Cost of Living Comparison Between Phuket and Monza Cost of Living Comparison Between Phuket and Monza

Monthly Cost of Living

Monthly costs for one person with rent: $1,265 in Phuket versus $2,067 in Monza.

Estimated couple costs with rent: $2,297 in Phuket versus $3,233 in Monza.

Monthly costs for a family of three with rent: $3,329 in Phuket versus $4,400 in Monza.

Living in Phuket costs roughly 39% less than in Monza, driven mainly by Eating Out.

The two cities straddle the global median: Phuket is 6% below, Monza is 54% above.

Currency
🍽 Eating Out
Phuket
Monza
Difference
Meal at Budget Restaurant
$4.70 ฿153
$23.28 €20.04
-79.81%
Three-Course Dinner for Two, Mid-Range
$45.37 ฿1,482
$91.0 €78.4
-50.15%
Fast Food Meal (McDonalds, etc)
$8.43 ฿275
$11.74 €10.11
-28.19%
Cappuccino
$2.93 ฿95.6
$1.99 €1.71
47.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.69 ฿22.40
$3.24 €2.79
-78.70%
Water (0.33 liter bottle)
$0.37 ฿11.99
$1.50 €1.29
-75.33%
Local Beer (0.5 liter draught)
$2.41 ฿78.6
$5.73 €4.94
-57.94%
Imported Beer (0.33 liter bottle)
$3.72 ฿122
$5.94 €5.11
-37.37%
🛒 Groceries & Markets
Phuket
Monza
Difference
Milk (1 liter)
$2.23 ฿72.9
$1.86 €1.60
19.89%
White Bread (500g)
$1.83 ฿59.8
$2.78 €2.39
-34.17%
Rice (white) (1kg)
$2.17 ฿70.8
$3.17 €2.73
-31.55%
Eggs
$2.21 ฿72.3
$3.74 €3.22
-40.91%
Local Cheese (1kg)
$19.74 ฿645
$16.00 €13.77
23.37%
Chicken Fillets (1kg)
$3.63 ฿119
$12.82 €11.04
-71.68%
Beef Round Steak (1kg)
$13.53 ฿442
$24.16 €20.80
-44.00%
Apples (1kg)
$3.28 ฿107
$2.87 €2.47
14.29%
Banana (1kg)
$1.61 ฿52.6
$2.19 €1.89
-26.48%
Oranges (1kg)
$2.41 ฿78.6
$3.22 €2.78
-25.16%
Tomato (1kg)
$2.08 ฿68.1
$4.07 €3.50
-48.89%
Potato (1kg)
$1.53 ฿49.93
$2.13 €1.83
-28.17%
Onion (1kg)
$1.48 ฿48.36
$1.75 €1.51
-15.43%
Lettuce (1 head)
$0.99 ฿32.29
$1.70 €1.47
-41.76%
Water (1.5 liter bottle)
$0.51 ฿16.67
$0.60 €0.51
-15.00%
Cigarettes 20 Pack (Marlboro, Camel)
$4.41 ฿144
$7.14 €6.15
-38.24%
Wine (Bottle)
$19.38 ฿633
$9.33 €8.03
107.72%
Local Beer (0.5 liter bottle)
$1.78 ฿58.1
$2.15 €1.85
-17.21%
Imported Beer (0.33 liter bottle)
$2.71 ฿88.6
$2.69 €2.31
0.74%
🚌 Getting Around
Phuket
Monza
Difference
One-way Ticket (Public Transport)
$1.37 ฿44.79
$2.21 €1.90
-38.01%
Public Transport Monthly Pass (Regular Price)
$11.39 ฿372
$59.2 €50.9
-80.75%
Taxi Start (Normal Tariff)
$3.02 ฿98.6
$7.87 €6.78
-61.63%
Taxi (Normal Tariff) (1km)
$0.99 ฿32.48
$1.01 €0.87
-1.98%
Taxi 1hour Waiting (Normal Tariff)
$14.10 ฿461
$38.59 €33.22
-63.46%
Gasoline (1 liter)
$1.36 ฿44.51
$2.07 €1.79
-34.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K ฿921.1K
$28.1K €24.2K
0.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K ฿1.1M
$32.0K €27.5K
2.85%
🧾 Monthly Utilities & Internet
Phuket
Monza
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 ฿3,975
$219 €188
-44.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.57 ฿443
$13.48 €11.61
0.67%
Internet (50+ Mbps, Unlimited Data)
$18.31 ฿598
$30.11 €25.92
-39.19%
🎉 Sport & Entertainment
Phuket
Monza
Difference
Gym Membership (Monthly)
$60.2 ฿1,967
$72.5 €62.5
-16.98%
Tennis Court (1 Hour on Weekend)
$17.14 ฿560
$44.32 €38.16
-61.33%
Cinema Ticket
$8.69 ฿284
$11.59 €9.98
-25.02%
🧸 Childcare & Education
Phuket
Monza
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$693 ฿22.6K
$628 €540
10.48%
International Primary School, 1 Child (Yearly)
$15.7K ฿512.3K
$10.3K €8,864
52.37%
👕👟 Clothing & Footwear
Phuket
Monza
Difference
Jeans (Levis 501 Or Similar)
$59.5 ฿1,944
$90.4 €77.8
-34.16%
Summer Dress (H&M, Zara, etc)
$34.77 ฿1,136
$37.96 €32.68
-8.40%
Sport Shoes (Adidas, Nike)
$115 ฿3,743
$108 €93.0
6.05%
Men's Leather Business Shoes
$83.3 ฿2,720
$140 €121
-40.50%
🏠 Accommodation & Living
Phuket
Monza
Difference
1-bedroom Apartment, City Center (Monthly)
$613 ฿20.0K
$1,028 €885
-40.34%
1-bedroom Apartment, Outside City Center (Monthly)
$437 ฿14.3K
$823 €709
-46.90%
3-bedroom Apartment, City Center (Monthly)
$2,094 ฿68.4K
$2,048 €1,763
2.25%
3-bedroom Apartment, Outside City Center (Monthly)
$1,509 ฿49.3K
$1,337 €1,151
12.88%
Buy Apartment in City Center (m2)
$3,749 ฿122.5K
$4,552 €3,919
-17.63%
Buy Apartment Outside City Center (m2)
$2,616 ฿85.4K
$2,981 €2,567
-12.26%
💵 Salaries & Financials
Phuket
Monza
Difference
Average Monthly Net Salary (After Tax)
$508 ฿16.6K
$2,106 €1,813
-75.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
4.21
26.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 2, 2026

Last update for Monza: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $613 in Phuket and $1,028 in Monza. Housing cost is often the main lever when comparing two cities.

Monza pays 314% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Phuket vs $91.0 in Monza for a mid-range dinner for two. Groceries echo the gap at $293 vs $378 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Monza: Cost of Living - Frequently Asked Questions
Which city is more expensive, Phuket or Monza?
Phuket wins on cost – living expenses run 63% lower than in Monza. Housing and daily spending are where you'll feel the difference most, making Phuket the obvious pick if budget is a priority.
Are salaries higher in Phuket or Monza?
On paper, Monza earns 314% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Phuket vs Monza?
Rent for a central apartment: $613 in Phuket versus $1,028 in Monza. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Phuket and Monza?
Childcare runs $693 in Phuket versus $628 in Monza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Phuket or Monza?
Supermarket bills run roughly 29% higher in Monza. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Phuket or Monza?
At $1,265 in Phuket versus $2,067 in Monza, a $1,500 budget is realistic in Phuket but tight or insufficient in Monza. The gap between the two cities makes Phuket the clear choice for anyone on this budget.
Which city is better for digital nomads, Phuket or Monza?
Both work as nomad bases, but Phuket delivers better value – similar infrastructure at $1,265 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Phuket hard to pass up.
How safe is Phuket compared to Monza?
Safety-wise, Phuket and Monza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Phuket gentler on the wallet – expenses run 63% less than in Monza. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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