Last update: Oct 2026

Cost of Living Comparison Between Phuket and Cetinje

For one person, living is cheaper in Cetinje: $1,044 a month against $1,207 in Phuket, rent and utilities included – about $2,000 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Phuket
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Phuket Living Index
51

Cost of Living Index in Cetinje
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Cetinje Living Index

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Phuket

🇹🇭 Thailand

$1,207

/mo nomad

Cetinje

🇲🇪 Montenegro

$1,044

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Cetinje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Cetinje actually costs, broken down by who's living it.

A single person spends $1,207 per month in Phuket vs $1,044 in Cetinje, rent included.

Phuket $1,207
Cetinje $1,044

A couple spends around $2,037 per month in Phuket vs $1,599 in Cetinje, rent included.

Phuket $2,037
Cetinje $1,599

A family of three spends $2,867 per month in Phuket vs $2,153 in Cetinje, rent included.

Phuket $2,867
Cetinje $2,153

Phuket costs about 16% more than Cetinje, and outside of rent the biggest gap is in eating out.

Both Phuket and Cetinje are more affordable than the global median – Phuket 11% lower, Cetinje 23% lower.

Meal at Budget Restaurant

$4.58 ฿153

$11.11 €9.88

-58.78%

Three-Course Dinner for Two, Mid-Range

$32.48 ฿1,086

$36.32 €32.31

-10.57%

Fast Food Meal (McDonalds, etc)

$8.55 ฿286

$8.79 €7.82

-2.73%

Cappuccino

$2.72 ฿91.0

$2.55 €2.26

6.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 ฿31.25

$2.23 €1.98

-57.85%

Water (0.33 liter bottle)

$0.49 ฿16.39

$1.46 €1.30

-66.44%

Local Beer (0.5 liter draught)

$2.59 ฿86.6

$2.86 €2.54

-9.44%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$3.31 €2.95

15.71%

Milk (1 liter)

$1.74 ฿58.1

$1.26 €1.12

38.10%

White Bread (500g)

$1.43 ฿47.82

$1.01 €0.90

41.58%

Rice (white) (1kg)

$1.53 ฿51.0

$2.26 €2.01

-32.30%

Eggs

$2.17 ฿72.7

$3.07 €2.73

-29.32%

Local Cheese (1kg)

$19.15 ฿640

$8.86 €7.88

116.14%

Chicken Fillets (1kg)

$3.30 ฿110

$7.22 €6.42

-54.29%

Beef Round Steak (1kg)

$11.14 ฿372

$12.24 €10.89

-8.99%

Apples (1kg)

$2.95 ฿98.5

$1.34 €1.19

120.15%

Banana (1kg)

$1.68 ฿56.1

$1.75 €1.56

-4.00%

Oranges (1kg)

$2.30 ฿76.8

$1.54 €1.37

49.35%

Tomato (1kg)

$2.13 ฿71.3

$2.86 €2.55

-25.52%

Potato (1kg)

$1.53 ฿51.1

$0.88 €0.78

73.86%

Onion (1kg)

$1.36 ฿45.55

$1.09 €0.97

24.77%

Lettuce (1 head)

$1.12 ฿37.44

$1.64 €1.45

-31.71%

Water (1.5 liter bottle)

$0.55 ฿18.24

$0.88 €0.78

-37.50%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$3.81 €3.39

11.81%

Wine (Bottle)

$18.19 ฿608

$5.54 €4.93

228.34%

Local Beer (0.5 liter bottle)

$1.74 ฿58.2

$1.10 €0.98

58.18%

Imported Beer (0.33 liter bottle)

$2.79 ฿93.3

$1.66 €1.48

68.07%

One-way Ticket (Public Transport)

$2.22 ฿74.1

Public Transport Monthly Pass (Regular Price)

$22.06 ฿737

Taxi Start (Normal Tariff)

$2.91 ฿97.3

$2.17 €1.93

34.10%

Taxi (Normal Tariff) (1km)

$1.01 ฿33.79

$1.10 €0.97

-8.18%

Taxi 1hour Waiting (Normal Tariff)

$3.83 ฿128

$16.46 €14.64

-76.73%

Gasoline (1 liter)

$1.49 ฿49.85

$1.70 €1.51

-12.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K ฿891.6K

$29.2K €25.9K

-8.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿892.7K

$21.1K €18.8K

26.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.4 ฿3,321

$136 €121

-26.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.28 ฿377

$13.01 €11.57

-13.30%

Internet (50+ Mbps, Unlimited Data)

$17.36 ฿580

$33.07 €29.41

-47.51%

Gym Membership (Monthly)

$52.3 ฿1,747

$39.33 €34.99

32.95%

Tennis Court (1 Hour on Weekend)

$10.85 ฿362

Cinema Ticket

$7.57 ฿253

$3.84 €3.41

97.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$558 ฿18.7K

$392 €349

42.47%

International Primary School, 1 Child (Yearly)

$11.5K ฿383.9K

$7,046 €6,268

63.02%

Jeans (Levis 501 Or Similar)

$62.9 ฿2,102

$83.0 €73.8

-24.20%

Summer Dress (H&M, Zara, etc)

$28.58 ฿955

$33.11 €29.45

-13.68%

Sport Shoes (Adidas, Nike)

$96.1 ฿3,213

$73.3 €65.2

31.11%

Men's Leather Business Shoes

$88.1 ฿2,943

$95.1 €84.6

-7.39%

1-bedroom Apartment, City Center (Monthly)

$729 ฿24.4K

$425 €378

71.64%

1-bedroom Apartment, Outside City Center (Monthly)

$460 ฿15.4K

$275 €245

67.22%

3-bedroom Apartment, City Center (Monthly)

$2,096 ฿70.0K

$570 €507

267.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,222 ฿40.8K

$497 €442

146.12%

Buy Apartment in City Center (m2)

$3,459 ฿115.6K

$1,696 €1,508

104.00%

Buy Apartment Outside City Center (m2)

$2,489 ฿83.2K

$1,012 €900

146.01%

Average Monthly Net Salary (After Tax)

$493 ฿16.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

11.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 13, 2026

Last update for Cetinje: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$460 38.1%

Cetinje

$275 26.4% 40.2% $185

Groceries & Markets

Phuket

$268 22.2%

Cetinje

$223 21.4% 16.7% $45

Monthly Utilities & Internet

Phuket

$128 10.6%

Cetinje

$182 17.4% 42.2% $54

Clothing & Footwear

Phuket

$124 10.3%

Cetinje

$128 12.3% 3.2% $4

Eating Out

Phuket

$121 10.1%

Cetinje

$181 17.4% 49.6% $60

Sport & Entertainment

Phuket

$67 5.6%

Cetinje

$47 4.5% 30.3% $20

Getting Around

Phuket

$39 3.2%

Cetinje

$7.7 * 0.7% 80.3% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $729 in Phuket versus $425 in Cetinje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Phuket versus $36.00 in Cetinje. Groceries tell a different story – $268 in Phuket vs $223 in Cetinje – so Cetinje wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Phuket

🇲🇪 Cetinje

🕒 Local time

15:41 3:41 PM

10:41 10:41 AM

5 h behind Phuket

🌤 Weather

👥 Population

79,308

13,918

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

On the map

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Between locations

Phuket Cetinje 8,550 km ≈ 11 h nonstop flight

From you

Phuket
Cetinje

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Cetinje: Cost of Living - Frequently Asked Questions

Phuket costs about 16% more than Cetinje, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,811 per month in Phuket and $1,566 in Cetinje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cetinje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Phuket and $36.00 in Cetinje. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 20% more in Phuket, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cetinje, where all-in costs run around $1,044, than in Phuket at $1,207. In Cetinje it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cetinje costs $1,044 versus $1,207 in Phuket. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cetinje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.