Cost of Living Comparison Between Kefalonia and Phuket Cost of Living Comparison Between Kefalonia and Phuket

Monthly Cost of Living

A single person spends $1,596 per month in Kefalonia vs $1,265 in Phuket, rent included.

A couple spends around $2,402 per month in Kefalonia vs $2,089 in Phuket, rent included.

A family of three spends $3,209 per month in Kefalonia vs $2,913 in Phuket, rent included.

Kefalonia costs about 26% more than Phuket, driven mainly by Eating Out.

Kefalonia sits 16% above the global median, while Phuket is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.42 €13.30

$4.66 ฿154

230.90%

Three-Course Dinner for Two, Mid-Range

$40.30 €34.74

$32.22 ฿1,065

25.08%

Fast Food Meal (McDonalds, etc)

$10.59 €9.13

$8.68 ฿287

22.00%

Cappuccino

$3.12 €2.69

$2.90 ฿95.8

7.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.53 €3.04

$0.84 ฿27.89

320.24%

Water (0.33 liter bottle)

$0.68 €0.59

$0.49 ฿16.16

38.78%

Local Beer (0.5 liter draught)

$4.90 €4.22

$2.48 ฿82.0

97.58%

Imported Beer (0.33 liter bottle)

$5.37 €4.63

$3.73 ฿123

43.97%

Milk (1 liter)

$1.75 €1.51

$1.89 ฿62.3

-7.41%

White Bread (500g)

$1.52 €1.31

$1.41 ฿46.54

7.80%

Rice (white) (1kg)

$2.58 €2.22

$1.62 ฿53.6

59.26%

Eggs

$4.61 €3.97

$2.24 ฿74.1

105.80%

Local Cheese (1kg)

$14.08 €12.14

$19.84 ฿656

-29.03%

Chicken Fillets (1kg)

$9.96 €8.58

$3.48 ฿115

186.21%

Beef Round Steak (1kg)

$14.81 €12.77

$11.37 ฿376

30.26%

Apples (1kg)

$2.30 €1.99

$2.90 ฿95.8

-20.69%

Banana (1kg)

$2.19 €1.89

$1.72 ฿57.0

27.33%

Oranges (1kg)

$1.47 €1.27

$2.27 ฿75.1

-35.24%

Tomato (1kg)

$2.01 €1.73

$2.13 ฿70.4

-5.63%

Potato (1kg)

$1.18 €1.02

$1.47 ฿48.72

-19.73%

Onion (1kg)

$1.20 €1.04

$1.42 ฿46.92

-15.49%

Lettuce (1 head)

$1.18 €1.02

$1.10 ฿36.25

7.27%

Water (1.5 liter bottle)

$0.83 €0.72

$0.60 ฿19.76

38.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.61 €4.84

$4.31 ฿142

30.16%

Wine (Bottle)

$7.02 €6.05

$18.60 ฿615

-62.26%

Local Beer (0.5 liter bottle)

$2.64 €2.28

$1.80 ฿59.5

46.67%

Imported Beer (0.33 liter bottle)

$2.78 €2.40

$2.97 ฿98.0

-6.40%

One-way Ticket (Public Transport)

$1.37 €1.18

$2.25 ฿74.2

-39.11%

Public Transport Monthly Pass (Regular Price)

$49.54 €42.71

$23.49 ฿776

110.90%

Taxi Start (Normal Tariff)

$3.99 €3.44

$3.10 ฿102

28.71%

Taxi (Normal Tariff) (1km)

$1.12 €0.96

$1.08 ฿35.56

3.70%

Taxi 1hour Waiting (Normal Tariff)

$17.13 €14.76

$3.87 ฿128

342.64%

Gasoline (1 liter)

$2.10 €1.81

$1.43 ฿47.16

46.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K €24.7K

$27.8K ฿918.0K

3.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K €22.4K

$27.0K ฿891.5K

-3.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$296 €255

$105 ฿3,462

182.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.04 €20.72

$11.39 ฿376

111.06%

Internet (50+ Mbps, Unlimited Data)

$30.51 €26.30

$17.54 ฿580

73.95%

Gym Membership (Monthly)

$52.2 €45.00

$54.3 ฿1,795

-3.94%

Tennis Court (1 Hour on Weekend)

$26.38 €22.74

$11.44 ฿378

130.59%

Cinema Ticket

$9.03 €7.78

$7.78 ฿257

16.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$443 €382

$576 ฿19.0K

-23.17%

International Primary School, 1 Child (Yearly)

$6,957 €5,997

$11.6K ฿382.7K

-39.93%

Jeans (Levis 501 Or Similar)

$85.2 €73.4

$63.6 ฿2,103

33.80%

Summer Dress (H&M, Zara, etc)

$41.09 €35.42

$29.10 ฿961

41.20%

Sport Shoes (Adidas, Nike)

$97.1 €83.7

$96.2 ฿3,179

0.91%

Men's Leather Business Shoes

$133 €114

$90.0 ฿2,974

47.41%

1-bedroom Apartment, City Center (Monthly)

$545 €470

$733 ฿24.2K

-25.64%

1-bedroom Apartment, Outside City Center (Monthly)

$452 €390

$501 ฿16.5K

-9.76%

3-bedroom Apartment, City Center (Monthly)

$1,116 €962

$2,126 ฿70.2K

-47.49%

3-bedroom Apartment, Outside City Center (Monthly)

$823 €710

$1,252 ฿41.4K

-34.25%

Buy Apartment in City Center (m2)

$2,954 €2,546

$3,534 ฿116.8K

-16.41%

Buy Apartment Outside City Center (m2)

$2,426 €2,092

$2,622 ฿86.6K

-7.46%

Average Monthly Net Salary (After Tax)

$1,150 €991

$508 ฿16.8K

126.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

5.57

-20.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kefalonia: September 6, 2026

Last update for Phuket: September 6, 2026

Cost Breakdown

A central one-bedroom costs $545 in Kefalonia versus $733 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 127% higher in Kefalonia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Kefalonia versus $32.00 in Phuket. Monthly groceries follow the same trend: $292 vs $275 – making Phuket the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kefalonia vs Phuket: Cost of Living - Frequently Asked Questions

Kefalonia costs about 26% more than Phuket, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,394 per month in Kefalonia and $1,898 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phuket, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $443 per month in Kefalonia and $576 in Phuket. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 6% more in Kefalonia, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Phuket, where all-in costs run around $1,265, than in Kefalonia at $1,596. In Phuket it covers expenses comfortably, while in Kefalonia it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Phuket costs $1,265 versus $1,596 in Kefalonia. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phuket. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kefalonia makes more sense. Both are solid long-term options with distinct trade-offs.