Cost of Living Comparison Between Phuket and Loznica Cost of Living Comparison Between Phuket and Loznica

Monthly Cost of Living

A single person spends $1,190 per month in Phuket vs $775 in Loznica, rent included.

A couple spends around $2,006 per month in Phuket vs $1,166 in Loznica, rent included.

A family of three spends $2,822 per month in Phuket vs $1,557 in Loznica, rent included.

Phuket costs about 54% more than Loznica, driven mainly by Groceries & Markets.

Both Phuket and Loznica are more affordable than the global median – Phuket 11% lower, Loznica 42% lower.

Currency
🍽 Eating Out
Phuket
Loznica
Difference
Meal at Budget Restaurant
$4.35 ฿146
$3.60 RSD 375
20.83%
Three-Course Dinner for Two, Mid-Range
$32.45 ฿1,090
$32.80 RSD 3,418
-1.07%
Fast Food Meal (McDonalds, etc)
$8.42 ฿283
$11.30 RSD 1,178
-25.49%
Cappuccino
$2.81 ฿94.3
$1.55 RSD 161
81.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 ฿29.40
$1.91 RSD 199
-54.45%
Water (0.33 liter bottle)
$0.46 ฿15.45
$1.69 RSD 176
-72.78%
Local Beer (0.5 liter draught)
$2.59 ฿86.9
$2.34 RSD 244
10.68%
Imported Beer (0.33 liter bottle)
$3.64 ฿122
$2.83 RSD 294
28.62%
🛒 Groceries & Markets
Phuket
Loznica
Difference
Milk (1 liter)
$1.71 ฿57.4
$1.03 RSD 107
66.02%
White Bread (500g)
$1.45 ฿48.59
$0.57 RSD 59.5
154.39%
Rice (white) (1kg)
$1.56 ฿52.4
$1.35 RSD 140
15.56%
Eggs
$2.10 ฿70.5
$1.82 RSD 190
15.38%
Local Cheese (1kg)
$19.53 ฿656
$7.77 RSD 809
151.35%
Chicken Fillets (1kg)
$3.40 ฿114
$5.91 RSD 615
-42.47%
Beef Round Steak (1kg)
$11.14 ฿374
$9.76 RSD 1,017
14.14%
Apples (1kg)
$2.83 ฿95.2
$0.88 RSD 91.7
221.59%
Banana (1kg)
$1.62 ฿54.5
$1.64 RSD 171
-1.22%
Oranges (1kg)
$2.22 ฿74.7
$1.18 RSD 123
88.14%
Tomato (1kg)
$2.15 ฿72.1
$1.22 RSD 127
76.23%
Potato (1kg)
$1.49 ฿50.1
$1.00 RSD 105
49.00%
Onion (1kg)
$1.33 ฿44.56
$0.60 RSD 62.1
121.67%
Lettuce (1 head)
$1.07 ฿35.84
$0.62 RSD 65.1
72.58%
Water (1.5 liter bottle)
$0.51 ฿17.07
$0.47 RSD 48.48
8.51%
Cigarettes 20 Pack (Marlboro, Camel)
$4.38 ฿147
$4.20 RSD 438
4.29%
Wine (Bottle)
$18.77 ฿631
$4.52 RSD 471
315.27%
Local Beer (0.5 liter bottle)
$1.74 ฿58.5
$0.78 RSD 80.9
123.08%
Imported Beer (0.33 liter bottle)
$2.78 ฿93.3
$2.41 RSD 251
15.35%
🚌 Getting Around
Phuket
Loznica
Difference
One-way Ticket (Public Transport)
$2.17 ฿72.8
$1.03 RSD 108
110.68%
Public Transport Monthly Pass (Regular Price)
$22.28 ฿748
-
-
Taxi Start (Normal Tariff)
$3.02 ฿101
$1.93 RSD 201
56.48%
Taxi (Normal Tariff) (1km)
$1.06 ฿35.55
$1.03 RSD 107
2.91%
Taxi 1hour Waiting (Normal Tariff)
$3.71 ฿125
$6.64 RSD 692
-44.13%
Gasoline (1 liter)
$1.43 ฿48.06
$1.82 RSD 190
-21.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.3K ฿885.2K
$30.1K RSD 3.1M
-12.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K ฿880.4K
$25.5K RSD 2.7M
2.63%
🧾 Monthly Utilities & Internet
Phuket
Loznica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.7 ฿3,248
$111 RSD 11.5K
-12.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.41 ฿383
$15.74 RSD 1,640
-27.51%
Internet (50+ Mbps, Unlimited Data)
$17.11 ฿575
$16.07 RSD 1,674
6.47%
🎉 Sport & Entertainment
Phuket
Loznica
Difference
Gym Membership (Monthly)
$52.8 ฿1,774
$17.76 RSD 1,851
197.30%
Tennis Court (1 Hour on Weekend)
$11.07 ฿372
-
-
Cinema Ticket
$7.65 ฿257
$4.72 RSD 492
62.08%
🧸 Childcare & Education
Phuket
Loznica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$555 ฿18.6K
$171 RSD 17.8K
224.26%
International Primary School, 1 Child (Yearly)
$11.3K ฿379.1K
$8,053 RSD 839.1K
40.09%
👕👟 Clothing & Footwear
Phuket
Loznica
Difference
Jeans (Levis 501 Or Similar)
$63.4 ฿2,131
$43.71 RSD 4,554
45.09%
Summer Dress (H&M, Zara, etc)
$28.61 ฿961
$22.41 RSD 2,335
27.67%
Sport Shoes (Adidas, Nike)
$96.7 ฿3,250
$93.2 RSD 9,715
3.72%
Men's Leather Business Shoes
$88.6 ฿2,977
$52.4 RSD 5,464
68.97%
🏠 Accommodation & Living
Phuket
Loznica
Difference
1-bedroom Apartment, City Center (Monthly)
$735 ฿24.7K
$289 RSD 30.1K
154.49%
1-bedroom Apartment, Outside City Center (Monthly)
$458 ฿15.4K
$212 RSD 22.0K
116.53%
3-bedroom Apartment, City Center (Monthly)
$2,102 ฿70.6K
$454 RSD 47.3K
362.80%
3-bedroom Apartment, Outside City Center (Monthly)
$1,187 ฿39.9K
$365 RSD 38.0K
225.29%
Buy Apartment in City Center (m2)
$3,493 ฿117.4K
$1,419 RSD 147.9K
146.07%
Buy Apartment Outside City Center (m2)
$2,491 ฿83.7K
$1,550 RSD 161.5K
60.75%
💵 Salaries & Financials
Phuket
Loznica
Difference
Average Monthly Net Salary (After Tax)
$501 ฿16.8K
$525 RSD 54.7K
-4.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
4.79
16.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 4, 2026

Last update for Loznica: October 3, 2026

Cost Breakdown

A central one-bedroom costs $735 in Phuket versus $289 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Loznica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Phuket versus $33.00 in Loznica. Groceries tell a different story – $268 in Phuket vs $166 in Loznica – so Loznica wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Loznica: Cost of Living - Frequently Asked Questions
Which city is more expensive, Phuket or Loznica?
Phuket costs about 54% more than Loznica, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Phuket and in Loznica?
For a comfortable life, plan on about $1,785 per month in Phuket and $1,162 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Phuket or Loznica?
Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Phuket compared to Loznica?
Monthly expenses with rent come to $1,190 in Phuket and $775 in Loznica. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in Phuket and in Loznica?
Kindergarten costs $555 per month in Phuket and $171 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Phuket or in Loznica?
A $1,000 monthly budget goes further in Loznica, where all-in costs run around $775, than in Phuket at $1,190. In Loznica it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Phuket or Loznica?
For digital nomads, it depends on budget. Loznica costs $775 versus $1,190 in Phuket. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Phuket compared to Loznica?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Phuket or to Loznica?
If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

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