Last update: Oct 2026

Cost of Living Comparison Between the Bay Islands and Phuket

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Cost of Living Index in Phuket
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Phuket Living Index

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Bay Islands

🇭🇳 Honduras

/mo nomad

Phuket

🇹🇭 Thailand

$1,190

/mo nomad

Meal at Budget Restaurant

$4.35 ฿146

Three-Course Dinner for Two, Mid-Range

$32.45 ฿1,091

Fast Food Meal (McDonalds, etc)

$8.42 ฿283

Cappuccino

$2.81 ฿94.3

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.41

Water (0.33 liter bottle)

$0.46 ฿15.45

Local Beer (0.5 liter draught)

$2.59 ฿86.9

Imported Beer (0.33 liter bottle)

$3.64 ฿123

Milk (1 liter)

$1.71 ฿57.4

White Bread (500g)

$1.45 ฿48.61

Rice (white) (1kg)

$1.56 ฿52.5

Eggs

$2.10 ฿70.5

Local Cheese (1kg)

$19.53 ฿656

Chicken Fillets (1kg)

$3.40 ฿114

Beef Round Steak (1kg)

$11.14 ฿374

Apples (1kg)

$2.83 ฿95.2

Banana (1kg)

$1.62 ฿54.5

Oranges (1kg)

$2.22 ฿74.8

Tomato (1kg)

$2.15 ฿72.2

Potato (1kg)

$1.49 ฿50.2

Onion (1kg)

$1.33 ฿44.57

Lettuce (1 head)

$1.07 ฿35.86

Water (1.5 liter bottle)

$0.51 ฿17.07

Cigarettes 20 Pack (Marlboro, Camel)

$4.38 ฿147

Wine (Bottle)

$18.77 ฿631

Local Beer (0.5 liter bottle)

$1.74 ฿58.5

Imported Beer (0.33 liter bottle)

$2.78 ฿93.3

One-way Ticket (Public Transport)

$2.17 ฿72.9

Public Transport Monthly Pass (Regular Price)

$22.28 ฿749

Taxi Start (Normal Tariff)

$3.02 ฿101

Taxi (Normal Tariff) (1km)

$1.06 ฿35.56

Taxi 1hour Waiting (Normal Tariff)

$3.71 ฿125

Gasoline (1 liter)

$1.43 ฿48.07

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ฿885.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K ฿880.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.7 ฿3,249

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.41 ฿384

Internet (50+ Mbps, Unlimited Data)

$17.11 ฿575

Gym Membership (Monthly)

$52.8 ฿1,775

Tennis Court (1 Hour on Weekend)

$11.07 ฿372

Cinema Ticket

$7.65 ฿257

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$555 ฿18.6K

International Primary School, 1 Child (Yearly)

$11.3K ฿379.2K

Jeans (Levis 501 Or Similar)

$63.4 ฿2,131

Summer Dress (H&M, Zara, etc)

$28.61 ฿961

Sport Shoes (Adidas, Nike)

$96.7 ฿3,251

Men's Leather Business Shoes

$88.6 ฿2,978

1-bedroom Apartment, City Center (Monthly)

$735 ฿24.7K

1-bedroom Apartment, Outside City Center (Monthly)

$458 ฿15.4K

3-bedroom Apartment, City Center (Monthly)

$2,102 ฿70.6K

3-bedroom Apartment, Outside City Center (Monthly)

$1,187 ฿39.9K

Buy Apartment in City Center (m2)

$3,493 ฿117.4K

Buy Apartment Outside City Center (m2)

$2,491 ฿83.7K

Average Monthly Net Salary (After Tax)

$501 ฿16.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Bay Islands: October 6, 2026

Last update for Phuket: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bay Islands

–

Phuket

$458 38.1%

Groceries & Markets

Bay Islands

–

Phuket

$268 22.3%

Monthly Utilities & Internet

Bay Islands

–

Phuket

$125 10.4%

Clothing & Footwear

Bay Islands

–

Phuket

$125 10.4%

Eating Out

Bay Islands

–

Phuket

$119 9.9%

Sport & Entertainment

Bay Islands

–

Phuket

$68 5.7%

Getting Around

Bay Islands

–

Phuket

$39 3.3%

Good to know

🇭🇳 Bay Islands

🇹🇭 Phuket

🕒 Local time

00:48 12:48 AM

13:48 1:48 PM

13 h ahead of the Bay Islands

🌤 Weather

👥 Population

71,500

79,308

💱 Currency

Honduran Lempira HNL L

Thai Baht THB ฿

📈 Exchange rate

100 HNL = 3.72 USD

100 HNL = 3.32 EUR

100 THB = 2.98 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to HNL – Honduran Lempira Converter

🇺🇸 United States Dollar ($)

🇭🇳 Honduran Lempira (L)

Honduran Lempira exchange rates as of October 13, 2026: 1 USD = 26.86 HNL (100 HNL = 3.72 USD). 1 EUR = 30.1 HNL (100 HNL = 3.32 EUR).

Thai Baht exchange rates as of October 13, 2026: 1 USD = 33.61 THB (100 THB = 2.98 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

USD to HNL in detail →

On the map

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Between locations

Bay Islands Phuket 17,270 km ≈ 22 h nonstop flight

From you

Bay Islands
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bay Islands vs Phuket: Cost of Living - Frequently Asked Questions

For families, Bay Islands is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Bay Islands and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Bay Islands wins on affordability, Phuket on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.