Cost of Living Comparison Between Ubud, Bali and Phoenix Cost of Living Comparison Between Ubud, Bali and Phoenix

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $827 in Phoenix.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,317 in Phoenix.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,807 in Phoenix.

Living in Ubud, Bali is roughly 65% more expensive than in Phoenix, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 0% above, Phoenix is 40% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.18 MUR 103

57.80%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$31.64 MUR 1,491

14.76%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$7.47 MUR 352

-23.56%

Cappuccino

$2.67 Rp 47.3K

$5.37 MUR 253

-50.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.61 MUR 28.66

186.89%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.52 MUR 24.50

67.31%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.07 MUR 97.6

42.51%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$5.38 MUR 253

-15.99%

Milk (1 liter)

$1.62 Rp 28.7K

$1.45 MUR 68.1

11.72%

White Bread (500g)

$2.33 Rp 41.3K

$0.40 MUR 18.95

482.50%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.14 MUR 101

-48.13%

Eggs

$2.20 Rp 39.0K

$5.11 MUR 241

-56.95%

Local Cheese (1kg)

$17.69 Rp 313.3K

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$8.64 MUR 407

-52.55%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$6.30 MUR 297

93.33%

Apples (1kg)

$3.71 Rp 65.6K

$7.57 MUR 357

-50.99%

Banana (1kg)

$1.59 Rp 28.1K

$3.87 MUR 182

-58.91%

Oranges (1kg)

$2.28 Rp 40.4K

$4.62 MUR 218

-50.65%

Tomato (1kg)

$1.95 Rp 34.6K

$1.45 MUR 68.3

34.48%

Potato (1kg)

$1.91 Rp 33.7K

$0.82 MUR 38.83

132.93%

Onion (1kg)

$2.33 Rp 41.3K

$0.84 MUR 39.51

177.38%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.73 MUR 34.37

38.36%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.76 MUR 35.62

-27.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

Wine (Bottle)

$23.07 Rp 408.6K

$10.70 MUR 504

115.61%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$2.11 MUR 99.3

14.69%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.07 MUR 50.5

-74.77%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$10.62 MUR 501

-15.44%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.52 MUR 71.6

-71.71%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.35 MUR 63.7

-40.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$14.28 MUR 673

-54.55%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$25.74 MUR 1,213

-27.08%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$25.18 MUR 1,187

125.85%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$5.47 MUR 258

-17.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$52.6 MUR 2,479

-13.44%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$52.0 MUR 2,452

-31.04%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

Men's Leather Business Shoes

$78.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$534 MUR 25.2K

108.73%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$322 MUR 15.2K

116.36%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$832 MUR 39.2K

336.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$533 MUR 25.1K

225.82%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$961 MUR 45.3K

-82.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Phoenix: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $534 in Phoenix. Housing cost is often the main lever when comparing two cities.

Phoenix pays 472% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $32.00 in Phoenix for a mid-range dinner for two. Groceries echo the gap at $295 vs $244 per month, with Phoenix cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Phoenix: Cost of Living - Frequently Asked Questions

Ubud, Bali and Phoenix differ by about 65% in total monthly costs ($1,368 vs $827 including rent). Phoenix is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 472% lower in Phoenix. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $534 in Phoenix. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 21% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $827 in Phoenix – a 65% gap that adds up to real savings over time for anyone picking the cheaper option.

At $827 in Phoenix versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Phoenix but tight or insufficient in Ubud, Bali. The gap between the two cities makes Phoenix the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Phoenix are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phoenix gentler on the wallet – expenses run 65% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.