🙂Monthly costs for one person with rent: $1,011 in Phoenix versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,549 in Phoenix versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,086 in Phoenix versus $3,694 in Ubud, Bali.
🙂Living in Phoenix costs roughly 28% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Phoenix is 25% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Phoenix
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.74MUR 318
$3.57Rp 64.0K
88.80%
Three-Course Dinner for Two, Mid-Range
$43.39MUR 2,043
$32.50Rp 582.3K
33.51%
Fast Food Meal(McDonalds, etc)
$6.50MUR 306
$4.86Rp 87.1K
33.74%
Cappuccino
$2.57MUR 121
$2.75Rp 49.2K
-6.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.98MUR 45.97
$1.32Rp 23.7K
-25.76%
Water(0.33 liter bottle)
$0.60MUR 28.43
$0.70Rp 12.6K
-14.29%
Local Beer(0.5 liter draught)
$2.08MUR 98.1
$2.91Rp 52.2K
-28.52%
Imported Beer(0.33 liter bottle)
$2.66MUR 125
$3.79Rp 68.0K
-29.82%
🛒 Groceries & Markets
Phoenix
Ubud, Bali
Difference
Milk(1 liter)
$1.46MUR 68.9
$1.71Rp 30.6K
-14.62%
White Bread(500g)
$0.71MUR 33.25
$2.47Rp 44.3K
-71.26%
Rice(white)(1kg)
$1.33MUR 62.6
$1.20Rp 21.5K
10.83%
Eggs
$2.27MUR 107
$2.44Rp 43.8K
-6.97%
Local Cheese(1kg)
$9.87MUR 465
$14.38Rp 257.7K
-31.36%
Chicken Fillets(1kg)
$6.03MUR 284
$4.31Rp 77.1K
39.91%
Beef Round Steak(1kg)
$10.41MUR 490
$12.21Rp 218.7K
-14.74%
Apples(1kg)
$2.03MUR 95.7
$3.68Rp 66.0K
-44.84%
Banana(1kg)
$2.00MUR 94.3
$1.55Rp 27.8K
29.03%
Oranges(1kg)
$1.45MUR 68.4
$2.79Rp 49.9K
-48.03%
Tomato(1kg)
$2.67MUR 126
$2.33Rp 41.8K
14.59%
Potato(1kg)
$1.02MUR 48.20
$1.97Rp 35.3K
-48.22%
Onion(1kg)
$1.00MUR 47.00
$2.31Rp 41.4K
-56.71%
Lettuce(1 head)
$0.84MUR 39.55
$1.06Rp 19.1K
-20.75%
Water(1.5 liter bottle)
$0.56MUR 26.53
$0.73Rp 13.1K
-23.29%
Cigarettes 20 Pack(Marlboro, Camel)
$6.14MUR 289
$3.28Rp 58.8K
87.20%
Wine(Bottle)
$8.25MUR 389
$22.79Rp 408.4K
-63.80%
Local Beer(0.5 liter bottle)
$1.78MUR 84.1
$2.81Rp 50.3K
-36.65%
Imported Beer(0.33 liter bottle)
$2.11MUR 99.2
$2.78Rp 49.9K
-24.10%
🚌 Getting Around
Phoenix
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.04MUR 49.09
$0.29Rp 5,217
258.62%
Public Transport Monthly Pass(Regular Price)
-
$8.06Rp 144.4K
-
Taxi Start(Normal Tariff)
$4.48MUR 211
$0.45Rp 8,047
895.56%
Taxi(Normal Tariff)(1km)
$2.72MUR 128
$0.45Rp 8,094
504.44%
Taxi 1hour Waiting(Normal Tariff)
$15.48MUR 729
$6.24Rp 111.7K
148.08%
Gasoline(1 liter)
$1.54MUR 72.7
$0.85Rp 15.2K
81.18%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.9KMUR 1.7M
$26.0KRp 465.4M
38.08%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.2KMUR 1.4M
$31.7KRp 567.2M
-7.80%
🧾 Monthly Utilities & Internet
Phoenix
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$50.0MUR 2,356
$80.8Rp 1.4M
-38.04%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.57MUR 875
$4.06Rp 72.7K
357.39%
Internet(50+ Mbps, Unlimited Data)
$33.02MUR 1,555
$24.42Rp 437.6K
35.22%
🎉 Sport & Entertainment
Phoenix
Ubud, Bali
Difference
Gym Membership(Monthly)
$38.92MUR 1,833
$97.7Rp 1.7M
-60.15%
Tennis Court(1 Hour on Weekend)
-
$6.45Rp 115.5K
-
Cinema Ticket
$6.19MUR 292
$4.04Rp 72.4K
53.22%
🧸 Childcare & Education
Phoenix
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$155MUR 7,306
$304Rp 5.4M
-48.97%
International Primary School, 1 Child(Yearly)
$3,965MUR 186.7K
$6,621Rp 118.6M
-40.12%
👕👟 Clothing & Footwear
Phoenix
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$50.2MUR 2,361
$54.2Rp 971.7K
-7.52%
Summer Dress(H&M, Zara, etc)
$43.39MUR 2,043
$38.78Rp 694.7K
11.89%
Sport Shoes(Adidas, Nike)
$81.9MUR 3,858
$86.1Rp 1.5M
-4.90%
Men's Leather Business Shoes
$80.4MUR 3,785
$76.7Rp 1.4M
4.84%
🏠 Accommodation & Living
Phoenix
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$552MUR 26.0K
$986Rp 17.7M
-44.00%
1-bedroom Apartment, Outside City Center(Monthly)
$387MUR 18.2K
$658Rp 11.8M
-41.11%
3-bedroom Apartment, City Center(Monthly)
$879MUR 41.4K
$3,369Rp 60.4M
-73.92%
3-bedroom Apartment, Outside City Center(Monthly)
$617MUR 29.0K
$2,066Rp 37.0M
-70.15%
Buy Apartment in City Center(m2)
-
$2,741Rp 49.1M
-
Buy Apartment Outside City Center(m2)
-
$2,228Rp 39.9M
-
💵 Salaries & Financials
Phoenix
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$952MUR 44.8K
$163Rp 2.9M
482.70%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.25
13.28
-52.94%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phoenix: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $552 in Phoenix and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Phoenix pays 483% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $43.00 in Phoenix vs $33.00 in Ubud, Bali. Groceries flip the comparison at $213 vs $297, with Phoenix cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phoenix vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Phoenix and Ubud, Bali?
Phoenix and Ubud, Bali differ by about 39% in total monthly costs ($1,011 vs $1,404 including rent). Phoenix is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Phoenix or Ubud, Bali?
Phoenix pays 483% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Phoenix and Ubud, Bali?
Rent for a central apartment: $552 in Phoenix versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 39% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Phoenix or Ubud, Bali?
All in, you'll spend $1,011 per month in Phoenix versus $1,404 in Ubud, Bali – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,011 in Phoenix versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Phoenix but tight or insufficient in Ubud, Bali. The gap between the two cities makes Phoenix the clear choice for anyone on this budget.
How does quality of life compare between Phoenix and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Phoenix or Ubud, Bali safer for residents?
Safety-wise, Phoenix and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Phoenix or Ubud, Bali?
Expats usually find Phoenix gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.