Last update: Nov 2026

Cost of Living Comparison Between Kefalonia and Phuket

For one person, living is cheaper in Phuket: $1,294 a month against $1,575 in Kefalonia, rent and utilities included – about $3,400 less a year. Other living expenses account for most of the difference.

75

Cost of Living Index in Kefalonia
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Kefalonia Living Index
62

Cost of Living Index in Phuket
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Phuket Living Index

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Kefalonia

🇬🇷 Greece

$1,575

/mo nomad

Phuket

🇹🇭 Thailand

$1,294

/mo nomad

Monthly Cost of Living

How much you'll spend in Kefalonia and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kefalonia and in Phuket actually costs, broken down by who's living it.

A single person spends $1,575 per month in Kefalonia vs $1,294 in Phuket, rent included.

Kefalonia $1,575
Phuket $1,294

A couple spends around $2,360 per month in Kefalonia vs $2,204 in Phuket, rent included.

Kefalonia $2,360
Phuket $2,204

A family of three spends $3,145 per month in Kefalonia vs $3,115 in Phuket, rent included.

Kefalonia $3,145
Phuket $3,115

Kefalonia costs about 22% more than Phuket, and outside of rent the biggest gap is in eating out.

Kefalonia sits 17% above the global median, while Phuket is 4% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$14.93 €13.30

$4.39 ฿147

240.09%

Three-Course Dinner for Two, Mid-Range

$38.50 €34.29

$32.31 ฿1,078

19.16%

Fast Food Meal (McDonalds, etc)

$10.02 €8.93

$8.70 ฿290

15.17%

Cappuccino

$3.11 €2.77

$2.72 ฿90.9

14.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.32 €2.96

$0.93 ฿31.06

256.99%

Water (0.33 liter bottle)

$0.61 €0.54

$0.50 ฿16.67

22.00%

Local Beer (0.5 liter draught)

$4.76 €4.24

$2.53 ฿84.5

88.14%

Imported Beer (0.33 liter bottle)

$5.29 €4.71

$3.63 ฿121

45.73%

Milk (1 liter)

$1.66 €1.48

$1.74 ฿58.1

-4.60%

White Bread (500g)

$1.46 €1.30

$1.45 ฿48.42

0.69%

Rice (white) (1kg)

$2.60 €2.31

$1.50 ฿50.1

73.33%

Eggs

$4.49 €4.00

$2.17 ฿72.5

106.91%

Local Cheese (1kg)

$13.09 €11.66

$19.09 ฿637

-31.43%

Chicken Fillets (1kg)

$10.27 €9.15

$3.40 ฿113

202.06%

Beef Round Steak (1kg)

$14.85 €13.23

$10.90 ฿364

36.24%

Apples (1kg)

$2.23 €1.99

$2.94 ฿98.2

-24.15%

Banana (1kg)

$2.01 €1.79

$1.69 ฿56.5

18.93%

Oranges (1kg)

$1.41 €1.25

$2.19 ฿73.2

-35.62%

Tomato (1kg)

$2.09 €1.86

$2.12 ฿70.9

-1.42%

Potato (1kg)

$1.14 €1.01

$1.46 ฿48.68

-21.92%

Onion (1kg)

$1.15 €1.03

$1.37 ฿45.66

-16.06%

Lettuce (1 head)

$1.08 €0.96

$1.08 ฿35.91

Water (1.5 liter bottle)

$0.87 €0.78

$0.55 ฿18.21

58.18%

Cigarettes 20 Pack (Marlboro, Camel)

$5.30 €4.72

$4.43 ฿148

19.64%

Wine (Bottle)

$6.63 €5.90

$18.25 ฿609

-63.67%

Local Beer (0.5 liter bottle)

$2.47 €2.20

$1.77 ฿59.2

39.55%

Imported Beer (0.33 liter bottle)

$2.51 €2.23

$2.88 ฿96.2

-12.85%

One-way Ticket (Public Transport)

$1.40 €1.25

$1.45 ฿48.32

-3.45%

Public Transport Monthly Pass (Regular Price)

$51.1 €45.50

$54.9 ฿1,832

-6.94%

Taxi Start (Normal Tariff)

$4.14 €3.69

$1.51 ฿50.5

174.17%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$0.78 ฿25.90

39.74%

Taxi 1hour Waiting (Normal Tariff)

$16.77 €14.94

$3.84 ฿128

336.72%

Gasoline (1 liter)

$1.98 €1.76

$1.49 ฿49.65

32.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K €24.4K

$26.9K ฿897.3K

1.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K €22.9K

$26.3K ฿879.4K

-2.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 €249

$97.8 ฿3,265

186.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.62 €20.15

$11.29 ฿377

100.35%

Internet (50+ Mbps, Unlimited Data)

$30.67 €27.32

$17.19 ฿574

78.42%

Gym Membership (Monthly)

$51.7 €46.03

$68.3 ฿2,281

-24.37%

Tennis Court (1 Hour on Weekend)

$25.29 €22.53

$10.92 ฿365

131.59%

Cinema Ticket

$8.90 €7.93

$7.43 ฿248

19.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$404 €360

$530 ฿17.7K

-23.85%

International Primary School, 1 Child (Yearly)

$8,838 €7,873

$18.8K ฿626.9K

-52.94%

Jeans (Levis 501 Or Similar)

$88.3 €78.7

$61.7 ฿2,059

43.25%

Summer Dress (H&M, Zara, etc)

$39.69 €35.35

$28.25 ฿943

40.50%

Sport Shoes (Adidas, Nike)

$95.5 €85.1

$96.0 ฿3,204

-0.53%

Men's Leather Business Shoes

$124 €110

$86.8 ฿2,898

42.59%

1-bedroom Apartment, City Center (Monthly)

$526 €469

$721 ฿24.1K

-27.04%

1-bedroom Apartment, Outside City Center (Monthly)

$428 €381

$509 ฿17.0K

-15.92%

3-bedroom Apartment, City Center (Monthly)

$1,090 €971

$1,950 ฿65.1K

-44.09%

3-bedroom Apartment, Outside City Center (Monthly)

$806 €718

$1,397 ฿46.6K

-42.30%

Buy Apartment in City Center (m2)

$2,430 €2,164

$4,192 ฿139.9K

-42.04%

Buy Apartment Outside City Center (m2)

$1,967 €1,753

$3,298 ฿110.1K

-40.35%

Average Monthly Net Salary (After Tax)

$1,101 €981

$492 ฿16.4K

123.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.57

-19.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kefalonia: November 1, 2026

Last update for Phuket: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kefalonia

$428 27.2%

Phuket

$509 39.3% 18.9% $81

Monthly Utilities & Internet

Kefalonia

$333 21.2%

Phuket

$126 9.8% 62.1% $207

Groceries & Markets

Kefalonia

$285 18.1%

Phuket

$267 20.6% 6.4% $18

Eating Out

Kefalonia

$237 15%

Phuket

$120 9.2% 49.5% $117

Clothing & Footwear

Kefalonia

$156 9.9%

Phuket

$123 9.5% 21.5% $34

Sport & Entertainment

Kefalonia

$69 4.4%

Phuket

$83 6.4% 19.7% $14

Getting Around

Kefalonia

$66 4.2%

Phuket

$66 5.1% 0.3% $0.2

Cost Breakdown

A central one-bedroom costs $526 in Kefalonia versus $721 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kefalonia are about 2.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38 in Kefalonia versus $32 in Phuket. Monthly groceries follow the same trend: $285 vs $267 – making Phuket the more affordable choice for daily food spending.

Good to know

🇬🇷 Kefalonia

🇹🇭 Phuket

🕒 Local time

07:32 7:32 AM

12:32 12:32 PM

5 h ahead of Kefalonia

🌤 Weather

👥 Population

36,404

79,308

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 3 USD

100 THB = 2.67 EUR

Exchange rates and currency converter

On the map

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Between locations

Kefalonia Phuket 8,410 km ≈ 11 h nonstop flight

From you

Kefalonia
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kefalonia vs Phuket: Cost of Living - Frequently Asked Questions

Kefalonia costs about 22% more than Phuket, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,363 per month in Kefalonia and $1,940 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kefalonia, especially for central apartments: a one-bedroom in the center costs $526 there versus $721 in Phuket.

Kindergarten costs $404 per month in Kefalonia and $530 in Phuket. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 7% more in Kefalonia, though the gap depends on what you buy.

A $1,500 monthly budget goes further in Phuket, where all-in costs run around $1,294, than in Kefalonia at $1,575. In Phuket it covers expenses comfortably, while in Kefalonia it requires careful planning or may not stretch far enough.

It depends on your priorities. Phuket has an edge in some lifestyle areas, with costs from $1,294 in Phuket to $1,575 in Kefalonia. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Phuket. If higher salaries or specific career opportunities are the priority, Kefalonia makes more sense. Both are solid long-term options with distinct trade-offs.