Last update: Oct 2026

Cost of Living Comparison Between Phuket and the Bay Islands

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Cost of Living Index in Phuket
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Phuket Living Index

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Phuket

🇹🇭 Thailand

$1,190

/mo nomad

Bay Islands

🇭🇳 Honduras

/mo nomad

Meal at Budget Restaurant

$4.35 ฿146

Three-Course Dinner for Two, Mid-Range

$32.45 ฿1,087

Fast Food Meal (McDonalds, etc)

$8.42 ฿282

Cappuccino

$2.81 ฿94.0

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.31

Water (0.33 liter bottle)

$0.46 ฿15.40

Local Beer (0.5 liter draught)

$2.59 ฿86.6

Imported Beer (0.33 liter bottle)

$3.64 ฿122

Milk (1 liter)

$1.71 ฿57.2

White Bread (500g)

$1.45 ฿48.45

Rice (white) (1kg)

$1.56 ฿52.3

Eggs

$2.10 ฿70.3

Local Cheese (1kg)

$19.53 ฿654

Chicken Fillets (1kg)

$3.40 ฿114

Beef Round Steak (1kg)

$11.14 ฿373

Apples (1kg)

$2.83 ฿94.9

Banana (1kg)

$1.62 ฿54.4

Oranges (1kg)

$2.22 ฿74.5

Tomato (1kg)

$2.15 ฿71.9

Potato (1kg)

$1.49 ฿49.98

Onion (1kg)

$1.33 ฿44.43

Lettuce (1 head)

$1.07 ฿35.74

Water (1.5 liter bottle)

$0.51 ฿17.02

Cigarettes 20 Pack (Marlboro, Camel)

$4.38 ฿147

Wine (Bottle)

$18.77 ฿629

Local Beer (0.5 liter bottle)

$1.74 ฿58.3

Imported Beer (0.33 liter bottle)

$2.78 ฿93.0

One-way Ticket (Public Transport)

$2.17 ฿72.6

Public Transport Monthly Pass (Regular Price)

$22.28 ฿746

Taxi Start (Normal Tariff)

$3.02 ฿101

Taxi (Normal Tariff) (1km)

$1.06 ฿35.45

Taxi 1hour Waiting (Normal Tariff)

$3.71 ฿124

Gasoline (1 liter)

$1.43 ฿47.91

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ฿882.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K ฿877.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.7 ฿3,238

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.41 ฿382

Internet (50+ Mbps, Unlimited Data)

$17.11 ฿573

Gym Membership (Monthly)

$52.8 ฿1,769

Tennis Court (1 Hour on Weekend)

$11.07 ฿371

Cinema Ticket

$7.65 ฿256

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$555 ฿18.6K

International Primary School, 1 Child (Yearly)

$11.3K ฿377.9K

Jeans (Levis 501 Or Similar)

$63.4 ฿2,124

Summer Dress (H&M, Zara, etc)

$28.61 ฿958

Sport Shoes (Adidas, Nike)

$96.7 ฿3,240

Men's Leather Business Shoes

$88.6 ฿2,968

1-bedroom Apartment, City Center (Monthly)

$735 ฿24.6K

1-bedroom Apartment, Outside City Center (Monthly)

$458 ฿15.3K

3-bedroom Apartment, City Center (Monthly)

$2,102 ฿70.4K

3-bedroom Apartment, Outside City Center (Monthly)

$1,187 ฿39.8K

Buy Apartment in City Center (m2)

$3,493 ฿117.0K

Buy Apartment Outside City Center (m2)

$2,491 ฿83.5K

Average Monthly Net Salary (After Tax)

$501 ฿16.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 4, 2026

Last update for the Bay Islands: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$458 38.1%

Bay Islands

–

Groceries & Markets

Phuket

$268 22.3%

Bay Islands

–

Monthly Utilities & Internet

Phuket

$125 10.4%

Bay Islands

–

Clothing & Footwear

Phuket

$125 10.4%

Bay Islands

–

Eating Out

Phuket

$119 9.9%

Bay Islands

–

Sport & Entertainment

Phuket

$68 5.7%

Bay Islands

–

Getting Around

Phuket

$39 3.3%

Bay Islands

–

Good to know

🇹🇭 Phuket

🇭🇳 Bay Islands

🕒 Local time

13:48 1:48 PM

00:48 12:48 AM

13 h behind Phuket

🌤 Weather

👥 Population

79,308

71,500

💱 Currency

Thai Baht THB ฿

Honduran Lempira HNL L

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100 HNL = 3.72 USD

100 HNL = 3.32 EUR

Exchange rates and currency converter

HNL, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 13, 2026: 1 USD = 33.5 THB (100 THB = 2.99 USD). 1 EUR = 37.54 THB (100 THB = 2.66 EUR).

Honduran Lempira exchange rates as of October 13, 2026: 1 USD = 26.86 HNL (100 HNL = 3.72 USD). 1 EUR = 30.1 HNL (100 HNL = 3.32 EUR).

USD to THB in detail →

On the map

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Between locations

Phuket Bay Islands 17,270 km ≈ 22 h nonstop flight

From you

Phuket
Bay Islands

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Bay Islands: Cost of Living - Frequently Asked Questions

For families, Bay Islands is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Bay Islands are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Bay Islands wins on affordability, Phuket on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.