Last update: Oct 2026

Cost of Living Comparison Between Phuket and Cheltenham

For one person, living is cheaper in Phuket: $1,207 a month against $2,327 in Cheltenham, rent and utilities included – about $13,400 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Phuket
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Phuket Living Index
113

Cost of Living Index in Cheltenham
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Cheltenham Living Index

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Phuket

🇹🇭 Thailand

$1,207

/mo nomad

Cheltenham

🇬🇧 United Kingdom

$2,327

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Cheltenham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Cheltenham actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,207 in Phuket versus $2,327 in Cheltenham.

Phuket $1,207
Cheltenham $2,327

Estimated couple costs with rent: $2,037 in Phuket versus $3,528 in Cheltenham.

Phuket $2,037
Cheltenham $3,528

Monthly costs for a family of three with rent: $2,867 in Phuket versus $4,729 in Cheltenham.

Phuket $2,867
Cheltenham $4,729

Living in Phuket costs roughly 48% less than in Cheltenham, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Phuket is 11% below, Cheltenham is 72% above.

Meal at Budget Restaurant

$4.58 ฿153

$23.67 £17.75

-80.65%

Three-Course Dinner for Two, Mid-Range

$32.48 ฿1,086

$105 £79.1

-69.18%

Fast Food Meal (McDonalds, etc)

$8.55 ฿286

$11.03 £8.28

-22.48%

Cappuccino

$2.72 ฿91.0

$4.89 £3.67

-44.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 ฿31.25

$2.56 £1.92

-63.28%

Water (0.33 liter bottle)

$0.49 ฿16.39

$1.74 £1.31

-71.84%

Local Beer (0.5 liter draught)

$2.59 ฿86.6

$7.76 £5.82

-66.62%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$6.54 £4.91

-41.44%

Milk (1 liter)

$1.74 ฿58.1

$1.73 £1.30

0.58%

White Bread (500g)

$1.43 ฿47.82

$1.71 £1.29

-16.37%

Rice (white) (1kg)

$1.53 ฿51.0

$1.99 £1.49

-23.12%

Eggs

$2.17 ฿72.7

$4.43 £3.33

-51.02%

Local Cheese (1kg)

$19.15 ฿640

$8.19 £6.15

133.82%

Chicken Fillets (1kg)

$3.30 ฿110

$9.59 £7.19

-65.59%

Beef Round Steak (1kg)

$11.14 ฿372

$13.09 £9.82

-14.90%

Apples (1kg)

$2.95 ฿98.5

$3.10 £2.32

-4.84%

Banana (1kg)

$1.68 ฿56.1

$1.43 £1.07

17.48%

Oranges (1kg)

$2.30 ฿76.8

$1.93 £1.45

19.17%

Tomato (1kg)

$2.13 ฿71.3

$3.49 £2.62

-38.97%

Potato (1kg)

$1.53 ฿51.1

$1.52 £1.14

0.66%

Onion (1kg)

$1.36 ฿45.55

$1.51 £1.13

-9.93%

Lettuce (1 head)

$1.12 ฿37.44

$1.21 £0.91

-7.44%

Water (1.5 liter bottle)

$0.55 ฿18.24

$1.42 £1.07

-61.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$23.12 £17.35

-81.57%

Wine (Bottle)

$18.19 ฿608

$10.63 £7.98

71.12%

Local Beer (0.5 liter bottle)

$1.74 ฿58.2

$2.86 £2.15

-39.16%

Imported Beer (0.33 liter bottle)

$2.79 ฿93.3

$2.93 £2.20

-4.78%

One-way Ticket (Public Transport)

$2.22 ฿74.1

$3.44 £2.58

-35.47%

Public Transport Monthly Pass (Regular Price)

$22.06 ฿737

$92.5 £69.4

-76.15%

Taxi Start (Normal Tariff)

$2.91 ฿97.3

$3.53 £2.65

-17.56%

Taxi (Normal Tariff) (1km)

$1.01 ฿33.79

$1.64 £1.23

-38.41%

Taxi 1hour Waiting (Normal Tariff)

$3.83 ฿128

$26.85 £20.14

-85.74%

Gasoline (1 liter)

$1.49 ฿49.85

$1.87 £1.40

-20.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K ฿891.6K

$37.1K £27.8K

-28.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿892.7K

$41.2K £30.9K

-35.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.4 ฿3,321

$341 £256

-70.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.28 ฿377

$17.10 £12.83

-34.04%

Internet (50+ Mbps, Unlimited Data)

$17.36 ฿580

$51.0 £38.24

-65.94%

Gym Membership (Monthly)

$52.3 ฿1,747

$44.28 £33.22

18.09%

Tennis Court (1 Hour on Weekend)

$10.85 ฿362

$39.01 £29.27

-72.19%

Cinema Ticket

$7.57 ฿253

$14.00 £10.50

-45.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$558 ฿18.7K

$2,020 £1,516

-72.36%

International Primary School, 1 Child (Yearly)

$11.5K ฿383.9K

$25.2K £18.9K

-54.41%

Jeans (Levis 501 Or Similar)

$62.9 ฿2,102

$98.2 £73.7

-35.99%

Summer Dress (H&M, Zara, etc)

$28.58 ฿955

$48.22 £36.18

-40.73%

Sport Shoes (Adidas, Nike)

$96.1 ฿3,213

$106 £79.4

-9.16%

Men's Leather Business Shoes

$88.1 ฿2,943

$96.9 £72.7

-9.09%

1-bedroom Apartment, City Center (Monthly)

$729 ฿24.4K

$1,161 £871

-37.19%

1-bedroom Apartment, Outside City Center (Monthly)

$460 ฿15.4K

$929 £697

-50.46%

3-bedroom Apartment, City Center (Monthly)

$2,096 ฿70.0K

$2,149 £1,613

-2.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,222 ฿40.8K

$1,617 £1,213

-24.39%

Buy Apartment in City Center (m2)

$3,459 ฿115.6K

$5,704 £4,279

-39.35%

Buy Apartment Outside City Center (m2)

$2,489 ฿83.2K

$5,676 £4,258

-56.15%

Average Monthly Net Salary (After Tax)

$493 ฿16.5K

$4,753 £3,566

-89.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.54

0.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 13, 2026

Last update for Cheltenham: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$460 38.1%

Cheltenham

$929 39.9% 102% $469

Groceries & Markets

Phuket

$268 22.2%

Cheltenham

$292 12.6% 9.2% $25

Monthly Utilities & Internet

Phuket

$128 10.6%

Cheltenham

$409 17.6% 219% $281

Clothing & Footwear

Phuket

$124 10.3%

Cheltenham

$157 6.8% 26.7% $33

Eating Out

Phuket

$121 10.1%

Cheltenham

$350 15.1% 189% $229

Sport & Entertainment

Phuket

$67 5.6%

Cheltenham

$72 3.1% 7.2% $4.9

Getting Around

Phuket

$39 3.2%

Cheltenham

$118 5.1% 203% $79

Cost Breakdown

A one-bedroom apartment in the center runs $729 in Phuket and $1,161 in Cheltenham. Housing cost is often the main lever when comparing two cities.

Cheltenham pays 864% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Phuket vs $105 in Cheltenham for a mid-range dinner for two. Groceries echo the gap at $268 vs $292 per month, with Phuket cheaper across the board.

Good to know

🇹🇭 Phuket

🇬🇧 Cheltenham

🕒 Local time

22:51 10:51 PM

16:51 4:51 PM

6 h behind Phuket

🌤 Weather

👥 Population

79,308

115,300

💱 Currency

Thai Baht THB ฿

British Pound GBP £

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to THB in detail →

On the map

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Between locations

Phuket Cheltenham 10,030 km ≈ 13 h nonstop flight

From you

Phuket
Cheltenham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Cheltenham: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in groceries, clothing, and eating out. The 93% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 864% lower in Cheltenham. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $729 in Phuket versus $1,161 in Cheltenham. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Phuket – a meal for two runs $32.00 versus $105 in Cheltenham. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,207 per month in Phuket versus $2,327 in Cheltenham – a 93% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,207 in Phuket versus $2,327 in Cheltenham, a $1,500 budget is realistic in Phuket but tight or insufficient in Cheltenham. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Cheltenham, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Cheltenham are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 93% less than in Cheltenham. Beyond cost, consider language, visa policies, and how big the international community is in each city.