Cost of Living Comparison Between Phoenix and Ubud, Bali Cost of Living Comparison Between Phoenix and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,011 in Phoenix versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,549 in Phoenix versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,086 in Phoenix versus $3,694 in Ubud, Bali.

Living in Phoenix costs roughly 28% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Phoenix is 25% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Phoenix
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.74 MUR 318
$3.57 Rp 64.0K
88.80%
Three-Course Dinner for Two, Mid-Range
$43.39 MUR 2,043
$32.50 Rp 582.3K
33.51%
Fast Food Meal (McDonalds, etc)
$6.50 MUR 306
$4.86 Rp 87.1K
33.74%
Cappuccino
$2.57 MUR 121
$2.75 Rp 49.2K
-6.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.98 MUR 45.97
$1.32 Rp 23.7K
-25.76%
Water (0.33 liter bottle)
$0.60 MUR 28.43
$0.70 Rp 12.6K
-14.29%
Local Beer (0.5 liter draught)
$2.08 MUR 98.1
$2.91 Rp 52.2K
-28.52%
Imported Beer (0.33 liter bottle)
$2.66 MUR 125
$3.79 Rp 68.0K
-29.82%
🛒 Groceries & Markets
Phoenix
Ubud, Bali
Difference
Milk (1 liter)
$1.46 MUR 68.9
$1.71 Rp 30.6K
-14.62%
White Bread (500g)
$0.71 MUR 33.25
$2.47 Rp 44.3K
-71.26%
Rice (white) (1kg)
$1.33 MUR 62.6
$1.20 Rp 21.5K
10.83%
Eggs
$2.27 MUR 107
$2.44 Rp 43.8K
-6.97%
Local Cheese (1kg)
$9.87 MUR 465
$14.38 Rp 257.7K
-31.36%
Chicken Fillets (1kg)
$6.03 MUR 284
$4.31 Rp 77.1K
39.91%
Beef Round Steak (1kg)
$10.41 MUR 490
$12.21 Rp 218.7K
-14.74%
Apples (1kg)
$2.03 MUR 95.7
$3.68 Rp 66.0K
-44.84%
Banana (1kg)
$2.00 MUR 94.3
$1.55 Rp 27.8K
29.03%
Oranges (1kg)
$1.45 MUR 68.4
$2.79 Rp 49.9K
-48.03%
Tomato (1kg)
$2.67 MUR 126
$2.33 Rp 41.8K
14.59%
Potato (1kg)
$1.02 MUR 48.20
$1.97 Rp 35.3K
-48.22%
Onion (1kg)
$1.00 MUR 47.00
$2.31 Rp 41.4K
-56.71%
Lettuce (1 head)
$0.84 MUR 39.55
$1.06 Rp 19.1K
-20.75%
Water (1.5 liter bottle)
$0.56 MUR 26.53
$0.73 Rp 13.1K
-23.29%
Cigarettes 20 Pack (Marlboro, Camel)
$6.14 MUR 289
$3.28 Rp 58.8K
87.20%
Wine (Bottle)
$8.25 MUR 389
$22.79 Rp 408.4K
-63.80%
Local Beer (0.5 liter bottle)
$1.78 MUR 84.1
$2.81 Rp 50.3K
-36.65%
Imported Beer (0.33 liter bottle)
$2.11 MUR 99.2
$2.78 Rp 49.9K
-24.10%
🚌 Getting Around
Phoenix
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.04 MUR 49.09
$0.29 Rp 5,217
258.62%
Public Transport Monthly Pass (Regular Price)
-
$8.06 Rp 144.4K
-
Taxi Start (Normal Tariff)
$4.48 MUR 211
$0.45 Rp 8,047
895.56%
Taxi (Normal Tariff) (1km)
$2.72 MUR 128
$0.45 Rp 8,094
504.44%
Taxi 1hour Waiting (Normal Tariff)
$15.48 MUR 729
$6.24 Rp 111.7K
148.08%
Gasoline (1 liter)
$1.54 MUR 72.7
$0.85 Rp 15.2K
81.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.9K MUR 1.7M
$26.0K Rp 465.4M
38.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.2K MUR 1.4M
$31.7K Rp 567.2M
-7.80%
🧾 Monthly Utilities & Internet
Phoenix
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$50.0 MUR 2,356
$80.8 Rp 1.4M
-38.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.57 MUR 875
$4.06 Rp 72.7K
357.39%
Internet (50+ Mbps, Unlimited Data)
$33.02 MUR 1,555
$24.42 Rp 437.6K
35.22%
🎉 Sport & Entertainment
Phoenix
Ubud, Bali
Difference
Gym Membership (Monthly)
$38.92 MUR 1,833
$97.7 Rp 1.7M
-60.15%
Tennis Court (1 Hour on Weekend)
-
$6.45 Rp 115.5K
-
Cinema Ticket
$6.19 MUR 292
$4.04 Rp 72.4K
53.22%
🧸 Childcare & Education
Phoenix
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$155 MUR 7,306
$304 Rp 5.4M
-48.97%
International Primary School, 1 Child (Yearly)
$3,965 MUR 186.7K
$6,621 Rp 118.6M
-40.12%
👕👟 Clothing & Footwear
Phoenix
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$50.2 MUR 2,361
$54.2 Rp 971.7K
-7.52%
Summer Dress (H&M, Zara, etc)
$43.39 MUR 2,043
$38.78 Rp 694.7K
11.89%
Sport Shoes (Adidas, Nike)
$81.9 MUR 3,858
$86.1 Rp 1.5M
-4.90%
Men's Leather Business Shoes
$80.4 MUR 3,785
$76.7 Rp 1.4M
4.84%
🏠 Accommodation & Living
Phoenix
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$552 MUR 26.0K
$986 Rp 17.7M
-44.00%
1-bedroom Apartment, Outside City Center (Monthly)
$387 MUR 18.2K
$658 Rp 11.8M
-41.11%
3-bedroom Apartment, City Center (Monthly)
$879 MUR 41.4K
$3,369 Rp 60.4M
-73.92%
3-bedroom Apartment, Outside City Center (Monthly)
$617 MUR 29.0K
$2,066 Rp 37.0M
-70.15%
Buy Apartment in City Center (m2)
-
$2,741 Rp 49.1M
-
Buy Apartment Outside City Center (m2)
-
$2,228 Rp 39.9M
-
💵 Salaries & Financials
Phoenix
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$952 MUR 44.8K
$163 Rp 2.9M
482.70%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.25
13.28
-52.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phoenix: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $552 in Phoenix and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Phoenix pays 483% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $43.00 in Phoenix vs $33.00 in Ubud, Bali. Groceries flip the comparison at $213 vs $297, with Phoenix cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phoenix vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Phoenix and Ubud, Bali?
Phoenix and Ubud, Bali differ by about 39% in total monthly costs ($1,011 vs $1,404 including rent). Phoenix is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Phoenix or Ubud, Bali?
Phoenix pays 483% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Phoenix and Ubud, Bali?
Rent for a central apartment: $552 in Phoenix versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 39% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Phoenix or Ubud, Bali?
All in, you'll spend $1,011 per month in Phoenix versus $1,404 in Ubud, Bali – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,011 in Phoenix versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Phoenix but tight or insufficient in Ubud, Bali. The gap between the two cities makes Phoenix the clear choice for anyone on this budget.
How does quality of life compare between Phoenix and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Phoenix or Ubud, Bali safer for residents?
Safety-wise, Phoenix and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Phoenix or Ubud, Bali?
Expats usually find Phoenix gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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