Cost of Living Comparison Between Accra and Phuket Cost of Living Comparison Between Accra and Phuket

Monthly Cost of Living

A single person spends $746 per month in Accra vs $1,250 in Phuket, rent included.

A couple spends around $1,304 per month in Accra vs $2,284 in Phuket, rent included.

A family of three spends $1,862 per month in Accra vs $3,317 in Phuket, rent included.

Accra is about 40% cheaper than Phuket, driven mainly by Clothing & Footwear.

Both Accra and Phuket are more affordable than the global median – Accra 44% lower, Phuket 6% lower.

Currency
🍽 Eating Out
Accra
Phuket
Difference
Meal at Budget Restaurant
$4.34 GHS 50.1
$4.55 ฿153
-4.62%
Three-Course Dinner for Two, Mid-Range
$48.15 GHS 556
$46.18 ฿1,553
4.27%
Fast Food Meal (McDonalds, etc)
$7.70 GHS 88.9
$8.84 ฿297
-12.90%
Cappuccino
$3.50 GHS 40.40
$3.06 ฿103
14.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.00 GHS 11.54
$0.73 ฿24.40
36.99%
Water (0.33 liter bottle)
$0.35 GHS 3.98
$0.40 ฿13.39
-12.50%
Local Beer (0.5 liter draught)
$1.53 GHS 17.61
$2.43 ฿81.8
-37.04%
Imported Beer (0.33 liter bottle)
$2.56 GHS 29.53
$3.78 ฿127
-32.28%
🛒 Groceries & Markets
Accra
Phuket
Difference
Milk (1 liter)
$3.37 GHS 38.91
$2.26 ฿76.0
49.12%
White Bread (500g)
$1.46 GHS 16.83
$1.81 ฿60.9
-19.34%
Rice (white) (1kg)
$2.47 GHS 28.46
$2.25 ฿75.8
9.78%
Eggs
$2.27 GHS 26.17
$2.25 ฿75.5
0.89%
Local Cheese (1kg)
$11.22 GHS 129
$19.51 ฿656
-42.49%
Chicken Fillets (1kg)
$4.54 GHS 52.4
$3.65 ฿123
24.38%
Beef Round Steak (1kg)
$5.87 GHS 67.8
$13.05 ฿439
-55.02%
Apples (1kg)
$2.90 GHS 33.44
$3.23 ฿109
-10.22%
Banana (1kg)
$1.46 GHS 16.84
$1.62 ฿54.4
-9.88%
Oranges (1kg)
$1.71 GHS 19.78
$2.38 ฿80.1
-28.15%
Tomato (1kg)
$3.17 GHS 36.59
$2.03 ฿68.1
56.16%
Potato (1kg)
$2.98 GHS 34.36
$1.53 ฿51.6
94.77%
Onion (1kg)
$2.46 GHS 28.38
$1.50 ฿50.5
64.00%
Lettuce (1 head)
$0.76 GHS 8.80
$0.98 ฿32.91
-22.45%
Water (1.5 liter bottle)
$0.48 GHS 5.54
$0.52 ฿17.39
-7.69%
Cigarettes 20 Pack (Marlboro, Camel)
$1.58 GHS 18.26
$4.44 ฿149
-64.41%
Wine (Bottle)
$7.30 GHS 84.3
$18.32 ฿616
-60.15%
Local Beer (0.5 liter bottle)
$1.16 GHS 13.37
$1.86 ฿62.7
-37.63%
Imported Beer (0.33 liter bottle)
$1.96 GHS 22.66
$2.68 ฿90.1
-26.87%
🚌 Getting Around
Accra
Phuket
Difference
One-way Ticket (Public Transport)
$1.05 GHS 12.09
$1.41 ฿47.46
-25.53%
Public Transport Monthly Pass (Regular Price)
$35.17 GHS 406
$11.70 ฿393
200.60%
Taxi Start (Normal Tariff)
$1.54 GHS 17.74
$3.11 ฿105
-50.48%
Taxi (Normal Tariff) (1km)
$1.17 GHS 13.45
$1.04 ฿35.06
12.50%
Taxi 1hour Waiting (Normal Tariff)
$5.38 GHS 62.0
$14.11 ฿474
-61.87%
Gasoline (1 liter)
$1.13 GHS 12.99
$1.31 ฿44.10
-13.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$8,009 GHS 92.4K
$27.8K ฿935.4K
-71.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,480 GHS 109.4K
$33.2K ฿1.1M
-71.46%
🧾 Monthly Utilities & Internet
Accra
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$55.6 GHS 642
$122 ฿4,118
-54.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.03 GHS 150
$13.59 ฿457
-4.12%
Internet (50+ Mbps, Unlimited Data)
$37.61 GHS 434
$18.70 ฿629
101.12%
🎉 Sport & Entertainment
Accra
Phuket
Difference
Gym Membership (Monthly)
$35.17 GHS 406
$60.5 ฿2,034
-41.86%
Tennis Court (1 Hour on Weekend)
$16.03 GHS 185
$16.98 ฿571
-5.59%
Cinema Ticket
$9.74 GHS 112
$9.07 ฿305
7.39%
🧸 Childcare & Education
Accra
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$72.2 GHS 833
$706 ฿23.8K
-89.78%
International Primary School, 1 Child (Yearly)
$7,959 GHS 91.8K
$15.8K ฿531.5K
-49.64%
👕👟 Clothing & Footwear
Accra
Phuket
Difference
Jeans (Levis 501 Or Similar)
$14.51 GHS 167
$58.6 ฿1,969
-75.22%
Summer Dress (H&M, Zara, etc)
$18.82 GHS 217
$35.36 ฿1,189
-46.78%
Sport Shoes (Adidas, Nike)
$28.88 GHS 333
$115 ฿3,883
-74.99%
Men's Leather Business Shoes
$40.84 GHS 471
$83.7 ฿2,816
-51.22%
🏠 Accommodation & Living
Accra
Phuket
Difference
1-bedroom Apartment, City Center (Monthly)
$530 GHS 6,114
$626 ฿21.0K
-15.31%
1-bedroom Apartment, Outside City Center (Monthly)
$147 GHS 1,698
$445 ฿15.0K
-66.94%
3-bedroom Apartment, City Center (Monthly)
$1,048 GHS 12.1K
$2,040 ฿68.6K
-48.65%
3-bedroom Apartment, Outside City Center (Monthly)
$378 GHS 4,366
$1,492 ฿50.2K
-74.65%
Buy Apartment in City Center (m2)
$2,797 GHS 32.3K
$3,483 ฿117.1K
-19.68%
Buy Apartment Outside City Center (m2)
$1,469 GHS 17.0K
$2,577 ฿86.7K
-42.99%
💵 Salaries & Financials
Accra
Phuket
Difference
Average Monthly Net Salary (After Tax)
$180 GHS 2,081
$500 ฿16.8K
-63.92%
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
5.33
376.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: July 11, 2026

Last update for Phuket: July 12, 2026

Cost Breakdown

A central one-bedroom costs $530 in Accra versus $626 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 177% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in Accra versus $46.00 in Phuket. Groceries tell a different story – $234 in Accra vs $289 in Phuket – so Accra wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Accra vs Phuket: Cost of Living - Frequently Asked Questions
How do living costs in Accra and in Phuket compare overall?
Monthly costs with rent: $746 in Accra, $1,250 in Phuket – roughly 68% apart. Phuket costs more across the board, with Clothing & Footwear showing the biggest gap.
What salary covers living expenses in Accra compared to Phuket?
For a comfortable life, plan on about $1,119 per month in Accra and $1,875 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Accra and Phuket?
Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 24% more in Phuket, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $48.00 in Accra and $46.00 in Phuket. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Accra, where all-in costs run around $746, than in Phuket at $1,250. In Accra it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
How does quality of life compare between Accra and Phuket?
It depends on your priorities. Phuket has an edge in some lifestyle areas, with costs from $746 in Accra to $1,250 in Phuket. Climate, culture, job market, and personal taste all factor in.
Is Accra or Phuket safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Accra and Phuket?
If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

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