Last update: Oct 2026

Cost of Living Comparison Between Phuket and Ludhiana

For one person, living is cheaper in Ludhiana: $488 a month against $1,278 in Phuket, rent and utilities included – about $9,500 less a year. Rent and utilities account for about half of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
24

Cost of Living Index in Ludhiana
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Ludhiana Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Ludhiana

🇮🇳 India

$488

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Ludhiana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Ludhiana actually costs, broken down by who's living it.

A single person spends $1,278 per month in Phuket vs $488 in Ludhiana, rent included.

Phuket $1,278
Ludhiana $488

A couple spends around $2,216 per month in Phuket vs $784 in Ludhiana, rent included.

Phuket $2,216
Ludhiana $784

A family of three spends $3,154 per month in Phuket vs $1,080 in Ludhiana, rent included.

Phuket $3,154
Ludhiana $1,080

Phuket costs about 162% more than Ludhiana, and outside of rent the biggest gap is in groceries.

Both Phuket and Ludhiana are more affordable than the global median – Phuket 6% lower, Ludhiana 64% lower.

Meal at Budget Restaurant

$4.47 ฿151

$3.48 ₹332

28.45%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,092

$10.67 ₹1,016

203.75%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$3.58 ₹341

146.09%

Cappuccino

$2.83 ฿95.3

$1.93 ₹184

46.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.37

$0.40 ₹38.34

117.50%

Water (0.33 liter bottle)

$0.49 ฿16.64

$0.25 ₹23.90

96.00%

Local Beer (0.5 liter draught)

$2.56 ฿86.2

$1.70 ₹162

50.59%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$3.52 ₹335

4.55%

Milk (1 liter)

$1.66 ฿55.9

$0.74 ₹70.7

124.32%

White Bread (500g)

$1.46 ฿49.25

$0.51 ₹48.13

186.27%

Rice (white) (1kg)

$1.50 ฿50.4

$0.78 ₹73.9

92.31%

Eggs

$2.09 ฿70.4

$0.86 ₹81.9

143.02%

Local Cheese (1kg)

$19.07 ฿642

$3.99 ₹379

377.94%

Chicken Fillets (1kg)

$3.30 ฿111

$3.09 ₹294

6.80%

Beef Round Steak (1kg)

$10.91 ฿368

Apples (1kg)

$2.93 ฿98.7

$2.10 ₹200

39.52%

Banana (1kg)

$1.69 ฿56.9

$0.58 ₹55.3

191.38%

Oranges (1kg)

$2.25 ฿75.7

$0.82 ₹77.6

174.39%

Tomato (1kg)

$2.08 ฿70.0

$0.38 ₹36.53

447.37%

Potato (1kg)

$1.51 ฿50.9

$0.26 ₹24.69

480.77%

Onion (1kg)

$1.38 ฿46.47

$0.32 ₹30.69

331.25%

Lettuce (1 head)

$1.07 ฿35.91

$0.43 ₹41.24

148.84%

Water (1.5 liter bottle)

$0.52 ฿17.49

$0.32 ₹30.92

62.50%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$3.48 ₹331

20.69%

Wine (Bottle)

$18.79 ฿633

$12.37 ₹1,178

51.90%

Local Beer (0.5 liter bottle)

$1.82 ฿61.4

$1.83 ₹174

-0.55%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.7

$3.05 ₹291

-6.89%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.39 ₹798

One-way Ticket (Public Transport)

$1.45 ฿48.93

$0.55 ₹52.0

163.64%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,909

$15.78 ₹1,502

259.06%

Taxi Start (Normal Tariff)

$3.02 ฿102

$1.55 ₹147

94.84%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.29

$0.44 ₹41.72

131.82%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿124

$2.15 ₹204

71.63%

Gasoline (1 liter)

$1.47 ฿49.70

$1.10 ₹105

33.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿902.4K

$13.4K ₹1.3M

100.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿899.5K

$22.0K ₹2.1M

21.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,247

$52.5 ₹4,995

83.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$3.10 ₹295

263.23%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿568

$5.81 ₹554

190.02%

Gym Membership (Monthly)

$67.2 ฿2,266

$15.33 ₹1,460

338.55%

Tennis Court (1 Hour on Weekend)

$10.73 ฿361

$4.48 ₹427

139.51%

Cinema Ticket

$7.50 ฿253

$3.61 ₹344

107.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.0K

$72.3 ₹6,882

558.45%

International Primary School, 1 Child (Yearly)

$11.3K ฿379.6K

$1,443 ₹137.4K

680.62%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,102

$21.69 ₹2,065

187.51%

Summer Dress (H&M, Zara, etc)

$28.41 ฿957

$40.15 ₹3,823

-29.24%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,178

$70.1 ₹6,671

34.57%

Men's Leather Business Shoes

$85.8 ฿2,892

$36.40 ₹3,465

135.71%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.1K

$171 ₹16.3K

318.61%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.5K

$114 ₹10.8K

331.19%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿64.9K

$433 ₹41.2K

344.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.2K

$307 ₹29.2K

365.99%

Buy Apartment in City Center (m2)

$4,175 ฿140.7K

$880 ₹83.8K

374.59%

Buy Apartment Outside City Center (m2)

$3,045 ฿102.6K

$679 ₹64.6K

348.38%

Average Monthly Net Salary (After Tax)

$502 ฿16.9K

$423 ₹40.3K

18.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

9.17

-39.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Ludhiana: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Ludhiana

$114 23.3% 76.8% $377

Groceries & Markets

Phuket

$266 20.8%

Ludhiana

$113 23.1% 57.7% $154

Monthly Utilities & Internet

Phuket

$124 9.7%

Ludhiana

$61 12.6% 50.7% $63

Clothing & Footwear

Phuket

$122 9.5%

Ludhiana

$76 15.5% 37.9% $46

Eating Out

Phuket

$122 9.5%

Ludhiana

$80 16.4% 34.3% $42

Sport & Entertainment

Phuket

$82 6.4%

Ludhiana

$23 4.6% 72.6% $60

Getting Around

Phuket

$71 5.5%

Ludhiana

$22 4.5% 69.3% $49

Cost Breakdown

A central one-bedroom costs $716 in Phuket versus $171 in Ludhiana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32 in Phuket versus $11 in Ludhiana. Monthly groceries follow the same trend: $266 vs $113 – making Ludhiana the more affordable choice for daily food spending.

Good to know

🇹🇭 Phuket

🇮🇳 Ludhiana

🕒 Local time

11:03 11:03 AM

09:33 9:33 AM

1 h 30 min behind Phuket

🌤 Weather

👥 Population

79,308

2,232,000

💱 Currency

Thai Baht THB ฿

Indian Rupee INR ₹

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.67 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.21 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Ludhiana 3,470 km ≈ 4 h 45 min nonstop flight

From you

Phuket
Ludhiana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Ludhiana: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,278 in Phuket, $488 in Ludhiana – Ludhiana comes out roughly 62% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,917 per month in Phuket and $732 in Ludhiana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludhiana, especially for central apartments: a one-bedroom in the center costs $171 there versus $716 in Phuket.

Kindergarten costs $476 per month in Phuket and $72 in Ludhiana. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 136% more in Phuket, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Ludhiana, where all-in costs run around $488, than in Phuket at $1,278. In Ludhiana it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

Families tend to lean toward Ludhiana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ludhiana. If higher salaries or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.