Cost of Living Comparison Between Phuket and Naivasha Cost of Living Comparison Between Phuket and Naivasha

Monthly Cost of Living

Monthly costs for one person with rent: $1,232 in Phuket versus $593 in Naivasha.

Estimated couple costs with rent: $2,255 in Phuket versus $999 in Naivasha.

Monthly costs for a family of three with rent: $3,279 in Phuket versus $1,405 in Naivasha.

Living in Phuket is roughly 108% more expensive than Naivasha, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 8% lower, Naivasha 56% lower.

Meal at Budget Restaurant

$4.63 ฿151

$5.31 KES 685

-12.81%

Three-Course Dinner for Two, Mid-Range

$46.84 ฿1,532

$38.46 KES 4,964

21.79%

Fast Food Meal (McDonalds, etc)

$8.84 ฿289

$7.00 KES 903

26.29%

Cappuccino

$3.00 ฿98.0

$2.44 KES 315

22.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 ฿24.25

$0.70 KES 90.7

5.71%

Water (0.33 liter bottle)

$0.37 ฿11.95

$0.50 KES 64.7

-26.00%

Local Beer (0.5 liter draught)

$2.44 ฿79.8

$2.25 KES 291

8.44%

Imported Beer (0.33 liter bottle)

$3.61 ฿118

$2.95 KES 381

22.37%

Milk (1 liter)

$2.26 ฿73.9

$0.94 KES 121

140.43%

White Bread (500g)

$1.84 ฿60.1

$0.52 KES 67.6

253.85%

Rice (white) (1kg)

$2.24 ฿73.4

$1.59 KES 206

40.88%

Eggs

$2.32 ฿75.7

$1.68 KES 217

38.10%

Local Cheese (1kg)

$19.67 ฿643

$11.59 KES 1,496

69.72%

Chicken Fillets (1kg)

$3.65 ฿119

$6.79 KES 876

-46.24%

Beef Round Steak (1kg)

$13.10 ฿428

$5.68 KES 733

130.63%

Apples (1kg)

$3.39 ฿111

$3.17 KES 409

6.94%

Banana (1kg)

$1.64 ฿53.7

$1.05 KES 135

56.19%

Oranges (1kg)

$2.41 ฿79.0

$2.10 KES 271

14.76%

Tomato (1kg)

$2.03 ฿66.4

$1.06 KES 137

91.51%

Potato (1kg)

$1.56 ฿50.9

$1.07 KES 138

45.79%

Onion (1kg)

$1.50 ฿48.94

$1.17 KES 151

28.21%

Lettuce (1 head)

$1.02 ฿33.50

$0.68 KES 88.2

50.00%

Water (1.5 liter bottle)

$0.49 ฿16.00

$0.81 KES 105

-39.51%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 ฿145

$3.15 KES 406

41.27%

Wine (Bottle)

$18.88 ฿617

$11.51 KES 1,486

64.03%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

$2.28 KES 295

-21.93%

Imported Beer (0.33 liter bottle)

$2.75 ฿90.1

$2.83 KES 365

-2.83%

One-way Ticket (Public Transport)

$1.40 ฿45.81

Public Transport Monthly Pass (Regular Price)

$11.48 ฿376

Taxi Start (Normal Tariff)

$3.12 ฿102

$1.52 KES 197

105.26%

Taxi (Normal Tariff) (1km)

$1.00 ฿32.67

$1.50 KES 193

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$14.09 ฿461

$2.86 KES 370

392.66%

Gasoline (1 liter)

$1.35 ฿44.19

$1.57 KES 202

-14.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K ฿888.9K

$21.8K KES 2.8M

24.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$20.2K KES 2.6M

63.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 ฿4,087

$34.07 KES 4,398

266.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿444

$16.95 KES 2,188

-19.94%

Internet (50+ Mbps, Unlimited Data)

$18.52 ฿606

$39.34 KES 5,077

-52.92%

Gym Membership (Monthly)

$61.5 ฿2,010

Tennis Court (1 Hour on Weekend)

$16.84 ฿551

Cinema Ticket

$9.19 ฿300

$6.04 KES 780

52.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$698 ฿22.8K

$200 KES 25.8K

249.80%

International Primary School, 1 Child (Yearly)

$15.6K ฿509.9K

$8,196 KES 1.1M

90.24%

Jeans (Levis 501 Or Similar)

$57.8 ฿1,889

$17.94 KES 2,315

221.96%

Summer Dress (H&M, Zara, etc)

$35.24 ฿1,152

$23.99 KES 3,096

46.89%

Sport Shoes (Adidas, Nike)

$113 ฿3,699

$64.8 KES 8,360

74.63%

Men's Leather Business Shoes

$86.4 ฿2,825

$57.5 KES 7,416

50.33%

1-bedroom Apartment, City Center (Monthly)

$616 ฿20.1K

$114 KES 14.7K

438.99%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.6K

$77.6 KES 10.0K

475.10%

3-bedroom Apartment, City Center (Monthly)

$2,048 ฿67.0K

$228 KES 29.5K

797.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,492 ฿48.8K

$184 KES 23.7K

711.28%

Buy Apartment in City Center (m2)

$3,779 ฿123.6K

$757 KES 97.8K

398.84%

Buy Apartment Outside City Center (m2)

$2,649 ฿86.6K

Average Monthly Net Salary (After Tax)

$524 ฿17.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

14.84

-64.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 27, 2026

Last update for Naivasha: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $616 in Phuket and $114 in Naivasha. Housing cost is often the main lever when comparing two cities.

Dining out: $47.00 in Phuket vs $38.00 in Naivasha for a mid-range dinner for two. Groceries echo the gap at $292 vs $207 per month, with Naivasha cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Naivasha: Cost of Living - Frequently Asked Questions

Naivasha is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 108% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,847 in Phuket and $890 in Naivasha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $616 in Phuket versus $114 in Naivasha. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $698 in Phuket versus $200 in Naivasha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Naivasha – a meal for two runs $38.00 versus $47.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $593 in Naivasha versus $1,232 in Phuket, a $1,500 budget is realistic in Naivasha but tight or insufficient in Phuket. The gap between the two cities makes Naivasha the clear choice for anyone on this budget.

For families, Naivasha is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Naivasha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naivasha gentler on the wallet – expenses run 108% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.