Cost of Living Comparison Between Phuket and Cetinje Cost of Living Comparison Between Phuket and Cetinje

Monthly Cost of Living

A single person spends $1,253 per month in Phuket vs $1,071 in Cetinje, rent included.

A couple spends around $2,043 per month in Phuket vs $1,672 in Cetinje, rent included.

A family of three spends $2,833 per month in Phuket vs $2,273 in Cetinje, rent included.

Phuket costs about 17% more than Cetinje, driven mainly by Eating Out.

Both Phuket and Cetinje are more affordable than the global median – Phuket 9% lower, Cetinje 22% lower.

Meal at Budget Restaurant

$4.56 ฿150

$11.45 €9.85

-60.17%

Three-Course Dinner for Two, Mid-Range

$32.62 ฿1,072

$37.22 €32.03

-12.36%

Fast Food Meal (McDonalds, etc)

$8.90 ฿293

$9.18 €7.90

-3.05%

Cappuccino

$2.80 ฿92.2

$2.59 €2.23

8.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 ฿28.93

$2.26 €1.94

-61.06%

Water (0.33 liter bottle)

$0.49 ฿16.08

$1.53 €1.32

-67.97%

Local Beer (0.5 liter draught)

$2.39 ฿78.5

$2.87 €2.47

-16.72%

Imported Beer (0.33 liter bottle)

$3.71 ฿122

$3.42 €2.94

8.48%

Milk (1 liter)

$1.79 ฿58.7

$1.28 €1.10

39.84%

White Bread (500g)

$1.44 ฿47.38

$1.08 €0.93

33.33%

Rice (white) (1kg)

$1.58 ฿52.1

$2.38 €2.05

-33.61%

Eggs

$2.13 ฿69.9

$3.12 €2.68

-31.73%

Local Cheese (1kg)

$19.92 ฿655

$9.47 €8.15

110.35%

Chicken Fillets (1kg)

$3.43 ฿113

$7.47 €6.43

-54.08%

Beef Round Steak (1kg)

$11.33 ฿372

$12.63 €10.87

-10.29%

Apples (1kg)

$2.95 ฿96.9

$1.38 €1.18

113.77%

Banana (1kg)

$1.72 ฿56.6

$1.74 €1.50

-1.15%

Oranges (1kg)

$2.32 ฿76.4

$1.60 €1.38

45.00%

Tomato (1kg)

$2.08 ฿68.4

$2.99 €2.57

-30.43%

Potato (1kg)

$1.47 ฿48.33

$0.93 €0.80

58.06%

Onion (1kg)

$1.36 ฿44.64

$1.10 €0.95

23.64%

Lettuce (1 head)

$1.10 ฿36.12

$1.76 €1.52

-37.50%

Water (1.5 liter bottle)

$0.57 ฿18.89

$0.97 €0.84

-41.24%

Cigarettes 20 Pack (Marlboro, Camel)

$4.27 ฿140

$3.98 €3.42

7.29%

Wine (Bottle)

$18.42 ฿605

$5.96 €5.13

209.06%

Local Beer (0.5 liter bottle)

$1.87 ฿61.5

$1.19 €1.02

57.14%

Imported Beer (0.33 liter bottle)

$2.92 ฿96.0

$1.79 €1.54

63.13%

One-way Ticket (Public Transport)

$2.22 ฿72.9

Public Transport Monthly Pass (Regular Price)

$22.90 ฿753

Taxi Start (Normal Tariff)

$3.03 ฿99.6

$2.39 €2.05

26.78%

Taxi (Normal Tariff) (1km)

$1.07 ฿35.31

$1.13 €0.97

-5.31%

Taxi 1hour Waiting (Normal Tariff)

$3.93 ฿129

$17.11 €14.72

-77.03%

Gasoline (1 liter)

$1.49 ฿49.04

$1.79 €1.54

-16.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K ฿891.7K

$30.0K €25.8K

-9.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K ฿902.3K

$21.8K €18.7K

26.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 ฿3,379

$137 €118

-25.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.99 ฿361

$13.79 €11.87

-20.30%

Internet (50+ Mbps, Unlimited Data)

$17.51 ฿576

$35.25 €30.33

-50.33%

Gym Membership (Monthly)

$53.5 ฿1,760

$41.42 €35.64

29.24%

Tennis Court (1 Hour on Weekend)

$11.20 ฿368

Cinema Ticket

$7.48 ฿246

$4.02 €3.46

86.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$557 ฿18.3K

$412 €355

35.03%

International Primary School, 1 Child (Yearly)

$11.9K ฿389.6K

$7,275 €6,261

62.92%

Jeans (Levis 501 Or Similar)

$64.1 ฿2,106

$87.3 €75.1

-26.59%

Summer Dress (H&M, Zara, etc)

$29.07 ฿956

$34.42 €29.62

-15.54%

Sport Shoes (Adidas, Nike)

$96.0 ฿3,154

$74.0 €63.7

29.62%

Men's Leather Business Shoes

$90.3 ฿2,970

$97.9 €84.3

-7.72%

1-bedroom Apartment, City Center (Monthly)

$730 ฿24.0K

$439 €378

66.44%

1-bedroom Apartment, Outside City Center (Monthly)

$500 ฿16.4K

$290 €250

72.07%

3-bedroom Apartment, City Center (Monthly)

$2,090 ฿68.7K

$596 €513

250.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,209 ฿39.7K

$514 €443

135.14%

Buy Apartment in City Center (m2)

$3,596 ฿118.2K

$1,749 €1,505

105.56%

Buy Apartment Outside City Center (m2)

$2,512 ฿82.6K

$1,027 €884

144.66%

Average Monthly Net Salary (After Tax)

$503 ฿16.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

11.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: August 31, 2026

Last update for Cetinje: September 1, 2026

Cost Breakdown

A central one-bedroom costs $730 in Phuket versus $439 in Cetinje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Phuket versus $37.00 in Cetinje. Groceries tell a different story – $273 in Phuket vs $233 in Cetinje – so Cetinje wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Cetinje: Cost of Living - Frequently Asked Questions

Phuket costs about 17% more than Cetinje, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,880 per month in Phuket and $1,607 in Cetinje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cetinje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Phuket and $37.00 in Cetinje. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 17% more in Phuket, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cetinje, where all-in costs run around $1,071, than in Phuket at $1,253. In Cetinje it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cetinje costs $1,071 versus $1,253 in Phuket. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cetinje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.