Cost of Living Comparison Between Phuket and Kefalonia Cost of Living Comparison Between Phuket and Kefalonia

Monthly Cost of Living

A single person spends $1,232 per month in Phuket vs $1,628 in Kefalonia, rent included.

A couple spends around $2,255 per month in Phuket vs $2,478 in Kefalonia, rent included.

A family of three spends $3,279 per month in Phuket vs $3,328 in Kefalonia, rent included.

Phuket is about 24% cheaper than Kefalonia, driven mainly by Eating Out.

Phuket sits 8% below the global median, while Kefalonia is 22% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.63 ฿151

$17.38 €14.87

-73.36%

Three-Course Dinner for Two, Mid-Range

$46.84 ฿1,532

$57.0 €48.83

-17.88%

Fast Food Meal (McDonalds, etc)

$8.84 ฿289

$9.65 €8.26

-8.39%

Cappuccino

$3.00 ฿98.0

$3.23 €2.76

-7.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 ฿24.25

$2.30 €1.97

-67.83%

Water (0.33 liter bottle)

$0.37 ฿11.95

$0.56 €0.48

-33.93%

Local Beer (0.5 liter draught)

$2.44 ฿79.8

$5.05 €4.32

-51.68%

Imported Beer (0.33 liter bottle)

$3.61 ฿118

$5.72 €4.90

-36.89%

Milk (1 liter)

$2.26 ฿73.9

$1.65 €1.41

36.97%

White Bread (500g)

$1.84 ฿60.1

$1.49 €1.27

23.49%

Rice (white) (1kg)

$2.24 ฿73.4

$2.38 €2.04

-5.88%

Eggs

$2.32 ฿75.7

$4.12 €3.53

-43.69%

Local Cheese (1kg)

$19.67 ฿643

$13.42 €11.49

46.57%

Chicken Fillets (1kg)

$3.65 ฿119

$9.95 €8.52

-63.32%

Beef Round Steak (1kg)

$13.10 ฿428

$13.96 €11.95

-6.16%

Apples (1kg)

$3.39 ฿111

$2.21 €1.89

53.39%

Banana (1kg)

$1.64 ฿53.7

$2.13 €1.82

-23.00%

Oranges (1kg)

$2.41 ฿79.0

$1.49 €1.27

61.74%

Tomato (1kg)

$2.03 ฿66.4

$1.97 €1.68

3.05%

Potato (1kg)

$1.56 ฿50.9

$1.27 €1.09

22.83%

Onion (1kg)

$1.50 ฿48.94

$1.21 €1.03

23.97%

Lettuce (1 head)

$1.02 ฿33.50

$0.98 €0.84

4.08%

Water (1.5 liter bottle)

$0.49 ฿16.00

$0.82 €0.70

-40.24%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 ฿145

$5.34 €4.58

-16.67%

Wine (Bottle)

$18.88 ฿617

$7.10 €6.08

165.92%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

$2.65 €2.27

-32.83%

Imported Beer (0.33 liter bottle)

$2.75 ฿90.1

$2.81 €2.40

-2.14%

One-way Ticket (Public Transport)

$1.40 ฿45.81

$1.57 €1.35

-10.83%

Public Transport Monthly Pass (Regular Price)

$11.48 ฿376

$46.32 €39.65

-75.22%

Taxi Start (Normal Tariff)

$3.12 ฿102

$4.73 €4.05

-34.04%

Taxi (Normal Tariff) (1km)

$1.00 ฿32.67

Taxi 1hour Waiting (Normal Tariff)

$14.09 ฿461

$13.74 €11.76

2.55%

Gasoline (1 liter)

$1.35 ฿44.19

$2.14 €1.84

-36.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K ฿888.9K

$31.3K €26.8K

-13.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$26.3K €22.5K

25.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 ฿4,087

$294 €252

-57.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿444

$22.96 €19.66

-40.90%

Internet (50+ Mbps, Unlimited Data)

$18.52 ฿606

$32.91 €28.17

-43.73%

Gym Membership (Monthly)

$61.5 ฿2,010

$48.02 €41.11

28.03%

Tennis Court (1 Hour on Weekend)

$16.84 ฿551

$26.47 €22.65

-36.38%

Cinema Ticket

$9.19 ฿300

$9.77 €8.36

-5.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$698 ฿22.8K

$419 €358

66.78%

International Primary School, 1 Child (Yearly)

$15.6K ฿509.9K

$6,056 €5,184

157.46%

Jeans (Levis 501 Or Similar)

$57.8 ฿1,889

$88.6 €75.8

-34.79%

Summer Dress (H&M, Zara, etc)

$35.24 ฿1,152

$38.78 €33.19

-9.13%

Sport Shoes (Adidas, Nike)

$113 ฿3,699

$98.3 €84.2

15.02%

Men's Leather Business Shoes

$86.4 ฿2,825

$106 €90.8

-18.59%

1-bedroom Apartment, City Center (Monthly)

$616 ฿20.1K

$558 €478

10.36%

1-bedroom Apartment, Outside City Center (Monthly)

$446 ฿14.6K

$437 €374

2.14%

3-bedroom Apartment, City Center (Monthly)

$2,048 ฿67.0K

$1,146 €981

78.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,492 ฿48.8K

$832 €712

79.34%

Buy Apartment in City Center (m2)

$3,779 ฿123.6K

$2,711 €2,321

39.36%

Buy Apartment Outside City Center (m2)

$2,649 ฿86.6K

$2,284 €1,955

15.98%

Average Monthly Net Salary (After Tax)

$524 ฿17.1K

$1,151 €985

-54.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

4.43

20.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 27, 2026

Last update for Kefalonia: April 26, 2026

Cost Breakdown

A central one-bedroom costs $616 in Phuket versus $558 in Kefalonia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 120% higher in Kefalonia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Phuket versus $57.0 in Kefalonia. Groceries tell a different story – $292 in Phuket vs $282 in Kefalonia – so Kefalonia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Kefalonia: Cost of Living - Frequently Asked Questions

Kefalonia costs about 32% more than Phuket, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,847 per month in Phuket and $2,442 in Kefalonia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phuket, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $698 per month in Phuket and $419 in Kefalonia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 4% cheaper in Kefalonia – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Phuket, where all-in costs run around $1,232, than in Kefalonia at $1,628. In Phuket it covers expenses comfortably, while in Kefalonia it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Phuket costs $1,232 versus $1,628 in Kefalonia. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phuket. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kefalonia makes more sense. Both are solid long-term options with distinct trade-offs.