🙂Monthly costs for one person with rent: $827 in Phoenix versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,317 in Phoenix versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,807 in Phoenix versus $3,327 in Ubud, Bali.
🌍Living in Phoenix costs roughly 40% less than in Ubud, Bali, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Phoenix is 40% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Phoenix
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.18MUR 103
$3.44Rp 60.9K
-36.63%
Three-Course Dinner for Two, Mid-Range
$31.64MUR 1,491
$36.31Rp 643.0K
-12.86%
Fast Food Meal(McDonalds, etc)
$7.47MUR 352
$5.71Rp 101.0K
30.82%
Cappuccino
$5.37MUR 253
$2.67Rp 47.3K
101.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.61MUR 28.66
$1.75Rp 31.0K
-65.14%
Water(0.33 liter bottle)
$0.52MUR 24.50
$0.87Rp 15.4K
-40.23%
Local Beer(0.5 liter draught)
$2.07MUR 97.6
$2.95Rp 52.3K
-29.83%
Imported Beer(0.33 liter bottle)
$5.38MUR 253
$4.52Rp 80.0K
19.03%
🛒 Groceries & Markets
Phoenix
Ubud, Bali
Difference
Milk(1 liter)
$1.45MUR 68.1
$1.62Rp 28.7K
-10.49%
White Bread(500g)
$0.40MUR 18.95
$2.33Rp 41.3K
-82.83%
Rice(white)(1kg)
$2.14MUR 101
$1.11Rp 19.6K
92.79%
Eggs
$5.11MUR 241
$2.20Rp 39.0K
132.27%
Local Cheese(1kg)
-
$17.69Rp 313.3K
-
Chicken Fillets(1kg)
$8.64MUR 407
$4.10Rp 72.5K
110.73%
Beef Round Steak(1kg)
$6.30MUR 297
$12.18Rp 215.6K
-48.28%
Apples(1kg)
$7.57MUR 357
$3.71Rp 65.6K
104.04%
Banana(1kg)
$3.87MUR 182
$1.59Rp 28.1K
143.40%
Oranges(1kg)
$4.62MUR 218
$2.28Rp 40.4K
102.63%
Tomato(1kg)
$1.45MUR 68.3
$1.95Rp 34.6K
-25.64%
Potato(1kg)
$0.82MUR 38.83
$1.91Rp 33.7K
-57.07%
Onion(1kg)
$0.84MUR 39.51
$2.33Rp 41.3K
-63.95%
Lettuce(1 head)
$0.73MUR 34.37
$1.01Rp 17.8K
-27.72%
Water(1.5 liter bottle)
$0.76MUR 35.62
$0.55Rp 9,773
38.18%
Cigarettes 20 Pack(Marlboro, Camel)
-
$2.23Rp 39.5K
-
Wine(Bottle)
$10.70MUR 504
$23.07Rp 408.6K
-53.62%
Local Beer(0.5 liter bottle)
$2.11MUR 99.3
$2.42Rp 42.8K
-12.81%
Imported Beer(0.33 liter bottle)
-
$3.00Rp 53.1K
-
🚌 Getting Around
Phoenix
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.07MUR 50.5
$0.27Rp 4,814
296.30%
Public Transport Monthly Pass(Regular Price)
$10.62MUR 501
$8.98Rp 159.1K
18.26%
Taxi Start(Normal Tariff)
-
$0.48Rp 8,566
-
Taxi(Normal Tariff)(1km)
$1.52MUR 71.6
$0.43Rp 7,679
253.49%
Taxi 1hour Waiting(Normal Tariff)
-
$5.64Rp 99.9K
-
Gasoline(1 liter)
$1.35MUR 63.7
$0.80Rp 14.2K
68.75%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$24.9KRp 441.7M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$31.7KRp 561.5M
-
🧾 Monthly Utilities & Internet
Phoenix
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
-
$81.5Rp 1.4M
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.28MUR 673
$6.49Rp 115.0K
120.03%
Internet(50+ Mbps, Unlimited Data)
$25.74MUR 1,213
$18.77Rp 332.4K
37.13%
🎉 Sport & Entertainment
Phoenix
Ubud, Bali
Difference
Gym Membership(Monthly)
$25.18MUR 1,187
$56.9Rp 1.0M
-55.72%
Tennis Court(1 Hour on Weekend)
-
$18.73Rp 331.7K
-
Cinema Ticket
$5.47MUR 258
$4.54Rp 80.4K
20.48%
🧸 Childcare & Education
Phoenix
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$481Rp 8.5M
-
International Primary School, 1 Child(Yearly)
-
$5,711Rp 101.1M
-
👕👟 Clothing & Footwear
Phoenix
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$52.6MUR 2,479
$45.52Rp 806.0K
15.53%
Summer Dress(H&M, Zara, etc)
$52.0MUR 2,452
$35.88Rp 635.4K
45.01%
Sport Shoes(Adidas, Nike)
-
$80.4Rp 1.4M
-
Men's Leather Business Shoes
-
$78.7Rp 1.4M
-
🏠 Accommodation & Living
Phoenix
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$534MUR 25.2K
$1,115Rp 19.7M
-52.09%
1-bedroom Apartment, Outside City Center(Monthly)
$322MUR 15.2K
$698Rp 12.4M
-53.78%
3-bedroom Apartment, City Center(Monthly)
$832MUR 39.2K
$3,637Rp 64.4M
-77.11%
3-bedroom Apartment, Outside City Center(Monthly)
$533MUR 25.1K
$1,737Rp 30.8M
-69.31%
Buy Apartment in City Center(m2)
-
$2,784Rp 49.3M
-
Buy Apartment Outside City Center(m2)
-
$2,290Rp 40.5M
-
💵 Salaries & Financials
Phoenix
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$961MUR 45.3K
$168Rp 3.0M
472.20%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
13.78
-63.72%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phoenix: September 14, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $534 in Phoenix and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Phoenix pays 472% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Phoenix vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $244 vs $295 per month, with Phoenix cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phoenix vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Phoenix and in Ubud, Bali?
Phoenix and Ubud, Bali differ by about 65% in total monthly costs ($827 vs $1,368 including rent). Phoenix is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Phoenix or Ubud, Bali?
Average pay runs 472% higher in Phoenix, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Phoenix and in Ubud, Bali?
Rent for a central apartment: $534 in Phoenix versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 21% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Phoenix or Ubud, Bali?
All in, you'll spend $827 per month in Phoenix versus $1,368 in Ubud, Bali – a 65% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $827 in Phoenix versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Phoenix but tight or insufficient in Ubud, Bali. The gap between the two cities makes Phoenix the clear choice for anyone on this budget.
How does quality of life compare between Phoenix and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Phoenix or Ubud, Bali safer for residents?
Safety-wise, Phoenix and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Phoenix or Ubud, Bali?
Expats usually find Phoenix gentler on the wallet – expenses run 65% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.