Last update: Oct 2026

Cost of Living Comparison Between Accra and Phuket

For one person, living is cheaper in Accra: $1,077 a month against $1,278 in Phuket, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Phuket outweigh lower spending on other living expenses.

52

Cost of Living Index in Accra
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Accra Living Index
62

Cost of Living Index in Phuket
Learn more

Phuket Living Index

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Accra

🇬🇭 Ghana

$1,077

/mo nomad

Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in Accra and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Accra and in Phuket actually costs, broken down by who's living it.

A single person spends $1,077 per month in Accra vs $1,278 in Phuket, rent included.

Accra $1,077
Phuket $1,278

A couple spends around $1,708 per month in Accra vs $2,216 in Phuket, rent included.

Accra $1,708
Phuket $2,216

A family of three spends $2,340 per month in Accra vs $3,154 in Phuket, rent included.

Accra $2,340
Phuket $3,154

Accra is about 16% cheaper than Phuket, and outside of rent the biggest gap is in clothing.

Both Accra and Phuket are more affordable than the global median – Accra 21% lower, Phuket 6% lower.

Meal at Budget Restaurant

$8.38 GHS 97.1

$4.47 ฿151

87.47%

Three-Course Dinner for Two, Mid-Range

$51.6 GHS 597

$32.41 ฿1,094

59.06%

Fast Food Meal (McDonalds, etc)

$10.25 GHS 119

$8.81 ฿297

16.35%

Cappuccino

$4.59 GHS 53.2

$2.83 ฿95.5

62.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 GHS 18.71

$0.87 ฿29.43

86.21%

Water (0.33 liter bottle)

$0.47 GHS 5.48

$0.49 ฿16.67

-4.08%

Local Beer (0.5 liter draught)

$1.90 GHS 22.01

$2.56 ฿86.4

-25.78%

Imported Beer (0.33 liter bottle)

$2.19 GHS 25.32

$3.68 ฿124

-40.49%

Milk (1 liter)

$3.59 GHS 41.53

$1.66 ฿56.0

116.27%

White Bread (500g)

$1.62 GHS 18.79

$1.46 ฿49.35

10.96%

Rice (white) (1kg)

$3.08 GHS 35.70

$1.50 ฿50.6

105.33%

Eggs

$2.62 GHS 30.36

$2.09 ฿70.5

25.36%

Local Cheese (1kg)

$11.92 GHS 138

$19.07 ฿644

-37.49%

Chicken Fillets (1kg)

$7.37 GHS 85.3

$3.30 ฿111

123.33%

Beef Round Steak (1kg)

$9.96 GHS 115

$10.91 ฿368

-8.71%

Apples (1kg)

$3.58 GHS 41.45

$2.93 ฿99.0

22.18%

Banana (1kg)

$1.39 GHS 16.06

$1.69 ฿57.1

-17.75%

Oranges (1kg)

$1.78 GHS 20.61

$2.25 ฿75.8

-20.89%

Tomato (1kg)

$3.73 GHS 43.20

$2.08 ฿70.1

79.33%

Potato (1kg)

$2.79 GHS 32.33

$1.51 ฿51.0

84.77%

Onion (1kg)

$2.77 GHS 32.13

$1.38 ฿46.56

100.72%

Lettuce (1 head)

$0.74 GHS 8.63

$1.07 ฿35.99

-30.84%

Water (1.5 liter bottle)

$0.62 GHS 7.14

$0.52 ฿17.52

19.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.63 GHS 30.49

$4.20 ฿142

-37.38%

Wine (Bottle)

$7.14 GHS 82.6

$18.79 ฿634

-62.00%

Local Beer (0.5 liter bottle)

$1.25 GHS 14.44

$1.82 ฿61.5

-31.32%

Imported Beer (0.33 liter bottle)

$2.36 GHS 27.37

$2.84 ฿95.9

-16.90%

One-way Ticket (Public Transport)

$1.52 GHS 17.64

$1.45 ฿49.03

4.83%

Public Transport Monthly Pass (Regular Price)

$41.35 GHS 479

$56.7 ฿1,913

-27.02%

Taxi Start (Normal Tariff)

$1.76 GHS 20.36

$3.02 ฿102

-41.72%

Taxi (Normal Tariff) (1km)

$1.27 GHS 14.74

$1.02 ฿34.36

24.51%

Taxi 1hour Waiting (Normal Tariff)

$4.24 GHS 49.04

$3.69 ฿125

14.91%

Gasoline (1 liter)

$1.31 GHS 15.17

$1.47 ฿49.81

-10.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,861 GHS 91.0K

$26.8K ฿904.3K

-70.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K GHS 232.9K

$26.7K ฿901.3K

-24.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.3 GHS 849

$96.4 ฿3,254

-23.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.53 GHS 226

$11.26 ฿380

73.45%

Internet (50+ Mbps, Unlimited Data)

$42.72 GHS 495

$16.85 ฿569

153.53%

Gym Membership (Monthly)

$70.6 GHS 818

$67.2 ฿2,270

5.04%

Tennis Court (1 Hour on Weekend)

$18.31 GHS 212

$10.73 ฿362

70.64%

Cinema Ticket

$12.80 GHS 148

$7.50 ฿253

70.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$468 GHS 5,418

$476 ฿16.1K

-1.69%

International Primary School, 1 Child (Yearly)

$18.5K GHS 214.1K

$11.3K ฿380.4K

64.16%

Jeans (Levis 501 Or Similar)

$14.14 GHS 164

$62.4 ฿2,106

-77.33%

Summer Dress (H&M, Zara, etc)

$18.57 GHS 215

$28.41 ฿959

-34.64%

Sport Shoes (Adidas, Nike)

$36.87 GHS 427

$94.3 ฿3,184

-60.90%

Men's Leather Business Shoes

$52.4 GHS 607

$85.8 ฿2,898

-38.92%

1-bedroom Apartment, City Center (Monthly)

$686 GHS 7,942

$716 ฿24.2K

-4.19%

1-bedroom Apartment, Outside City Center (Monthly)

$280 GHS 3,247

$491 ฿16.6K

-42.89%

3-bedroom Apartment, City Center (Monthly)

$1,077 GHS 12.5K

$1,927 ฿65.1K

-44.09%

3-bedroom Apartment, Outside City Center (Monthly)

$474 GHS 5,492

$1,431 ฿48.3K

-66.85%

Buy Apartment in City Center (m2)

$2,839 GHS 32.9K

$4,175 ฿141.0K

-32.02%

Buy Apartment Outside City Center (m2)

$1,425 GHS 16.5K

$3,045 ฿102.8K

-53.20%

Average Monthly Net Salary (After Tax)

$176 GHS 2,034

$502 ฿17.0K

-65.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

5.57

380.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: October 25, 2026

Last update for Phuket: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Accra

$280 26%

Phuket

$491 38.4% 75.1% $211

Groceries & Markets

Accra

$279 25.9%

Phuket

$266 20.8% 4.6% $13

Eating Out

Accra

$175 16.3%

Phuket

$122 9.5% 30.5% $53

Monthly Utilities & Internet

Accra

$136 12.6%

Phuket

$124 9.7% 8.2% $11

Sport & Entertainment

Accra

$96 8.9%

Phuket

$82 6.4% 14.5% $14

Getting Around

Accra

$56 5.2%

Phuket

$71 5.5% 27% $15

Clothing & Footwear

Accra

$55 5.1%

Phuket

$122 9.5% 122% $67

Cost Breakdown

A central one-bedroom costs $686 in Accra versus $716 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Phuket are about 2.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $52 in Accra versus $32 in Phuket. Monthly groceries follow the same trend: $279 vs $266 – making Phuket the more affordable choice for daily food spending.

Good to know

🇬🇭 Accra

🇹🇭 Phuket

🕒 Local time

15:44 3:44 PM

22:44 10:44 PM

7 h ahead of Accra

🌤 Weather

👥 Population

2,388,000 Capital

79,308

💱 Currency

Ghanaian Cedi GHS ₵

Thai Baht THB ฿

📈 Exchange rate

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 28, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

USD to GHS in detail →

On the map

Lowest

Highest

Between locations

Accra Phuket 10,860 km ≈ 14 h nonstop flight

From you

Accra
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Phuket: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,077 in Accra, $1,278 in Phuket – roughly 19% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,615 per month in Accra and $1,917 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $686 in Accra and $716 in Phuket. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Interestingly, groceries are about 5% cheaper in Phuket – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $52 in Accra and $32 in Phuket. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,077 in Accra and $1,278 in Phuket, leaving budget for savings and extras in both cases.

It depends on your priorities. Phuket has an edge in some lifestyle areas, with costs from $1,077 in Accra to $1,278 in Phuket. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.