Cost of Living Comparison Between Kefalonia and Phuket Cost of Living Comparison Between Kefalonia and Phuket

Monthly Cost of Living

A single person spends $1,609 per month in Kefalonia vs $1,261 in Phuket, rent included.

A couple spends around $2,442 per month in Kefalonia vs $2,276 in Phuket, rent included.

A family of three spends $3,274 per month in Kefalonia vs $3,291 in Phuket, rent included.

Kefalonia costs about 28% more than Phuket, driven mainly by Eating Out.

Kefalonia sits 20% above the global median, while Phuket is 6% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.66 €15.53

$4.53 ฿153

289.85%

Three-Course Dinner for Two, Mid-Range

$58.8 €51.7

$46.36 ฿1,562

26.81%

Fast Food Meal (McDonalds, etc)

$9.54 €8.39

$8.65 ฿291

10.29%

Cappuccino

$3.26 €2.87

$3.09 ฿104

5.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.02

$0.68 ฿22.85

236.76%

Water (0.33 liter bottle)

$0.60 €0.53

$0.37 ฿12.41

62.16%

Local Beer (0.5 liter draught)

$5.05 €4.44

$2.42 ฿81.4

108.68%

Imported Beer (0.33 liter bottle)

$5.78 €5.08

$3.81 ฿128

51.71%

Milk (1 liter)

$1.71 €1.50

$2.18 ฿73.4

-21.56%

White Bread (500g)

$1.41 €1.24

$1.82 ฿61.2

-22.53%

Rice (white) (1kg)

$2.45 €2.16

$2.18 ฿73.3

12.39%

Eggs

$4.08 €3.58

$2.24 ฿75.3

82.14%

Local Cheese (1kg)

$13.37 €11.75

$19.93 ฿671

-32.92%

Chicken Fillets (1kg)

$9.49 €8.34

$3.64 ฿123

160.71%

Beef Round Steak (1kg)

$13.65 €12.00

$13.56 ฿457

0.66%

Apples (1kg)

$2.18 €1.91

$3.29 ฿111

-33.74%

Banana (1kg)

$2.14 €1.88

$1.69 ฿56.8

26.63%

Oranges (1kg)

$1.44 €1.27

$2.33 ฿78.6

-38.20%

Tomato (1kg)

$2.07 €1.82

$2.03 ฿68.3

1.97%

Potato (1kg)

$1.26 €1.10

$1.60 ฿53.9

-21.25%

Onion (1kg)

$1.19 €1.04

$1.49 ฿50.4

-20.13%

Lettuce (1 head)

$1.03 €0.90

$1.01 ฿34.11

1.98%

Water (1.5 liter bottle)

$0.82 €0.72

$0.48 ฿16.06

70.83%

Cigarettes 20 Pack (Marlboro, Camel)

$5.44 €4.79

$4.45 ฿150

22.25%

Wine (Bottle)

$7.02 €6.17

$18.63 ฿628

-62.32%

Local Beer (0.5 liter bottle)

$2.55 €2.24

$1.79 ฿60.2

42.46%

Imported Beer (0.33 liter bottle)

$2.77 €2.44

$2.80 ฿94.2

-1.07%

One-way Ticket (Public Transport)

$1.53 €1.35

$1.42 ฿47.81

7.75%

Public Transport Monthly Pass (Regular Price)

$46.59 €40.96

$11.33 ฿382

311.21%

Taxi Start (Normal Tariff)

$4.56 €4.01

$3.09 ฿104

47.57%

Taxi (Normal Tariff) (1km)

$1.04 ฿35.13

Taxi 1hour Waiting (Normal Tariff)

$13.47 €11.84

$13.63 ฿459

-1.17%

Gasoline (1 liter)

$2.07 €1.82

$1.31 ฿44.15

58.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K €27.9K

$27.3K ฿919.1K

16.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K €23.4K

$33.2K ฿1.1M

-19.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$293 €258

$123 ฿4,149

138.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.02 €20.24

$13.81 ฿465

66.69%

Internet (50+ Mbps, Unlimited Data)

$32.16 €28.27

$18.52 ฿624

73.65%

Gym Membership (Monthly)

$47.44 €41.70

$60.4 ฿2,034

-21.40%

Tennis Court (1 Hour on Weekend)

$26.27 €23.09

$16.80 ฿566

56.37%

Cinema Ticket

$9.65 €8.48

$8.89 ฿299

8.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$432 €380

$687 ฿23.1K

-37.07%

International Primary School, 1 Child (Yearly)

$5,950 €5,231

$15.6K ฿523.9K

-61.74%

Jeans (Levis 501 Or Similar)

$89.0 €78.2

$57.6 ฿1,942

54.35%

Summer Dress (H&M, Zara, etc)

$38.76 €34.07

$34.66 ฿1,168

11.83%

Sport Shoes (Adidas, Nike)

$99.7 €87.6

$115 ฿3,872

-13.25%

Men's Leather Business Shoes

$107 €94.4

$84.9 ฿2,860

26.45%

1-bedroom Apartment, City Center (Monthly)

$541 €476

$618 ฿20.8K

-12.35%

1-bedroom Apartment, Outside City Center (Monthly)

$450 €396

$443 ฿14.9K

1.60%

3-bedroom Apartment, City Center (Monthly)

$1,119 €984

$2,047 ฿69.0K

-45.33%

3-bedroom Apartment, Outside City Center (Monthly)

$839 €737

$1,506 ฿50.7K

-44.31%

Buy Apartment in City Center (m2)

$3,058 €2,689

$3,568 ฿120.2K

-14.29%

Buy Apartment Outside City Center (m2)

$2,252 €1,980

$2,511 ฿84.6K

-10.30%

Average Monthly Net Salary (After Tax)

$1,162 €1,022

$503 ฿16.9K

131.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.43

5.33

-16.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kefalonia: July 20, 2026

Last update for Phuket: July 20, 2026

Cost Breakdown

A central one-bedroom costs $541 in Kefalonia versus $618 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 131% higher in Kefalonia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59.0 in Kefalonia versus $46.00 in Phuket. Groceries tell a different story – $278 in Kefalonia vs $292 in Phuket – so Kefalonia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kefalonia vs Phuket: Cost of Living - Frequently Asked Questions

Kefalonia costs about 28% more than Phuket, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,414 per month in Kefalonia and $1,891 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phuket, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $432 per month in Kefalonia and $687 in Phuket. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 5% cheaper in Kefalonia – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Phuket, where all-in costs run around $1,261, than in Kefalonia at $1,609. In Phuket it covers expenses comfortably, while in Kefalonia it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Phuket costs $1,261 versus $1,609 in Kefalonia. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phuket. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kefalonia makes more sense. Both are solid long-term options with distinct trade-offs.