Last update: Oct 2026

Cost of Living Comparison Between Phuket and Cagayan de Oro City

For one person, living is cheaper in Cagayan de Oro City: $771 a month against $1,207 in Phuket, rent and utilities included – about $5,200 less a year. Other living expenses account for most of the difference.

59

Cost of Living Index in Phuket
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Phuket Living Index
37

Cost of Living Index in Cagayan de Oro City
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Cagayan de Oro City Living Index

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Phuket

🇹🇭 Thailand

$1,207

/mo nomad

Cagayan de Oro City

🇵🇭 Philippines

$771

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Cagayan de Oro City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Cagayan de Oro City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,207 in Phuket versus $771 in Cagayan de Oro City.

Phuket $1,207
Cagayan de Oro City $771

Estimated couple costs with rent: $2,037 in Phuket versus $1,141 in Cagayan de Oro City.

Phuket $2,037
Cagayan de Oro City $1,141

Monthly costs for a family of three with rent: $2,867 in Phuket versus $1,511 in Cagayan de Oro City.

Phuket $2,867
Cagayan de Oro City $1,511

Living in Phuket is roughly 57% more expensive than in Cagayan de Oro City, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phuket 11% lower, Cagayan de Oro City 43% lower.

Meal at Budget Restaurant

$4.58 ฿153

$3.68 ₱231

24.46%

Three-Course Dinner for Two, Mid-Range

$32.48 ฿1,086

$12.80 ₱806

153.75%

Fast Food Meal (McDonalds, etc)

$8.55 ฿286

$3.05 ₱192

180.33%

Cappuccino

$2.72 ฿91.0

$2.33 ₱147

16.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 ฿31.25

$0.76 ₱47.91

23.68%

Water (0.33 liter bottle)

$0.49 ฿16.39

$0.64 ₱39.98

-23.44%

Local Beer (0.5 liter draught)

$2.59 ฿86.6

$1.38 ₱86.9

87.68%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$1.98 ₱124

93.43%

Milk (1 liter)

$1.74 ฿58.1

$1.48 ₱93.4

17.57%

White Bread (500g)

$1.43 ฿47.82

$0.89 ₱56.2

60.67%

Rice (white) (1kg)

$1.53 ฿51.0

$0.92 ₱58.0

66.30%

Eggs

$2.17 ฿72.7

$2.17 ₱137

Local Cheese (1kg)

$19.15 ฿640

$8.67 ₱546

120.88%

Chicken Fillets (1kg)

$3.30 ฿110

$3.29 ₱207

0.30%

Beef Round Steak (1kg)

$11.14 ฿372

$5.76 ₱363

93.40%

Apples (1kg)

$2.95 ฿98.5

$2.05 ₱129

43.90%

Banana (1kg)

$1.68 ฿56.1

$1.08 ₱68.3

55.56%

Oranges (1kg)

$2.30 ฿76.8

$2.38 ₱150

-3.36%

Tomato (1kg)

$2.13 ฿71.3

$1.14 ₱71.9

86.84%

Potato (1kg)

$1.53 ฿51.1

$1.92 ₱121

-20.31%

Onion (1kg)

$1.36 ฿45.55

$2.53 ₱159

-46.25%

Lettuce (1 head)

$1.12 ฿37.44

$0.76 ₱47.87

47.37%

Water (1.5 liter bottle)

$0.55 ฿18.24

$0.48 ₱30.30

14.58%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$3.02 ₱190

41.06%

Wine (Bottle)

$18.19 ฿608

$3.97 ₱250

358.19%

Local Beer (0.5 liter bottle)

$1.74 ฿58.2

$1.22 ₱77.0

42.62%

Imported Beer (0.33 liter bottle)

$2.79 ฿93.3

$1.93 ₱122

44.56%

One-way Ticket (Public Transport)

$2.22 ฿74.1

$0.41 ₱25.99

441.46%

Public Transport Monthly Pass (Regular Price)

$22.06 ฿737

$9.84 ₱620

124.19%

Taxi Start (Normal Tariff)

$2.91 ฿97.3

$0.63 ₱39.57

361.90%

Taxi (Normal Tariff) (1km)

$1.01 ฿33.79

$0.21 ₱13.18

380.95%

Taxi 1hour Waiting (Normal Tariff)

$3.83 ฿128

$1.94 ₱122

97.42%

Gasoline (1 liter)

$1.49 ฿49.85

$1.08 ₱67.8

37.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K ฿891.6K

$21.1K ₱1.3M

26.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿892.7K

$18.9K ₱1.2M

41.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.4 ฿3,321

$137 ₱8,600

-27.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.28 ฿377

$22.77 ₱1,433

-50.46%

Internet (50+ Mbps, Unlimited Data)

$17.36 ฿580

$30.51 ₱1,921

-43.10%

Gym Membership (Monthly)

$52.3 ฿1,747

$20.70 ₱1,303

152.61%

Tennis Court (1 Hour on Weekend)

$10.85 ฿362

$2.87 ₱181

278.05%

Cinema Ticket

$7.57 ฿253

$4.55 ₱286

66.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$558 ฿18.7K

$66.4 ₱4,181

740.72%

International Primary School, 1 Child (Yearly)

$11.5K ฿383.9K

$2,257 ₱142.1K

408.93%

Jeans (Levis 501 Or Similar)

$62.9 ฿2,102

$31.71 ₱1,997

98.30%

Summer Dress (H&M, Zara, etc)

$28.58 ฿955

$13.08 ₱824

118.50%

Sport Shoes (Adidas, Nike)

$96.1 ฿3,213

$52.4 ₱3,300

83.40%

Men's Leather Business Shoes

$88.1 ฿2,943

$39.65 ₱2,496

122.09%

1-bedroom Apartment, City Center (Monthly)

$729 ฿24.4K

$377 ₱23.8K

93.26%

1-bedroom Apartment, Outside City Center (Monthly)

$460 ฿15.4K

$229 ₱14.4K

101.27%

3-bedroom Apartment, City Center (Monthly)

$2,096 ฿70.0K

$693 ₱43.7K

202.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,222 ฿40.8K

$452 ₱28.5K

170.38%

Buy Apartment in City Center (m2)

$3,459 ฿115.6K

$1,604 ₱101.0K

115.69%

Buy Apartment Outside City Center (m2)

$2,489 ฿83.2K

$951 ₱59.9K

161.73%

Average Monthly Net Salary (After Tax)

$493 ฿16.5K

$302 ₱19.0K

63.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.75

-17.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 13, 2026

Last update for Cagayan de Oro City: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$460 38.1%

Cagayan de Oro City

$229 29.6% 50.3% $231

Groceries & Markets

Phuket

$268 22.2%

Cagayan de Oro City

$165 21.4% 38.2% $102

Monthly Utilities & Internet

Phuket

$128 10.6%

Cagayan de Oro City

$190 24.6% 48.3% $62

Clothing & Footwear

Phuket

$124 10.3%

Cagayan de Oro City

$62 8% 50.4% $62

Eating Out

Phuket

$121 10.1%

Cagayan de Oro City

$83 10.8% 31.6% $38

Sport & Entertainment

Phuket

$67 5.6%

Cagayan de Oro City

$30 3.9% 55.8% $38

Getting Around

Phuket

$39 3.2%

Cagayan de Oro City

$13 1.7% 66.1% $26

Cost Breakdown

A one-bedroom apartment in the center runs $729 in Phuket and $377 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Phuket pays 63% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Phuket vs $13.00 in Cagayan de Oro City for a mid-range dinner for two. Groceries echo the gap at $268 vs $165 per month, with Cagayan de Oro City cheaper across the board.

Good to know

🇹🇭 Phuket

🇵🇭 Cagayan de Oro City

🕒 Local time

03:04 3:04 AM

04:04 4:04 AM

1 h ahead of Phuket

🌤 Weather

👥 Population

79,308

728,402

💱 Currency

Thai Baht THB ฿

Philippine Peso PHP ₱

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Cagayan de Oro City 2,890 km ≈ 4 h nonstop flight

From you

Phuket
Cagayan de Oro City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Phuket and Cagayan de Oro City differ by about 57% in total monthly costs ($1,207 vs $771 including rent). Cagayan de Oro City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 63% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $729 in Phuket versus $377 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 62% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cagayan de Oro City – a meal for two runs $13.00 versus $32.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $771 in Cagayan de Oro City versus $1,207 in Phuket, a $2,000 budget is realistic in Cagayan de Oro City but tight or insufficient in Phuket. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phuket and Cagayan de Oro City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cagayan de Oro City gentler on the wallet – expenses run 57% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.