Cost of Living Comparison Between Accra and Phuket Cost of Living Comparison Between Accra and Phuket

Monthly Cost of Living

A single person spends $1,105 per month in Accra vs $1,265 in Phuket, rent included.

A couple spends around $1,727 per month in Accra vs $2,089 in Phuket, rent included.

A family of three spends $2,348 per month in Accra vs $2,913 in Phuket, rent included.

Accra is about 13% cheaper than Phuket, driven mainly by Clothing & Footwear.

Both Accra and Phuket are more affordable than the global median – Accra 20% lower, Phuket 8% lower.

Meal at Budget Restaurant

$7.99 GHS 91.3

$4.66 ฿154

71.46%

Three-Course Dinner for Two, Mid-Range

$51.9 GHS 593

$32.22 ฿1,065

61.11%

Fast Food Meal (McDonalds, etc)

$10.73 GHS 123

$8.68 ฿287

23.62%

Cappuccino

$4.59 GHS 52.5

$2.90 ฿95.8

58.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 GHS 18.53

$0.84 ฿27.89

92.86%

Water (0.33 liter bottle)

$0.45 GHS 5.17

$0.49 ฿16.16

-8.16%

Local Beer (0.5 liter draught)

$1.90 GHS 21.70

$2.48 ฿82.0

-23.39%

Imported Beer (0.33 liter bottle)

$2.33 GHS 26.66

$3.73 ฿123

-37.53%

Milk (1 liter)

$3.68 GHS 42.03

$1.89 ฿62.3

94.71%

White Bread (500g)

$1.72 GHS 19.62

$1.41 ฿46.54

21.99%

Rice (white) (1kg)

$3.17 GHS 36.18

$1.62 ฿53.6

95.68%

Eggs

$2.70 GHS 30.80

$2.24 ฿74.1

20.54%

Local Cheese (1kg)

$12.24 GHS 140

$19.84 ฿656

-38.31%

Chicken Fillets (1kg)

$7.54 GHS 86.1

$3.48 ฿115

116.67%

Beef Round Steak (1kg)

$10.04 GHS 115

$11.37 ฿376

-11.70%

Apples (1kg)

$3.75 GHS 42.87

$2.90 ฿95.8

29.31%

Banana (1kg)

$1.43 GHS 16.29

$1.72 ฿57.0

-16.86%

Oranges (1kg)

$1.80 GHS 20.59

$2.27 ฿75.1

-20.70%

Tomato (1kg)

$3.59 GHS 41.01

$2.13 ฿70.4

68.54%

Potato (1kg)

$2.72 GHS 31.01

$1.47 ฿48.72

85.03%

Onion (1kg)

$2.76 GHS 31.48

$1.42 ฿46.92

94.37%

Lettuce (1 head)

$0.73 GHS 8.34

$1.10 ฿36.25

-33.64%

Water (1.5 liter bottle)

$0.63 GHS 7.15

$0.60 ฿19.76

5.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.61 GHS 29.77

$4.31 ฿142

-39.44%

Wine (Bottle)

$7.32 GHS 83.5

$18.60 ฿615

-60.65%

Local Beer (0.5 liter bottle)

$1.30 GHS 14.81

$1.80 ฿59.5

-27.78%

Imported Beer (0.33 liter bottle)

$2.43 GHS 27.77

$2.97 ฿98.0

-18.18%

One-way Ticket (Public Transport)

$1.58 GHS 18.01

$2.25 ฿74.2

-29.78%

Public Transport Monthly Pass (Regular Price)

$42.03 GHS 480

$23.49 ฿776

78.93%

Taxi Start (Normal Tariff)

$1.78 GHS 20.38

$3.10 ฿102

-42.58%

Taxi (Normal Tariff) (1km)

$1.34 GHS 15.31

$1.08 ฿35.56

24.07%

Taxi 1hour Waiting (Normal Tariff)

$4.52 GHS 51.7

$3.87 ฿128

16.80%

Gasoline (1 liter)

$1.38 GHS 15.76

$1.43 ฿47.16

-3.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,902 GHS 90.2K

$27.8K ฿918.0K

-71.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.2K GHS 116.1K

$27.0K ฿891.5K

-62.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.8 GHS 865

$105 ฿3,462

-27.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.38 GHS 221

$11.39 ฿376

70.15%

Internet (50+ Mbps, Unlimited Data)

$44.26 GHS 506

$17.54 ฿580

152.34%

Gym Membership (Monthly)

$73.0 GHS 833

$54.3 ฿1,795

34.27%

Tennis Court (1 Hour on Weekend)

$18.49 GHS 211

$11.44 ฿378

61.63%

Cinema Ticket

$13.00 GHS 148

$7.78 ฿257

67.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$468 GHS 5,344

$576 ฿19.0K

-18.82%

International Primary School, 1 Child (Yearly)

$18.4K GHS 210.6K

$11.6K ฿382.7K

59.24%

Jeans (Levis 501 Or Similar)

$14.45 GHS 165

$63.6 ฿2,103

-77.29%

Summer Dress (H&M, Zara, etc)

$18.99 GHS 217

$29.10 ฿961

-34.74%

Sport Shoes (Adidas, Nike)

$37.24 GHS 425

$96.2 ฿3,179

-61.30%

Men's Leather Business Shoes

$54.6 GHS 623

$90.0 ฿2,974

-39.37%

1-bedroom Apartment, City Center (Monthly)

$693 GHS 7,909

$733 ฿24.2K

-5.55%

1-bedroom Apartment, Outside City Center (Monthly)

$278 GHS 3,180

$501 ฿16.5K

-44.41%

3-bedroom Apartment, City Center (Monthly)

$1,104 GHS 12.6K

$2,126 ฿70.2K

-48.06%

3-bedroom Apartment, Outside City Center (Monthly)

$475 GHS 5,419

$1,252 ฿41.4K

-62.11%

Buy Apartment in City Center (m2)

$2,888 GHS 33.0K

$3,534 ฿116.8K

-18.29%

Buy Apartment Outside City Center (m2)

$1,474 GHS 16.8K

$2,622 ฿86.6K

-43.80%

Average Monthly Net Salary (After Tax)

$181 GHS 2,068

$508 ฿16.8K

-64.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

5.57

380.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: September 5, 2026

Last update for Phuket: September 6, 2026

Cost Breakdown

A central one-bedroom costs $693 in Accra versus $733 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 180% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $52.0 in Accra versus $32.00 in Phuket. Monthly groceries follow the same trend: $285 vs $275 – making Phuket the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Phuket: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,105 in Accra, $1,265 in Phuket – roughly 14% apart. Phuket costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $1,658 per month in Accra and $1,898 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 3% cheaper in Phuket – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $52.0 in Accra and $32.00 in Phuket. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Accra, where all-in costs run around $1,105, than in Phuket at $1,265. In Accra it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

It depends on your priorities. Phuket has an edge in some lifestyle areas, with costs from $1,105 in Accra to $1,265 in Phuket. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.