Cost of Living Comparison Between Phuket and Ludhiana Cost of Living Comparison Between Phuket and Ludhiana

Monthly Cost of Living

A single person spends $1,265 per month in Phuket vs $516 in Ludhiana, rent included.

A couple spends around $2,297 per month in Phuket vs $913 in Ludhiana, rent included.

A family of three spends $3,329 per month in Phuket vs $1,311 in Ludhiana, rent included.

Phuket costs about 145% more than Ludhiana, driven mainly by Groceries & Markets.

Both Phuket and Ludhiana are more affordable than the global median – Phuket 6% lower, Ludhiana 62% lower.

Meal at Budget Restaurant

$4.70 ฿154

$2.99 ₹286

57.19%

Three-Course Dinner for Two, Mid-Range

$45.37 ฿1,483

$11.70 ₹1,119

287.78%

Fast Food Meal (McDonalds, etc)

$8.43 ฿276

$4.06 ₹388

107.64%

Cappuccino

$2.93 ฿95.7

$1.93 ₹185

51.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.42

$0.43 ₹41.15

60.47%

Water (0.33 liter bottle)

$0.37 ฿12.00

$0.24 ₹22.77

54.17%

Local Beer (0.5 liter draught)

$2.41 ฿78.7

$1.71 ₹164

40.94%

Imported Beer (0.33 liter bottle)

$3.72 ฿122

$3.40 ₹326

9.41%

Milk (1 liter)

$2.23 ฿73.0

$0.77 ₹73.5

189.61%

White Bread (500g)

$1.83 ฿59.9

$0.57 ₹54.6

221.05%

Rice (white) (1kg)

$2.17 ฿70.9

$0.93 ₹89.4

133.33%

Eggs

$2.21 ฿72.4

$0.96 ₹92.2

130.21%

Local Cheese (1kg)

$19.74 ฿645

$4.20 ₹402

370.00%

Chicken Fillets (1kg)

$3.63 ฿119

$3.36 ₹321

8.04%

Beef Round Steak (1kg)

$13.53 ฿442

Apples (1kg)

$3.28 ฿107

$2.23 ₹213

47.09%

Banana (1kg)

$1.61 ฿52.7

$0.70 ₹67.0

130.00%

Oranges (1kg)

$2.41 ฿78.7

$0.92 ₹87.8

161.96%

Tomato (1kg)

$2.08 ฿68.1

$0.42 ₹40.55

395.24%

Potato (1kg)

$1.53 ฿49.97

$0.29 ₹27.40

427.59%

Onion (1kg)

$1.48 ฿48.41

$0.32 ₹30.92

362.50%

Lettuce (1 head)

$0.99 ฿32.32

$0.49 ₹46.63

102.04%

Water (1.5 liter bottle)

$0.51 ฿16.68

$0.35 ₹33.18

45.71%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 ฿144

$3.70 ₹354

19.19%

Wine (Bottle)

$19.38 ฿634

$12.53 ₹1,200

54.67%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

$2.04 ₹196

-12.75%

Imported Beer (0.33 liter bottle)

$2.71 ฿88.7

$3.70 ₹354

-26.76%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.87 ₹658

One-way Ticket (Public Transport)

$1.37 ฿44.83

$0.65 ₹62.6

110.77%

Public Transport Monthly Pass (Regular Price)

$11.39 ฿372

$17.75 ₹1,698

-35.83%

Taxi Start (Normal Tariff)

$3.02 ฿98.7

$1.70 ₹163

77.65%

Taxi (Normal Tariff) (1km)

$0.99 ฿32.51

$0.35 ₹33.94

182.86%

Taxi 1hour Waiting (Normal Tariff)

$14.10 ฿461

$2.34 ₹224

502.56%

Gasoline (1 liter)

$1.36 ฿44.55

$1.18 ₹113

15.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K ฿921.9K

$16.7K ₹1.6M

69.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$21.2K ₹2.0M

55.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,978

$62.5 ₹5,976

94.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿444

$3.45 ₹330

293.33%

Internet (50+ Mbps, Unlimited Data)

$18.31 ฿599

$6.59 ₹631

177.85%

Gym Membership (Monthly)

$60.2 ฿1,969

$16.83 ₹1,611

257.81%

Tennis Court (1 Hour on Weekend)

$17.14 ฿560

$6.58 ₹630

160.49%

Cinema Ticket

$8.69 ฿284

$3.96 ₹379

119.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ฿22.7K

$78.9 ₹7,545

779.43%

International Primary School, 1 Child (Yearly)

$15.7K ฿512.8K

$1,580 ₹151.2K

892.64%

Jeans (Levis 501 Or Similar)

$59.5 ฿1,946

$24.65 ₹2,359

141.50%

Summer Dress (H&M, Zara, etc)

$34.77 ฿1,137

$36.23 ₹3,468

-4.03%

Sport Shoes (Adidas, Nike)

$115 ฿3,746

$64.1 ₹6,129

78.92%

Men's Leather Business Shoes

$83.3 ฿2,723

$41.08 ₹3,931

102.75%

1-bedroom Apartment, City Center (Monthly)

$613 ฿20.0K

$199 ₹19.1K

207.92%

1-bedroom Apartment, Outside City Center (Monthly)

$437 ฿14.3K

$119 ₹11.4K

267.21%

3-bedroom Apartment, City Center (Monthly)

$2,094 ฿68.5K

$509 ₹48.7K

311.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,509 ฿49.3K

$499 ₹47.8K

202.20%

Buy Apartment in City Center (m2)

$3,749 ฿122.6K

$596 ₹57.1K

528.82%

Buy Apartment Outside City Center (m2)

$2,616 ฿85.5K

$497 ₹47.5K

426.78%

Average Monthly Net Salary (After Tax)

$508 ฿16.6K

$427 ₹40.9K

19.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

8.62

-38.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 2, 2026

Last update for Ludhiana: June 1, 2026

Cost Breakdown

A central one-bedroom costs $613 in Phuket versus $199 in Ludhiana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Phuket versus $12.00 in Ludhiana. Monthly groceries follow the same trend: $293 vs $122 – making Ludhiana the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Ludhiana: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,265 in Phuket, $516 in Ludhiana – roughly 145% apart. Phuket costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,898 per month in Phuket and $774 in Ludhiana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludhiana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $693 per month in Phuket and $78.9 in Ludhiana. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 140% more in Phuket, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Ludhiana, where all-in costs run around $516, than in Phuket at $1,265. In Ludhiana it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

It depends on your priorities. Phuket has an edge in some lifestyle areas, with costs from $516 in Ludhiana to $1,265 in Phuket. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ludhiana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.