Last update: Oct 2026

Cost of Living Comparison Between the Philippines and Canada

For one person, living is cheaper in the Philippines: $883 a month against $2,320 in Canada, rent and utilities included – about $17,200 less a year. Rent and utilities account for most of the difference.

Philippines
Canada
🇵🇭 Philippines
$883
/mo nomad
🇨🇦 Canada
$2,320
/mo nomad
Monthly Cost of Living

How much you'll spend in the Philippines and in Canada

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the Philippines and in Canada actually costs, broken down by who's living it.

A single person spends $883 per month in the Philippines vs $2,320 in Canada, rent included.

  • Philippines $883
  • Canada $2,320

A couple spends around $1,365 per month in the Philippines vs $3,356 in Canada, rent included.

  • Philippines $1,365
  • Canada $3,356

A family of three spends $1,846 per month in the Philippines vs $4,392 in Canada, rent included.

  • Philippines $1,846
  • Canada $4,392

The regional cost range is wider in Canada ($893–$3,767) than in the Philippines ($124–$1,174), so city choice matters more there.

The cost of living in the Philippines is roughly 62% lower than in Canada on average.

The Philippines sits 35% below the global median, while Canada is 72% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Philippines
Canada
Difference
Meal at Budget Restaurant
$4.00 ₱254
$17.57 CA$24.52
-77.23%
Three-Course Dinner for Two, Mid-Range
$23.75 ₱1,507
$71.0 CA$99.0
-66.53%
Fast Food Meal (McDonalds, etc)
$3.93 ₱250
$10.84 CA$15.12
-63.75%
Cappuccino
$2.30 ₱146
$3.72 CA$5.19
-38.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.79 ₱50.0
$2.16 CA$3.01
-63.43%
Water (0.33 liter bottle)
$0.44 ₱27.62
$1.74 CA$2.43
-74.71%
Local Beer (0.5 liter draught)
$1.33 ₱84.5
$5.71 CA$7.97
-76.71%
Imported Beer (0.33 liter bottle)
$2.39 ₱152
$5.56 CA$7.75
-57.01%
🛒 Groceries & Markets
Philippines
Canada
Difference
Milk (1 liter)
$1.75 ₱111
$2.20 CA$3.07
-20.45%
White Bread (500g)
$1.29 ₱81.9
$2.57 CA$3.59
-49.81%
Rice (white) (1kg)
$0.93 ₱59.2
$3.50 CA$4.88
-73.43%
Eggs
$2.03 ₱129
$3.46 CA$4.83
-41.33%
Local Cheese (1kg)
$7.83 ₱497
$10.68 CA$14.90
-26.69%
Chicken Fillets (1kg)
$4.46 ₱283
$11.86 CA$16.55
-62.39%
Beef Round Steak (1kg)
$7.25 ₱460
$15.22 CA$21.23
-52.37%
Apples (1kg)
$3.05 ₱193
$4.14 CA$5.77
-26.33%
Banana (1kg)
$1.51 ₱96.0
$1.41 CA$1.97
7.09%
Oranges (1kg)
$2.42 ₱153
$3.78 CA$5.27
-35.98%
Tomato (1kg)
$1.65 ₱105
$4.02 CA$5.60
-58.96%
Potato (1kg)
$2.14 ₱136
$2.73 CA$3.81
-21.61%
Onion (1kg)
$2.31 ₱146
$2.55 CA$3.56
-9.41%
Lettuce (1 head)
$1.71 ₱109
$2.67 CA$3.72
-35.96%
Water (1.5 liter bottle)
$0.62 ₱39.58
$1.79 CA$2.50
-65.36%
Cigarettes 20 Pack (Marlboro, Camel)
$3.04 ₱193
$14.53 CA$20.28
-79.08%
Wine (Bottle)
$7.26 ₱460
$13.55 CA$18.90
-46.42%
Local Beer (0.5 liter bottle)
$1.18 ₱75.1
$2.85 CA$3.98
-58.60%
Imported Beer (0.33 liter bottle)
$1.83 ₱116
$3.18 CA$4.43
-42.45%
🚌 Getting Around
Philippines
Canada
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.55
$2.57 CA$3.58
-91.05%
Public Transport Monthly Pass (Regular Price)
$13.47 ₱854
$74.1 CA$103
-81.82%
Taxi Start (Normal Tariff)
$1.02 ₱64.5
$2.99 CA$4.18
-65.89%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.96
$1.63 CA$2.27
-86.50%
Taxi 1hour Waiting (Normal Tariff)
$1.93 ₱122
$28.37 CA$39.59
-93.20%
Gasoline (1 liter)
$1.19 ₱75.5
$1.20 CA$1.68
-0.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ₱1.4M
$27.9K CA$39.0K
-23.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.8K ₱1.2M
$20.9K CA$29.2K
-10.11%
🧾 Monthly Utilities & Internet
Philippines
Canada
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 ₱7,326
$148 CA$207
-22.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.02 ₱889
$42.35 CA$59.1
-66.89%
Internet (50+ Mbps, Unlimited Data)
$26.85 ₱1,703
$59.4 CA$82.9
-54.81%
🎉 Sport & Entertainment
Philippines
Canada
Difference
Gym Membership (Monthly)
$35.19 ₱2,233
$39.38 CA$54.9
-10.64%
Tennis Court (1 Hour on Weekend)
$6.10 ₱387
$19.60 CA$27.35
-68.88%
Cinema Ticket
$6.25 ₱397
$11.50 CA$16.04
-45.65%
🧸 Childcare & Education
Philippines
Canada
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$296 ₱18.8K
$706 CA$985
-58.11%
International Primary School, 1 Child (Yearly)
$9,773 ₱620.0K
$16.9K CA$23.6K
-42.27%
👕👟 Clothing & Footwear
Philippines
Canada
Difference
Jeans (Levis 501 Or Similar)
$50.3 ₱3,193
$55.0 CA$76.8
-8.58%
Summer Dress (H&M, Zara, etc)
$25.88 ₱1,642
$39.55 CA$55.2
-34.56%
Sport Shoes (Adidas, Nike)
$72.8 ₱4,618
$86.5 CA$121
-15.81%
Men's Leather Business Shoes
$59.8 ₱3,793
$105 CA$146
-42.96%
🏠 Accommodation & Living
Philippines
Canada
Difference
1-bedroom Apartment, City Center (Monthly)
$459 ₱29.1K
$1,323 CA$1,846
-65.31%
1-bedroom Apartment, Outside City Center (Monthly)
$279 ₱17.7K
$1,140 CA$1,590
-75.50%
3-bedroom Apartment, City Center (Monthly)
$1,067 ₱67.7K
$2,095 CA$2,923
-49.04%
3-bedroom Apartment, Outside City Center (Monthly)
$569 ₱36.1K
$1,723 CA$2,404
-66.97%
Buy Apartment in City Center (m2)
$4,174 ₱264.8K
$4,739 CA$6,613
-11.93%
Buy Apartment Outside City Center (m2)
$2,305 ₱146.2K
$3,705 CA$5,170
-37.79%
💵 Salaries & Financials
Philippines
Canada
Difference
Average Monthly Net Salary (After Tax)
$325 ₱20.6K
$3,037 CA$4,237
-89.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.02
4.88
43.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Philippines: October 31, 2026

Last update for Canada: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Philippines
$279
Canada
$1.1K 308% $861
Groceries & Markets
Philippines
$201
Canada
$370 83.8% $169
Monthly Utilities & Internet
Philippines
$156
Canada
$250 60% $94
Clothing & Footwear
Philippines
$94
Canada
$129 36.9% $35
Eating Out
Philippines
$88
Canada
$273 211% $185
Sport & Entertainment
Philippines
$48
Canada
$62 30.8% $15
Getting Around
Philippines
$17
Canada
$95 479% $79

Cost Breakdown

Average rent: $302 in the Philippines vs $1,257 in Canada. For reference, capital cities sit at $533 in Manila and $1,447 in Ottawa.

Average salary: $270 in the Philippines vs $2,968 in Canada. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 316% higher in Canada.

Dining out costs 242% more in Canada.

Public transport is 408% more expensive in Canada.

Salaries are about 11 times higher in Canada, and purchasing power comes out stronger in Canada.

Good to know
🇵🇭 Philippines
🇨🇦 Canada
🕒 Local time
04:08 4:08 AM
15:08 3:08 PM
13 h behind the Philippines
🌤 Weather
👥 Population
109,035,343
36,991,981
💱 Currency
Exchange rates and currency converter

CAD, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 3, 2026: 1 USD = 63.44 PHP (100 PHP = 1.58 USD). 1 EUR = 70.95 PHP (100 PHP = 1.41 EUR).

Canadian Dollar exchange rates as of November 3, 2026: 1 USD = 1.4 CAD (1 CAD = 0.717 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

On the map
Between locations
  • Philippines Canada 13,130 km ≈ 17 h nonstop flight
From you
  • Philippines
  • Canada

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Philippines vs Canada: Cost of Living - Frequently Asked Questions
Is Canada more expensive than the Philippines?
The Philippines is the cheaper option – living costs run roughly 62% lower on average.
Which country has higher housing costs?
Housing costs more in Canada: a central one-bedroom averages $1,257 versus $302 in the Philippines.
Which country is cheaper for everyday spending?
Groceries, public transport, and eating out all cost less in the Philippines – part of why living there is about 62% cheaper overall.
Is $2,000 a realistic budget in Canada or in the Philippines?
$2,000 buys a comfortable lifestyle in the Philippines, but in Canada it only works with careful planning outside the capital. Same money, very different lives.
Should I move to Canada or to the Philippines?
The Philippines is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.

Philippines vs other spots: cost of living compared

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