Last update: Oct 2026

Cost of Living Comparison Between Phuket and Accra

For one person, living is cheaper in Accra: $1,077 a month against $1,278 in Phuket, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Phuket outweigh lower spending on other living expenses.

62

Cost of Living Index in Phuket
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Phuket Living Index
52

Cost of Living Index in Accra
Learn more

Accra Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Accra

🇬🇭 Ghana

$1,077

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Accra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Accra actually costs, broken down by who's living it.

A single person spends $1,278 per month in Phuket vs $1,077 in Accra, rent included.

Phuket $1,278
Accra $1,077

A couple spends around $2,216 per month in Phuket vs $1,708 in Accra, rent included.

Phuket $2,216
Accra $1,708

A family of three spends $3,154 per month in Phuket vs $2,340 in Accra, rent included.

Phuket $3,154
Accra $2,340

Phuket costs about 19% more than Accra, and outside of rent the biggest gap is in clothing.

Both Phuket and Accra are more affordable than the global median – Phuket 6% lower, Accra 21% lower.

Meal at Budget Restaurant

$4.47 ฿151

$8.38 GHS 97.1

-46.66%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,094

$51.6 GHS 597

-37.13%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$10.25 GHS 119

-14.05%

Cappuccino

$2.83 ฿95.5

$4.59 GHS 53.2

-38.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.43

$1.62 GHS 18.71

-46.30%

Water (0.33 liter bottle)

$0.49 ฿16.67

$0.47 GHS 5.48

4.26%

Local Beer (0.5 liter draught)

$2.56 ฿86.4

$1.90 GHS 22.01

34.74%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$2.19 GHS 25.32

68.04%

Milk (1 liter)

$1.66 ฿56.0

$3.59 GHS 41.53

-53.76%

White Bread (500g)

$1.46 ฿49.35

$1.62 GHS 18.79

-9.88%

Rice (white) (1kg)

$1.50 ฿50.6

$3.08 GHS 35.70

-51.30%

Eggs

$2.09 ฿70.5

$2.62 GHS 30.36

-20.23%

Local Cheese (1kg)

$19.07 ฿644

$11.92 GHS 138

59.98%

Chicken Fillets (1kg)

$3.30 ฿111

$7.37 GHS 85.3

-55.22%

Beef Round Steak (1kg)

$10.91 ฿368

$9.96 GHS 115

9.54%

Apples (1kg)

$2.93 ฿99.0

$3.58 GHS 41.45

-18.16%

Banana (1kg)

$1.69 ฿57.1

$1.39 GHS 16.06

21.58%

Oranges (1kg)

$2.25 ฿75.8

$1.78 GHS 20.61

26.40%

Tomato (1kg)

$2.08 ฿70.1

$3.73 GHS 43.20

-44.24%

Potato (1kg)

$1.51 ฿51.0

$2.79 GHS 32.33

-45.88%

Onion (1kg)

$1.38 ฿46.56

$2.77 GHS 32.13

-50.18%

Lettuce (1 head)

$1.07 ฿35.99

$0.74 GHS 8.63

44.59%

Water (1.5 liter bottle)

$0.52 ฿17.52

$0.62 GHS 7.14

-16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$2.63 GHS 30.49

59.70%

Wine (Bottle)

$18.79 ฿634

$7.14 GHS 82.6

163.17%

Local Beer (0.5 liter bottle)

$1.82 ฿61.5

$1.25 GHS 14.44

45.60%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.9

$2.36 GHS 27.37

20.34%

One-way Ticket (Public Transport)

$1.45 ฿49.03

$1.52 GHS 17.64

-4.61%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,913

$41.35 GHS 479

37.03%

Taxi Start (Normal Tariff)

$3.02 ฿102

$1.76 GHS 20.36

71.59%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.36

$1.27 GHS 14.74

-19.69%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

$4.24 GHS 49.04

-12.97%

Gasoline (1 liter)

$1.47 ฿49.81

$1.31 GHS 15.17

12.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿904.3K

$7,861 GHS 91.0K

240.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿901.3K

$20.1K GHS 232.9K

32.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,254

$73.3 GHS 849

31.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$19.53 GHS 226

-42.35%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿569

$42.72 GHS 495

-60.56%

Gym Membership (Monthly)

$67.2 ฿2,270

$70.6 GHS 818

-4.80%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

$18.31 GHS 212

-41.40%

Cinema Ticket

$7.50 ฿253

$12.80 GHS 148

-41.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

$468 GHS 5,418

1.72%

International Primary School, 1 Child (Yearly)

$11.3K ฿380.4K

$18.5K GHS 214.1K

-39.08%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,106

$14.14 GHS 164

341.02%

Summer Dress (H&M, Zara, etc)

$28.41 ฿959

$18.57 GHS 215

52.99%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,184

$36.87 GHS 427

155.74%

Men's Leather Business Shoes

$85.8 ฿2,898

$52.4 GHS 607

63.71%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.2K

$686 GHS 7,942

4.38%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

$280 GHS 3,247

75.10%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.1K

$1,077 GHS 12.5K

78.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

$474 GHS 5,492

201.66%

Buy Apartment in City Center (m2)

$4,175 ฿141.0K

$2,839 GHS 32.9K

47.10%

Buy Apartment Outside City Center (m2)

$3,045 ฿102.8K

$1,425 GHS 16.5K

113.69%

Average Monthly Net Salary (After Tax)

$502 ฿17.0K

$176 GHS 2,034

185.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

26.75

-79.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Accra: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Accra

$280 26% 42.9% $211

Groceries & Markets

Phuket

$266 20.8%

Accra

$279 25.9% 4.8% $13

Monthly Utilities & Internet

Phuket

$124 9.7%

Accra

$136 12.6% 8.9% $11

Clothing & Footwear

Phuket

$122 9.5%

Accra

$55 5.1% 55% $67

Eating Out

Phuket

$122 9.5%

Accra

$175 16.3% 43.9% $53

Sport & Entertainment

Phuket

$82 6.4%

Accra

$96 8.9% 17% $14

Getting Around

Phuket

$71 5.5%

Accra

$56 5.2% 21.3% $15

Cost Breakdown

A central one-bedroom costs $716 in Phuket versus $686 in Accra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Phuket are about 2.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32 in Phuket versus $52 in Accra. Monthly groceries follow the same trend: $266 vs $279 – making Phuket the more affordable choice for daily food spending.

Good to know

🇹🇭 Phuket

🇬🇭 Accra

🕒 Local time

04:06 4:06 AM

21:06 9:06 PM

7 h behind Phuket

🌤 Weather

👥 Population

79,308

2,388,000 Capital

💱 Currency

Thai Baht THB ฿

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

Exchange rates and currency converter

GHS, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

Ghanaian Cedi exchange rates as of October 28, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Accra 10,860 km ≈ 14 h nonstop flight

From you

Phuket
Accra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,278 in Phuket, $1,077 in Accra – Accra comes out roughly 16% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,917 per month in Phuket and $1,615 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $716 in Phuket and $686 in Accra. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Interestingly, groceries are about 5% cheaper in Phuket – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $32 in Phuket and $52 in Accra. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,278 in Phuket and $1,077 in Accra, leaving budget for savings and extras in both cases.

It depends on your priorities. Phuket has an edge in some lifestyle areas, with costs from $1,077 in Accra to $1,278 in Phuket. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Accra. If higher salaries or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.