Cost of Living Comparison Between Phoenix and Ubud, Bali Cost of Living Comparison Between Phoenix and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,021 in Phoenix versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,545 in Phoenix versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,069 in Phoenix versus $3,732 in Ubud, Bali.

Living in Phoenix costs roughly 29% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Phoenix is 24% below, Ubud, Bali is 7% above.

Currency
🍽 Eating Out
Phoenix
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.63 MUR 310
$3.57 Rp 61.9K
85.71%
Three-Course Dinner for Two, Mid-Range
$44.74 MUR 2,094
$32.58 Rp 564.7K
37.32%
Fast Food Meal (McDonalds, etc)
$6.56 MUR 307
$5.07 Rp 87.8K
29.39%
Cappuccino
$2.67 MUR 125
$2.83 Rp 49.0K
-5.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.02 MUR 47.66
$1.34 Rp 23.2K
-23.88%
Water (0.33 liter bottle)
$0.60 MUR 27.86
$0.69 Rp 12.0K
-13.04%
Local Beer (0.5 liter draught)
$2.13 MUR 99.6
$2.99 Rp 51.8K
-28.76%
Imported Beer (0.33 liter bottle)
$2.80 MUR 131
$3.85 Rp 66.7K
-27.27%
🛒 Groceries & Markets
Phoenix
Ubud, Bali
Difference
Milk (1 liter)
$1.45 MUR 67.9
$1.74 Rp 30.2K
-16.67%
White Bread (500g)
$0.65 MUR 30.61
$2.54 Rp 44.0K
-74.41%
Rice (white) (1kg)
$1.28 MUR 59.7
$1.19 Rp 20.6K
7.56%
Eggs
$2.31 MUR 108
$2.43 Rp 42.0K
-4.94%
Local Cheese (1kg)
$10.01 MUR 468
$14.66 Rp 254.1K
-31.72%
Chicken Fillets (1kg)
$6.21 MUR 290
$4.18 Rp 72.4K
48.56%
Beef Round Steak (1kg)
$10.49 MUR 491
$11.94 Rp 206.9K
-12.14%
Apples (1kg)
$2.06 MUR 96.5
$3.69 Rp 63.9K
-44.17%
Banana (1kg)
$1.98 MUR 92.7
$1.61 Rp 27.8K
22.98%
Oranges (1kg)
$1.43 MUR 66.9
$2.69 Rp 46.5K
-46.84%
Tomato (1kg)
$2.64 MUR 123
$2.33 Rp 40.4K
13.30%
Potato (1kg)
$0.98 MUR 46.02
$1.91 Rp 33.0K
-48.69%
Onion (1kg)
$0.98 MUR 46.03
$2.19 Rp 37.9K
-55.25%
Lettuce (1 head)
$0.79 MUR 36.93
$1.06 Rp 18.3K
-25.47%
Water (1.5 liter bottle)
$0.53 MUR 24.85
$0.72 Rp 12.5K
-26.39%
Cigarettes 20 Pack (Marlboro, Camel)
$5.98 MUR 280
$3.13 Rp 54.3K
91.05%
Wine (Bottle)
$8.68 MUR 406
$23.49 Rp 407.1K
-63.05%
Local Beer (0.5 liter bottle)
$1.71 MUR 79.9
$2.74 Rp 47.5K
-37.59%
Imported Beer (0.33 liter bottle)
$2.09 MUR 98.0
$2.88 Rp 49.9K
-27.43%
🚌 Getting Around
Phoenix
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.99 MUR 46.43
$0.29 Rp 5,029
241.38%
Public Transport Monthly Pass (Regular Price)
-
$8.17 Rp 141.6K
-
Taxi Start (Normal Tariff)
$4.35 MUR 204
$0.45 Rp 7,863
866.67%
Taxi (Normal Tariff) (1km)
$2.74 MUR 128
$0.42 Rp 7,305
552.38%
Taxi 1hour Waiting (Normal Tariff)
$15.58 MUR 729
$6.16 Rp 106.7K
152.92%
Gasoline (1 liter)
$1.52 MUR 71.2
$0.84 Rp 14.6K
80.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.6K MUR 1.7M
$26.2K Rp 454.9M
35.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.4K MUR 1.4M
$32.5K Rp 562.9M
-9.62%
🧾 Monthly Utilities & Internet
Phoenix
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$49.77 MUR 2,329
$78.4 Rp 1.4M
-36.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.07 MUR 846
$3.95 Rp 68.5K
357.47%
Internet (50+ Mbps, Unlimited Data)
$32.07 MUR 1,500
$24.40 Rp 423.0K
31.43%
🎉 Sport & Entertainment
Phoenix
Ubud, Bali
Difference
Gym Membership (Monthly)
$38.91 MUR 1,820
$96.5 Rp 1.7M
-59.70%
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 110.0K
-
Cinema Ticket
$5.96 MUR 279
$4.04 Rp 70.0K
47.52%
🧸 Childcare & Education
Phoenix
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$156 MUR 7,292
$303 Rp 5.2M
-48.50%
International Primary School, 1 Child (Yearly)
$3,955 MUR 185.0K
$6,523 Rp 113.1M
-39.37%
👕👟 Clothing & Footwear
Phoenix
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$49.82 MUR 2,331
$53.8 Rp 933.1K
-7.47%
Summer Dress (H&M, Zara, etc)
$43.42 MUR 2,032
$37.98 Rp 658.3K
14.32%
Sport Shoes (Adidas, Nike)
$82.0 MUR 3,837
$86.8 Rp 1.5M
-5.47%
Men's Leather Business Shoes
$77.3 MUR 3,615
$78.9 Rp 1.4M
-2.03%
🏠 Accommodation & Living
Phoenix
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$548 MUR 25.7K
$1,012 Rp 17.5M
-45.84%
1-bedroom Apartment, Outside City Center (Monthly)
$384 MUR 17.9K
$674 Rp 11.7M
-43.12%
3-bedroom Apartment, City Center (Monthly)
$865 MUR 40.5K
$3,390 Rp 58.8M
-74.47%
3-bedroom Apartment, Outside City Center (Monthly)
$597 MUR 27.9K
$2,098 Rp 36.4M
-71.54%
Buy Apartment in City Center (m2)
-
$2,985 Rp 51.7M
-
Buy Apartment Outside City Center (m2)
-
$2,339 Rp 40.5M
-
💵 Salaries & Financials
Phoenix
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$683 MUR 32.0K
$173 Rp 3.0M
294.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.25
13.28
-52.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phoenix: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $548 in Phoenix and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Phoenix pays 295% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $45.00 in Phoenix vs $33.00 in Ubud, Bali. Groceries flip the comparison at $214 vs $298, with Phoenix cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phoenix vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Phoenix and Ubud, Bali?
Phoenix and Ubud, Bali differ by about 41% in total monthly costs ($1,021 vs $1,438 including rent). Phoenix is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Phoenix or Ubud, Bali?
Phoenix pays 295% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Phoenix and Ubud, Bali?
Rent for a central apartment: $548 in Phoenix versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 39% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Phoenix or Ubud, Bali?
All in, you'll spend $1,021 per month in Phoenix versus $1,438 in Ubud, Bali – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,021 in Phoenix versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Phoenix but tight or insufficient in Ubud, Bali. The gap between the two cities makes Phoenix the clear choice for anyone on this budget.
How does quality of life compare between Phoenix and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Phoenix or Ubud, Bali safer for residents?
Safety-wise, Phoenix and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Phoenix or Ubud, Bali?
Expats usually find Phoenix gentler on the wallet – expenses run 41% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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