phuket and $114 in Naivasha. Housing cost is often the main lever when comparing two cities.

Dining out: $47.00 in Phuket vs $39.00 in Naivasha for a mid-range dinner for two. Groceries echo the gap at $292 vs $206 per month, with Naivasha cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Naivasha: Cost of Living - Frequently Asked Questions

Naivasha is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 110% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,835 in Phuket and $875 in Naivasha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $607 in Phuket versus $114 in Naivasha. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $691 in Phuket versus $204 in Naivasha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naivasha – a meal for two runs $39.00 versus $47.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $584 in Naivasha versus $1,223 in Phuket, a $1,500 budget is realistic in Naivasha but tight or insufficient in Phuket. The gap between the two cities makes Naivasha the clear choice for anyone on this budget.

For families, Naivasha is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Naivasha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naivasha gentler on the wallet – expenses run 110% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.