Last update: Oct 2026

Cost of Living Comparison Between Phuket and Cemagi, Bali

For one person, living is cheaper in Cemagi, Bali: $1,143 a month against $1,208 in Phuket, rent and utilities included – about $780 less a year. The total is higher in Phuket despite lower rent and utilities.

59

Cost of Living Index in Phuket
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Phuket Living Index
55

Cost of Living Index in Cemagi, Bali
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Cemagi, Bali Living Index

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Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Cemagi, Bali

🇮🇩 Indonesia

$1,143

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Cemagi, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Cemagi, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,208 in Phuket versus $1,143 in Cemagi, Bali.

Phuket $1,208
Cemagi, Bali $1,143

Estimated couple costs with rent: $2,027 in Phuket versus $1,926 in Cemagi, Bali.

Phuket $2,027
Cemagi, Bali $1,926

Monthly costs for a family of three with rent: $2,845 in Phuket versus $2,709 in Cemagi, Bali.

Phuket $2,845
Cemagi, Bali $2,709

Living in Phuket is roughly 6% more expensive than in Cemagi, Bali, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Phuket 11% lower, Cemagi, Bali 16% lower.

Meal at Budget Restaurant

$4.40 ฿147

$2.78 Rp 50.0K

58.27%

Three-Course Dinner for Two, Mid-Range

$32.26 ฿1,078

$29.77 Rp 535.9K

8.36%

Fast Food Meal (McDonalds, etc)

$8.76 ฿293

$4.63 Rp 83.4K

89.20%

Cappuccino

$2.83 ฿94.5

$2.21 Rp 39.8K

28.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 ฿30.14

$1.39 Rp 25.0K

-35.25%

Water (0.33 liter bottle)

$0.47 ฿15.56

$0.68 Rp 12.3K

-30.88%

Local Beer (0.5 liter draught)

$2.55 ฿85.2

$2.26 Rp 40.7K

12.83%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$3.74 Rp 67.3K

2.41%

Milk (1 liter)

$1.73 ฿57.7

$1.51 Rp 27.3K

14.57%

White Bread (500g)

$1.47 ฿49.11

$2.12 Rp 38.1K

-30.66%

Rice (white) (1kg)

$1.51 ฿50.6

$1.15 Rp 20.8K

31.30%

Eggs

$2.17 ฿72.7

$2.01 Rp 36.2K

7.96%

Local Cheese (1kg)

$19.70 ฿658

$16.27 Rp 292.8K

21.08%

Chicken Fillets (1kg)

$3.34 ฿112

$3.61 Rp 64.9K

-7.48%

Beef Round Steak (1kg)

$11.16 ฿373

$11.41 Rp 205.3K

-2.19%

Apples (1kg)

$2.85 ฿95.1

$3.33 Rp 59.9K

-14.41%

Banana (1kg)

$1.70 ฿56.9

$1.46 Rp 26.3K

16.44%

Oranges (1kg)

$2.19 ฿73.3

$2.14 Rp 38.6K

2.34%

Tomato (1kg)

$2.05 ฿68.4

$1.88 Rp 33.9K

9.04%

Potato (1kg)

$1.45 ฿48.57

$1.76 Rp 31.6K

-17.61%

Onion (1kg)

$1.38 ฿46.16

$2.23 Rp 40.1K

-38.12%

Lettuce (1 head)

$1.07 ฿35.69

$0.94 Rp 17.0K

13.83%

Water (1.5 liter bottle)

$0.51 ฿16.91

$0.51 Rp 9,209

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$2.08 Rp 37.4K

104.81%

Wine (Bottle)

$18.58 ฿621

$21.74 Rp 391.3K

-14.54%

Local Beer (0.5 liter bottle)

$1.78 ฿59.7

$2.23 Rp 40.1K

-20.18%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.2

$2.77 Rp 49.8K

2.89%

One-way Ticket (Public Transport)

$2.26 ฿75.6

$0.27 Rp 4,894

737.04%

Public Transport Monthly Pass (Regular Price)

$22.10 ฿738

$9.24 Rp 166.3K

139.18%

Taxi Start (Normal Tariff)

$3.01 ฿101

$0.50 Rp 8,956

502.00%

Taxi (Normal Tariff) (1km)

$1.06 ฿35.34

$0.52 Rp 9,435

103.85%

Taxi 1hour Waiting (Normal Tariff)

$3.86 ฿129

$2.62 Rp 47.2K

47.33%

Gasoline (1 liter)

$1.45 ฿48.45

$0.91 Rp 16.3K

59.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ฿879.9K

$26.6K Rp 479.1M

-1.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿900.4K

$35.1K Rp 632.6M

-23.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,221

$81.4 Rp 1.5M

18.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 ฿369

$6.55 Rp 117.9K

68.55%

Internet (50+ Mbps, Unlimited Data)

$17.14 ฿573

$18.62 Rp 335.1K

-7.95%

Gym Membership (Monthly)

$52.2 ฿1,744

$50.7 Rp 912.2K

2.96%

Tennis Court (1 Hour on Weekend)

$11.16 ฿373

$16.73 Rp 301.2K

-33.29%

Cinema Ticket

$7.81 ฿261

$3.98 Rp 71.6K

96.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 ฿18.6K

$461 Rp 8.3M

20.61%

International Primary School, 1 Child (Yearly)

$11.6K ฿387.0K

$5,348 Rp 96.3M

116.53%

Jeans (Levis 501 Or Similar)

$64.2 ฿2,146

$42.78 Rp 770.0K

50.07%

Summer Dress (H&M, Zara, etc)

$28.69 ฿959

$33.81 Rp 608.5K

-15.14%

Sport Shoes (Adidas, Nike)

$95.4 ฿3,187

$76.8 Rp 1.4M

24.20%

Men's Leather Business Shoes

$88.0 ฿2,940

$74.2 Rp 1.3M

18.64%

1-bedroom Apartment, City Center (Monthly)

$737 ฿24.6K

$840 Rp 15.1M

-12.24%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ฿15.5K

$499 Rp 9.0M

-7.32%

3-bedroom Apartment, City Center (Monthly)

$2,095 ฿70.0K

$2,669 Rp 48.0M

-21.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,201 ฿40.1K

$1,275 Rp 23.0M

-5.84%

Buy Apartment in City Center (m2)

$3,488 ฿116.6K

$2,048 Rp 36.9M

70.29%

Buy Apartment Outside City Center (m2)

$2,523 ฿84.3K

$1,665 Rp 30.0M

51.50%

Average Monthly Net Salary (After Tax)

$501 ฿16.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

13.78

-59.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 19, 2026

Last update for Cemagi, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$462 38.3%

Cemagi, Bali

$499 43.7% 7.9% $37

Groceries & Markets

Phuket

$269 22.2%

Cemagi, Bali

$273 23.9% 1.7% $4.6

Monthly Utilities & Internet

Phuket

$125 10.3%

Cemagi, Bali

$107 9.3% 14.5% $18

Clothing & Footwear

Phuket

$124 10.3%

Cemagi, Bali

$102 9% 17.6% $22

Eating Out

Phuket

$121 10%

Cemagi, Bali

$90 7.9% 26% $31

Sport & Entertainment

Phuket

$68 5.6%

Cemagi, Bali

$59 5.1% 13.5% $9.2

Getting Around

Phuket

$39 3.3%

Cemagi, Bali

$13 1.2% 65.9% $26

Cost Breakdown

A one-bedroom apartment in the center runs $737 in Phuket and $840 in Cemagi, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Phuket vs $30.00 in Cemagi, Bali. Groceries flip the comparison at $269 vs $273, with Phuket cheaper for home cooking.

Good to know

🇹🇭 Phuket

🇮🇩 Cemagi, Bali

🕒 Local time

04:22 4:22 AM

05:22 5:22 AM

1 h ahead of Phuket

🌤 Weather

👥 Population

79,308

4,824

💱 Currency

Thai Baht THB ฿

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 21, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Phuket Cemagi, Bali 2,610 km ≈ 3 h 45 min nonstop flight

From you

Phuket
Cemagi, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Cemagi, Bali: Cost of Living - Frequently Asked Questions

Phuket and Cemagi, Bali differ by about 6% in total monthly costs ($1,208 vs $1,143 including rent). Cemagi, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,813 in Phuket and $1,714 in Cemagi, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $737 in Phuket versus $840 in Cemagi, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $556 in Phuket versus $461 in Cemagi, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Phuket pay roughly 2% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,143 in Cemagi, Bali versus $1,208 in Phuket, a $2,000 budget is realistic in Cemagi, Bali but tight or insufficient in Phuket. The gap between the two cities makes Cemagi, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Cemagi, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cemagi, Bali gentler on the wallet – expenses run 6% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.