Last update: Oct 2026

Cost of Living Comparison Between Phuket and Monaco

For one person, living is cheaper in Phuket: $1,208 a month against $10.4K in Monaco, rent and utilities included – about $110,600 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Phuket
Learn more

Phuket Living Index
504

Cost of Living Index in Monaco
Learn more

Monaco Living Index

Jump to prices

Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Monaco

🇲🇨 Monaco

$10.4K

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Monaco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Monaco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,208 in Phuket versus $10.4K in Monaco.

Phuket $1,208
Monaco $10.4K

Estimated couple costs with rent: $2,027 in Phuket versus $11.9K in Monaco.

Phuket $2,027
Monaco $11.9K

Monthly costs for a family of three with rent: $2,845 in Phuket versus $13.4K in Monaco.

Phuket $2,845
Monaco $13.4K

Living in Phuket costs roughly 88% less than in Monaco, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Phuket is 11% below, Monaco is 669% above.

Meal at Budget Restaurant

$4.40 ฿147

$19.81 €17.62

-77.79%

Three-Course Dinner for Two, Mid-Range

$32.26 ฿1,078

$166 €148

-80.57%

Fast Food Meal (McDonalds, etc)

$8.76 ฿293

$12.38 €11.01

-29.24%

Cappuccino

$2.83 ฿94.5

$3.61 €3.21

-21.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 ฿30.14

$6.11 €5.43

-85.27%

Water (0.33 liter bottle)

$0.47 ฿15.56

$4.57 €4.07

-89.72%

Local Beer (0.5 liter draught)

$2.55 ฿85.2

$9.98 €8.87

-74.45%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$8.70 €7.74

-55.98%

Milk (1 liter)

$1.73 ฿57.7

$1.82 €1.62

-4.95%

White Bread (500g)

$1.47 ฿49.11

$3.24 €2.88

-54.63%

Rice (white) (1kg)

$1.51 ฿50.6

$4.08 €3.63

-62.99%

Eggs

$2.17 ฿72.7

$4.97 €4.42

-56.34%

Local Cheese (1kg)

$19.70 ฿658

$13.90 €12.36

41.73%

Chicken Fillets (1kg)

$3.34 ฿112

$16.91 €15.04

-80.25%

Beef Round Steak (1kg)

$11.16 ฿373

$18.47 €16.43

-39.58%

Apples (1kg)

$2.85 ฿95.1

$3.25 €2.89

-12.31%

Banana (1kg)

$1.70 ฿56.9

$2.73 €2.43

-37.73%

Oranges (1kg)

$2.19 ฿73.3

$2.69 €2.39

-18.59%

Tomato (1kg)

$2.05 ฿68.4

$3.57 €3.17

-42.58%

Potato (1kg)

$1.45 ฿48.57

$2.37 €2.10

-38.82%

Onion (1kg)

$1.38 ฿46.16

$2.85 €2.54

-51.58%

Lettuce (1 head)

$1.07 ฿35.69

$1.89 €1.68

-43.39%

Water (1.5 liter bottle)

$0.51 ฿16.91

$7.79 €6.93

-93.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$14.26 €12.69

-70.13%

Wine (Bottle)

$18.58 ฿621

$6.61 €5.88

181.09%

Local Beer (0.5 liter bottle)

$1.78 ฿59.7

$1.56 €1.39

14.10%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.2

$4.40 €3.92

-35.23%

One-way Ticket (Public Transport)

$2.26 ฿75.6

$2.27 €2.02

-0.44%

Public Transport Monthly Pass (Regular Price)

$22.10 ฿738

$23.50 €20.90

-5.96%

Taxi Start (Normal Tariff)

$3.01 ฿101

Taxi (Normal Tariff) (1km)

$1.06 ฿35.34

$1.61 €1.43

-34.16%

Taxi 1hour Waiting (Normal Tariff)

$3.86 ฿129

$90.6 €80.6

-95.74%

Gasoline (1 liter)

$1.45 ฿48.45

$2.23 €1.98

-34.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ฿879.9K

$48.8K €43.4K

-46.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿900.4K

$38.4K €34.2K

-29.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,221

$424 €377

-77.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 ฿369

$42.44 €37.75

-73.99%

Internet (50+ Mbps, Unlimited Data)

$17.14 ฿573

$62.7 €55.7

-72.64%

Gym Membership (Monthly)

$52.2 ฿1,744

$229 €204

-77.20%

Tennis Court (1 Hour on Weekend)

$11.16 ฿373

$52.6 €46.74

-78.76%

Cinema Ticket

$7.81 ฿261

$13.53 €12.03

-42.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 ฿18.6K

$2,155 €1,917

-74.20%

International Primary School, 1 Child (Yearly)

$11.6K ฿387.0K

$44.4K €39.5K

-73.91%

Jeans (Levis 501 Or Similar)

$64.2 ฿2,146

$152 €136

-57.89%

Summer Dress (H&M, Zara, etc)

$28.69 ฿959

$82.0 €72.9

-65.01%

Sport Shoes (Adidas, Nike)

$95.4 ฿3,187

$170 €151

-43.96%

Men's Leather Business Shoes

$88.0 ฿2,940

$722 €642

-87.81%

1-bedroom Apartment, City Center (Monthly)

$737 ฿24.6K

$9,333 €8,302

-92.10%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ฿15.5K

$8,266 €7,353

-94.41%

3-bedroom Apartment, City Center (Monthly)

$2,095 ฿70.0K

$16.5K €14.7K

-87.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,201 ฿40.1K

$8,429 €7,498

-85.75%

Buy Apartment in City Center (m2)

$3,488 ฿116.6K

$72.1K €64.2K

-95.16%

Buy Apartment Outside City Center (m2)

$2,523 ฿84.3K

$55.0K €48.9K

-95.41%

Average Monthly Net Salary (After Tax)

$501 ฿16.7K

$8,751 €7,784

-94.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.25

71.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 19, 2026

Last update for Monaco: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$462 38.3%

Monaco

$8.3K 79.3% 1688% $7.8K

Groceries & Markets

Phuket

$269 22.2%

Monaco

$473 4.5% 76.2% $205

Monthly Utilities & Internet

Phuket

$125 10.3%

Monaco

$529 5.1% 324% $404

Clothing & Footwear

Phuket

$124 10.3%

Monaco

$507 4.9% 308% $382

Eating Out

Phuket

$121 10%

Monaco

$349 3.4% 188% $228

Sport & Entertainment

Phuket

$68 5.6%

Monaco

$256 2.5% 278% $188

Getting Around

Phuket

$39 3.3%

Monaco

$41 * 0.4% 3.1% $1.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $737 in Phuket and $9,333 in Monaco. Housing cost is often the main lever when comparing two cities.

Monaco pays 1648% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Phuket vs $166 in Monaco for a mid-range dinner for two. Groceries echo the gap at $269 vs $473 per month, with Phuket cheaper across the board.

Good to know

🇹🇭 Phuket

🇲🇨 Monaco

🕒 Local time

19:30 7:30 PM

14:30 2:30 PM

5 h behind Phuket

🌤 Weather

👥 Population

79,308

39,050 Capital

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Monaco 9,480 km ≈ 12 h nonstop flight

From you

Phuket
Monaco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Monaco: Cost of Living - Frequently Asked Questions

Phuket and Monaco differ by about 762% in total monthly costs ($1,208 vs $10.4K including rent). Phuket is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1648% lower in Monaco. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $737 in Phuket versus $9,333 in Monaco. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Phuket – a meal for two runs $32.00 versus $166 in Monaco. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,208 per month in Phuket versus $10.4K in Monaco – a 762% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,208 in Phuket versus $10.4K in Monaco, a $1,500 budget is realistic in Phuket but tight or insufficient in Monaco. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Monaco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 762% less than in Monaco. Beyond cost, consider language, visa policies, and how big the international community is in each city.