🙂Monthly costs for one person with rent: $1,021 in Phoenix versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,545 in Phoenix versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,069 in Phoenix versus $3,732 in Ubud, Bali.
🙂Living in Phoenix costs roughly 29% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Phoenix is 24% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Phoenix
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.63MUR 310
$3.57Rp 61.9K
85.71%
Three-Course Dinner for Two, Mid-Range
$44.74MUR 2,094
$32.58Rp 564.7K
37.32%
Fast Food Meal(McDonalds, etc)
$6.56MUR 307
$5.07Rp 87.8K
29.39%
Cappuccino
$2.67MUR 125
$2.83Rp 49.0K
-5.65%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.02MUR 47.66
$1.34Rp 23.2K
-23.88%
Water(0.33 liter bottle)
$0.60MUR 27.86
$0.69Rp 12.0K
-13.04%
Local Beer(0.5 liter draught)
$2.13MUR 99.6
$2.99Rp 51.8K
-28.76%
Imported Beer(0.33 liter bottle)
$2.80MUR 131
$3.85Rp 66.7K
-27.27%
🛒 Groceries & Markets
Phoenix
Ubud, Bali
Difference
Milk(1 liter)
$1.45MUR 67.9
$1.74Rp 30.2K
-16.67%
White Bread(500g)
$0.65MUR 30.61
$2.54Rp 44.0K
-74.41%
Rice(white)(1kg)
$1.28MUR 59.7
$1.19Rp 20.6K
7.56%
Eggs
$2.31MUR 108
$2.43Rp 42.0K
-4.94%
Local Cheese(1kg)
$10.01MUR 468
$14.66Rp 254.1K
-31.72%
Chicken Fillets(1kg)
$6.21MUR 290
$4.18Rp 72.4K
48.56%
Beef Round Steak(1kg)
$10.49MUR 491
$11.94Rp 206.9K
-12.14%
Apples(1kg)
$2.06MUR 96.5
$3.69Rp 63.9K
-44.17%
Banana(1kg)
$1.98MUR 92.7
$1.61Rp 27.8K
22.98%
Oranges(1kg)
$1.43MUR 66.9
$2.69Rp 46.5K
-46.84%
Tomato(1kg)
$2.64MUR 123
$2.33Rp 40.4K
13.30%
Potato(1kg)
$0.98MUR 46.02
$1.91Rp 33.0K
-48.69%
Onion(1kg)
$0.98MUR 46.03
$2.19Rp 37.9K
-55.25%
Lettuce(1 head)
$0.79MUR 36.93
$1.06Rp 18.3K
-25.47%
Water(1.5 liter bottle)
$0.53MUR 24.85
$0.72Rp 12.5K
-26.39%
Cigarettes 20 Pack(Marlboro, Camel)
$5.98MUR 280
$3.13Rp 54.3K
91.05%
Wine(Bottle)
$8.68MUR 406
$23.49Rp 407.1K
-63.05%
Local Beer(0.5 liter bottle)
$1.71MUR 79.9
$2.74Rp 47.5K
-37.59%
Imported Beer(0.33 liter bottle)
$2.09MUR 98.0
$2.88Rp 49.9K
-27.43%
🚌 Getting Around
Phoenix
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.99MUR 46.43
$0.29Rp 5,029
241.38%
Public Transport Monthly Pass(Regular Price)
-
$8.17Rp 141.6K
-
Taxi Start(Normal Tariff)
$4.35MUR 204
$0.45Rp 7,863
866.67%
Taxi(Normal Tariff)(1km)
$2.74MUR 128
$0.42Rp 7,305
552.38%
Taxi 1hour Waiting(Normal Tariff)
$15.58MUR 729
$6.16Rp 106.7K
152.92%
Gasoline(1 liter)
$1.52MUR 71.2
$0.84Rp 14.6K
80.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.6KMUR 1.7M
$26.2KRp 454.9M
35.67%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.4KMUR 1.4M
$32.5KRp 562.9M
-9.62%
🧾 Monthly Utilities & Internet
Phoenix
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$49.77MUR 2,329
$78.4Rp 1.4M
-36.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.07MUR 846
$3.95Rp 68.5K
357.47%
Internet(50+ Mbps, Unlimited Data)
$32.07MUR 1,500
$24.40Rp 423.0K
31.43%
🎉 Sport & Entertainment
Phoenix
Ubud, Bali
Difference
Gym Membership(Monthly)
$38.91MUR 1,820
$96.5Rp 1.7M
-59.70%
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 110.0K
-
Cinema Ticket
$5.96MUR 279
$4.04Rp 70.0K
47.52%
🧸 Childcare & Education
Phoenix
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$156MUR 7,292
$303Rp 5.2M
-48.50%
International Primary School, 1 Child(Yearly)
$3,955MUR 185.0K
$6,523Rp 113.1M
-39.37%
👕👟 Clothing & Footwear
Phoenix
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$49.82MUR 2,331
$53.8Rp 933.1K
-7.47%
Summer Dress(H&M, Zara, etc)
$43.42MUR 2,032
$37.98Rp 658.3K
14.32%
Sport Shoes(Adidas, Nike)
$82.0MUR 3,837
$86.8Rp 1.5M
-5.47%
Men's Leather Business Shoes
$77.3MUR 3,615
$78.9Rp 1.4M
-2.03%
🏠 Accommodation & Living
Phoenix
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$548MUR 25.7K
$1,012Rp 17.5M
-45.84%
1-bedroom Apartment, Outside City Center(Monthly)
$384MUR 17.9K
$674Rp 11.7M
-43.12%
3-bedroom Apartment, City Center(Monthly)
$865MUR 40.5K
$3,390Rp 58.8M
-74.47%
3-bedroom Apartment, Outside City Center(Monthly)
$597MUR 27.9K
$2,098Rp 36.4M
-71.54%
Buy Apartment in City Center(m2)
-
$2,985Rp 51.7M
-
Buy Apartment Outside City Center(m2)
-
$2,339Rp 40.5M
-
💵 Salaries & Financials
Phoenix
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$683MUR 32.0K
$173Rp 3.0M
294.54%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.25
13.28
-52.94%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phoenix: April 25, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $548 in Phoenix and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Phoenix pays 295% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $45.00 in Phoenix vs $33.00 in Ubud, Bali. Groceries flip the comparison at $214 vs $298, with Phoenix cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phoenix vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Phoenix and Ubud, Bali?
Phoenix and Ubud, Bali differ by about 41% in total monthly costs ($1,021 vs $1,438 including rent). Phoenix is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Phoenix or Ubud, Bali?
Phoenix pays 295% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Phoenix and Ubud, Bali?
Rent for a central apartment: $548 in Phoenix versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 39% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Phoenix or Ubud, Bali?
All in, you'll spend $1,021 per month in Phoenix versus $1,438 in Ubud, Bali – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,021 in Phoenix versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Phoenix but tight or insufficient in Ubud, Bali. The gap between the two cities makes Phoenix the clear choice for anyone on this budget.
How does quality of life compare between Phoenix and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Phoenix or Ubud, Bali safer for residents?
Safety-wise, Phoenix and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Phoenix or Ubud, Bali?
Expats usually find Phoenix gentler on the wallet – expenses run 41% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.