Cost of Living Comparison Between Phuket and Hubli Cost of Living Comparison Between Phuket and Hubli

Monthly Cost of Living

A single person spends $1,232 per month in Phuket vs $420 in Hubli, rent included.

A couple spends around $2,255 per month in Phuket vs $673 in Hubli, rent included.

A family of three spends $3,279 per month in Phuket vs $926 in Hubli, rent included.

Phuket costs about 193% more than Hubli, driven mainly by Groceries & Markets.

Both Phuket and Hubli are more affordable than the global median – Phuket 8% lower, Hubli 69% lower.

Currency
🍽 Eating Out
Phuket
Hubli
Difference
Meal at Budget Restaurant
$4.63 ฿151
$5.10 ₹485
-9.22%
Three-Course Dinner for Two, Mid-Range
$46.84 ฿1,532
$14.33 ₹1,361
226.87%
Fast Food Meal (McDonalds, etc)
$8.84 ฿289
$2.36 ₹224
274.58%
Cappuccino
$3.00 ฿98.0
$1.37 ₹130
118.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.74 ฿24.25
$0.38 ₹35.63
94.74%
Water (0.33 liter bottle)
$0.37 ฿11.95
$0.15 ₹14.17
146.67%
Local Beer (0.5 liter draught)
$2.44 ฿79.8
$1.19 ₹113
105.04%
Imported Beer (0.33 liter bottle)
$3.61 ฿118
$5.84 ₹554
-38.18%
🛒 Groceries & Markets
Phuket
Hubli
Difference
Milk (1 liter)
$2.26 ฿73.9
$0.64 ₹60.8
253.12%
White Bread (500g)
$1.84 ฿60.1
$0.42 ₹40.25
338.10%
Rice (white) (1kg)
$2.24 ฿73.4
$0.82 ₹77.7
173.17%
Eggs
$2.32 ฿75.7
$0.87 ₹82.5
166.67%
Local Cheese (1kg)
$19.67 ฿643
$11.47 ₹1,089
71.49%
Chicken Fillets (1kg)
$3.65 ฿119
$4.86 ₹461
-24.90%
Beef Round Steak (1kg)
$13.10 ฿428
-
-
Apples (1kg)
$3.39 ฿111
$2.12 ₹201
59.91%
Banana (1kg)
$1.64 ฿53.7
$0.67 ₹63.7
144.78%
Oranges (1kg)
$2.41 ฿79.0
$1.03 ₹97.9
133.98%
Tomato (1kg)
$2.03 ฿66.4
$0.28 ₹26.37
625.00%
Potato (1kg)
$1.56 ฿50.9
$0.49 ₹46.53
218.37%
Onion (1kg)
$1.50 ฿48.94
$0.54 ₹51.2
177.78%
Lettuce (1 head)
$1.02 ฿33.50
$0.46 ₹43.36
121.74%
Water (1.5 liter bottle)
$0.49 ฿16.00
$0.30 ₹28.67
63.33%
Cigarettes 20 Pack (Marlboro, Camel)
$4.45 ฿145
$4.17 ₹396
6.71%
Wine (Bottle)
$18.88 ฿617
-
-
Local Beer (0.5 liter bottle)
$1.78 ฿58.1
$1.95 ₹185
-8.72%
Imported Beer (0.33 liter bottle)
$2.75 ฿90.1
$2.28 ₹216
20.61%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$5.13 ₹487
-
🚌 Getting Around
Phuket
Hubli
Difference
One-way Ticket (Public Transport)
$1.40 ฿45.81
$0.18 ₹17.37
677.78%
Public Transport Monthly Pass (Regular Price)
$11.48 ฿376
$8.87 ₹842
29.43%
Taxi Start (Normal Tariff)
$3.12 ฿102
$0.85 ₹80.3
267.06%
Taxi (Normal Tariff) (1km)
$1.00 ฿32.67
$0.24 ₹22.61
316.67%
Taxi 1hour Waiting (Normal Tariff)
$14.09 ฿461
$0.89 ₹84.8
1483.15%
Gasoline (1 liter)
$1.35 ฿44.19
$1.22 ₹116
10.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K ฿888.9K
$13.8K ₹1.3M
96.68%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K ฿1.1M
$22.0K ₹2.1M
49.47%
🧾 Monthly Utilities & Internet
Phuket
Hubli
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 ฿4,087
$35.45 ₹3,365
252.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.57 ฿444
$3.55 ₹337
282.25%
Internet (50+ Mbps, Unlimited Data)
$18.52 ฿606
$11.06 ₹1,050
67.45%
🎉 Sport & Entertainment
Phuket
Hubli
Difference
Gym Membership (Monthly)
$61.5 ฿2,010
$6.91 ₹656
789.73%
Tennis Court (1 Hour on Weekend)
$16.84 ฿551
$3.41 ₹323
393.84%
Cinema Ticket
$9.19 ฿300
$2.86 ₹272
221.33%
🧸 Childcare & Education
Phuket
Hubli
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$698 ฿22.8K
$57.6 ₹5,468
1112.42%
International Primary School, 1 Child (Yearly)
$15.6K ฿509.9K
$862 ₹81.9K
1708.01%
👕👟 Clothing & Footwear
Phuket
Hubli
Difference
Jeans (Levis 501 Or Similar)
$57.8 ฿1,889
$24.03 ₹2,281
140.37%
Summer Dress (H&M, Zara, etc)
$35.24 ฿1,152
$25.16 ₹2,389
40.06%
Sport Shoes (Adidas, Nike)
$113 ฿3,699
$43.57 ₹4,137
159.61%
Men's Leather Business Shoes
$86.4 ฿2,825
$32.25 ₹3,062
167.84%
🏠 Accommodation & Living
Phuket
Hubli
Difference
1-bedroom Apartment, City Center (Monthly)
$616 ฿20.1K
$129 ₹12.3K
376.92%
1-bedroom Apartment, Outside City Center (Monthly)
$446 ฿14.6K
$93.0 ₹8,830
379.56%
3-bedroom Apartment, City Center (Monthly)
$2,048 ฿67.0K
$187 ₹17.8K
995.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,492 ฿48.8K
$184 ₹17.5K
710.27%
Buy Apartment in City Center (m2)
$3,779 ฿123.6K
$476 ₹45.2K
694.49%
Buy Apartment Outside City Center (m2)
$2,649 ฿86.6K
$262 ₹24.9K
911.15%
💵 Salaries & Financials
Phuket
Hubli
Difference
Average Monthly Net Salary (After Tax)
$524 ฿17.1K
$380 ₹36.0K
38.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
8.13
-34.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 27, 2026

Last update for Hubli: April 27, 2026

Cost Breakdown

A central one-bedroom costs $616 in Phuket versus $129 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 38% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Phuket versus $14.00 in Hubli. Monthly groceries follow the same trend: $292 vs $119 – making Hubli the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Hubli: Cost of Living - Frequently Asked Questions
Is Hubli cheaper than Phuket?
Yes – Phuket is pricier by about 193%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,847 per month in Phuket and $629 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 29% less in Hubli. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $698 per month in Phuket and $57.6 in Hubli. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Phuket or Hubli?
A $1,500 monthly budget goes further in Hubli, where all-in costs run around $420, than in Phuket at $1,232. In Hubli it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Phuket or Hubli more family-friendly?
Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Phuket or Hubli?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

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